Image source: The Motley Fool. Thursday, March 12, 2026 at 5 p.m. ET CALL PARTICIPANTS Chief Executive Officer — Jessica Buss Chief Financial Officer — Massimo Monaco TAKEAWAYS Total Revenue -- $19.3 million for the quarter, compared to negative $56.9 million in the prior-year period, reflecting a significant swing from a negative change in estimate in 2024. -- $19.3 million for the quarter, compared to negative $56.9 million in the prior-year period, reflecting a significant swing from a negative change in estimate in 2024. Certified Loans (CERTs) -- 19,308 in the quarter, down from 26,065 a year earlier, with the decline attributed to temporary headwinds from pricing adjustments and conversion rates. -- 19,308 in the quarter, down from 26,065 a year earlier, with the decline attributed to temporary headwinds from pricing adjustments and conversion rates. Adjusted EBITDA -- $2.8 million for the quarter, compared to negative $75.9 million for the same period in 2024. -- $2.8 million for the quarter, compared to negative $75.9 million for the same period in 2024. Net Income -- $1.7 million for the quarter versus a net loss of $144 million in the prior year. -- $1.7 million for the quarter versus a net loss of $144 million in the prior year. Operating Expenses -- $13.9 million in the quarter, down 9.3% from $15.4 million in 2024, as the company highlighted ongoing expense discipline. -- $13.9 million in the quarter, down 9.3% from $15.4 million in 2024, as the company highlighted ongoing expense discipline. Profit Share Revenue -- $6.2 million for the quarter or $322 per certified loan, compared to $8.2 million ($314 per loan) in 2024, booked at an implied 72.5% loss ratio. -- $6.2 million for the quarter or $322 per certified loan, compared to $8.2 million ($314 per loan) in 2024, booked at an implied 72.5% loss ratio. Delinquency Trend -- Over-60-day delinquency at twelve months for the 2025 vintage is approximately 200 basis points lower than for 2023 and 2024 vint...

格隆汇3月13日｜在岸人民币兑美元（CNY）北京时间03:00收报6.8833元，较周三夜盘收盘跌84点。成交量488.94亿美元。

Earnings Call Insights: Zedge, Inc. (ZDGE) Q2 2026 Management View CEO Jonathan Reich emphasized that "the quality of our monetization continues to improve, and this is leading to record results." He noted Zedge achieved record levels of revenue and average revenue per monthly active user, attributing gains to "continued advertising optimization, record active subscription numbers and record Zedge Premium GTV." Reich also highlighted a focus on acquiring higher-value users and driving resilience in the marketplace despite continued contraction in monthly active users. Reich discussed early progress in Data Seeds, describing the market as having an "incredible growth potential" and stating, "The appetite for AI training data is virtually insatiable, and we are productizing offerings, we believe can meet the needs of model builders and doing so intelligently and cost effectively." He said the company is "building an off-the-shelf or OTS catalog to drive down cost and accelerate order delivery," while noting revenue in the segment remains lumpy. Reich identified that "our innovation team is humming," with two new alpha products launched this quarter, aiming for up to six for the fiscal year. He said, "Syncat, our first release under the product innovation team framework did not deliver the KPIs we were shooting for and we are ceasing development of this product." Reich indicated that GuruShots "appears to be stabilizing and is being operated conservatively following last year's restructuring," and that cash strengthened to $19.1 million with no debt. He added, "we are now paying a quarterly dividend while continuing to invest in innovation and repurchasing shares when the market conditions are right." CFO Yi Tsai reported, "Total revenue for the second quarter was $8.3 million, up 18.3% from last year." He highlighted that "Zedge Marketplace revenue was up over 21% year-over-year driven by strong advertising CPMs and subscription revenue." Tsai also noted, "Zedge+ subs...

格隆汇3月13日｜WTI 4月原油期货收涨8.48美元，涨幅9.72%，报95.73美元/桶。布伦特5月原油期货收涨9.2%，报100.46美元/桶，为2022年8月份以来首次收于100美元整数位心理关口上方。中东Abu Dhabi Murban原油期货涨20.17%，报121.00美元/桶。NYMEX 4月天然气期货收报3.2330美元/百万英热单位。NYMEX 4月汽油期货收报2.9646美元/加仑，NYMEX 3月取暖油期货收报3.8989美元/加仑。

The first-ever jury trial over the potential harms of social media wrapped up on Thursday. Lawyers for Meta and YouTube have argued their platforms are safe for the vast majority of young people, while lawyers for a young woman at the center of the case say the tech companies have designed their products to be addictive, leading to mental health issues in children and teens. The six-week trial has seen a parade of high-profile witnesses, including Meta chief executive Mark Zuckerberg, Instagram head Adam Mosseri and YouTube’s vice-president of engineering Cristos Goodrow. Jurors have also heard testimony from the lead plaintiff, a 20-year-old woman who goes by the initials KGM, her therapist and expert witnesses on social media and addiction. If jurors rule in favor of KGM, the social media companies could face harsh financial penalties, which plaintiffs’ lawyers hope will lead them to change fundamental aspects of how their platforms function. In this case, the burden of proof is on the plaintiffs. The jury would need to find negligence and causation by YouTube and Meta before it could impose damages, so the outcome of the trial could take several different forms. Deliberations are set to begin on Friday. KGM said she got hooked on YouTube starting at six and Instagram at nine. By the time she was 10, she said, she had become depressed and was engaging in self-harm as a result. The cycle of social media use caused her to have strained relationships with her family and in school, she testified. She said she had suicidal thoughts and began cutting herself as a “coping mechanism to deal with my depression”. When she was 13, KGM’s therapist diagnosed her with body dysmorphic disorder and social phobia, which KGM attributes to her use of Instagram and YouTube. KGM’s lawyers say her experience is emblematic of what tens of thousands of young people have faced on social media and in their offline lives. Meta and YouTube deny wrongdoing. A YouTube spokesperson, José Castañ...

Traders prepare as sales of MDA Space Ltd begin at the New York Stock Exchange during morning trading on March 12, 2026 in New York City. Michael M. Santiago | Getty Images News | Getty Images Stock futures were little changed on Thursday night as investors await key U.S. inflation data. The report comes as surging oil prices in the wake of the Iran war continues to weigh on stocks. Futures tied to the Dow Jones Industrial Average added 16 points, or 0.03%. S&P 500 futures advanced 0.04%, while Nasdaq 100 futures slipped 0.05%. In Thursday's regular session, the three major averages notched closing lows for 2026. The 30-stock Dow fell nearly 740 points to post its first close below the 47,000 threshold this year, while the S&P 500 lost 1.5%. Stocks came under pressure and oil spiked after Iran's new Supreme Leader Mojtaba Khamenei said that the Strait of Hormuz, a critical route, should remain shut as a " tool to pressure the enemy ." West Texas Intermediate futures climbed 9.72% to settle at $95.73 per barrel. Brent crude futures gained 9.22% to end the session at $100.46 a barrel, marking its first close above $100 since August 2022. Higher oil prices, along with several other key hurdles in the market, are causing investors pain, according to Chris Toomey, managing director at Morgan Stanley Private Wealth Management. "You've got the [artificial intelligence] buildout, you've got private credit … and this energy situation," he said on CNBC's "Closing Bell." "I think the energy situation is the thing that we're most concerned about." Toomey added that if Strait of Hormuz sees sustained impairment beyond two or three months, that "becomes a real problem." Higher oil prices and growing inflation fears have also dampened investors' expectations for Federal Reserve interest rate cuts this year. Traders are now awaiting the release of January's personal consumption expenditures price index — the Fed's preferred inflation gauge — due Friday morning. The Dow Jones consen...

随着霍尔木兹海峡继续封闭，原油价格周四大涨，布伦特原油自2022年8月份以来首次收于每桶100美元上方。黄金价格下跌，受到美元走强以及油价飙升削弱货币政策宽松前景的拖累。中东冲突干扰供应继续推动铝价上涨。 原油：布伦特原油结算价突破每桶100美元 为2022年8月以来首次 布伦特原油结算价自2022年8月份以来首次突破每桶100美元，因为数以百万桶的原油仍被困在波斯湾，导致油市出现史上最大规模的扰动。 周四，全球基准的布伦特原油飙升9.2%。WTI原油上涨9.7%，收于95.73美元，为近四年来最高。阿拉伯湾多起船只遇袭事件表明，伊朗的海上扰乱行动正在扩大范围，不再仅限于至关重要的霍尔木兹海峡。 截至收盘 4月WTI原油上涨9.7%，结算价为每桶95.73美元 5月布伦特原油上涨9.2%，结算价100.46美元 市场参与者认为，布伦特突破这一心理关口意味着，美国总统唐纳德·特朗普面临的结束战争并遏制能源成本飙升的政治压力将会加剧。早些时候，特朗普在其Truth Social平台上发帖称，相比油价，阻止伊朗拥有核武器“更令我关注且重要得多”。 与此同时，美国财政部长斯科特·贝森特对天空新闻台表示，美国海军将“在军事条件允许后尽快”在霍尔木兹海峡护航。 不过，该海峡何时恢复通行的迹象仍不一致。有报道称，伊朗表示已允许部分船只穿越这一关键水道，并称自己没有布设水雷。在该报道之后，油价在常规交易时段有所回落。而在此之前，伊朗新任最高领袖表示，这条航道应继续关闭。 彭博新闻社报道称，特朗普政府计划就一项海事法律发布临时豁免，该法律要求在国内港口之间运输货物必须使用美国建造的船只。为期30天的《琼斯法》豁免将允许外国油轮帮助向美国东海岸的炼油商供应来自墨西哥湾沿岸及美国其他地区的燃料，此举旨在抑制飙升的油价。该报道发布后，油价缩减涨幅。 Enverus分析师Carl Larry表示：“和释放紧急储备一样，放宽《琼斯法》只是权宜之计。” 干扰持续得越久，“这些行动对油价的影响就越小”。 高盛 集团在一份更新价格预测的研究报告中警告称，如果霍尔木兹海峡原油运输在整个3月份都维持低位，油价可能突破2008年触及的的峰值。那一年，在需求飙升、供应停滞的背景下，布伦特原油一度涨至每桶147.50美元的高点。 贵金属：黄金价格下跌 黄金价格周四下跌，受到美元走强以及伊朗战争推升油价进而削弱...

Image source: The Motley Fool. March 12, 2026 at 5 p.m. ET CALL PARTICIPANTS Interim Executive Chair — Dr. Jamie Bechtel Chief Financial Officer — Thomas C. Chesterman Need a quote from a Motley Fool analyst? Email [email protected] TAKEAWAYS Revenue -- $2.2 million in fiscal 2025 (period ended Dec. 31, 2025), up 20%, with growth adjusted to 30% excluding a $200,000 impact from the transition to direct Amazon sales. -- $2.2 million in fiscal 2025 (period ended Dec. 31, 2025), up 20%, with growth adjusted to 30% excluding a $200,000 impact from the transition to direct Amazon sales. E-commerce revenue -- Rose 88% in fiscal 2025, with e-commerce now representing over half of total company revenue. -- Rose 88% in fiscal 2025, with e-commerce now representing over half of total company revenue. Gross margin -- Improved to 62.5% in fiscal 2025 from 54.1% in fiscal 2024, attributed to favorable product mix and e-commerce contributions. -- Improved to 62.5% in fiscal 2025 from 54.1% in fiscal 2024, attributed to favorable product mix and e-commerce contributions. Net loss -- Reported at $6.4 million, widening slightly from $6.2 million; includes $131,000 in one-time legal expenses and $135,000 in non-cash operating lease expense. -- Reported at $6.4 million, widening slightly from $6.2 million; includes $131,000 in one-time legal expenses and $135,000 in non-cash operating lease expense. Adjusted net loss -- $5.6 million, excluding one-time legal and non-cash lease expenses. -- $5.6 million, excluding one-time legal and non-cash lease expenses. Adjusted EBITDA loss -- $5.3 million, improving from $5.8 million. -- $5.3 million, improving from $5.8 million. Liquidity -- Ended with $8.6 million in cash and short-term investments. -- Ended with $8.6 million in cash and short-term investments. Legal resolution -- The Leafotech litigation was resolved and all litigation dismissed; the CFO stated, "The results were immaterial to us both financially and operationally." -- The Leaf...

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当地时间12日晚，伊拉克北部库尔德自治区(库区)埃尔比勒省省长声明，伊北部尼尼微省马赫穆尔一处驻有法军的军事基地当天遭袭，6名法国士兵受伤。(央视新闻) 免责声明： 风险提示：本文内容仅供参考，不代表同花顺观点。同花顺各类信息服务基于人工智能算法，如有出入请以证监会指定上市公司信息披露平台为准。如有投资者据此操作，风险自担，同花顺对此不承担任何责任。

It never rains but it pours. Nottingham Forest, forced to cut their ticket prices twice this week to entice a near-capacity crowd back to the City Ground, can’t buy a win at the moment. Twice, now, they have lost to FC Midtjylland in this competition this season after Cho Gue-sung, the substitute, further dampened their spirts on a night when a second-half downpour was so severe the ball started getting stuck in puddles. What a muddle Forest find themselves in. A single point above the relegation zone, their fourth manager of the season, Vítor Pereira, without a win in his last five games, their global head of football, Edu, on his way out, they now have to overcome this one-goal deficit in next week’s second leg to earn a Europa League quarter-final with Porto or Stuttgart. Yet their home game with Fulham on Sunday will take such elevated significance now as they seek to retain their Premier League status. Ten minutes from time, Forest’s night was dealt the ultimate dampener. Ousmane Diao was given too much time to cross, from the inside-right channel, and then Aina remained on his heels as Cho sprang in front of him to head down and beyond Sels into the bottom corner. The 300-odd Midtjylland fans may have been making a racket in their corner of the Bridgford Stand, jumping up and down in unison to the constant beat of a drum, but the action on the field was very quiet for the opening half hour. The Danish title chasers know what it takes to win at the City Ground, after their 3-2 triumph here in October helped lead Ange Postecoglou towards his swift exit, and Forest were cagey in the opening exchanges. Vitor Pereira asked Callum Hudson-Odoi to attack from left wing-back, with Ola Aina on the other flank, as Forest matched up the visitors’ shape. It was from Forest’s left that Philip Billing, formerly of Bournemouth, crossed from near the byline in the third minute and Júnior Brumado, somehow left unmarked, headed past Matz Sels. Murillo cleared off the line, to th...

当地时间3月12日，记者获悉，美国情报部门评估认为，伊朗政权目前仍保持团结，没有出现即将崩溃的迹象。知情人士表示，美国情报机构的判断一直较为一致，即伊朗政权内部未出现明显分裂或足以动摇政权的反对力量。（央视新闻）

格隆汇3月13日｜美股三大指数集体收跌，道指跌1.56%，纳指跌1.78%，标普500指数跌1.52%。银行板块大跌，德意志银行跌超6%，巴克莱银行跌近6%，摩根士丹利、高盛跌超4%；芯片股普跌，英特尔跌超5%，闪迪跌超5%，台积电跌5%，英伟达跌超1%。

Nissan, Uber, Wayve unveil robotaxi tie-up Reuters

以军空袭黎南部城镇造成9人死亡 2026-03-13 06:09:09 来源： 同花顺7x24快讯 分享 黎巴嫩卫生部紧急行动中心表示，以色列国防军当地时间12日空袭黎南部城市赛达(又名西顿)的阿尔基镇，造成9人死亡，其中包括5名儿童，另有7人受伤。(央视新闻)

Source: Bloomberg, 6:12

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全球最大的黄金ETF SPDR Gold Trust持仓较前日减少1.43吨 2026-03-13 06:08:14 来源： 同花顺7x24快讯 分享 文章提及标的 上海金ETF -- 截至2026年03月12日，全球最大的黄金ETF（518600） SPDR Gold Trust持仓量为1075.85吨，较前一个交易日减少1.43吨。

Image source: The Motley Fool. Thursday, March 12, 2026 at 5 p.m. ET CALL PARTICIPANTS Chairman and Chief Executive Officer — Eric Remer Chief Financial Officer — Ryan Siurek President and Chief Executive Officer, EverPro — Matthew Feierstein Chief Executive Officer, EverHealth — Evan Berlin SVP, Finance and Head of Investor Relations — Brad Korch Need a quote from a Motley Fool analyst? Email [email protected] TAKEAWAYS Revenue -- $151.2 million in the quarter, up 5.2% year over year and above the previously stated guidance midpoint. -- $151.2 million in the quarter, up 5.2% year over year and above the previously stated guidance midpoint. Adjusted EBITDA -- $44.2 million, yielding a 29.2% margin; this matches the previous year's figure but is at the upper end of guidance. -- $44.2 million, yielding a 29.2% margin; this matches the previous year's figure but is at the upper end of guidance. Subscription and Transaction Revenue -- $144.1 million, constituting the core recurring revenue stream. -- $144.1 million, constituting the core recurring revenue stream. Adjusted Gross Profit -- $117 million representing a 77.5% adjusted gross margin for the quarter. -- $117 million representing a 77.5% adjusted gross margin for the quarter. Pro Forma Revenue (LTM) -- $591.7 million, reflecting 6.4% year-over-year growth after adjusting for the ZyraTalk acquisition. -- $591.7 million, reflecting 6.4% year-over-year growth after adjusting for the ZyraTalk acquisition. Adjusted EBITDA Margin (LTM) -- 30.7%, evidencing margin expansion of about 470 basis points from 2023. -- 30.7%, evidencing margin expansion of about 470 basis points from 2023. Cash Flow from Operations -- $111.5 million for the year, compared to $113.2 million in the prior period. -- $111.5 million for the year, compared to $113.2 million in the prior period. Levered Free Cash Flow -- $79.6 million for the year, reflecting a reduction of $14.7 million due to $12.2 million increased capitalized software investmen...

Image source: The Motley Fool. Thursday, March 12, 2026 at 5 p.m. ET CALL PARTICIPANTS Chairman and Chief Executive Officer — Todd A. DeBonis Chief Financial Officer — Haley F. Aman Investor Relations, Shelton Group — Brett Perry Need a quote from a Motley Fool analyst? Email [email protected] TAKEAWAYS Cash proceeds from subsidiary sale -- $51 million received in January from the divestiture of the Shanghai semiconductor business, fully repatriated to the U.S. -- $51 million received in January from the divestiture of the Shanghai semiconductor business, fully repatriated to the U.S. Year-end cash and cash equivalents -- Approximately $11.2 million on hand at December 31, 2025, prior to subsidiary sale proceeds. -- Approximately $11.2 million on hand at December 31, 2025, prior to subsidiary sale proceeds. Starting cash balance for 2026 -- Approximately $62 million, including subsidiary sale and operating cash at year-end. -- Approximately $62 million, including subsidiary sale and operating cash at year-end. Projected cash position -- Approximately $58 million in anticipated cash and cash equivalents as of March 31, 2026, factoring in transaction costs, severance, and expected escrow release. -- Approximately $58 million in anticipated cash and cash equivalents as of March 31, 2026, factoring in transaction costs, severance, and expected escrow release. Expected additional cash release -- $1.2 million in escrow related to a tax dispute, with management expecting release in upcoming weeks. -- $1.2 million in escrow related to a tax dispute, with management expecting release in upcoming weeks. Revenue from continuing operations -- $690,000 reported for fiscal 2025, with all revenue generated from activities now classified as discontinued operations. -- $690,000 reported for fiscal 2025, with all revenue generated from activities now classified as discontinued operations. Asset-light business transition -- Pixelworks PXLW 0.08% ) -- Reduction in operating expenses --...

ncognet0/E+ via Getty Images I've been increasing my coverage of fertilizer-oriented companies. The reason for it is quite simple - I'm generally bullish on the need for fertilizers and how these impact farmers and their profit. Ergo, it makes sense to invest in cheap and attractive, well-managed companies with an upside. Such fertilizer companies come in all shapes and sizes. One of my favorite ones is Yara ( YARIY ), which focuses on nitrogen and nitrate fertilizers, ammonia, and industrial solutions. But I also look at companies that focus on Potash. In this article, I'll give you a basic overview of what in "the business" is known as the Big Three. I'll let you know what companies I like and cover (aside from Yara, obviously), and I'll be looking at the very least two new companies in this sector. The first one is Intrepid Potash, Inc. ( IPI ). It's a company I've had on my radar for some time - since doing research on the Ukrainian war's impact on fertilizer (given Russia/Belarus' role in the potash supply) and since covering FMC Corporation ( FMC ), one of my later coverages, which I went in at a neutral/not bullish rating. This will be my first article on Intrepid Potash - the name says it all with regard to what the company does. I think this company is crucial for what it does, in the area where it does it, and in this article, I'll be sure to show you the reason for it. While the USA can obviously, like any nation, import potash, importing fertilizer is always tricky. Why is that tricky? It's the classic dilemma - risk or reward. When you look at the scenario on paper, importing something like Potash (which can be made relatively simply with wood ash, water, and some time) might seem like a great idea. The problem is the quantities you need it in. Industrial production of potash is usually related to something entirely different than nitrogen fertilizer. While the latter is correlated to natgas prices, the former can't exist without specific geological req...

If you want to get more AI exposure in your portfolio, there's a wide range of options available. You have the hardware makers, starting with market leader Nvidia. AI infrastructure companies, including Emcor Group, provide the data centers and components needed to train large language models (LLMs). There are also AI software companies and businesses at every layer of the AI stack. Or, you could invest in a company that does it all with Alphabet (GOOG 1.68%)(GOOGL 1.66%), the parent company of Google. While I'm bullish on several AI companies, Alphabet is the one I'd choose if I were putting $5,000 into one stock. A full-stack AI approach Alphabet is a rarity in the tech world, as it controls its entire AI stack. It has its own AI data centers and is in the expansion process, with projected capital expenditures of $175 billion to $185 billion in 2026. The company develops Tensor Processing Units (TPUs), custom AI accelerator chips that Google has been using since 2015. It has its own AI model, Gemini, and easy distribution of AI tools through Google's existing businesses. This full-stack approach arguably puts Alphabet in the best position among AI companies. It can better control costs, avoid dependence on other companies, and optimize its TPUs for the Gemini model. This approach has allowed Alphabet to improve efficiency while scaling up. Case in point, it lowered Gemini serving costs by 78% in 2025. Impressive growth Alphabet is also coming off a very successful 2025. Revenue was up 15% year-over-year to $402.8 billion, which is a good increase for a company that's already a tech giant. Google Cloud outperformed, with revenue from that segment jumping 34% to $58.7 billion. Google Cloud also has a $240 billion revenue backlog, indicating that there's strong demand for Google's enterprise AI infrastructure. On the consumer side, Gemini 3 is a significant step forward that puts Google's AI assistant on par with OpenAI's ChatGPT and Anthropic's Claude. Alphabet CEO ...