UWM Holdings ( UWMC ) CEO on Monday said that UWM’s total loan origination volume was $49.6 billion for the fourth quarter, which represents its highest quarterly origination volume since 2021, adding that core business fundamentals remain strong. Even without the Two Harbors ( TWO ) transaction, the company now expects total revenue for the first quarter of 2026 to be between $800 million and $90...
UWM Holdings ( UWMC ) CEO on Monday said that UWM’s total loan origination volume was $49.6 billion for the fourth quarter, which represents its highest quarterly origination volume since 2021, adding that core business fundamentals remain strong. Even without the Two Harbors ( TWO ) transaction, the company now expects total revenue for the first quarter of 2026 to be between $800 million and $900 million and for fiscal year 2026 to be between $3.5 billion and $4.5 billion, UWM Holdings ( UWMC ) said . CEO Mat Ishbia noted that the company expects Mia, its voice-enabled AI assistant, to handle over 12 million inbound and outbound calls this year, and the "success of this initiative is evident from recent industry information indicating that UWM continues to originate approximately 12% of all refinances and remains the largest originator of purchase loans in the country." Lastly, it expects to demonstrate the favorable results of investments in people and technology over the last three years, as it is "ahead of pace to achieve an annualized nine-figure run rate in revenue from new products and services, like TRAC+ and PA+,” Ishbia added. More on Two Harbors Investment, UWM Holdings UWM Holdings Corporation 2025 Q4 - Results - Earnings Call Presentation UWM Holdings Corporation (UWMC) Q4 2025 Earnings Call Prepared Remarks Transcript Two Harbors Investment Corp. 2025 Q4 - Results - Earnings Call Presentation Rocket Cos., UWM Holdings slide after Better partners with OpenAI on mortgage decision app Most and least shorted $2B+ financial stocks in early March
Over six months, Oracle (ORCL) saw its stock plunge 54% despite stronger revenue and profit margins. Surging AI-driven backlog and $50B capex plans fueled investor doubts about near-term gains, while rising debt, legacy declines, and a costly restructuring sparked a sharp pullback. Below is an analytical breakdown of stock movement into key contributing metrics. 9102025 3092026 Change Stock Price ...
Over six months, Oracle (ORCL) saw its stock plunge 54% despite stronger revenue and profit margins. Surging AI-driven backlog and $50B capex plans fueled investor doubts about near-term gains, while rising debt, legacy declines, and a costly restructuring sparked a sharp pullback. Below is an analytical breakdown of stock movement into key contributing metrics. 9102025 3092026 Change Stock Price ($) 326.9 151.6 -53.6% Total Revenues ($ Mil) 59,018.0 61,017.0 3.4% Net Income Margin (%) 21.1% 25.3% 19.9% P/E Multiple 74.3 28.1 -62.1% Shares Outstanding (Mil) 2,826.0 2,864.0 -1.3% Cumulative Contribution -53.6% So what is happening here? Despite a 3.4% revenue increase and a 20% rise in net income margin, the stock price fell 54%, driven by a sharp 62% drop in the P/E multiple and slight share dilution. Trefis: ORCL Stock Insights Here Is Why Oracle Stock Moved Massive RPO Growth vs. Reality : Q2 RPO surged 438% to $523B, yet the stock fell. This signals deep investor skepticism about the quality and timing of converting this AI-driven backlog into near-term revenue. : Q2 RPO surged 438% to $523B, yet the stock fell. This signals deep investor skepticism about the quality and timing of converting this AI-driven backlog into near-term revenue. AI Capex Overhang : FY2026 capital expenditure guidance was raised to ~$50B for AI infrastructure. The market is pricing in the risk of multi-year negative free cash flow and margin compression. : FY2026 capital expenditure guidance was raised to ~$50B for AI infrastructure. The market is pricing in the risk of multi-year negative free cash flow and margin compression. Balance Sheet Strain : Total debt exceeded $100B in Q2. The combination of high leverage and soaring capex creates significant financial risk, overshadowing operational growth in cloud. : Total debt exceeded $100B in Q2. The combination of high leverage and soaring capex creates significant financial risk, overshadowing operational growth in cloud. Legacy Business ...
Getty Images Market Review International equities posted strong returns in the fourth quarter of 2025, shaped by a notable inflection in U.S. monetary policy and diverging central-bank paths elsewhere, amid persistent geopolitical risk. In December, the Federal Reserve delivered its second rate cut of the year, citing cooling inflation, a softening labor-market, and tighter financial conditions. I...
Getty Images Market Review International equities posted strong returns in the fourth quarter of 2025, shaped by a notable inflection in U.S. monetary policy and diverging central-bank paths elsewhere, amid persistent geopolitical risk. In December, the Federal Reserve delivered its second rate cut of the year, citing cooling inflation, a softening labor-market, and tighter financial conditions. Importantly, the Fed had ended its quantitative tightening one month earlier, and investors widely interpreted its subsequent balance-sheet guidance—renewed liquidity injections and reinvestment flexibility—as a shift back to quasi-“quantitative easing.” Outside the U.S., monetary policy was less synchronized. The ECB signaled a cautious bias toward further easing as growth softened in the Eurozone and inflation drifted toward target. The Bank of Japan kept its gradual normalization, allowing yields to stay more market-driven while emphasizing patience. In China, policy combined targeted fiscal measures with incremental monetary support to stabilize its property markets and bolster domestic consumption, boosting investor sentiment toward Chinese and broader EM equities. But geopolitical risks also weighed on sentiment. Ongoing conflicts in the Middle East and Russia/Ukraine reinforced energy security and defense spending globally, while strategic competition around advanced technology and supply chains remained a focal point of trade and industrial policy. These dynamics supported select industrial, defense, and infrastructure-related firms, even as headline risk spurred market volatility, which we welcomed. Equity leadership broadened during the quarter. Cyclical sectors tied to financials and industrials benefited from improving liquidity, while growth stocks with strong balance sheets and visible earnings trajectories regained momentum—particularly in IT and select consumer and health care segments. Currency markets were relatively stable. The U.S. dollar's 7.3% decline o...
Carlyle Group Inc. -backed Quest Global Services Pte has begun discussions with investment banks for a potential initial public offering in Mumbai that could raise as much as $1 billion, according to people familiar with the matter. The Singapore-based engineering services firm has held talks with bankers in recent weeks and is expected to appoint advisers soon, the people said, asking not to be i...
Carlyle Group Inc. -backed Quest Global Services Pte has begun discussions with investment banks for a potential initial public offering in Mumbai that could raise as much as $1 billion, according to people familiar with the matter. The Singapore-based engineering services firm has held talks with bankers in recent weeks and is expected to appoint advisers soon, the people said, asking not to be identified because the deliberations are private. The proposed IPO is expected to include a mix of primary shares and secondary sales by existing investors, the people said. Details including the size and timing of the offering remain under discussion and could change. A representative for Quest Global didn’t respond to a request for comment. Hillhouse Investment Management Ltd. last month acquired a minority stake in Quest Global through a transaction that included a primary capital infusion as well as the purchase of shares from select existing shareholders. Carlyle acquired a significant minority stake in the company in 2023 in a deal that marked the exit of Bain Capital and Advent International . India’s primary market has had a subdued start to 2026 following two record years for listings. About $1.6 billion has been raised through IPOs this quarter, compared with $2.3 billion in the same period last year and nearly $11 billion in the previous quarter, according to data compiled by Bloomberg. Quest Global employs more than 21,000 people and provides engineering services across industries including aerospace and defense, automotive, energy, technology, health care and semiconductors, according to its website . The company operates in more than 18 countries. Read More: Carlyle Is Said to Mull $1 Billion IPO of Quest Global in Mumbai