“Usually after I’ve covered all my expenses for the month (rent, groceries, etc.) I have $200 left.”

Building retirement savings takes hard work and commitment. But it's also a matter of making smart financial decisions day in and out. Sometimes, even seemingly harmless habits can get in the way of building a retirement nest egg. Here are three habits that may be preventing you from contributing to your retirement account steadily -- and setting yourself up for a secure future. Image source: Getty Images. Continue reading

Members call for reparatory justice as landmark resolution aims for ‘political recognition at the highest level’ The United Nations has voted to describe the transatlantic chattel slave trade as the “gravest crime against humanity” and called for reparations as “a concrete step towards remedying historical wrongs”. The landmark resolution passed on Wednesday was backed by the African Union (AU) and the Caribbean Community (Caricom). It had been proposed by Ghana’s president, John Dramani Mahama , who said: “Let it be recorded that when history beckoned, we did what was right for the memory of millions who suffered the indignity of slavery.” Continue reading...

超微半导体公司（ AMD ）和 英特尔 公司正面临更严峻的CPU供应问题，这给本已受存储芯片供应紧张困扰的个人电脑和服务器制造商带来了进一步压力。 一项研究显示，CPU供应趋紧正给整个供应链的硬件生产商带来问题，这其中包括涉及个人电脑、企业服务器及其他相关零部件的公司。由于面临额外压力，依赖处理器和存储芯片稳定供应的制造商在规划生产和按时交付方面将面临更大困难。 当前出现的供应限制影响重大，因为CPU仍是消费级和企业级系统的核心部件。如果英特尔或AMD的短缺问题长期持续，可能会影响大型设备制造商和云基础设施提供商，尤其是在当前需求仍与AI工作负载、企业升级和PC换机周期相关联的背景下。 该研究提到了更大的半导体供需失衡问题，即多个零部件短缺同时影响着相同的终端市场。如果替代部件变得难以获取，系统制造商将面临投入成本上升、产品供货量减少以及利润率承压的风险。 投资者可能期待AMD、英特尔及主要OEM厂商就供应恢复情况、积压订单状况，以及这些因素将如何在短期内影响营收模式做出说明。 责任编辑：张俊 SF065

Funtap/iStock via Getty Images U.S. large-cap real estate stocks are off to a subdued start in 2026, with the S&P 500 Real Estate sector down about 0.7% year to date through March, after low‑single‑digit gains in 2025. Below is a list of the top 10 large-cap real estate stocks ranked by their year-to-date performance. The list includes REITs across various sub-sectors, screened by market capitalization and arranged by YTD returns. The list is topped by Equinix ( EQIX ), with a YTD performance of 25.89%. Iron Mountain ( IRM ) and Digital Realty Trust ( DLR ) are next, with Kimco Realty ( KIM ) and Regency Centers ( REG ) rounding out the rest of the top five. Realty Income ( O ) and Host Hotels & Resorts ( HST ) also make strong showings with YTD gains of 7.26% and 6.99%, respectively, both carrying Strong Buy quant ratings. Ventas ( VTR ), Welltower ( WELL ), and W. P. Carey ( WPC ) complete the top 10, with W. P. Carey earning the highest quant rating on the list at 4.73. Here is the list: Equinix, Inc. ( EQIX ), YTD perf: 25.89%, Quant rating: Hold 3.46 Iron Mountain Incorporated ( IRM ), YTD perf: 21.41%, Quant rating: Sell 1.81 Digital Realty Trust, Inc. ( DLR ), YTD perf: 12.93%, Quant rating: Hold 3.28 Kimco Realty Corporation ( KIM ), YTD perf: 11.30%, Quant rating: Buy 4.33 Regency Centers Corporation ( REG ), YTD perf: 8.04%, Quant rating: Buy 4.38 Realty Income Corporation ( O ), YTD perf: 7.26%, Quant rating: Strong Buy 4.63 Host Hotels & Resorts, Inc. ( HST ), YTD perf: 6.99%, Quant rating: Strong Buy 4.55 Ventas, Inc. ( VTR ), YTD perf: 6.20%, Quant rating: Hold 3.27 Welltower Inc. ( WELL ), YTD perf: 5.93%, Quant rating: Hold 3.40 W. P. Carey Inc. ( WPC ), YTD perf: 4.72%, Quant rating: Strong Buy 4.73 Real Estate ETFs: ( VNQ ), ( XLRE ), ( IYR ), ( USRT ), and ( HOMZ ) More on real estate stocks Beware Targeted IRRs: Public REITs Consistently Beat Private VNQ: REIT ETFs Are Not Suitable For Income Zillow Home Value Index: 'Real' Home Values Continue T...

根据一份客户报告， 美国银行 恢复了对 甲骨文 公司的覆盖，给予“买入”评级和200美元的目标价，该公司股价周三成为市场关注焦点。 分析师塔尔·利亚尼表示，这一评级反映了对加速增长的AI基础设施需求与公司转型时机和资本要求之间的平衡看法。200美元的目标价意味着较当前水平约有30%的上涨空间。 利亚尼指出，与长期AI训练和云基础设施承诺相关的剩余履约义务高达5530亿美元。该分析师表示，这些积压订单为增长提供了可见性，但甲骨文需要证明其能够交付能力，并将长期合同转化为收入。 未来几年，甲骨文面临的关键争论包括积压订单转化的时机、客户集中度（OpenAI占据了当前履约义务的很大一部分）以及AI建设的资本密集度。利亚尼表示，该公司在这些方面似乎有扎实的计划。 责任编辑：张俊 SF065

I warned investors that BigBear.ai (NYSE: BBAI) stock was too expensive. Now that the price has crashed by almost half, I will answer if I think it is a good time to buy.

Meta Platforms chief Mark Zuckerberg is building an AI agent to help him do his job as CEO, I reported over the weekend. In our latest WSJ AI & Business newsletter, we look at other Meta projects as the company tries to keep its 78,000-person workforce competitive with AI-native startups.

Mohamad Faizal Bin Ramli/iStock via Getty Images The VanEck High Yield Muni ETF ( HYD ) is a passively managed exchange-traded fund designed to provide investors with exposure to high-yielding, tax-exempt municipal bonds. In general, municipal bonds are typically used by high-net-worth individuals and income-oriented investors seeking tax advantages with respect to the distributions received from owning these types of funds. About VanEck High Yield Muni ETF HYD was launched by VanEck on February 4, 2009, on the CBOE Exchange. The strategy has an expense ratio of 32 bps, aligned with peer high-yield muni strategies on the market. HYD has an asset base of $4.12b, with $42.43mm in share value changing hands on a daily basis, providing investors with exceptional liquidity for their investment strategy. Seeking Alpha HYD pays out a monthly distribution with an annualized rate of $1.18/share over the last twelve months, yielding 4.36% and a 30-day SEC yield of 4.37%. When evaluating the fund, investors may compare distributions on a tax-equivalent basis to normalize yield in accordance with the investor’s tax bracket. Investors should be aware that muni bond funds are tax-exempt at the federal level and may be subject to state taxes. State taxes vary from state to state; investors should speak with their financial advisor when evaluating whether this strategy is appropriate for their investment objectives. Corporate Filings Seeking Alpha HYD currently invests across 1,920 individual high-yield, tax-exempt bond holdings. The strategy invests in muni bonds that range from 1 to 30 years to maturity, with an average years to maturity of 17.84 years. The portfolio has an effective duration rate of 7.13 years, presenting modest sensitivity to changes in the reference interest rate. Effective duration measures the bond portfolio’s sensitivity to changes in the base rate set by the Federal Reserve. In short, a 1% change in the base rate will be reflected as a 7.13% increase (1% r...

This financial update included industry discussions that will help inform investor decision-making on a broad spectrum of tech stocks.

加蓬正着手解锁新的保护资金，在贝索斯地球基金等机构的支持下筹集了2亿美元，这可能预示着新兴市场在扩大与自然相关的融资方面将有更大规模的推进。这项名为“加蓬无限PFP”的计划已完成技术架构设计并已提交政府，尚待最终批准。相关方已签署意向书，表明该框架正在推进，各利益相关方正着手准备下一阶段的执行工作。 据大自然保护协会非洲区领导层称，该协会正与世界自然基金会、皮尤慈善信托基金会和ZomaLab等合作伙伴共同牵头这项努力。该架构建立在加蓬此前金融创新的基础上，包括三年前与 美国银行 安排的5亿美元“债转自然”交易。该交易对加蓬的部分债务进行了再融资，同时将资金导向海洋保护领域。这是非洲大陆首个此类交易，可被视为类似融资结构的潜在模板。 加蓬的定位为该战略增添了分量。作为常被称为仅次于 亚马逊 的世界第二大“绿肺”——刚果盆地的一部分，该国拥有重要的生态资产，包括约占全球现存极度濒危森林象60%的种群。加蓬近90%的国土被雨林覆盖，且为净碳汇，其自然资本可能具有越来越重要的经济意义。世界银行的一份报告估计，到2020年，其森林生态系统服务价值已达751亿美元，主要来自碳固存，这表明保护融资在将环境资产与长期投资框架联系起来方面可能发挥越来越重要的作用。 责任编辑：张俊 SF065

Meta Layoffs Shake Up Company as AI Reshapes Workforce inc.com

The Vanguard Mega Cap Growth ETF (NYSEMKT:MGK) and the iShares Russell 2000 ETF (NYSEMKT:IWM) differ sharply in cost, yield, sector exposure, and long-term growth, with MGK tracking U.S. mega-cap growth stocks and IWM focusing on small-cap equities. While both MGK and IWM provide broad U.S. equity exposure, their approaches appeal to different investor goals. MGK targets the largest growth companies, leaning heavily into technology, while IWM offers access to the small-cap segment, spreading assets across nearly 2,000 stocks with a more balanced sector mix. Beta measures price volatility relative to the S&P 500; beta is calculated from five-year monthly returns. The 1-yr return represents total return over the trailing 12 months. Continue reading

This Is Arguably the Most Important Financial Update for Stock Market Investors! The Globe and Mail

Reform’s ability to fundraise is hobbled in a move that draws attention to donations from an overseas billionaire Reform UK are no doubt the biggest losers from the government’s emergency measures to overhaul political donations. Labour MPs are absolutely delighted that No 10 is at last bringing in changes that will hobble Reform’s ability to raise money from its Thailand-based mega-donor, Christopher Harborne, at the same time as making the electoral system fairer in the eyes of the public. Continue reading...

This fantastic business has been on my radar for years, but has persistently traded at expensive valuations. Due to the recent broad market sell-off, I finally upgraded this stock to a buy.

Prediction: Micron Will Be One of the Best-Performing Stocks of 2026 AOL.com

Taiwan Semiconductor Manufacturing (NYSE:TSM) And Recent Market Reaction Kalkine Media

⚽️ WCL updates from the 8pm GMT kick-off at Old Trafford ⚽️ Arsenal 3-1 Chelsea | WSL trophy revamp | And mail Luke The local weather has provided a proper ‘welcome to Manchester’ for the Bayern Munich players today, with not only a chilling, blustery wind and frequent heavy showers but even a sudden burst of hail, which pounded on to the top of my car like pebbles a couple of hours ago as I was driving along the M56 towards the stadium. There is a freezing-cold feel in the air and rumours of an overnight frost on the way. So it will feel like this game is being played in January rather than late March, and you wonder whether than can benefit the hosts. Everyone in the stands has their hat, their scarves and their gloves back on again. I’ll expand on those teams shortly , but now, an update from our intrepid reporter at Old Trafford … Continue reading...

有报道称芯片制造商计划将CPU价格上调10%-15%，显示出半导体市场的强劲需求和定价能力， AMD 和 英特尔 股价随之攀升。 受CPU计划涨价消息及大盘上涨带动，超微半导体公司股价上涨4%，英特尔股价也攀升4%。 《日经亚洲》报道称，英特尔和AMD均已告知客户，计划对其CPU产品线进行提价，涨价从3月和4月开始。多个消息来源显示平均涨幅为10%至15%，部分产品涨幅更大。 有报道称美国起草了一份15点计划以停止中东地区的战斗，此后整体股市也出现上涨。标普500指数期货上涨约0.6%，油价下跌5%至每桶100美元以下，缓解了此前对科技股造成压力的能源驱动型通胀担忧。 周二并无公司层面的具体消息传出，不过AMD近期宣布了多项扩大合作，包括与Meta达成的一项部署6吉瓦图形处理器的协议。半导体行业也受益于政府提振国内供应链的努力，进一步增强了投资者对芯片制造商的信心。 责任编辑：张俊 SF065

The service, historically known as an enthronement, marked the symbolic start of Dame Sarah's public ministry as the Archbishop of Canterbury.

格隆汇3月26日｜现货黄金日内涨幅收窄至1%以内，伊朗外长说通过中间人与美方传递信息并不意味着与美国进行谈判。

Oil prices fell on Wednesday after reports that the U.S. had given Iran a plan to end the war, pushing stocks higher. Can investors finally breathe a sigh of relief? Not so fast, says Morgan Stanley. In a client note, analysts said that even a reopening of the critical Strait of Hormuz, which Iran has effectively closed to oil tankers during the conflict, won't immediately restore the world to its pre-conflict state. Some 20-25% of the world's oil supply and 20% of its liquefied gas passes through this critical shipping lane, and the ease with which it was shut down may permanently change how countries approach their own energy policies. It's a new lens for many. Despite all the many conflicts in the Middle East over many decades, not one has caused a total shutdown of the Strait of Hormuz. As the analysts pointed out, this post-war global economy will likely change in three ways: The world needs reserves away from the Middle East. Most of the world's excess oil sits on the wrong side of the Strait, making it largely inaccessible in the case of a shutdown. This will force countries to rethink the value of that spare capacity, given its location, thereby keeping prices high and volatile. Put another way, countries may look to asterisk the excess supply that sits on the wrong side of the Strait, counting only a portion of it as actually accessible excess. Greater emphasis on strategic stockpiles . Once this conflict is over, countries will likely look to build domestic reserves to even higher levels than before. The U.S. has never managed to refill its strategic petroleum reserve to pre-2022 levels. Coming out of this, there is likely to be increased effort to do so, especially in Europe and Asia, which are really feeling the brunt of this oil disruption. Higher prices for longer. We likely see a premium on oil supplies that do not pass through the Strait. And since energy is a global commodity, premiums on oil from one place will drive up prices overall, even if "Str...

有报道称SpaceX可能即将进行首次公开募股（IPO），重新激发了投资者对上市航天公司的兴趣，火箭实验室股价随之大涨。 周三，在有关SpaceX可能近期推进上市计划的报道发布后，投资者对商业航天领域的兴趣升温，火箭实验室美国公司的股价大幅上涨。该股在早盘交易中上涨约10%。 SpaceX潜在的上市计划，让市场关注到了涉及发射服务和航天技术的上市公司。火箭实验室是少数几家专注于该领域的上市公司之一，业务涵盖中小型运载火箭和卫星系统。 近期分析师的覆盖以及公司获得新的政府相关合同，也对投资者对该公司的情绪起到了支撑作用。本月早些时候，经纪公司Clear Street首次覆盖该公司，并给出“买入”评级，预计未来几年发射服务和航天器部件需求将持续。 此外，火箭实验室近期根据一项美国国防测试计划，利用其HASTE运载火箭签订了一份价值约1.9亿美元的合同，用于高超音速测试任务。这份合同增加了该公司现有的发射计划，使其在发射和航天系统领域的总积压订单超过20亿美元，为未来收入提供了更高的可见性。 责任编辑：张俊 SF065

watch now In this video ETH.CM= BTC.CM= Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via Email Crypto World Bitcoin inches toward $71,000 as hopes for U.S.-Iran talks push oil prices lower: CNBC Crypto World On today's episode of CNBC Crypto World, bitcoin moves towards $71,000 after Iran counters a U.S. ceasefire plan. Also, Senators reportedly reached an agreement on crypto market structure legislation language to settle a dispute between the banking and crypto sectors. Franklin Templeton's Max Gokhman also discusses how bitcoin is performing as the Iran war continues. 08:46 15 minutes ago Tanaya Macheel Jordan Smith Kaan Oguz

油价周三下跌，此前美国总统唐纳德·特朗普表示华盛顿正与德黑兰进行谈判。伊朗否认进行直接对话，令交易员们对外交方面的混杂信号感到困惑。 高盛 表示，由于对中东供应的担忧依然高涨，原油价格正受地缘政治风险影响交易。 油价周三下跌，此前美国总统唐纳德·特朗普表示华盛顿与德黑兰“目前正在进行谈判”。 伊朗否认进行直接对话，使交易员们不得不解读外交方面的混杂信号。 高盛表示，由于对中东供应的担忧依然高涨，原油价格正受地缘政治风险影响交易。 截止发稿，国际基准布伦特原油期货下跌2.9%，至每桶101.47美元；美国西得克萨斯中质原油期货下跌2.5%，至每桶90.08美元。 特朗普在椭圆形办公室发表讲话时表示，他基于“我们正在进行谈判”这一事实，收回了此前对伊朗能源基础设施发动打击的威胁。当被要求详细说明这一转变时，特朗普说：“他们在和我们谈，而且他们谈得有道理。” 周二晚些时候，两位匿名官员称，美国已向伊朗提交了一份旨在结束战争的15点建议。报道称，尚不清楚这份通过巴基斯坦传达的建议在伊朗官员中的传阅范围有多广。也不清楚与美国一同对伊朗发动袭击的以色列是否会支持该计划。 据报道，伊朗最高联合军事指挥部的发言人表示，油价仍将波动，并警告称，只有在其军事控制下确保地区稳定，油价才能恢复正常。 另外，伊朗驻联合国使团周二表示，“非敌对船只”将能够通过具有战略重要性的霍尔木兹海峡，前提是它们“与伊朗主管当局”进行协调。这篇社交媒体帖子似乎确立了一个近日出现的协议，随着伊朗加强对该水道的控制，一些来自中国、印度和巴基斯坦的船只得以通过。 伊朗官方媒体表示，该国不会接受美国的停火努力。 自美国和以色列于2月28日对伊朗发动袭击以来，中东危机已严重扰乱了通过霍尔木兹海峡的石油出口。这条海上通道通常承载着全球约五分之一的石油和液化天然气运输，也是化肥贸易的一个关键咽喉要道。 高盛全球大宗商品研究联席主管达恩·斯特鲁文在与媒体的电话会议中表示，以占全球供应的份额衡量，目前石油供应的中断是几十年来最大的一次冲击，这凸显了市场面临异常高的不确定性。该银行指出，近期的价格走势受基本情况展望变化的影响较小，而更多地受到对最坏情况预估概率变化的影响。高盛表示，原油实际上正基于地缘政治风险溢价进行交易，因为投资者正在对冲供应长期中断和库存极低的风险。 该银行的基本情况预计，霍尔木兹海峡的运输将在4月份、于四...