(RTTNews) - Pinnacle Bank (PBNK.OB) reported earnings for full year that Dropped, from last year The company's earnings totaled $5.45 million, or $0.91 per share. This compares with $8.85 million, or $1.49 per share, last year. The company's revenue for the period fell 8.0% to $36.98 million from $40.18 million last year. Pinnacle Bank earnings at a glance (GAAP) : -Earnings: $5.45 Mln. vs. $8.85 ...
(RTTNews) - Pinnacle Bank (PBNK.OB) reported earnings for full year that Dropped, from last year The company's earnings totaled $5.45 million, or $0.91 per share. This compares with $8.85 million, or $1.49 per share, last year. The company's revenue for the period fell 8.0% to $36.98 million from $40.18 million last year. Pinnacle Bank earnings at a glance (GAAP) : -Earnings: $5.45 Mln. vs. $8.85 Mln. last year. -EPS: $0.91 vs. $1.49 last year. -Revenue: $36.98 Mln vs. $40.18 Mln last year. The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
(RTTNews) - Amazon.com Inc. (AMZN) is in discussions to invest up to $50 billion in OpenAI, according to reports citing people familiar with the matter. The talks include expanding an agreement under which Amazon would provide computing power to the artificial intelligence startup. The potential deal could also involve Amazon using OpenAI's models, which power the ChatGPT chatbot, across its produ...
(RTTNews) - Amazon.com Inc. (AMZN) is in discussions to invest up to $50 billion in OpenAI, according to reports citing people familiar with the matter. The talks include expanding an agreement under which Amazon would provide computing power to the artificial intelligence startup. The potential deal could also involve Amazon using OpenAI's models, which power the ChatGPT chatbot, across its products and platforms, while employees may gain access to the technology for their work. Reports also said OpenAI is seeking as much as $100 billion in new capital from investors to support its growth ambitions. The company is also preparing for an initial public offering in the fourth quarter of 2026, with executives privately expressing concern that rival Anthropic could move ahead with its own public listing first. Amazon.com closed at $241.73, down $1.28 or 0.53%. In overnight trading at 8:40:23 PM EST, the stock slipped further to $239.05, reflecting a decline of $2.68 or 1.11%. The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
Earnings Call Insights: Robert Half Inc. (RHI) Q4 2025 Management View CEO M. Waddell opened by noting, "For the fourth quarter of 2025, global enterprise revenues were $1.302 billion, down 6% from last year's fourth quarter on a reported basis and down 7% on an adjusted basis." He highlighted the return to positive sequential growth on a same-day constant currency basis for the first time in over...
Earnings Call Insights: Robert Half Inc. (RHI) Q4 2025 Management View CEO M. Waddell opened by noting, "For the fourth quarter of 2025, global enterprise revenues were $1.302 billion, down 6% from last year's fourth quarter on a reported basis and down 7% on an adjusted basis." He highlighted the return to positive sequential growth on a same-day constant currency basis for the first time in over three years, stating, "Our revenue and earnings exceeded the midpoint of our previous fourth quarter guidance." Waddell described the company as "very well positioned to capitalize on emerging opportunities and support our clients' talent and consulting needs through the strength of our industry-leading brand, our people, our technology and our unique business model." He reported the highest quarterly cash flow from operations for the year at $183 million, up 18% over Q4 2024, and distributed a $0.59 per share dividend. CFO Michael Buckley stated, "As Keith noted, global revenues were $1.302 billion in the fourth quarter." He reported U.S. talent solutions revenues of $623 million, down 9% year-over-year, and non-U.S. talent solutions revenues of $200 million, down 8%. Buckley added, "Contract talent solutions bill rates for the fourth quarter increased 3.2% compared to 1 year ago." Buckley also noted, "Global revenues in the fourth quarter [for Protiviti] were $479 million," with U.S. contributing $373 million and non-U.S. $106 million. He cited, "On an adjusted basis, global fourth quarter Protiviti revenues were down 3% versus the year ago period with U.S. Protiviti revenues down 6%, while non-U.S. Protiviti revenues were up 9%." Outlook Buckley provided first quarter 2026 guidance: "revenues, $1.26 billion to $1.36 billion; income per share, $0.08 to $0.18. Midpoint revenues of $1.31 billion are 5% lower than the same period in 2025 on an adjusted basis." He explained, "Our midpoint revenue guidance for the first quarter reflects continued positive adjusted sequential ...
Earnings Call Insights: PennyMac Mortgage Investment Trust (PMT) Q4 2025 Management View David Spector, Chairman and CEO, reported that PMT generated net income to common shareholders of $42 million for the fourth quarter, representing a 13% annualized return on common equity. Diluted earnings per share was $0.48, exceeding the $0.40 per share quarterly dividend and increasing book value per share...
Earnings Call Insights: PennyMac Mortgage Investment Trust (PMT) Q4 2025 Management View David Spector, Chairman and CEO, reported that PMT generated net income to common shareholders of $42 million for the fourth quarter, representing a 13% annualized return on common equity. Diluted earnings per share was $0.48, exceeding the $0.40 per share quarterly dividend and increasing book value per share to $15.25 at year-end from $15.16 on September 30. Spector highlighted, “over the course of the year, we successfully completed 19 securitizations, totaling $6.7 billion in UPB, a substantial increase from just 2 securitizations in 2024. Retained investments from these securitizations grew to $528 million, up nearly tenfold from just $54 million in 2024.” Spector stated that PMT is now a top 3 issuer of prime non-Agency MBS and emphasized the firm’s strategy to rotate capital, mentioning the purchase of $876 million of agency floating rate MBS and the sale of $195 million of GSE-issued CRT investments to free up capital for higher-return assets. The relationship with PFSI continues to be a "unique and proven competitive advantage," enabling efficient deployment of capital and access to a high-quality loan pipeline. Spector projected, “we currently expect to complete approximately 30 securitizations in 2026, with targeted returns on equity for these retained investments in the low to mid-teens.” Daniel Perotti, CFO, stated, “Net income to common shareholders was $42 million or $0.48 per diluted common share in the fourth quarter or a 13% annualized return on equity to common shareholders.” Outlook Spector stated that the quarterly average run rate return potential expected from PMT's investment strategies over the next four quarters is $0.40 per share, down slightly from $0.42 per share in the prior quarter. He added, "we expect increased investments in accretive non-agency subordinate and senior bonds, primarily through organic securitization activity." PMT expects returns...
Earnings Call Insights: FinWise Bancorp (FINW) Q4 2025 Management View CEO Kent Landvatter stated, "FinWise delivered a strong 2025, growing net income 26% and posting a steady fourth quarter that demonstrates how our multiyear investments are gradually translating into tangible sustainable results." Landvatter highlighted revenue growth driven by both fee and spread income, loan originations tota...
Earnings Call Insights: FinWise Bancorp (FINW) Q4 2025 Management View CEO Kent Landvatter stated, "FinWise delivered a strong 2025, growing net income 26% and posting a steady fourth quarter that demonstrates how our multiyear investments are gradually translating into tangible sustainable results." Landvatter highlighted revenue growth driven by both fee and spread income, loan originations totaling $1.6 billion for the quarter, and credit enhanced product balances reaching $118 million, above prior guidance. He added, "We also experienced strong uptake of our credit enhanced product...exceeding both the $115 million outlook provided on our third quarter earnings call and our initial guidance of $50 million to $100 million." Landvatter discussed the BIN and Payments business, noting that ramp-up has been slower than initially anticipated but expressing confidence in the long-term value. He cited the official launch of DreamFi, a fintech serving underbanked communities, as a key strategic milestone. On artificial intelligence, Landvatter stated, "We are actively exploring opportunities to broaden the deployment of these capabilities across the company to drive efficiency and long-term value with a disciplined focus on safeguarding sensitive data through secure and controlled implementation." James Noone, CEO & President of FinWise Bank, reported stable credit trends and proactive loan portfolio management. He explained, "Specifically during the quarter, we further refined our servicing and administrative standards, which resulted in accelerated classification of certain loans to nonperforming status and earlier recognition of related charge-offs." CFO Robert Wahlman said, "FinWise reported net income of $3.9 million for the fourth quarter and diluted earnings per share of $0.27. Key drivers during the fourth quarter included a notable increase in loan originations and a significant rise in credit enhanced balances, both greater than our expectations." Outlook Wahlm...
In a statement, the Ministry of Defence (MoD) said: "Following an investigation by the Defence Serious Crime Command, we can confirm two individuals have been charged with offences under Section 19 of the Armed Forces Act (conduct prejudicial to good order and service discipline).
In a statement, the Ministry of Defence (MoD) said: "Following an investigation by the Defence Serious Crime Command, we can confirm two individuals have been charged with offences under Section 19 of the Armed Forces Act (conduct prejudicial to good order and service discipline).
当下时代,AI呼啸而来。只是,人人争说AI,几人真懂AI?面对纷繁复杂的信息,关心AI进展的企业家,恐怕难免“乱花迷人眼”之叹。接下来精选的五本最新出版的AI相关书籍,有助于企业家从技术操作、决策管理、创新落地,再到更深层次的政治哲学反思与文明史演进,全方位地把握AI议题。 #1 在生成式AI带来的全球狂热中,企业家最关心的现实问题始终是:AI究竟如何带来利润?德国数据科学家托比亚斯·茨温格曼(Tobias Zwingmann)的《可盈利的AI优势:如何构建并规模化成功的AI项目》(The Profitable AI Advantage: A Business Leader’s Guide to Designing and Delivering AI Roadmaps for Measurable Results,下简称《可盈利的AI优势》)正是一本为企业管理者量身打造的实践指南。作者曾在多家欧洲企业领导数据分析与人工智能项目,长期关注AI落地的商业成效问题。本书旨在帮助企业从构想到落地,构建真正能带来可衡量成果的AI项目。 与许多强调技术突破的AI畅销书不同,《可盈利的AI优势》从一开始就设定了清晰的出发点——AI项目必须服务于业务战略与利润目标。茨温格曼在其博客中多次强调,过去十年间,大量AI项目在“概念验证”(proof of concept,PoC)阶段就被搁置,这并非因为技术不可行,而是因为这些项目与公司盈利毫无关联。因此,他主张企业优先关心AI应用能否在财务报表上体现价值。 全书以一种渐进的结构展开,从识别商业价值、打好数据基础,到小规模原型试验、组织协作,再到衡量绩效与持续优化。对这样一个从价值识别到成果衡量的闭环流程,茨温格曼喻之为“AI优势飞轮”(AI advantage flywheel)。书中穿插了多个源自企业实践的案例,展示AI如何在不同领域创造经济回报。例如,某保险公司通过AI预测客户流失率改进保费模型,从而显著提高客户留存;一家大型制药企业借助AI优化临床实验流程,缩短研发周期。这些例子体现了茨温格曼的核心论点——真正能带来收益的AI,往往依靠的是流程再造,而非算法突破。 茨温格曼最有洞察力的部分,在于对组织文化的剖析。他认为,AI项目的最大敌人不是算法错误,而是“管理惰性”——太多公司将AI视作外包任务,让技术与业务部门各自为政。为此,...
U.S. President Donald Trump speaks during a meeting of the Cabinet in the Cabinet Room of the White House on January 29, 2026 in Washington, DC. Win Mcnamee | Getty Images News | Getty Images President Donald Trump said on Thursday the U.S. was decertifying Bombardier Global Express business jets and threatened 50% import tariffs on other aircraft made in Canada until the country certified a numbe...
U.S. President Donald Trump speaks during a meeting of the Cabinet in the Cabinet Room of the White House on January 29, 2026 in Washington, DC. Win Mcnamee | Getty Images News | Getty Images President Donald Trump said on Thursday the U.S. was decertifying Bombardier Global Express business jets and threatened 50% import tariffs on other aircraft made in Canada until the country certified a number of planes produced by U.S. rival Gulfstream. "Further, Canada is effectively prohibiting the sale of Gulfstream products in Canada through this very same certification process," Trump said in a post on Truth Social. "If, for any reason, this situation is not immediately corrected, I am going to charge Canada a 50% Tariff on any and all aircraft sold into the United States of America." It was unclear what planes beyond Bombardier's Global Express franchise would fall under Trump's increased tariffs, including the Airbus A220 commercial jets made in Canada. FlightRadar24 said on X there were more than 400 Canadian-made planes operating to and from U.S. airports as of about 0100 GMT on Friday. Data provider Cirium said there were 150 Global Express aircraft in service registered in the U.S., operated by 115 operators. Bombardier, General Dynamics-owned Gulfstream and Canadian Prime Minister Mark Carney's office did not immediately respond when asked for comment. Trump said Canada has refused to certify the Gulfstream 500, 600, 700, and 800 jets. In April, the Federal Aviation Administration and the European Union Aviation Safety Agency certified the Gulfstream G800 jet. Transport Canada, which is responsible for Canadian certification, did not respond immediately to a request for comment. It was unclear how Trump would decertify the planes since that is the job of the Federal Aviation Administration, but he has made similar declarations in the past that were ultimately carried out, often with exemptions, by relevant agencies. It was also not clear if the Federal Aviation Adm...
中國海警5年來維權任務累計動用艦艇55萬艘次 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】中國海警公布執法數據,指五年來維權任務累計動用艦艇55萬艘次。 《海警法》頒布實施近五年,中國海警累計動用55萬艘次艦艇...
中國海警5年來維權任務累計動用艦艇55萬艘次 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】中國海警公布執法數據,指五年來維權任務累計動用艦艇55萬艘次。 《海警法》頒布實施近五年,中國海警累計動用55萬艘次艦艇和6,000架次航空器執行海上維權任務,常態化展開東海、南海、黃海定期維權巡航,組織釣魚島領海巡航134次。去年釣魚島巡航日數達357日,亦有在台灣周邊海域執法巡查,有力震懾「台獨」分裂行徑。而在今年1月以來,海警持續加強黃岩島領海和周邊區域執法巡查,依法依規處置非法侵權船隻,堅決維護國家領土主權和海洋權益。