Key Points XRP's price soared after the SEC lost much of its case against Ripple. New ETFs could drive its price higher. But investors shouldn't expect it to replicate its millionaire-making gains. 10 stocks we like better than XRP › XRP (CRYPTO: XRP), the native cryptocurrency of the XRP Ledger, has minted a lot of millionaires since its public debut in 2013. It had an earliest trading price of $0.006 per token, but it now trades at about $3. A $2,500 investment made back then would be worth $1.25 million today. But could XRP turn a fresh $2,500 investment into $1 million again during the next decade? Let's review its past performance and future catalysts to find out. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue » Why did XRP's price soar? The founders of Ripple Labs -- a fintech company that provides blockchain-based money transfers as a cheaper, faster, and more secure alternative to traditional SWIFT (Society for Worldwide Interbank Financial Telecommunication) transfers -- created XRP in 2012. Ripple used XRP as a bridge currency to accelerate cross-border transfers for its customers. When a money transfer is made between two currencies that are difficult to convert because they lack the adequate liquidity, they're usually converted to a universal currency (like the U.S. dollar) as a bridge -- but that approach can rack up a lot of foreign exchange and bank fees. To reduce those fees, Ripple temporarily converts both currencies to XRP instead of another fiat currency. Unlike Bitcoin (CRYPTO: BTC), XRP can't be mined. Ripple's founders pre-mined XRP's entire supply of 100 billion tokens before its market debut, and allocated 80 billion tokens to their own company and the other 20 billion tokens to themselves. Ripple subsequently sold those XRP tokens to fund its own expansion, but that capital-raising strategy sparked a lawsuit from the Securities and Exchange Commission (SEC...

機場二號客運大樓周三啟用 廉航、短途航班為主 崔定邦：方便年輕客 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】機場二號客運大樓周三啟用，15間航空公司陸續進駐，當中以廉航及短途航班為主 。有旅遊界認為這類公司的乘客較為年輕，離境大堂同時設有自助登機區可以提升整體效率。 旅遊促進會總幹事崔定邦：「它們乘客的特徵都是很年輕、去很多旅行的朋友，可能年輕人有時辦理登機手續，早上起不到身、睡晚了，到達機場見到大排長龍，大家會緊張。在T2這邊自助機數量非常多，我相信年輕乘客應該對自助登記反而更方便、更好用。 運輸署稱港鐵機場快綫機場站連接二號客運大樓的月台已經啟用，城巴及龍運巴士的機場巴士周三起往機場方向新增二號客運大樓落客站，而往市區及新界方向的路線維持不變。

In this article SPGI Follow your favorite stocks CREATE FREE ACCOUNT SpaceX is on the verge of going where no initial public offering has ever gone before. The company, created and led by Elon Musk , is targeting a stratospheric valuation of $1.75 trillion on the Nasdaq Stock Market. SpaceX may be fast-tracked into broadly held indexes like the Nasdaq 100 and S&P 500 at light speed. The upper stage of a Falcon 9 rocket deploys a stack of Starlink "V2 Mini" satellites in orbit. SpaceX As market watchers and investors prepare and strategize the best ways to play the IPO, one way to get involved will be to buy the S&P Sector and Industry Indexes where SpaceX will eventually reside. When a company goes public, as SpaceX is likely to do in the coming weeks, two financial data companies, S&P Global and MSCI, determine which sector and industry indexes are the right fit. Because SpaceX is involved in so many areas of the economy - everything from space rockets, to satellite internet, to data centers and artificial intelligence agent Grok, to name a few - placement may be more complicated in this case. Here's how it works. First a newly listed company is put into one of the 163 "sub-industries." From there, it's whittled down to one of 74 "industries," and then again to one of 25 "industry groups" before being assigned to one of the 11 S&P Sectors. Those sectors include information technology, communications, industrials, real estate, materials, health care, consumer staples, consumer discretionary, financials, utilities, or energy. MSCI and S&P look at four tiers when deciding on sector placement. The first thing MSCI and S&P consider is which parts of a company create the most revenue. SpaceX's S1 filing released last week says, "Our Space and Connectivity segments contributed the substantial majority of our consolidated revenue in the three months ended March 31, 2026 and the year ended December 31, 2025, demonstrating the benefits of their scale and operating leverage i...

積金局：發現偽造醫生紙欺詐提取強積金 已轉交執法部門 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】積金局指發現有人懷疑偽造醫生紙，欺詐申請提取強積金，已轉交執法部門跟進。 積金局主席劉麥嘉軒在新一份網誌提到，「積金易」團隊早前在審批過程中，發現有人以「罹患末期疾病」或「完全喪失行為能力」為由，申請提早提取強積金，但提供的醫生證明書有可疑，經核實發現醫生紙是偽造，已拒絕申請，並將個案轉交執法部門。積金局指現時「積金易」統一處理強積金行政工作，更易識別不同個案的潛在關聯，一些由犯罪集團策劃、涉及跨強積金計劃的個案，都能更早及有效察覺和堵截。

格隆汇5月25日｜当地时间5月24日，伊朗议会国家安全与外交政策委员会发言人雷扎伊表示，霍尔木兹海峡的管理不会恢复到战前状态。他还表示，该海峡目前由伊朗控制，在战争状态结束后，伊朗可以为船舶通行提供便利。雷扎伊还说，伊朗并未就其浓缩铀库存问题与美国进行谈判，伊朗绝不会从现有立场上后退，美国除了接受伊朗的条件别无他法。

The market has sent Chewy (CHWY +4.24%) to the doghouse. The stock is down more than 40% year to date, and now trades below its 2019 IPO price. Yet, Chewy continues to report steady growth in active customers, spending per customer, and free cash flow, supported by a subscription model that now accounts for the majority of sales. The decline reflects ongoing pressure on discretionary pet spending, intense price competition from rivals like Amazon, and concerns that agentic AI could disrupt its ad business. A subscription model built for stability Chewy's advantage lies in its Autoship program. This subscription service for pet food, treats, and medications has become the core of the business. In fiscal 2025, Autoship customer sales accounted for 83% of total revenue, up from 76% just two years earlier. The service automates spending on necessities like food and medicine, providing Chewy with a predictable, recurring revenue stream. Sales from these subscribers grew 12% last year, outpacing the company's total revenue growth of 6%. Still, the company faces real issues ahead. Chewy is a low-margin retailer in a mature industry, and it's feeling the pressure from price-sensitive consumers. Competitors like Amazon and Walmart are gaining share, and a potential price war in pet supplies would squeeze Chewy's margins further. The market is also worried about the threat from AI-driven shopping agents that could bypass Chewy's storefront and reduce its high-margin advertising revenue. Management argues that more than 85% of its sales are from products with manufacturer-set prices and that its Autoship program is structurally protected, but it remains a risk for investors to watch. The path to higher profitability Chewy is also moving from the digital shelf to the physical examination room through the build-out of its own Chewy Vet Care clinics and the recent acquisition of Modern Animal, announced last month. The deal adds 29 physical clinic locations, bringing the total to...

【有線新聞】首位港產載荷專家黎家盈將於太空操作科大牽頭研發的「天韻相機」，負責項目的學者指實現了「香港製造、香港操作」。指導黎家盈博士論文的教授就相信黎家盈的電腦科學背景，有助她在太空操作儀器。 由香港科大牽頭研製的「天韻相機」，能夠在太空探測溫室氣體，早前已運抵「天宮」太空站，將由首位港產載荷專家黎家盈於太空站安裝和操作。領導項目的學者希望激勵更多年青人參與香港的航天科研。科大土木及環境工程學系講座教授蘇慧：「我覺得它是實現香港製造、香港操作一個完整的閉環，我覺得這是表現國家對香港科研能力的高度肯定，也表明我們香港的科研團隊有能力來製造這種世界領先的載荷，也有能力培養我們自己世界級的航天人員，我覺得這會極大推動香港的航天科技發展。」 首位港產太空人黎家盈鑽研計算機科學，在港大指導她博士論文的教授說黎家盈為人謹慎小心，加上她的知識背景，對太空任務會有幫助。港大工程學院計算與數據科學學院名譽副教授鄒錦沛：「太空船其實就是很大的電腦，我們整個培訓其實很多時要對電腦運算和操作要有深入了解，如果以家盈的背景，你說她要操作『天韻相機』，可能未必知道裡面很仔細的東西，但你說操作方面或有任何突發疑難，我相信她完全可以應付得到。」 身兼校長的立法會議員黃錦良就認為今次對教育界有很大的啟示，成為香港參與中國航天事業生動的例子，要鼓勵更多香港青年投身當中。

Anastasija Vujic/iStock via Getty Images Teenagers looking for summer jobs are running into one of the weakest hiring environments in decades as inflation, high fuel prices and tighter business budgets weigh on restaurants, camps and entertainment venues that traditionally employ young workers, The Wall Street Journal reported Sunday. From Cape Cod ice cream shops to New York City’s youth employment programs, applications are surging while openings shrink. At the same time, postings for jobs such as camp counselors have dropped sharply, signaling a broad slowdown in seasonal hiring. The trend points to what workplace consultancy Challenger, Gray & Christmas expects could become the weakest summer for teen employment since the federal government began tracking the data in 1948. The firm projects teens will fill about 790,000 jobs during the May-to-July period, below last year’s already weak total. The biggest pullback is coming from the entertainment and leisure sector, where employers are expected to hire far fewer workers this summer. Resorts, hotels amusement parks and other seasonal attractions have long been major sources of entry-level work for teenagers. For investors, the slowdown offers another sign that consumer-facing businesses are becoming more cautious about labor costs despite avoiding a formal recession. Weak seasonal hiring can reflect pressure on discretionary spending and slimmer profit margins across hospitality, restaurants and leisure industries. It may also signal softer demand expectations heading into the peak summer travel season. There are still pockets of demand. Indeed data cited in the report showed lifeguard job postings rising sharply from a year ago, highlighting continued labor shortages in some seasonal categories. The changing nature of teen employment is also playing a role. Many younger workers are prioritizing academics, sports and content creation over traditional summer jobs, contributing to a long-term decline in teen labor-f...

jittawit.21 What are the most attractive biotech stocks right now for investors? Seeking Alpha analysts Stephen Ayers and Petri Dish Reports offer their picks. Stephen Ayers : A few names currently stand out to me. They have either recently launched drugs or are preparing to launch them. I like what Insmed ( INSM ) is doing with Brinsupri in non-cystic fibrosis bronchiectasis, or NCFB. NCFB is what you would call a “greenfield” market, with limited treatment options and a high unmet need. In its pipeline, TPIP (a Phase 3 once-daily treprostinil palmitil inhalation powder) has the potential to leapfrog more frequently administered treprostinil formulations like United Therapeutics’ ( UTHR ) Tyvaso DPI in blockbuster indications like pulmonary arterial hypertension, or PAH, and pulmonary hypertension associated with interstitial lung disease, or PH-ILD. Cogent Biosciences ( COGT ) is readying a launch of bezuclastinib for systemic mastocytosis and gastrointestinal stromal tumors. Its opportunity in non-advanced systemic mastocytosis is particularly intriguing because bezuclastinib's improved tolerability profile over Sanofi’s ( SNY ) Ayvakit (another TKI) could meaningfully expand this market. I also think there is still some “alpha” in the small-cap obesity arena. Structure Therapeutics ( GPCR ) is one that I am watching closely, especially as it now trades well below Phase 2 data-inspired 52-week highs. The company is gearing up for a Phase 3 trial in obesity for its orally administered, once-daily, nonpeptide small molecule agonist of the glucagon-like-peptide-1 (GLP-1) receptor, aleniglipron. Although a couple of oral treatments already exist in this market, like Novo Nordisk’s ( NVO ) Wegovy (a peptide) and Eli Lilly’s ( LLY ) Foundayo (a small molecule), I believe Structure’s aleniglipron has the capability to offer the “best of both worlds” with superior manufacturability and distinguished tolerability. Petri Dish Reports : A name generating a lot of attention ...

Source: Bloomberg, 4:58

格隆汇5月25日｜当地时间5月24日，塞内加尔国民议会议长马利克·恩迪亚耶宣布辞去国民议会议长职务。

The Department of Justice is acknowledging it has removed from its website news releases about criminal cases related to the January 6, 2021, riot, calling the information about the prosecutions “partisan propaganda”. The purge of news releases documenting criminal charges, convictions and sentencings is the latest step by the Trump administration to dramatically rewrite the history of the assault on the Capitol, when hundreds of supporters of Republican Donald Trump stormed the building in an effort to halt the congressional certification of his 2020 election loss to Democrat Joe Biden. President Trump, on his first day back in office in January 2025, pardoned, commuted the prison sentences or vowed to dismiss the cases of all of the 1,500-plus people charged with crimes during the Capitol assault, including those convicted of attacking officers with makeshift weapons such as flagpoles, a hockey stick and crutch. Advertisement On Monday, the Justice Department announced the creation of a US$1.776 billion fund meant to compensate Trump allies who feel they were unjustly investigated and prosecuted. Acting Attorney General Todd Blanche has not ruled out that rioters convicted of violence will be eligible for payouts, prompting bipartisan anger in Congress. After a journalist on Friday observed on the social media platform X that the Justice Department was “quietly” removing news releases on its website that were related to the January 6 attack, including about a Texas man who pleaded guilty to assault and also faced separate state charges of soliciting a minor, the department responded through its “rapid response” account that there was “nothing ‘quiet’ about it”. Advertisement “We are proud to reverse the DOJ’s weaponization under the Biden administration. We will do everything in our power to make whole those who were persecuted for political purposes,” the post said. “This includes stripping DOJ’s website of partisan propaganda.”

Pep Guardiola had been playing it cool in the scorching heat that accompanied his final game in charge of Manchester City. Then he cracked. There were tears - and plenty of them. As captain Bernardo Silva's number 20 went up on the fourth official's board on 59 minutes, Guardiola could not keep his emotion in check any longer. The Portugal playmaker shed tears as he was given a guard of honour by both sets of players as he left the pitch. And it was then that they started to stream down his manager's cheeks too. The two men, such pivotal figures in City's recent domination of English football, embraced on the touchline. That raw moment of affection between two greats of the Premier League was captured by photographers and will be printed, framed and hung up in the corridors of Etihad Stadium alongside those of icons Kevin de Bruyne, Sergio Aguero and Yaya Toure. Guardiola wiped his face dry with his white t-shirt and tried to regain his composure as his side strained for one final victory under his management. It was not to be. But despite defeat at the hands of an Aston Villa side high on success after Wednesday's Europa League win, the loss was rendered instantly irrelevant by the sound of the full-time whistle that sparked emotion on the pitch and in the stands. Guardiola attempted to find the words to sum up the feelings of the day. "This chapter will always be there," said the 55-year-old. "Bernardo was emotional today, before the game. If you want to cry then cry, if you want to laugh then laugh. Emotions - you have to express them. I don't cry, but when I see somebody else cry, then I cry."

Key Points Cava is growing faster than Chipotle, while Sweetgreen's sales are declining. Chipotle's profit margins are higher on a consolidated basis, but Cava is closing the gap. Cava's growth runway gives it a slight edge over investing in Chipotle today. 10 stocks we like better than Cava Group › Restaurant and food stocks have struggled in the last few years. Some investors chalk it up to the rise of weight loss drugs like Ozempic, while others claim it is due to rising prices and a struggling consumer. I think it is a mix of both. Chipotle Mexican Grill (NYSE: CMG) and Cava Group (NYSE: CAVA) are down around 50% from highs, while Sweetgreen (NYSE: SG) is down over 80%. But which of these three restaurant stocks -- if any -- is the better buy today? The answer is clear when evaluating both growth, profitability, and valuation across these three businesses. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue » Differing growth trajectories When evaluating a restaurant, the most important metric is, by far, comparable-store sales growth. This measures same-store revenue growth for locations that have been open for the past 12 months. If a restaurant brand is producing same-store sales growth above inflation, it will likely increase its long-term profit potential, as its revenue is growing faster than its costs at a per-location level. For these three restaurants, there is a wide disparity in same-store sales growth today. Cava leads the pack with 9.7% same-store sales growth, bucking the trend of restaurants struggling with traffic in recent quarters. Chipotle is in the middle, with comparable-store sales growth of just 0.5%, which is typical for a restaurant right now. However, it should be noted that this is below the current rate of inflation in the United States, which is why Chipotle's restaurant...

aluxum/E+ via Getty Images Tony Pasquariello, global head of hedge fund coverage at Goldman Sachs, said investors are increasingly focused on whether U.S. equity markets can absorb a growing wave of new stock issuance as IPO activity rebounds and companies continue raising capital. In a May 22 note to clients after meetings with money managers in Boston and Toronto, Pasquariello said Goldman now forecasts roughly $600 billion in equity supply for 2026, including about $160 billion tied to IPOs. The figures may appear large in nominal dollar terms, but Pasquariello argued the market backdrop looks far less extreme when issuance is measured as a share of total market capitalization. He compared the current setup with prior surges in issuance during the late-1990s tech bubble, the 2009 financial crisis recapitalizations, the 2020 pandemic financing boom and the 2021 SPAC frenzy. Goldman’s conclusion is that U.S. markets remain capable of absorbing “high quality assets” despite concerns about investor fatigue. The outlook matters for investors because a healthy IPO and equity issuance market tends to support dealmaking, private equity exits and broader risk appetite. At the same time, a sharp increase in supply can pressure valuations if demand weakens. Midterm volatility may be approaching Pasquariello also said clients repeatedly asked when investors would begin focusing on the 2026 U.S. midterm elections. Citing Goldman strategist Ben Snider, he noted that U.S. equities historically trade sideways heading into midterm elections while market volatility rises through the summer and peaks around October. The pattern could complicate the recent rally in risk assets, especially if political uncertainty coincides with elevated interest rates and stretched positioning in technology shares. Bond yields remain a key risk for stocks Another major concern among investors is how far Treasury yields can rise before equities begin to struggle. According to Goldman’s analysis, stoc...

土耳其警方試圖攻入反對黨辦公室帶走黨魁 與支持者爆發衝突 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】土耳其警方試圖攻入最大反對黨辦公室帶走黨魁，與支持者爆發衝突。 在首都安卡拉，大批共和人民黨支持者在總部門口，用桌椅等家具阻擋警方進入大樓，防暴警察在大閘外發射催淚彈和橡膠子彈驅趕民眾，有人噴射滅火筒還擊。共和人民黨黨魁奧澤爾日前被法院以選舉程序違規為由，裁定2023年當選黨主席的結果無效，安卡拉省長下令警方進入大樓帶走奧澤爾，觸發衝突。

Zebra Technologies Corporation (ZBRA) 最新股票消息和頭條新聞 Yahoo 財經

Welcome to CFO Briefing, a newsletter dedicated to corporate finance and what leaders need to know. This week features an interview with Ryanair’s CFO. First, a look at USAA’s mission serving military families during a time of war. Serving service members Brett Seybold is concerned about something most finance chiefs never think about: Making sure his company doesn’t make too much money. As chief financial officer of USAA , Seybold has to balance the banking and insurance firm’s bottom line with its mission: serving a customer base of more than 14 million people who are active military, veterans or members of military families. He manages the company’s finances so that when something like the war in Iran happens, USAA has the liquidity to offer emergency loans, defer payments and support customers during deployments. “We make just enough profit to maintain the kind of fortress balance sheet so we can be there for our members,” Seybold said. Since the start of the Iran war, that has included automatically lowering interest rates for service members who are deployed, granting payment relief on insurance policies and providing financial education to military families, he said. USAA is structured as a mutual insurance company owned by its policyholders, similar to competitors including State Farm and Liberty Mutual . That allows the company to use its dividends — $3.7 billion last year — as a financial backstop for members. During the US government’s 43-day shutdown late last year, USAA deployed $468 million of those dividends to provide zero-interest loans to members, many of whom are federal employees. So what exactly is the right amount of profit for a mission-driven company like USAA? Seybold said it’s a trade secret, though it’s not too different from publicly traded competitors such as Progressive Corp. and Allstate Corp. Progressive generated an underwriting margin of about 12.6% last year, while Allstate’s was roughly 14.8%. Since the outbreak of the war in Iran...

Crypto investors continue to put their faith in XRP (XRP +0.04%) as a potential millionaire maker. As they see it, XRP has the potential to skyrocket in value, creating a large number of crypto millionaires in the process. But just how likely is that? Let's dig into the math to see whether XRP truly has millionaire-maker potential. Millionaire-maker math The math behind becoming a crypto millionaire is relatively simple: You just need to invest $1,000 into a high-risk, high-upside cryptocurrency capable of generating 1,000x returns. Within a period of 10 years, your initial $1,000 investment will be worth a cool $1 million. Sounds improbable? Perhaps. But consider the case of Bitcoin (BTC +0.72%). Back in April 2013, Bitcoin hit $100 for the first time. By the end of 2024, Bitcoin was trading at $100,000. That's a case of 1,000x returns in action, and it only took Bitcoin slightly more than a decade. What Bitcoin had was a powerful investment thesis: "Bitcoin is the future of money." The launch of Bitcoin came at an opportune time, too. The entire fiat-backed banking system seemed to be imploding following the 2008 global financial crisis, and the concept of a noninflationary digital currency struck a chord with investors. Does the math work for XRP? So, for XRP to become a millionaire-maker, it will need a similar powerful investment thesis. And it will need to show the potential to generate 1,000x returns in the future. Expand CRYPTO : XRP XRP Today's Change ( 0.04 %) $ 0.00 Current Price $ 1.34 Key Data Points Market Cap $83B Day's Range $ 1.34 - $ 1.37 52wk Range $ 1.14 - $ 3.65 Volume 1.3B To some extent, XRP already has a powerful investment thesis: "XRP enables frictionless global money movement." But is that enough to give it 1,000x upside potential? That's where things get dicey. At its current price of $1.40, XRP would need to explode to reach $1,400. Does anybody really think that's possible? Remember: The all-time high for XRP is just $3.84, and that cam...

美国总统特朗普24日说，美国和伊朗的协议“尚未完全谈妥”，他指责一些不了解情况的人对其“妄加批评”。特朗普在社交媒体发文，称“如果我与伊朗达成协议，那将会是一份好的、合适的协议”。“目前没人看过它或知道它的内容。它还没有完全谈妥。所以不要去听那些失败者的话，他们对一件自己根本不了解的事情妄加批评。” 风险提示及免责条款 市场有风险，投资需谨慎。本文不构成个人投资建议，也未考虑到个别用户特殊的投资目标、财务状况或需要。用户应考虑本文中的任何意见、观点或结论是否符合其特定状况。据此投资，责任自负。

Enterprise AI spending is outrunning corporate forecasts. Microsoft has canceled most internal Claude Code licenses, and Uber has admitted it exhausted its 2026 AI budget within four months. Token-based pricing on agentic coding tools has produced bills that outpace headcount savings. Companies are now retrofitting financial controls onto rollouts that moved fast in late 2025. Microsoft and Uber Crystallize the Trend Verge reporting said Microsoft started winding down most internal Claude Code licenses in mid-May 2026. Most access in its Experiences and Devices division ends June 30. Engineers had heavily adopted the agentic coding tool. Token-based billing made consumption unsustainable at deployment scale, Fortune reported. The pullback sits beside Microsoft’s own AI workplace report on 80% productivity gains. Uber went further. Chief Technology Officer Praveen Neppalli Naga said the ride-hailing firm exhausted its full 2026 AI budget by April. Uber's CTO told @LauraBratton5 that AI coding tools—particularly Anthropic’s Claude Code—has already maxed out its 2026 AI budget 📈 “I'm back to the drawing board, because the budget I thought I would need is blown away already,” Neppalli Naga said.https://t.co/4JIBfqUO7V — Anissa Gardizy (@anissagardizy8) April 14, 2026 The company had deployed Claude Code to about 5,000 engineers four months earlier. Forbes reported per-engineer costs reaching $500 to $2,000 monthly. Roughly 70% of committed code now comes from AI tools, signaling a growing Claude reliance across major engineering teams. Industry Data Confirms a Wider Squeeze A 2025 survey from Mavvrik found 85% of companies miss AI cost forecasts by more than 10%. The same study showed 84% report AI spending cutting gross margins by over six percentage points. AI Cost Statistics. Source: Mavvrik Survey “The AI cost crisis has started,” remarked trader and investor Crypto Rover. Follow us on X to get the latest news as it happens Big Tech AI capex hit $650 billion in Q1 2...

Once-proud club has forgotten what it was trying to be after years of mismanagement in a shopping-centre annexe If you’re going to die, die with your boots on. Belatedly and pointlessly on. But on all the same. It felt deeply fitting that West Ham should show some fight on the final day of the Premier League season, but that relegation should still be confirmed by events elsewhere, any pleasure at a 3-0 defeat of Leeds rendered irrelevant by Tottenham’s win at home against Everton , as West Ham’s season flopped like an ailing dog in the mid-summer heat. There was at least some joy at the London Stadium, a reminder that joy is both the only thing that actually matters here, and also the precise polar opposite of the football-club-shaped blob that West Ham’s ownership has created. When Jarrod Bowen scored West Ham’s second goal on 78 minutes, charging past a Leeds defence already ranged about the place on sun loungers flicking through the latest Sally Rooney, there was a brief glimpse of some other West Ham, some other reality, a lost place of greater care and competence, other hands on the wheel. Continue reading...

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A shipment of 15,000 tonnes of rice donated by the Chinese government to Cuba has arrived at the port of Havana, the island’s president said on Sunday. The shipment is the first batch of a promised 60,000 tonnes that China says it will donate to Cuba, which is grappling with dire shortages. “That noble gesture of solidarity will reach millions of consumers throughout all the provinces and the special municipality of Isla de la Juventud, in addition to our health and education institutions,” President Miguel Diaz-Canel wrote on social media. Advertisement The communist Caribbean country has been under a US trade embargo since 1962, which is often blamed for shortages of food and medicine. In January, Cuba stopped receiving oil from its ally Venezuela, when the United States overthrew Venezuelan leader Nicolas Maduro and began directing energy policy. Meanwhile, the US has threatened sanctions on anyone selling oil to the country. Advertisement The effective energy blockade has significantly worsened blackouts that have long plagued the country.

De Zerbi did the job he was brought in to do – now he has helped Tottenham avoid an unfathomable relegation, his task for next season is not so clear Almost half a century ago, Matthew Engel had a line in this newspaper about Sheffield United going top of the Fourth Division being like hearing a friend had been made head of the prison library: you wanted to congratulate them but really you were wondering what on earth they were doing there in the first place. It was a similar story at Spurs today: for all the understandable glee and relief, even to be in danger of relegation is evidence of things having gone badly wrong. It may be that the future has this as the first day in the new history of Tottenham. Roberto De Zerbi is clearly a manager of great promise – 11 points in seven games may not be earth-shattering, but it is a lot, lot better than what came before – and the injury crisis surely can’t be this bad for a third straight season. Perhaps coming so close to the brink will startle them into decisive action in a way that last season’s fourth-bottom finish, mitigated as it was by the Europa League success, did not. Perhaps there really will come a bracing clarity of vision and they will rise again. The world can change very quickly. It’s only four years ago that Spurs were, for the sixth season in succession, finishing above Arsenal. A season out of Europe, while it will have a negative impact on revenues, can have a remarkable rejuvenating effect. Continue reading...

Key Points Qualified charitable distributions (QCDs) have you donating funds directly from an IRA to a charitable organization. QCDs can satisfy your required minimum distribution while supporting causes you care about. You can't do a QCD out of a 401(k), but you could convert that money to an IRA and take advantage of this option. The $23,760 Social Security bonus most retirees completely overlook › For some people, retiring with a large balance in a traditional individual retirement account (IRA) or 401(k) can be a bit of a problem. If you don't need the money, too bad -- you'll eventually be forced to start taking required minimum distributions (RMDs), which could drive up your taxes significantly. The good news is that there's a strategy you can use to reduce your tax bill while supporting causes you care about. So, it pays to read up on qualified charitable distributions (QCDs) to see how they might fit into your withdrawal strategy. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue » How QCDs work A QCD is a direct transfer of funds from an IRA to an eligible charitable organization. To be clear, QCDs can be made only out of IRAs. If you have your savings in a 401(k) plan, you'll need to roll that money into an IRA to do a QCD. One big advantage of QCDs is that they count toward your RMD each year. However, unlike a typical RMD, QCDs don't count toward your taxable income. That could not only result in big IRS savings but also help you avoid other consequences that can come with having a higher income, like having to pay taxes on your Social Security benefits or being hit with surcharges on your Medicare premiums. Why QCDs trump regular charitable donations You may be thinking, "Why bother with QCDs when I can just take a retirement plan withdrawal and donate the money?" It's true that charitabl...

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