If you opened your brokerage statement this year and noticed your portfolio looked suspiciously like the S&P 500 with a few extra tech names sprinkled in, you are not alone. American investors have spent the last decade being rewarded for ignoring everything outside their own borders, and the muscle memory is hard to break. Vanguard ... If Your Portfolio Is Too American, VXUS Is The Simple Fix
If you opened your brokerage statement this year and noticed your portfolio looked suspiciously like the S&P 500 with a few extra tech names sprinkled in, you are not alone. American investors have spent the last decade being rewarded for ignoring everything outside their own borders, and the muscle memory is hard to break. Vanguard ... If Your Portfolio Is Too American, VXUS Is The Simple Fix
Every dollar of AI capex eventually has to plug into a wall. By the time hyperscalers have signed off on GPU orders, the binding constraint stops being silicon and starts being substations, transformers, and turbines. That is the wager behind Tema Electrification ETF (NASDAQ:VOLT), a thematic fund that ignores AI software entirely and goes straight ... The Real AI Trade May Not Be Software. It May...
Every dollar of AI capex eventually has to plug into a wall. By the time hyperscalers have signed off on GPU orders, the binding constraint stops being silicon and starts being substations, transformers, and turbines. That is the wager behind Tema Electrification ETF (NASDAQ:VOLT), a thematic fund that ignores AI software entirely and goes straight ... The Real AI Trade May Not Be Software. It May Be Power Equipment
为争取华尔街客户，Anthropic PBC发布一系列新的人工智能（AI）智能体，旨在处理更广泛的金融服务任务。 该公司的AI智能体可用于撰写客户会议推介材料、审阅财务报表，以及将个案升级至合规审查。此次推出的工具共计10款，面向银行、保险、资管和金融科技等领域的专业人士。 消息公布后，FactSet Research Systems Inc．一度下跌8.1%，Morningstar Inc．掉头...
Apple Inc. will let users choose from a range of outside artificial intelligence services to power features across its software, building on a strategy to turn its devices into a comprehensive AI platform. Users will be able to select from multiple third-party AI models for tasks like generating and editing text and images, according to people with knowledge of the matter. The change is slated for...
Apple Inc. will let users choose from a range of outside artificial intelligence services to power features across its software, building on a strategy to turn its devices into a comprehensive AI platform. Users will be able to select from multiple third-party AI models for tasks like generating and editing text and images, according to people with knowledge of the matter. The change is slated for iOS 27, iPadOS 27 and macOS 27 this fall, said the people, who asked not to be identified because the plans are private. Apple is working on a similar approach for Siri, allowing users to swap out ChatGPT as the external chatbot within the voice assistant, Bloomberg News reported in March. The Apple Intelligence platform, introduced in 2024, currently offers ChatGPT as the only third-party option in features like Siri, Writing Tools and Image Playground. It’s all part of Apple’s bid to gain an edge in the artificial intelligence market — with a twist. Rather than building the best AI software and services itself, the company is looking to make it easy for customers to find a wide range of options on its devices. The iOS update will let users choose from AI model providers that opt in by adding support through their App Store apps. So far, Apple has been testing integrations internally with at least Alphabet Inc. ’s Google and Anthropic PBC, according to the people with knowledge of the matter. Apple has already been working with Google on revamping the underlying models powering Siri and has partnered with Anthropic to support internal AI infrastructure and product development. Apple Plans to Let Users Make Their Own Digital Passes in Wallet Apple Readies Photo-Editing Overhaul With New AI Tools in iOS 27 Apple Plans a Siri Camera Mode and Upgraded Visual AI in iOS 27 Apple Tests Siri Feature That Handles Multiple Commands at Once Apple Plans to Open Up Siri to Rival AI Assistants in iOS 27 Apple Plans AI Reboot with Siri App, New Look and ‘Ask Siri’ Apple’s Foldable iPhon...
Investing.com -- The U.S. is working to address the global memory chip shortage through a supply chain coalition with allies in Asia, Europe and the Middle East, a State Department official told Nikkei Asia.
Investing.com -- The U.S. is working to address the global memory chip shortage through a supply chain coalition with allies in Asia, Europe and the Middle East, a State Department official told Nikkei Asia.
If you're retiring with a generous IRA or 401(k) balance, chances are that money didn't just materialize out of nowhere. Rather, you probably lived well below your means for many years, contributed to a retirement account regularly, and invested carefully to build up a comfortable nest egg. After making that effort, the last thing you want is for that money to run out on you during retirement. And...
If you're retiring with a generous IRA or 401(k) balance, chances are that money didn't just materialize out of nowhere. Rather, you probably lived well below your means for many years, contributed to a retirement account regularly, and invested carefully to build up a comfortable nest egg. After making that effort, the last thing you want is for that money to run out on you during retirement. And if you were a disciplined saver for many years, you'll probably end up being a disciplined spender once you've stopped working. Image source: Getty Images. Continue reading
BrianAJackson BioNTech ( BNTX ) will lay off 1,860 employees in manufacturing positions and refocus its efforts on its oncology pipeline in the face of plummeting revenue from its COVID-19 vaccine. The German biotech said three manufacturing locations in Germany would shutter by the end of 2027. A site in Singapore will close in Q1 2027. The company noted that it is exploring divestment options, s...
BrianAJackson BioNTech ( BNTX ) will lay off 1,860 employees in manufacturing positions and refocus its efforts on its oncology pipeline in the face of plummeting revenue from its COVID-19 vaccine. The German biotech said three manufacturing locations in Germany would shutter by the end of 2027. A site in Singapore will close in Q1 2027. The company noted that it is exploring divestment options, such as a partial or total sale. BioNTech projects annual cost savings of €500 by 2029 based on full implementation of the cost-cutting measures. In Q1, the company's revenue dropped to €118.1 million compared to €182.8 in the year-ago period, due to dwindling COVID-19 vaccine sales. Those shots are marketed with Pfizer ( PFE ) Non-GAAP EPS of -€1.95 compares to -€1.79 in Q1 2025. The company noted that its board plans to authorize a share repurchase program up to $1B over the next year. BioNTech is now banking its future on its oncology pipeline. This year the biotech is expected to release data on six late-stage candidates, including immunomodulators, antibody-drug conjugates, and mRNA cancer immunotherapies. More on BioNTech BioNTech SE 2025 Q4 - Results - Earnings Call Presentation BioNTech SE (BNTX) Q4 2025 Earnings Call Transcript BioNTech: The Market Is Pricing Low Oncology Success BioNTech Non-GAAP EPS of -€1.95, revenue of €118.1M; reaffirms FY26 outlook COVID vaccine report on cutting hospital visits blocked from publication in CDC journal
Merck (NYSE:MRK) delivered its fourth consecutive earnings beat, but shares slipped on the earnings report. With acquisition charges clouding the quarter, here is where the stock heads next. The 24/7 Wall St. Price Target for Merck Is $135.70 Our 24/7 Wall St. price target for Merck is $135.70 over the next 12 months, implying 24.29% ... Merck Stock Looks Undervalued as KEYTRUDA Growth and Pipelin...
Merck (NYSE:MRK) delivered its fourth consecutive earnings beat, but shares slipped on the earnings report. With acquisition charges clouding the quarter, here is where the stock heads next. The 24/7 Wall St. Price Target for Merck Is $135.70 Our 24/7 Wall St. price target for Merck is $135.70 over the next 12 months, implying 24.29% ... Merck Stock Looks Undervalued as KEYTRUDA Growth and Pipeline Offset Near-Term Headwinds
Google launched its big AI-fueled redesign of Google Home late last year, and it has been adding features here and there ever since. Today, the company announced a bigger update that might take care of some of your smart home woes. Camera feeds will be easier to navigate, and the AI event labeling should be more straightforward. The move to Gemini 3.1 for Home voice assistance should also mean the...
Google launched its big AI-fueled redesign of Google Home late last year, and it has been adding features here and there ever since. Today, the company announced a bigger update that might take care of some of your smart home woes. Camera feeds will be easier to navigate, and the AI event labeling should be more straightforward. The move to Gemini 3.1 for Home voice assistance should also mean the robot is less obtuse and more reliable. According to Google, Home users who have signed up for the early access channel should already have the update to Gemini 3.1. Google initially released this AI model on other platforms in February, but that rollout didn't include Google's smart speakers. With the expansion to Home, Google says those speakers will be able to take advantage of Gemini 3.1's "advanced reasoning to better interpret and execute complex, multi-step voice commands." Of course, it says something like that with every Gemini update. Google has cited various AI evaluations that show Gemini 3.1 is better at parsing big, complex prompts. It showed gains in tests like ARC-AGI-2 and Humanity's Last Exam, both of which require tricky logic problems that need domain-specific knowledge. How much that kind of capability will benefit a smart speaker that specializes in brief interactions is unclear, but you can have long conversations with Gemini in your smart home devices if you want. Google notes the improved model can process multiple different tasks in a single prompt, saving you from breaking up tasks into multiple commands. Read full article Comments
JHVEPhoto/iStock Editorial via Getty Images Shares of Marathon Petroleum Corporation ( MPC ) have been an excellent performer over the past year, surging about 78% during the company’s aggressive buyback program and reflecting majority ownership of MPLX ( MPLX ). Beyond these enduring strengths, the company has been a primary beneficiary of the war in Iran. This conflict has greatly impaired globa...
JHVEPhoto/iStock Editorial via Getty Images Shares of Marathon Petroleum Corporation ( MPC ) have been an excellent performer over the past year, surging about 78% during the company’s aggressive buyback program and reflecting majority ownership of MPLX ( MPLX ). Beyond these enduring strengths, the company has been a primary beneficiary of the war in Iran. This conflict has greatly impaired global product flows, creating shortages in products like jet fuel that have caused refining margins to blow out wider, greatly enhancing profitability. I last covered Marathon in February , rating the stock a Strong Buy, and shares have gained 35% since then. Aided by the Iran War boost, shares are now above my $210 price target, making now a good time to review shares. Seeking Alpha In the company’s first quarter , Marathon Petroleum earned $1.65, which blew past estimates by $0.90 as revenue jumped 8.5% to $34.6 billion. Now, as a reminder, MPC consolidates MPLX as it owns 64% of that entity. I prefer to look at MPC on a standalone basis, and the value of its MPLX stake is about $36.6 billion. That is worth about $124/share. While mark-to-market losses on hedges weighed on Q1 results, we saw earnings begin to ramp in Q1, and this momentum should strengthen going forward. Starting with the macro backdrop, as you can see below, crack spreads (which measure how much refiners make for turning oil into products like gasoline and diesel) have absolutely surged, reflecting shortages in the physical petroleum markets. I view ~$25 as a “normal” crack spread environment, and we have traded around that level for much of the past year. Since the Iran War began, cracks have exploded, trading between $40 and $60. This has created an environment where refiners are making windfall profits, and thus far, they have been the leading beneficiary of the disruptions from the conflict. Energy Stock Channel I have written extensively on my view that refining is increasingly the bottleneck in the glo...
An analysis by NPR suggests that frames from an iconic music video were used to generate content for a tweet by the FBI director. (Image credit: Screenshots by Emily Bogle for NPR)
An analysis by NPR suggests that frames from an iconic music video were used to generate content for a tweet by the FBI director. (Image credit: Screenshots by Emily Bogle for NPR)
Robert Way OpenAI ( OPENAI ) said on Tuesday that its GPT-5.5 Instant model would become its default model for its near-ubiquitous ChatGPT chatbot as it keeps improving the app. “Because Instant is the daily driver for hundreds of millions of people, small improvements make a big difference,” OpenAI said in a statement on its website. “This update makes everyday interactions more useful and more e...
Robert Way OpenAI ( OPENAI ) said on Tuesday that its GPT-5.5 Instant model would become its default model for its near-ubiquitous ChatGPT chatbot as it keeps improving the app. “Because Instant is the daily driver for hundreds of millions of people, small improvements make a big difference,” OpenAI said in a statement on its website. “This update makes everyday interactions more useful and more enjoyable: stronger and tighter answers across subject areas, a more natural conversational tone, and better use of the context you’ve already shared when personalization can help.” Led by CEO Sam Altman, OpenAI added that GPT‑5.5 Instant produced 52.5% fewer hallucinated claims than GPT‑5.3 Instant and reduced inaccurate claims by 37.3%. The new model is also more effective when copying text from previous chats, files, and Gmail ( GOOG ) ( GOOGL ), which allows it to provide “more personally relevant” answers, OpenAI added. GPT‑5.5 Instant is rolling out starting today to all ChatGPT users and is in the API. For paid users, GPT-5.3 Instant will remain available for three months, and then it will be retired. The enhanced personalization features will come to Plus and Pro users on the web and, eventually, to mobile, with plans to expand to Free, Go, Business, and Enterprise “in the coming weeks.” In addition to the new default model for ChatGPT, OpenAI said it would be bringing memory sources across all ChatGPT models. “When a response is personalized, you can see what context was used, such as saved memories or past chats, and delete or correct it if something is outdated or no longer relevant,” OpenAI added. “Memory sources aren't shown to others if you choose to share a chat. You remain in control of what's in your memory: you can delete chats you no longer want to be cited, delete or change items in saved memories in settings, or use temporary chats that don't use or update your memory.” OpenAI said memory sources are rolling out across all ChatGPT consumer plans on the w...
Earnings Call Insights: BellRing Brands (BRBR) Q2 2026 Management View "Our second quarter results came in below our expectations, and we are disappointed with our results," said CEO Darcy Davenport, citing "negative sales mix, higher-than-expected freight costs and an isolated inventory-related charge" as key drivers. Davenport described a tougher demand backdrop: "27% of RTD shake category volum...
Earnings Call Insights: BellRing Brands (BRBR) Q2 2026 Management View "Our second quarter results came in below our expectations, and we are disappointed with our results," said CEO Darcy Davenport, citing "negative sales mix, higher-than-expected freight costs and an isolated inventory-related charge" as key drivers. Davenport described a tougher demand backdrop: "27% of RTD shake category volumes were sold on price promotion, up 8 percentage points versus last year" and said the company saw "a contraction in RTD shake spend per household, marking the first decline in buy rate in 5 years." She said BellRing is choosing to defend share with spend: "we are making a deliberate choice to continue to invest in promotion and advertising to defend share and support our long-term growth," while noting the club channel is "just over 40% of BellRing sales." Davenport announced Q4 innovation: "Premier Protein Ultimate is a new 42-gram shake" and "Premier Protein Sparkling Soda" with "15 grams of protein" and "only 5 ingredients," adding "Premier will be the first scaled player to enter this rapidly growing segment." "Total BellRing net sales for the second quarter were $599 million, up 2% year-over-year with adjusted EBITDA of $54 million," said CFO Paul Rode, adding that adjusted EBITDA margin of 9% was "400 basis points below our guide of 13%." Outlook Davenport said the company now expects "full year '26 net sales growth of flat to up 2%" and that its updated outlook assumes competitive intensity and consumer pressure "persist through the back half" while "protein-driven commodity inflation" begins to impact results in Q3 with "a greater impact" in Q4. Rode guided to FY2026 net sales of "$2.325 billion to $2.365 billion" and adjusted EBITDA of "$315 million to $335 million" with "a margin of approximately 14% or 14.5%, excluding the inventory-related charge in Q2." Rode framed the step-down in the back half: second-half net sales growth is now expected at "1%" vs. "8% imp...