EMERYVILLE, Calif., Feb. 10, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $94.2 million, or $1.20 per diluted share, for the fourth quarter ended December 31, 2025, compared to $96.0 million, or $1.22 per diluted share, for the third quarter ended September 30, 2025 and $86.2 million, or $1.07 per diluted share, for the fourth quarter ended December 31, 2...
EMERYVILLE, Calif., Feb. 10, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $94.2 million, or $1.20 per diluted share, for the fourth quarter ended December 31, 2025, compared to $96.0 million, or $1.22 per diluted share, for the third quarter ended September 30, 2025 and $86.2 million, or $1.07 per diluted share, for the fourth quarter ended December 31, 2024. Net income for the full year ended December 31, 2025 was $388.9 million or $4.92 per diluted share, which compares to $360.1 million, or $4.43 per diluted share, for the year ended December 31, 2024. Adam Pollitzer, President and Chief Executive Officer of National MI, said, “The fourth quarter capped another year of success for National MI. In 2025, we delivered strong operating performance, generated significant NIW volume and consistent growth in our insured portfolio, and achieved record financial results and a 16.2% return on equity. We have a strong customer franchise, a talented team driving us forward every day, an exceptionally high-quality book covered by a comprehensive set of risk transfer solutions, and a robust balance sheet supported by the significant earnings power of our platform. Looking forward, we're well-positioned to continue delivering differentiated growth, returns and value for our shareholders.” Selected fourth quarter 2025 highlights include: Primary insurance-in-force at quarter end was $221.4 billion, compared to $218.4 billion at the end of the third quarter and $210.2 billion at the end of the fourth quarter of 2024. Net premiums earned were $152.5 million, compared to $151.3 million in the third quarter and $143.5 million in the fourth quarter of 2024. Total revenue was $180.7 million, compared to $178.7 million in the third quarter and $166.5 million in the fourth quarter of 2024. Insurance claims and claim expenses were $21.2 million, compared to $18.6 million in the third quarter and $17.3 million in the fourth quarter of 2024. Loss ...