The S&P 500 Index ($SPX) (SPY) is up +0.20%, the Dow Jones Industrial Average ($DOWI) (DIA) is down -0.26%, and the Nasdaq 100 Index ($IUXX) (QQQ) is up +0.46%. In an effort to stabilize energy markets disrupted by conflict in the Middle East, the International Energy Agency has authorized a record-breaking release of 400 million barrels of oil from its member nations' strategic reserves, surpassing its previous historic action taken in 2022. Join 200K+ Subscribers: Oracle is rallying more than 10% after the company reported strong sales and issued optimistic guidance on demand for AI computing. Stocks showed little net reaction to the CPI report, which was in line with market expectations. Stocks are seeing downward pressure as the Iran war drags on, with three vessels hit by missiles today in the Strait of Hormuz and the Persian Gulf, and with new volleys of missiles hitting Israel. Today’s US Feb CPI report was exactly in line with market expectations. The Feb CPI rose +0.3% m/m and +2.4% y/y, while the Feb core CPI rose +0.2% m/m and +2.5% y/y. Today’s headline CPI report of +2.4% y/y was just 0.1 point above the 5-year low posted in April 2025, while today’s core CPI of +2.5% y/y matched the 5-year low posted in the two previous months. Even though the CPI figures are at or near 5-year lows, they are still above the Fed’s target of +2%. Moreover, inflation pressures will worsen in the coming months due to the recent spike in oil and fuel prices caused by the war in Iran. Stocks were undercut today after JPMorgan Chase said it is restricting lending to private credit funds amid markdowns on some of its loans in the sector, hampering the sector's attempt to weather the current crisis. The $1.8 trillion private credit sector is struggling to cope with an investor exodus driven by unattractive returns and fears of more financial difficulties among portfolio borrowers. Q4 earnings season is nearly over, with more than 95% of the S&P 500 companies having reported ear...

Apple's ( AAPL ) MacBook Neo, which was unveiled last week, became officially available for purchase on Wednesday. And given the early reception towards the low-cost device, industry analysts believe it may just be the start of a deeper push for the tech giant. TF International Securities analyst Ming-Chi Kuo said the next version of the MacBook Neo, which he dubs the Neo 2, may not feature touch support, despite his belief that it was originally expected to do so. And while the MacBook Neo only went into “small-volume production” in December (with mass production three months later than expected), shipments this year may only be around 4.5M to 5M, Kuo added. “For a single laptop model, that’s still a very strong number,” Kuo wrote in a blog post . However, he believes that Neo shipments should see steady momentum this year for two reasons: back-to-school and holiday shopping, as well as the competition likely being unable to compete on price by the end of the first-half of the year, due to memory prices. “As a result, more laptop models may start raising prices from 2Q26 to reflect higher memory costs, making it harder to compete with Neo,” Kuo added. Evercore ISI analyst Amit Daryanani said the MacBook Neo, which starts at $599 (or $499 for education), helped “fill the gap” in Apple's MacBook portfolio, allowing it to strongly go after the education market, where Google ( GOOG ) ( GOOGL ) Chromebooks and Microsoft ( MSFT ) Surface devices are popular. “[The] MacBook Neo launch firmly positions Apple in the mid-range PC market, where it'll see greater competition from traditional PC OEMs,” Daryanani wrote in a note to clients. “In addition, Neo reinforces Apple’s flywheel effect by bringing more price-sensitive consumers into the Mac ecosystem, deepening cross-device engagement through iPhone integration features like Handoff that could ultimately drive incremental hardware and services monetization.” J.P. Morgan analyst Samik Chatterjee agreed and said he thinks t...

Shares of Groupon ( GRPN ) fell over 8% in trading after the company reported fourth-quarter results that beat profit expectations but missed on revenue. For the quarter, the online marketplace posted GAAP earnings per share of $0.17, exceeding analyst estimates by $0.03. However, revenue came in at $132.7M, rising 1.8% year over year but missing consensus estimates by $3.87M. In its regional performance , North America local revenue grew 4%, while local billings increased 9% during the quarter. The company reported 16.2M active customers as of Dec. 31, 2025, down 1% sequentially and 5% compared with the prior year. Groupon ended the quarter with $296.1M in cash and continued emphasizing growth in its local experiences marketplace, which management says remains a core focus for long-term expansion. More on Groupon Groupon: Focus On Billings Growth Recovery (Rating Upgrade) Groupon: This Marketplace Could Be At An Inflection Point (Upgrade) Groupon Q4 2025 Earnings Preview Quant snapshot: Avino Silver & Gold, Harmony Gold lead strong buys as Angel Studios, Exagen lag Seeking Alpha’s Quant Rating on Groupon

市场有风险，投资需谨慎。本文不构成个人投资建议，也未考虑到个别用户特殊的投资目标、财务状况或需要。用户应考虑本文中的任何意见、观点或结论是否符合其特定状况。据此投资，责任自负。 这些贸易调查将依据1974年《贸易法》第301条进行，并由美国贸易代表办公室执行。调查将涵盖数字服务税和涉嫌操纵货币等问题。 媒体援引知情人士报道称，特朗普政府准备于周三宣布一系列贸易调查，在美国最高法院否决其关税议程后为对进口商品征收新关税铺路。 这些调查将标志着特朗普政府重建这位总统“关税墙”的重要一步。 今年2月，美国最高法院驳回了特朗普所谓的“对等关税”。特朗普抨击了最高法院的裁决，并誓言要迅速恢复关税。他声称关税对增加财政收入和迫使企业将更多制造业岗位转移到美国至关重要。 风险提示及免责条款 市场有风险，投资需谨慎。本文不构成个人投资建议，也未考虑到个别用户特殊的投资目标、财务状况或需要。用户应考虑本文中的任何意见、观点或结论是否符合其特定状况。据此投资，责任自负。

Hiroshi Watanabe Paul Hickey, co-founder of Bespoke Investment Group, says the stock market ( SP500 ), ( COMP:IND ), ( DJI ) is handling the risks from the Iran war “amazingly well,” with the S&P 500 ( SP500 ) sitting within 3% of its all-time high despite the greatest hostilities the region has seen in decades—and indexes in the red on Wednesday’s midday trade. The market’s resilience has been remarkable given the geopolitical turmoil, Hickey noted in an interview with CNBC. Hickey pointed to historical patterns suggesting that oil price ( CL1:COM ), ( CO1:COM ) spikes during conflicts tend to be short-lived. While crude oil ( CL1:COM ) has rallied more than 40% during the crisis, the energy sector has only gained 2%, signaling that investors don’t expect elevated prices to persist. “The energy stocks ( XLE ) are somewhat telling you that maybe these high prices aren’t going to stay there,” Hickey said. The market has a tendency to look past geopolitical shocks once the initial uncertainty fades, according to Hickey. He noted that investors will eventually shift their focus back to fundamentals like the economy and developments in private credit, adding that “the market tends to look past these things” because “it’s had this experience before.” Much of the market’s stability stems from a broadening of gains beyond mega-cap technology stocks. More stocks in the S&P 500 ( SP500 ) are up or down 20% this year than are moving less than 5%, with most of those larger moves being to the upside. “You’ve seen a lot of strength underneath the surface,” Hickey observed, even as the largest companies have stalled. On interest rates, Hickey dismissed concerns that the 10-year Treasury yield ( US10Y ) at 4.2% signals inflation worries. However, he cautioned that a rapid move above 4.5% within a month or two “would be a big concern,” distinguishing between a gradual rise and a sudden spike. The index-level stability has been extraordinary, with the S&P 500 ( SP500 ) taking until ...

MoMo Productions/DigitalVision via Getty Images About four months after the publication of my previous coverage , Kinsale Capital Group, Inc. ( KNSL ) has remained weak as its value dropped further by approximately $30 or 8%. While I think the downtrend was stretched, I understand the cautious market sentiments due to various factors. The consolation is that the stock remains robust with sustained revenue growth and high liquidity. Valuation still appears reasonable with some decent upside potential. Nonetheless, technical caution still appears to overpower and defy fundamentals. KNSL Q4 2025: Strength is Still Insured Stubborn inflation persists and continues to raise cost pressures and affect pricing flexibility across industries. Even insurance companies are not entirely safe, as higher prices may affect policyholder retention and the purchasing power of prospective customers. Yet, the strategic operations and well-diversified products and services of Kinsale Capital Group, Inc. allow it to sustain growth and protect margins. This was evident in its most recent performance. In Q4 2025, its total revenues amounted to $483.27M , up by 17.3% YoY from $412.12M. This revenue growth was slower than in my previous coverage or in Q3 2025 at 19.0% YoY. In fact, this was the second-lowest revenue in the past seven quarters , with Q1 2025 being the slowest, with 13.4% YoY. This is not that surprising for a company that appears to be transitioning to a mature growth level or phase. After all, it has already been in a high-growth phase. For instance, its revenue growth in Q3 2024 was 33.0%. From Q2 2025 to Q4 2025, revenue growth decreased continuously from 22.2% to the most recent one mentioned above. This is not exactly a bad thing. It’s just that its premiums have just grown rapidly in recent years. After all, its revenues had a five-year CAGR of 32.5%. To make it simple, it seems to be moving from hypergrowth to steady growth, and that is perfectly normal. The fact of the...

伊拉克首都巴格达西南部传出爆炸声 2026-03-12 00:12:17 来源： 同花顺7x24快讯 分享 当地时间11日晚，伊拉克安全部门消息人士称，伊拉克首都巴格达西南部传出爆炸声。(央视新闻)

FOF(基金中的基金)正成为基金公司及银行渠道布局财富管理的“香饽饽”，“日光基”频现、提前结募成为常态。3月11日，记者注意到，近期多只FOF产品发行即售罄，市场热度持续升温。同时，招商银行（HK3968）、建设银行（HK0939）、中国银行（HK3988）相继推出专属FOF计划，联合基金公司搭建一站式资产配置方案。在分析人士看来，在低利率环境与居民财富迁移的当下，银行大力发展FOF等综合财富管理业务，有助于优化收入结构、做强中间业务。(北京商报)

Mind Robotics, an industrial robotics lab spun out of the electric vehicle maker Rivian, has raised $500 million in a Series A funding round co-led by venture firms Accel and Andreessen Horowitz. The financing, announced Wednesday, follows a $115 million seed round that was led by Eclipse in late 2025, bringing Mind Robotics’ total fundraising to $615 million in the few months since its founding. This round brings the startup’s valuation to around $2 billion, according to The Wall Street Journal, which first reported the news. Mind Robotics was created by Rivian CEO and founder RJ Scaringe. It was spun out of Rivian in November 2025, with Scaringe serving as chairman. The general idea is that Scaringe wants to use data from Rivian’s electric vehicle factory to train industrial robots to be more dexterous and adaptable, as well as a venue to prove out those robots’ usefulness. The company “was founded to address a structural gap with current industrial automation solutions,” according to a press release announcing the Series A round. “Existing industrial robotics can perform repeatable, dimensionally stable tasks, but a large share of factory value-add work requires human-like dexterity, adaptation, and physical reasoning that classical robotics cannot address. Mind Robotics is building the AI foundation — models, hardware, and deployment infrastructure — to close that gap.” Scaringe told the Wall Street Journal that Mind Robotics will have a large number of robots deployed by the end of this year. In the months since Mind Robotics was announced, he has spoken a few times about how the startup intends to focus on more traditional factory robot designs, instead of the much-hyped humanoid robots that have garnered so much attention over the last year, like those built by Tesla. “Doing cartwheels does not create value in manufacturing,” Scaringe told the Wall Street Journal. Beyond the training data and a place to deploy the robots, there are other ways Rivian and Mind ...

Yesterday amid a flurry of enterprise AI product updates, Google announced arguably its most significant one for enterprise customers: the public preview availability of Gemini Embedding 2, its new embeddings model — a significant evolution in how machines represent and retrieve information across different media types. While previous embedding models were largely restricted to text, this new model natively integrates text, images, video, audio, and documents into a single numerical space — reducing latency by as much as 70% for some customers and reducing total cost for enterprises who use AI models powered by their own data to complete business tasks. Who needs and uses an embedding model? For those who have encountered the term "embeddings" in AI discussions but find it abstract, a useful analogy is that of a universal library. In a traditional library, books are organized by metadata: author, title, or genre. In the "embedding space" of an AI, information is organized by ideas. Imagine a library where books aren't organized by the Dewey Decimal System, but by their "vibe" or "essence". In this library, a biography of Steve Jobs would physically fly across the room to sit next to a technical manual for a Macintosh. A poem about a sunset would drift toward a photography book of the Pacific Coast, with all thematically similar content organized in beautiful hovering "clouds" of books. This is basically what an embedding model does. An embedding model takes complex data—like a sentence, a photo of a sunset, or a snippet of a podcast—and converts it into a long list of numbers called a vector. These numbers represent coordinates in a high-dimensional map. If two items are "semantically" similar (e.g., a photo of a golden retriever and the text "man's best friend"), the model places their coordinates very close to each other in this map. Today, these models are the invisible engine behind: Search Engines : Finding results based on what you mean , not just the specific...

Track your investments for FREE with Simply Wall St, the portfolio command center trusted by over 7 million individual investors worldwide. Cisco Systems' Networking Academy has partnered with Senac Brasil and Senac Pará to expand digital skills training in underserved Amazon regions. The initiative focuses on AI enriched learning and broader connectivity access for communities that have limited digital infrastructure. At the same time, Cisco is dealing with margin pressure linked to higher memory costs and a hardware heavy product mix. Cisco Systems (NasdaqGS:CSCO) is working on both social impact and operational execution at the same time, with its Amazon focused education push landing alongside ongoing profitability headwinds. The stock trades at $77.7, with a 1 year return of 31.2% and a 3 year return of 72.5%, and is up 80.8% over 5 years. Shorter term, shares show a 2.2% gain year to date and a 1 week and 1 month decline of 1.6% and 8.4% respectively. For investors, the Amazon partnership adds another data point to how Cisco approaches long term market development and talent pipelines in emerging regions. Margin pressure from memory costs and a hardware tilted mix remains an important watch item. How the company balances investments in connectivity and skills with its focus on profitability may shape how you think about the risk reward profile of NasdaqGS:CSCO over your time horizon. Stay updated on the most important news stories for Cisco Systems by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on Cisco Systems. NasdaqGS:CSCO Earnings & Revenue Growth as at Mar 2026 4 things going right for Cisco Systems that this headline doesn't cover. Cisco’s Amazon focused Networking Academy partnership sits at the intersection of long-term market development and current profitability pressure. On one side, training new network and AI-skilled workers in underserved regions supports future demand for Cisco’s in...

Newmont Corporation (NEM 3.28%) stock declined 3.2% through 11:30 a.m. ET Wednesday as gold prices took another turn for the worse. This morning, the U.S. Bureau of Labor Statistics reported the Consumer Price Index (CPI) rose 2.4% for a second straight month in February. These two things are connected. Gold and silver and inflation There's war in the Mideast, and it doesn't look likely to end soon. War is generally considered "good" for gold prices; investors view it as a safe haven in times of conflict. Gold prices soared 2.6% in the immediate aftermath of the attacks on Iran. Problem is, war can also be inflationary, especially this particular one, which is crimping global oil supply and driving up fuel prices. Although CPI held steady (albeit steadily above the Fed's 2% inflation target) the past two months, the worry is that when March data arrives, it will show a big increase in inflation. Inflation can incentivize investors to sell gold (which doesn't pay interest) and buy bonds instead (which do pay interest, and increasingly more interest as inflation rises). In a nutshell, this is why gold prices are down 1.2% to $5,178 per ounce today -- and why silver prices are down 5.1% to $85 an ounce. Expand NYSE : NEM Newmont Today's Change ( -3.28 %) $ -3.90 Current Price $ 115.00 Key Data Points Market Cap $129B Day's Range $ 113.61 - $ 116.62 52wk Range $ 42.91 - $ 134.88 Volume 235K Avg Vol 9.7M Gross Margin 49.78 % Dividend Yield 0.85 % What this means for Newmont stock Newmont, of course, mines both gold and silver -- and copper, lead, and zinc besides. When the company's stock in trade goes down in price, it makes sense Newmont's stock would also fall short term. Longer term, investors need to recall that Newmont stock costs less than 19 times trailing earnings, and only 16 times forward earnings. Analysts see earnings continuing to climb for Newmont, with 2029 profits more than twice what Newmont earned last year. Newmont stock looks like a buy to me.

布伦特原油日内涨幅达6.0%，报93.12美元/桶。 WTI原油突破87美元/桶关口，报87.02美元/桶。 风险提示及免责条款 市场有风险，投资需谨慎。本文不构成个人投资建议，也未考虑到个别用户特殊的投资目标、财务状况或需要。用户应考虑本文中的任何意见、观点或结论是否符合其特定状况。据此投资，责任自负。

Marc Chaikin explains why the presidential election cycle, weakening tech stocks, and rising geopolitical risk could signal a correction, and how investors can prepare now.

If you had invested $1,000 in Costco (COST 0.37%) ten years ago, your investment would be worth $6,500 today -- or $7,725 if you had reinvested your dividends. That same investment in an S&P 500 index fund, including reinvested dividends, would only be worth about $4,000. Costco beat the market by consistently opening more warehouses, adding new cardholders, and maintaining high renewal rates. But will a fresh $1,000 investment in Costco today turn into thousands of dollars again over the next decade? How fast is Costco growing? Costco can afford to sell its products at low margins because it generates most of its profits from its membership fees. Its scale also enables it to negotiate lower prices with suppliers and to lock in shoppers through ancillary services such as gas stations, food courts, and optical centers. From fiscal 2020 to fiscal 2025 (which ended last August), Costco's revenue and EPS grew at CAGRs of 10.5% and 15.1%, respectively. Its warehouse count grew from 795 to 914, its total cardholders rose from 105.5 million to 140.6 million, and its global renewal rate increased from 88% to 90.5%. It achieved that expansion even as inflation, higher interest rates, geopolitical conflicts, and other macro headwinds rattled the global economy. It continued to gain new members even after hiking its membership fees for the first time in seven years in 2024. Expand NASDAQ : COST Costco Wholesale Today's Change ( -0.37 %) $ -3.66 Current Price $ 993.70 Key Data Points Market Cap $443B Day's Range $ 988.00 - $ 997.39 52wk Range $ 844.06 - $ 1067.08 Volume 22K Avg Vol 2.6M Gross Margin 13.60 % Dividend Yield 0.52 % Can Costco maintain that momentum? In the first half of fiscal 2026, Costco's adjusted net sales (excluding fuel and forex) rose 6.5%, its number of warehouses increased to 924 locations, and its number of cardholders grew to 147.2 million. However, its global renewal rate dipped to 89.7% in both the first and second quarters. It blamed the slowdown on ...

Key Points Costco expanded rapidly over the past ten years. But its declining renewal rates and high valuation could limit its gains. 10 stocks we like better than Costco Wholesale › If you had invested $1,000 in Costco (NASDAQ: COST) ten years ago, your investment would be worth $6,500 today -- or $7,725 if you had reinvested your dividends. That same investment in an S&P 500 index fund, including reinvested dividends, would only be worth about $4,000. Costco beat the market by consistently opening more warehouses, adding new cardholders, and maintaining high renewal rates. But will a fresh $1,000 investment in Costco today turn into thousands of dollars again over the next decade? Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue » How fast is Costco growing? Costco can afford to sell its products at low margins because it generates most of its profits from its membership fees. Its scale also enables it to negotiate lower prices with suppliers and to lock in shoppers through ancillary services such as gas stations, food courts, and optical centers. From fiscal 2020 to fiscal 2025 (which ended last August), Costco's revenue and EPS grew at CAGRs of 10.5% and 15.1%, respectively. Its warehouse count grew from 795 to 914, its total cardholders rose from 105.5 million to 140.6 million, and its global renewal rate increased from 88% to 90.5%. It achieved that expansion even as inflation, higher interest rates, geopolitical conflicts, and other macro headwinds rattled the global economy. It continued to gain new members even after hiking its membership fees for the first time in seven years in 2024. Can Costco maintain that momentum? In the first half of fiscal 2026, Costco's adjusted net sales (excluding fuel and forex) rose 6.5%, its number of warehouses increased to 924 locations, and its number of car...

Applied Materials partners with Micron and SK Hynix on AI memory chips Idaho Business Review

格隆汇3月12日丨布伦特原油突破91美元/桶，日内涨2.21%。

据知情人士透露，在下调私募信贷基金部分贷款的估值后， 摩根大通 收紧对其部分贷款。这是规模达1.8万亿美元的私募信贷行业面临压力的最新迹象。 被下调估值的贷款涉及发放给软件公司的贷款。近几周来，鉴于投资者担忧人工智能可能带来的影响，软件行业成为关注焦点。 像摩根大通这样的华尔街银行为私募信贷基金提供类似银行的融资服务，以这些基金所持贷款作为抵押向其提供资金。若相关资产价值下调，将压缩银行可向这些基金提供的融资规模，进一步加剧该行业所面临的压力。目前，私募信贷行业已因承销标准再度受到审视以及人工智能相关进展引发担忧，而接连遭遇来自散户投资者的大额赎回。 摩根大通的举措仅影响了一小部分借款人。他们补充道，这些决定目前尚未引发任何重大追加保证金通知。 与竞争对手不同，这家美国最大的银行保留了可随时对私募信贷资产重新估值的权利。摩根大通的一位代表拒绝就这项最新调整置评。 据悉，Cliffwater LLC成为最新一家面临赎回压力的私募信贷公司，其旗舰基金的赎回申请比例超过7%。此前， 贝莱德 、 黑石 集团和Blue Owl Capital Inc．管理的基金也曾遭遇投资者提出类似的赎回要求。 责任编辑：李桐

文章提及标的 原油 -- 布伦特原油 -- 布伦特原油期货日内涨6%，现报93.11美元/桶。

据埃塞俄比亚南方州加莫区政府10日发布的消息，因连日降雨，该地10日夜间发生山体滑坡，造成30人死亡，多人受伤。南方州州长凯贝德10日通过社交媒体表示，由于目前正值雨季，此类灾害有可能再次发生，居住在相关地区的居民应采取必要防范措施，州政府将为受灾害影响的民众提供必要支持。埃塞俄比亚目前正值雨季。持续降雨是导致该国一些地区发生山体滑坡的主要原因。（央视新闻）

Michael H/DigitalVision via Getty Images I previously covered Royal Caribbean Cruises Ltd. ( RCL ) in January 2026, discussing why I had upgraded the stock as a Buy then, thanks to the materialization of the much needed selloff triggering the cheaper valuations and the established trading floor at the $246s - both of which contributing to the improved margin of safety for those looking to add. In this article, I shall discuss why I am reiterating my Buy rating for the RCL stock, thanks to the improved risk/reward profile and the cheaper valuations from the oil-related selloff. This is thanks to their profitable growth prospects from the robust performance metrics/the upcoming fleet expansion, the growing consumer booking trends, and the healthy balance sheet underscoring their long-term resilience despite the temporary headwinds. RCL's Near-Term Fuel Headwinds Explained RCL 1Y Stock Price (Trading View) Since my last Buy rating, RCL has mostly traded sideways along the wider market, as early 2026 brings forth numerous macroeconomic/geopolitical volatilities potentially derailing the previously robust consumer traveling trends. This is worsened by the potentially more expensive fuel risks , as the Venezuela/Iran conflicts trigger the higher WTI crude oil spot prices of over $119 per barrel, up notably from the start of the year at $57.32 per barrel - with it presenting risks to numerous travel/cruise stocks, RCL included: Higher fuel costs also may adversely impact the destinations on certain of our itineraries as they become too costly to include. ( Seeking Alpha ) Given that fuel costs comprise 6.4% of RCL's operating expenses in FY2025 (-0.6 points YoY/ inline to FY2019 levels ) at revenues of $17.93B (+8.7% YoY) and a load factor of 110% (+2 points YoY), it is unsurprising that the market has turned pessimistic and the stock has pulled back by -8.3% after the Iran conflict started. While the company may have fuel swap agreements in place to "mitigate the financia...

If you're planning to retire next year, you may be at the point where you're counting down to that milestone eagerly. But if so, now's the time to come up with a realistic budget so you can make sure you have enough income to cover your needs. Here's how to calculate your monthly retirement income and avoid a shortfall. Step 1: Think about your current lifestyle and whether you plan to uphold it It's not a given that the lifestyle you maintain now is the one you plan to maintain as a retiree. You may be planning to downsize and shed some costs. Or, you may be planning to move to a more expensive area, or stay put but do a lot of travel. Figure out whether you'll mostly be upholding your current lifestyle or making changes. If it's the former, you can probably estimate your monthly costs with relative ease. If not, you'll need to do some research to see what expenses you might face. Step 2: List your expected monthly expenses Once you've answered the question above, it's time to list your recurring expenses. You may not have a perfect handle on every single one, since some, like healthcare, could fluctuate. In that case, do your best. It's a good idea to list your expected expenses on a spreadsheet (or a notebook will do) and total them. Make sure to account for: Housing costs Utilities Transportation Medicare and healthcare costs Food Clothing Entertainment Step 3: Build room into your budget for non-recurring expenses There are certain bills you can expect to face monthly in retirement. But some expenses may pop up only occasionally. You might have to fix a broken pipe in your house or pay for new brakes for your car. These shouldn't be recurring costs. But build some room into your budget for surprise expenses like these. Step 4: Make sure your income can support the retirement you want Once you've figured out what your bills might look like, it's time to make sure your expected income can support them. If not, that makes the case for delaying retirement. First, s...

Key Points You don't want to retire only to end up cash strapped. List your expenses to understand what monthly budget you need. If you don't have enough income, consider delaying retirement. The $23,760 Social Security bonus most retirees completely overlook › If you're planning to retire next year, you may be at the point where you're counting down to that milestone eagerly. But if so, now's the time to come up with a realistic budget so you can make sure you have enough income to cover your needs. Here's how to calculate your monthly retirement income and avoid a shortfall. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue » Step 1: Think about your current lifestyle and whether you plan to uphold it It's not a given that the lifestyle you maintain now is the one you plan to maintain as a retiree. You may be planning to downsize and shed some costs. Or, you may be planning to move to a more expensive area, or stay put but do a lot of travel. Figure out whether you'll mostly be upholding your current lifestyle or making changes. If it's the former, you can probably estimate your monthly costs with relative ease. If not, you'll need to do some research to see what expenses you might face. Step 2: List your expected monthly expenses Once you've answered the question above, it's time to list your recurring expenses. You may not have a perfect handle on every single one, since some, like healthcare, could fluctuate. In that case, do your best. It's a good idea to list your expected expenses on a spreadsheet (or a notebook will do) and total them. Make sure to account for: Housing costs Utilities Transportation Medicare and healthcare costs Food Clothing Entertainment Step 3: Build room into your budget for non-recurring expenses There are certain bills you can expect to face monthly in retirement. But s...

McAfee bought back about $287 million of unsecured notes at a discount, taking advantage of a software rout that hit its debt stack, according to people familiar with the situation. The privately-held firm acquired the debt in the open market between January and March 6, spending about $239 million of cash plus accrued interest for the transactions, said the people, who asked not to be identified discussing a private matter. McAfee viewed the bonds as undervalued amid elevated volatility in the debt markets, said one of the people familiar with the situation. Such repurchases allow the company to cut its debt burden and lower interest expense. Representatives with the company and its private equity owners, Advent International and Permira Advisers , declined to comment. McAfee is among the scores of companies that have been engulfed by a punishing selloff amid growing investor concerns that AI will make software firms irrelevant. Those worries have weighed on the price of debt tied to the companies themselves. The company’s roughly $2 billion unsecured bond due in 2030 has whipsawed since January. It traded at about 85 cents on the dollar Wednesday, up from a 79 cents low on Feb. 24, according to pricing firm Trace. The software firm last month released preliminary fourth-quarter results to provide clarity to investors during market volatility, Bloomberg reported. McAfee, whose business relies on consumer cybersecurity subscriptions, told lenders that an adjusted measure of earnings fell by 1% to $292 million in the fourth quarter compared with the year before. Over the same period, revenue was $626 million, little changed from the prior year. Read More: Private Software Companies Open Their Books Early to Calm Nerves

The ICAC conducted an unannounced on-site visit to the CITIC Securities office in Hong Kong. Photo: IC Hong Kong’s anti-corruption watchdog has visited at least two Chinese-owned securities firms this week, and a senior executive at Guotai Junan International Holdings Ltd. has been taken away to assist with an investigation, multiple sources told Caixin. The swift actions come amid heightened regulatory scrutiny of potential misconduct in the city’s equity-financing business following a surge in initial public offerings in 2025.

文章提及标的 原油 -- 布伦特原油 -- 布伦特原油突破93美元/桶，日内涨5.93%。

政策斷奶 寧王金主能否抵禦銷量波動？ 香港經濟日報HKET

当地时间3月12日凌晨，韩国政府表示将释放2246万桶石油储备，以响应国际能源（850101）署4亿桶石油供应计划。据韩国方面消息，截至2月底，韩国共保有1亿桶原油储备，可保障208天本国石油供应，排名全球第六。针对近期全球油价上涨带来的影响，韩国政府正推行价格控制举措，市场供应价格在上涨后出现小幅回落。(央视新闻)

This article first appeared on GuruFocus. Shares of Tesla (NASDAQ:TSLA) moved higher after the electric-vehicle maker reported a sharp increase in China-made vehicle sales for February. Tesla said deliveries of vehicles produced at its Shanghai factory totaled about 58,600 units in February, reflecting a 91% increase from a year earlier and following a 9.3% rise recorded in January. The figures include both domestic sales in China and exports to other international markets. Data from the China Association of Automobile Manufacturers showed exports from Tesla's Shanghai facility climbed to roughly 20,000 vehicles during the month, representing a multiple-fold increase compared with the same period a year earlier. The year-over-year growth partly reflects an easier comparison with February 2025, when Tesla temporarily halted some assembly lines at its Shanghai plant during the Lunar New Year period to upgrade production for the refreshed Model Y vehicle. Despite the annual surge, deliveries declined about 15% from January levels, reflecting typical seasonal weakness tied to Lunar New Year holidays. The broader electric-vehicle market in China has also faced softer demand as tax incentives have been scaled back and competition intensified. Shares of Tesla climbed about 3% in recent trading Wednesday.