Medicare is often seen as a safety net that makes healthcare more affordable in retirement. But for many higher-income retirees, that assumption doesn't always hold true. Depending on your income, you could end up paying significantly more for Medicare than expected. Medicare charges a standard monthly premium for Part B. But if you're a higher earner, you could end up facing surcharges on Part B ...
Medicare is often seen as a safety net that makes healthcare more affordable in retirement. But for many higher-income retirees, that assumption doesn't always hold true. Depending on your income, you could end up paying significantly more for Medicare than expected. Medicare charges a standard monthly premium for Part B. But if you're a higher earner, you could end up facing surcharges on Part B known as income-related monthly adjustment amounts, or IRMAAs. They actually apply to Part D, too. Image source: Getty Images. Continue reading
Alllex/E+ via Getty Images By Anthony Goh, Senior Investment Research Analyst @ Khaveen Investments In our previous analysis of Cloudflare ( NET ), we identified a company with a clear cost and scale advantage in the CDN market, driven by strong ISP partnerships and a highly accessible pricing model. We believed this positioned it to steadily gain market share while benefiting from long-term tailw...
Alllex/E+ via Getty Images By Anthony Goh, Senior Investment Research Analyst @ Khaveen Investments In our previous analysis of Cloudflare ( NET ), we identified a company with a clear cost and scale advantage in the CDN market, driven by strong ISP partnerships and a highly accessible pricing model. We believed this positioned it to steadily gain market share while benefiting from long-term tailwinds like rising cybersecurity demand and increasing global data usage. Since then, the company has performed exceptionally, with its growth outperforming our expectations at 29.85% in 2025 compared to our forecast of 22.37%, and management also guided growth to remain steady between 28% and 29% for FY2026. Its stock price has risen and reached past our previous price target based on our P/S valuation of the company. Given the company still has negative net margins and low FCF margins, we evaluate the company again to update our P/S valuation to determine whether the company could have further upside. Stronger Revenue Growth We first analyze the company 's revenue performance. Its revenue grew by 30% in 2025, higher than our previous forecast of 22.37%, which we had derived based on our methodology of applying a calculated competitive score factor of 1.25x, driven by factors such as its attractive pricing, ISP partnerships, and broad product offerings, alongside the CDN market 's forecast CAGR of 17.9%. This implies the company 's revenue growth performance is stronger than our expectations, and to analyze its growth trend more specifically, we compiled its number of customers disclosed (end of the year) and calculated its ARPU. Company Data, Khaveen Investments From the table, Cloudflare's revenue growth has moderated from 2019, when it was growing at an average of 50% per year through 2022, to an average of 30.5% between 2023 and 2025. It has been steady, as 2025's growth is slightly higher than the previous year, and management guided between 28% and 29% growth in FY2026...
President Donald Trump and Vice President JD Vance were evacuated from the White House Correspondents’ Association dinner in Washington on Saturday after shots were fired at the hotel hosting the event. A suspect is now in custody and being questioned, Trump said. (Source: Bloomberg)
President Donald Trump and Vice President JD Vance were evacuated from the White House Correspondents’ Association dinner in Washington on Saturday after shots were fired at the hotel hosting the event. A suspect is now in custody and being questioned, Trump said. (Source: Bloomberg)
The artificial intelligence (AI) boom has lifted many semiconductor stocks. But not all AI chip stories are built the same way. Chipmaker Intel (NASDAQ: INTC) is late to the party, trying to establish itself as a central player in the AI era through its central processing units (CPUs), advanced packaging, and foundry ambitions. Nvidia (NASDAQ: NVDA) , meanwhile, remains the clear leader in the AI ...
The artificial intelligence (AI) boom has lifted many semiconductor stocks. But not all AI chip stories are built the same way. Chipmaker Intel (NASDAQ: INTC) is late to the party, trying to establish itself as a central player in the AI era through its central processing units (CPUs), advanced packaging, and foundry ambitions. Nvidia (NASDAQ: NVDA) , meanwhile, remains the clear leader in the AI boom itself, thanks to its graphics processing units (GPUs) and AI data center infrastructure. Both companies, of course, could benefit from the continued build-out of AI infrastructure. But investors trying to choose between the two stocks need to separate a turnaround story from a business that is already producing extraordinary financial results. Image source: Getty Images. Continue reading
In this exclusive book extract, the former Italy goalkeeper describes a moment of crisis before a game against Reggina If I have to identify the most important moment of this crisis, it was just before a Juventus-Reggina match in February 2004. It was an evening game. We were six points off the top of the table. There were 13 games left in the season, so anything could still happen, but there was ...
In this exclusive book extract, the former Italy goalkeeper describes a moment of crisis before a game against Reggina If I have to identify the most important moment of this crisis, it was just before a Juventus-Reggina match in February 2004. It was an evening game. We were six points off the top of the table. There were 13 games left in the season, so anything could still happen, but there was an air of negativity, as if the season was already over. We had just had two crazy and very different games. In our previous league match, we had conceded four goals to Totti and Cassano’s Roma, while in midweek we had won the Coppa Italia semi-final against Inter at San Siro, on penalties. Although we were still in the running in the Champions League and perhaps even a little in the league, inside me I was certain that in that season everything was lost. It was a classic winter Turin evening, wet and cold, and the stadium was half-empty. The speakers played a song that I only heard as an annoying buzz. During the warm-up I prayed and performed my usual pre-match routine, but it felt as if something was wrong with my muscles. After two minutes I put on my gloves, I stood in the goal and I realised that I was struggling to breathe. I stood there, staring at the pitch, and I felt slightly dizzy. What scared me, however, was the tightness I felt in my diaphragm, between chest and stomach, as if I had been hit. Continue reading...
Discrepancy in forecasts raises questions over government planning for net zero One vision of the UK’s future involves a decarbonised economy powered by clean, renewable energy. Another involves making the UK an AI superpower. The government departments responsible for these two visions do not appear to have agreed on their numbers. Continue reading...
Discrepancy in forecasts raises questions over government planning for net zero One vision of the UK’s future involves a decarbonised economy powered by clean, renewable energy. Another involves making the UK an AI superpower. The government departments responsible for these two visions do not appear to have agreed on their numbers. Continue reading...
They’re just the latest stars whose banal pronouncements have triggered a wave of controversy. Surely no one, in their heart of hearts, cares that much Do you have an opinion on the state of contemporary ballet or keeping cats as pets? There are no right or wrong answers here, only differences of opinion. It is hard to imagine being upset by someone expressing an alternative view on either topic –...
They’re just the latest stars whose banal pronouncements have triggered a wave of controversy. Surely no one, in their heart of hearts, cares that much Do you have an opinion on the state of contemporary ballet or keeping cats as pets? There are no right or wrong answers here, only differences of opinion. It is hard to imagine being upset by someone expressing an alternative view on either topic – unless, of course, they are a celebrity and you are on the internet. The celebrity outrage cycle has never been especially edifying, but lately it has become faster paced and even more stupid. Let’s return to those questions. The actors Timothée Chalamet and Jessie Buckley landed themselves in hot water in the run-up to the Oscars: him for disparaging opera and ballet , her for disliking cats (and, more specifically, pressing her now-husband to get rid of his pair). Elle Hunt is a freelance journalist Continue reading...
Health secretary’s ‘power grab’ to override Nice comes amid growing concern move may be illegal and benefit big pharma Dozens of MPs are opposing Wes Streeting’s decision to award himself power to dictate what the NHS pays for drugs amid growing concern the move may be illegal. Thirty-one MPs have signed a House of Commons motion voicing their disapproval of the health secretary being handed the p...
Health secretary’s ‘power grab’ to override Nice comes amid growing concern move may be illegal and benefit big pharma Dozens of MPs are opposing Wes Streeting’s decision to award himself power to dictate what the NHS pays for drugs amid growing concern the move may be illegal. Thirty-one MPs have signed a House of Commons motion voicing their disapproval of the health secretary being handed the power to override the National Institute for Health and Care Excellence’s (Nice) judgment on how much the NHS should spend on individual medicines. Continue reading...