metamorworks/iStock via Getty Images NielsenIQ ( NIQ ) and INTAGE HOLDINGS ( IGEEF ) have formed a sales partnership to enhance access to retail measurement insights between Japan and global markets. This collaboration combines INTAGE HD’s extensive local retail store panel data in Japan with NIQ’s global retail store panel data, allowing for better comparison of market performance and trends. Thi...
metamorworks/iStock via Getty Images NielsenIQ ( NIQ ) and INTAGE HOLDINGS ( IGEEF ) have formed a sales partnership to enhance access to retail measurement insights between Japan and global markets. This collaboration combines INTAGE HD’s extensive local retail store panel data in Japan with NIQ’s global retail store panel data, allowing for better comparison of market performance and trends. This collaboration helps clients deal with the challenge of limited comparability between Japan and other markets by linking local and global data better. NIQ and INTAGE HD aim to provide clients with a clearer view of performance in interconnected markets. Both companies aim to provide clients with more consistent insights, helping identify growth opportunities. The partnership allows global clients to utilize INTAGE HD’s nationwide retail store data to aid in market entry and expansion in Japan. Additionally, clients in Japan will access NIQ’s Retail Measurement Services covering over 100 countries, facilitating their international growth. More on NIQ Global Intelligence plc, INTAGE HOLDINGS Inc. NIQ Global Intelligence: Fundamentals Remain Sound NIQ Global Intelligence plc (NIQ) Presents at BofA Securities 2026 Information & Business Services Conference Transcript NIQ Global Intelligence plc 2025 Q4 - Results - Earnings Call Presentation NIQ outlines 2026 margin expansion above 23.5% as AI integration deepens and cost optimization advances NIQ Global Intelligence plc Non-GAAP EPS of -$0.11 misses by $0.40, revenue of $1.14B beats by $20M
Earnings Call Insights: Old Second Bancorp, Inc. (OSBC) Q1 2026 Management View "From a GAAP perspective, net income was $25.6 million or $0.48 per diluted share in the first quarter and return on assets was 1.51%." (President, CEO & Chairman of the Board James Eccher) "First quarter 2026 earnings were impacted by $9.8 million of net loan charge-offs," including "a commercial real estate investor ...
Earnings Call Insights: Old Second Bancorp, Inc. (OSBC) Q1 2026 Management View "From a GAAP perspective, net income was $25.6 million or $0.48 per diluted share in the first quarter and return on assets was 1.51%." (President, CEO & Chairman of the Board James Eccher) "First quarter 2026 earnings were impacted by $9.8 million of net loan charge-offs," including "a commercial real estate investor charge-off of $3.9 million" tied to "an office property located in downtown Chicago," plus "a commercial and industrial charge-off of $1.3 million" and "net charge-offs related to the Powersports business totaled $3.9 million." (President, CEO & Chairman of the Board Eccher) "Our financial performance continued to reflect an exceptionally strong net interest margin at 5.14% for the first quarter" and "we continue to reduce reliance on wholesale funding as we allow the legacy Evergreen Bank brokered CDs to run off and reprice higher cost deposits in the falling interest rate environment." (President, CEO & Chairman of the Board Eccher) "Relative to the prior year quarter, net interest income increased by $18 million or 29%." (Executive VP, COO & CFO Bradley Adams) "From a stock repurchase perspective, we acquired 1.2 million shares at an average price of $19.63" and "we're a little more than halfway through the existing buyback authorization." (Executive VP, COO & CFO Adams) Outlook "Margin trends still feel very good and stable in the near term. I do think later in the year, we'll start to trend back towards 5%." (Executive VP, COO & CFO Adams) "Loan growth for the remainder of the year is still being targeted in the mid-single-digit level." (Executive VP, COO & CFO Adams) "We're trying to go in that kind of 3% to 4% range for the year" on expenses. (Executive VP, COO & CFO Adams) Management’s guidance language shifted from Q4’s "we may tick down modestly in the first quarter, but I expect to still be above 5%" on margin to Q1’s view that NIM remains stable near term but "l...
Futures tied to major U. S. indices were mixed on Friday, hovering around flat levels, while oil prices held above $100 per barrel as disruptions in the Strait of Hormuz persisted despite a fragile U.
Futures tied to major U. S. indices were mixed on Friday, hovering around flat levels, while oil prices held above $100 per barrel as disruptions in the Strait of Hormuz persisted despite a fragile U.
The head of Hong Kong’s City University, Professor Freddy Boey Yin Chiang, has resigned with immediate effect for personal reasons, leaving his post two years earlier than expected. The university expressed its gratitude to Boey, a Singaporean, for his contributions to CityU during his three years as president. “The executive committee of the [university’s] council has appointed provost and deputy...
The head of Hong Kong’s City University, Professor Freddy Boey Yin Chiang, has resigned with immediate effect for personal reasons, leaving his post two years earlier than expected. The university expressed its gratitude to Boey, a Singaporean, for his contributions to CityU during his three years as president. “The executive committee of the [university’s] council has appointed provost and deputy president Professor Lee Chun-sing as acting president with immediate effect to ensure continued...
Getty Images The four-year cycle is mutating. Volatility is compressing, returns are shrinking, and the old playbook no longer fits. But behind the surface, institutions are building positions through ETFs, equity, and preferred stock. Meanwhile, on-chain LTH supply is rising again and shorts remain under pressure. The Mutating Cycle: What Institutions Are Telling Us The Four-Year Cycle Is Mutatin...
Getty Images The four-year cycle is mutating. Volatility is compressing, returns are shrinking, and the old playbook no longer fits. But behind the surface, institutions are building positions through ETFs, equity, and preferred stock. Meanwhile, on-chain LTH supply is rising again and shorts remain under pressure. The Mutating Cycle: What Institutions Are Telling Us The Four-Year Cycle Is Mutating Measured from the April 2024 halving, Bitcoin's ( BTC-USD ) current cycle has dramatically underperformed every prior epoch. The 2012 cycle delivered roughly 9,300% in gains, the 2016 cycle around 2,950%, and the 2020 cycle about 760%. By contrast, the rally from the fourth halving peaked at roughly 97% above the halving-day price, an order-of-magnitude step down from any predecessor. Source: Alex Thorn This is not just a matter of smaller percentage moves on a larger base. The 30-day realized volatility tells a parallel story: 2020 cycle peak: 9.64% 2024 cycle peak: 3.11% Current reading: 1.75% Drawdowns are compressing as well. Previous bear markets routinely saw 80–90% peak-to-trough declines, whereas the current cycle's deepest retracement from its all-time high above $125,000 to roughly $60,000 represents a drawdown just above 50%. Each successive halving cycle is delivering lower volatility, shallower drawdowns, and smaller upside. These are signature traits of an asset class maturing and absorbing deeper pools of institutional capital. What makes this cycle structurally different is that Bitcoin broke to a new ATH before the halving, not after. In every prior cycle, the halving occurred while Bitcoin was still well below the previous peak. In this cycle, the approval of U.S. spot Bitcoin ETFs in January 2024 pulled the breakout forward, with BTC surpassing its prior high before the halving even took place. Source: Cointelegraph This front-running of the supply event reshuffled the cycle's internal clock. If the top was pulled forward, why not the bottom? Scenario A...
HK Electric, the smaller of Hong Kong’s two electricity suppliers, will cut fuel surcharges for customers in May but has warned that costs could significantly rise later in the year due to the impact of the conflict in the Middle East. The company said on Friday that its fuel clause charge for May will fall by 4.4 HK cents per kilowatt-hour to 26 HK cents per kWh, from 30.4 HK cents in April, citi...
HK Electric, the smaller of Hong Kong’s two electricity suppliers, will cut fuel surcharges for customers in May but has warned that costs could significantly rise later in the year due to the impact of the conflict in the Middle East. The company said on Friday that its fuel clause charge for May will fall by 4.4 HK cents per kilowatt-hour to 26 HK cents per kWh, from 30.4 HK cents in April, citing a deferred effect under the monthly adjustment mechanism based on January’s average fuel costs....