在财富管理初创公司Altruist推出人工智能税务规划功能后，美国券商股价周二下跌，因为这项仍处于萌芽阶段的技术继续加剧了投资者对现有券商面临颠覆的担忧。 随着以人工智能为先导的初创公司将复杂的任务自动化，而这些任务长期以来一直是昂贵的人工顾问的专属领域，这种抛售反映出投资者对传统金融和科技公司的焦虑与日俱增。 LPL Financial和Raymond James Financial的股价分别下跌了8%以上。嘉信理财的股价下跌超过7%，Ameriprise FinancialAMP.N的股价下跌6.2%。Stifel Financial股价下跌3.8%， 摩根士丹利 股价下跌超过2%。 数月来，金融市场因投资者对人工智能交易的热情而活跃，但上周，由于担心人工智能工具的干扰，全球软件股下挫，令金融市场受到冲击 。 Altruist成立于2018年，是投资顾问的自我清算经纪商，为开户、交易、报告和计费提供统一平台。 其最新功能集成到了Hazel人工智能平台中，通过即时分析1040、工资单和会议笔记等客户文件，自动创建个性化税务策略。 “看起来它有可能颠覆一些零售券商。”Stock Trader Network首席市场策略师丹尼斯·迪克在谈到 Altruist 最新推出的产品时说：”这就是为什么现在这里的股票都在抛售。 包括Robinhood和竞争对手Public在内的反叛券商一直在通过其低成本和科技化的产品进军这一领域。 11月，Public推出了一款人工智能驱动的券商产品，用户可以建立自己的交易所交易基金进行投资。Robinhood为其金牌用户提供了一个由人工智能驱动的投资助手，用户可以通过聊天了解交易想法并下达指令。 责任编辑：李桐

Thule Group AB (publ) press release ( THLPF ): Q4 GAAP EPS of SEK0.20. Revenue of SEK1.83M. More on Thule Group AB (publ) Thule Group AB (publ) (THUPY) Q4 2025 Earnings Call Transcript Thule Group AB (publ) 2025 Q4 - Results - Earnings Call Presentation Thule Group AB (publ) (THUPY) Discusses Pre-Quarter Update: Market Conditions, Regional Performance and Financial Highlights Transcript Seeking Alpha’s Quant Rating on Thule Group AB (publ) Historical earnings data for Thule Group AB (publ)

(RTTNews) - YouTube Music (GOOGL) has begun broadly enforcing a Premium-only model for song lyrics, ending free, unlimited access after months of testing. Under the updated setup, users are allowed a limited number of lyric views before being prompted to subscribe. Once the free allotment is used, only a small portion of the lyrics remains visible, while the rest is blurred and locked. A notice on the Now Playing screen alerts users to their remaining views and encourages upgrading to unlock full access. The change has been rolling out globally following earlier trials and aligns with Google's wider push to grow paid subscriptions. YouTube Music Premium, priced at $10.99 per month in the US, bundles lyrics access with ad-free listening, offline downloads, background play, and AI-powered features. The broader YouTube Premium plan costs $13.99 and extends similar benefits across the main YouTube app. The move comes as Google reports strong momentum in paid services, with more than 325 million subscriptions across its consumer platforms. YouTube's combined advertising and subscription revenue surpassed $60 billion in 2025, underscoring the growing importance of monetized features like lyrics in its streaming ecosystem. Tuesday GOOGL closed at $318.58, down 1.77%, and is trading 0.04% lower at $318.45 in after-hours activity on the NasdaqGS. The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

格隆汇2月11日｜美股三大指数收盘涨跌不一，道指涨0.1%，纳指跌0.59%，标普500指数跌0.33%，大型科技股有涨有跌，甲骨文涨超2%，特斯拉涨超1%，谷歌、博通跌超1%。 住宅施工、铁路运输、旅游酒店涨幅居前，万豪酒店涨超8%，希尔顿酒店涨超3%，联合太平洋涨超2%。存储概念股、加密货币概念股跌幅居前，西部数据跌超8%，闪迪跌超7%，希捷科技跌超6%，Strategy跌近4%，Coinbase跌超2%。 纳斯达克金龙中国指数收涨0.87%，热门中概股里，理想收涨2.9%，比亚迪、阿里巴巴涨超2%，蔚来、小鹏、新东方、京东涨超1%，腾讯跌1.4%，美团跌2.8%。

This little-known stock isn't even on the S&P 500, but its dividend growth leaves the index in the dust. There's a saying on Wall Street: "Dividends don't lie." Just about every financial metric can be fudged or spun by management, but the dividends either arrive in a brokerage account, or they don't. Since 2000, the S&P 500 companies have grown their payouts by 376%, or an average of 4.76% each year. That's kept ahead of the 92% inflation seen in that time frame. Still, after over 25 years, it's nothing to write home about. Thankfully, some companies have offered income growth that's orders of magnitude greater. Coming in near the top of the list is Calgary-based oil and gas firm Canadian Natural Resources (CNQ 0.17%). Expand NYSE : CNQ Canadian Natural Resources Today's Change ( -0.17 %) $ -0.07 Current Price $ 39.10 Key Data Points Market Cap $82B Day's Range $ 38.80 - $ 39.55 52wk Range $ 24.65 - $ 39.66 Volume 389K Avg Vol 8.6M Gross Margin 25.14 % Dividend Yield 4.33 % 6,900% dividend growth in 25 years In 2001, Canadian Natural Resources began paying a dividend of $0.00625 per share, with the payout tripling within five years. By 2011, its dividend had grown by 620% since 2001's payouts, and by 2021, its dividend had mushroomed 553% from 2011's levels. Today, its quarterly payouts are up exactly 100% from those of five years ago. Since 2001, not only has the company raised its dividend every year, but it's done so by an average of 21% each year. All told, its dividend has grown 9,300% since 2001. Of the hundreds of income stocks I've analyzed over the years, I've never seen a company like this. Can the streak continue? Canadian Natural Resources generated an operating cash flow of $14.8 billion last year, which easily covers the $3.6 billion needed to pay its current dividend. In fact, the company could grow its payouts by another 21% in 2026, and still have over $10 billion in operating cash flow left over. An expected energy glut could put pressure on earni...

The dollar index (DXY00) on Tuesday recovered from a 1-week low, finishing up by 0.01%. The dollar recovered from early losses on Tuesday and posted modest gains due to hawkish Fed comments. Cleveland Fed President Beth Hammack said the Fed could be on hold “for quite some time,” and Dallas Fed President Lorie Logan said it would take “material” weakness in the US labor market for her to support more interest rate cuts. The dollar initially moved lower on Tuesday after T-note yields fell on the weaker-than-expected US economic reports on the Q4 employment cost index and Dec retail sales. The weaker reports bolstered expectations that the Fed will resume easing monetary policy this year, a bearish factor for the dollar. The strength of the Chinese yuan also undercut the dollar after it rose to a 2.5-year high against the dollar on Tuesday. Join 200K+ Subscribers: The US Q4 employment cost index rose +0.7% q/q, weaker than expectations of +0.8% q/q and the smallest increase in 4.5 years. US Dec retail sales were unchanged m/m, weaker than expectations of +0.4% m/m. Dec retail sales ex-autos were also unchanged m/m, weaker than expectations of +0.4% m/m. Cleveland Fed President Beth Hammack said, “Rather than trying to fine-tune the funds rate, I’d prefer to err on the side of patience as we assess the impact of recent rate reductions and monitor how the economy performs. Based on my forecast, the Fed could be on hold for quite some time.” Dallas Fed President Lorie Logan said it would take “material” weakness in the US labor market for her to support more interest rate cuts. The dollar sank to a 4-year low late last month when President Trump said he’s comfortable with the recent weakness in the dollar. Also, the dollar remains under pressure as foreign investors pull capital from the US amid a growing budget deficit, fiscal profligacy, and widening political polarization. Swaps markets are discounting the odds at 20% for a -25 bp rate cut at the next policy meeting o...

March WTI crude oil (CLH26) on Tuesday closed down -0.40 (-0.62%), and March RBOB gasoline (RBH26) closed down -0.0263 (-1.32%). Crude oil and gasoline prices settled lower on Tuesday after US retail sales in December unexpectedly stagnated, a sign of weakness in consumer spending that is bearish for economic growth and energy demand. Losses in crude were limited on Tuesday after the dollar index ($DXY) fell to a 1-week low. Also, US-Iran tensions are adding a risk premium to crude prices. Don’t Miss a Day: Tuesday's report on US retail sales was negative for crude after Dec retail sales were unchanged m/m, weaker than the +0.4% m/m expected, suggesting some weakness in consumer spending. Also, weakness in Dec retail sales could lead to a downward revision in Q4 GDP, a bearish factor for energy demand and crude prices. Concerns over an escalation of geopolitical risk in the Middle East have added a risk premium to crude oil, supporting prices. The US Department of Transportation on Monday issued a maritime advisory stating that American-flagged ships should stay as far as possible from Iranian waters when navigating the Strait of Hormuz. There are fears that if negotiations between Iran and the US fail to come to an agreement on Iran ending its enrichment of nuclear fuel, the US could proceed with military strikes against Iran, which could disrupt key shipping lanes as well as Iran's 3.3 million bpd of crude production. Iran is OPEC's fourth-largest producer, and a US attack on the country could potentially close the Strait of Hormuz, through which about 20% of the world's oil passes. An increase in crude exports from Venezuela is also boosting global oil supplies and is bearish for prices. Reuters reported last Monday that Venezuelan crude exports rose to 800,000 bpd in January from 498,000 bpd in December. Crude oil also has support after Russia recently threw cold water on hopes of a breakthrough in peace talks with Ukraine, after the Kremlin said the "territoria...

(RTTNews) - Agree Realty Corp. (ADC) announced earnings for its fourth quarter that Increased, from last year The company's bottom line totaled $54.17 million, or $0.47 per share. This compares with $43.38 million, or $0.41 per share, last year. The company's revenue for the period rose 18.5% to $190.48 million from $160.73 million last year. Agree Realty Corp. earnings at a glance (GAAP) : -Earnings: $54.17 Mln. vs. $43.38 Mln. last year. -EPS: $0.47 vs. $0.41 last year. -Revenue: $190.48 Mln vs. $160.73 Mln last year. The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Former NATO chief on Europe and U.S. relations MARY LOUISE KELLY, HOST: Not so long ago. If you had asked me to predict where - which country - might see big anti-U.S. protests in 2026, Denmark would not have topped my list - stable, prosperous, NATO ally Denmark. But a week or so ago, Danish veterans took to the streets of Copenhagen in anger, anger over President Trump's threats to take Greenland and over his claim that NATO troops who fought side by side with the U.S. in Afghanistan had, quote, "stayed a little back, little off the front lines," end quote. In fact, Denmark lost more soldiers per capita than the U.S. did in Afghanistan. What's the way forward for the U.S. and Denmark? Or, for that matter, for the U.S. and NATO? Our next guest is well positioned to field both those questions. He is the former prime minister of Denmark and the former secretary general of NATO. Anders Fogh Rasmussen, welcome to ALL THINGS CONSIDERED. ANDERS FOGH RASMUSSEN: Thank you for having me. KELLY: What goes through your mind as I describe furious protests against the U.S. in your capital, in Copenhagen? RASMUSSEN: It's incomprehensible, in a way. It's a very painful process. Since childhood, I have admired the United States. I have considered the United States the natural leader of the free world. We have been one of the most positive and closest allies of the United States. And despite all that, in one year, the Trump administration has actually changed the attitude in Denmark. According to a recent poll, 60% of the Danish people now feel that the U.S. is an adversary. KELLY: Sorry. I just wanted to make sure I had heard you correctly. You're saying 60 - six-zero? RASMUSSEN: Six-zero percent now considers the United States an adversary. KELLY: You just said you grew up thinking of the U.S. as an ally, as the natural leader of the free world. Do you still? RASMUSSEN: Well, I have always considered the United States a global policeman. But it seems that the policeman now wants ...

Image source: The Motley Fool. Tuesday, Feb. 10, 2026 at 4:30 p.m. ET CALL PARTICIPANTS Chief Executive Officer — Richard S. Danforth Chief Financial Officer — Cassandra Hernandez-Monteon Need a quote from a Motley Fool analyst? Email [email protected] TAKEAWAYS Revenue -- $17,100,000, representing a 146% increase year over year. -- $17,100,000, representing a 146% increase year over year. Hardware Revenue Growth -- Rose approximately 220%, with $9,600,000 attributable to the Puerto Rico project. -- Rose approximately 220%, with $9,600,000 attributable to the Puerto Rico project. Software Revenue -- Remained flat year over year at $2,300,000, but increased roughly 5% sequentially from the preceding quarter. -- Remained flat year over year at $2,300,000, but increased roughly 5% sequentially from the preceding quarter. Gross Profit Margin -- Improved by 48%, up 220 basis points year over year, primarily due to product mix. -- Improved by 48%, up 220 basis points year over year, primarily due to product mix. Operating Expenses -- Declined 6% from 2025, totaling $8,100,000, attributed to completed cost reduction initiatives. -- Declined 6% from 2025, totaling $8,100,000, attributed to completed cost reduction initiatives. Operating Loss (GAAP) -- Narrowed to negative $400,000 from negative $5,900,000 in the prior-year quarter. -- Narrowed to negative $400,000 from negative $5,900,000 in the prior-year quarter. Adjusted EBITDA -- Reported positive $700,000, compared to an adjusted EBITDA loss of negative $4,800,000 in the year-ago period, excluding non-cash stock compensation. -- Reported positive $700,000, compared to an adjusted EBITDA loss of negative $4,800,000 in the year-ago period, excluding non-cash stock compensation. GAAP Net Loss -- Was negative $800,000, an improvement from negative $4,100,000 in the previous year. -- Was negative $800,000, an improvement from negative $4,100,000 in the previous year. Cash Position -- Ended the quarter with $10,300,000 in ca...

Taiwan Semiconductor Options Spot-On: On February 10th, 137.15K Contracts Were Traded, With 1.38 Million Open Interest 富途牛牛

First Quantum Minerals press release ( FQVLF ): Q4 Non-GAAP EPS of $0.01 misses by $0.08 . Revenue of $1.47B (+17.6% Y/Y) beats by $100M . More on First Quantum Minerals First Quantum: Market Euphoria Could Moderate Despite Robust Copper Price First Quantum to sell Las Cruces mine in Spain for up to $190 mln Copper roars toward $12,000 in 2025 record rally—meet the stocks riding the boom Seeking Alpha’s Quant Rating on First Quantum Minerals Historical earnings data for First Quantum Minerals

Seeking Alpha Seeking Alpha Seeking Alpha Seeking Alpha Seeking Alpha More on Gilead Sciences Gilead Sciences: Buy This Stock For Both Dividend And Growth Gilead Sciences: Margin Expansion And Cash Flow Strength Underpriced Gilead: A Top GARP Biotech Play, But Momentum Weakens (Downgrade) Gilead Sciences Non-GAAP EPS of $1.86 beats by $0.03, revenue of $7.93B beats by $250M Gilead Q4 preview: Core portfolio, Yeztugo launch keep analysts optimistic ahead of earnings

Explore how SCHQ’s government focus and SPLB’s corporate breadth shape risk profiles and income potential for long-term bond investors. The Schwab Long-Term U.S. Treasury ETF (NYSEMKT:SCHQ) and the State Street SPDR Portfolio Long Term Corporate Bond ETF (NYSEMKT:SPLB) differ most in their underlying bond exposure, with SPLB offering corporate credit risk and a slightly higher yield. At the same time, SCHQ is more concentrated in U.S. Treasuries and carries lower expenses. Expand NYSEMKT : SCHQ Schwab Strategic Trust - Schwab Long-Term U.s. Treasury ETF Today's Change ( 0.98 %) $ 0.31 Current Price $ 32.07 Key Data Points Day's Range $ 31.98 - $ 32.08 52wk Range $ 30.24 - $ 33.82 Volume 776K SPLB and SCHQ both aim to provide diversified exposure to long-duration fixed income. Still, their approaches diverge: SPLB holds investment-grade corporate bonds with maturities of 10 years or more, while SCHQ focuses squarely on the long-term U.S. Treasury market. This comparison explores how their costs, returns, risks, and portfolios stack up for investors seeking long-dated bond exposure. Snapshot (cost & size) Metric SPLB SCHQ Issuer SPDR Schwab Expense ratio 0.04% 0.03% 1-yr return (as of 2026-02-09) 6.5% 3.6% Dividend yield 5.2% 4.5% Beta 1.97 2.16 AUM $1.2 billion $925 million Beta measures price volatility relative to the S&P 500; beta is calculated from five-year monthly returns. The 1-year return represents total return over the trailing 12 months. SCHQ is marginally more affordable with a 0.03% expense ratio compared to SPLB’s 0.04%. SPLB offers a higher dividend yield of 5.3% compared with SCHQ’s 4.6%, reflecting the additional compensation for corporate credit risk. Performance & risk comparison Metric SPLB SCHQ Max drawdown (5 y) (31.8%) (38.5%) Growth of $1,000 over 5 years $889 $729 What's inside SCHQ tracks the long-term U.S. Treasury bond market and holds 98 securities, with 100% in U.S. government bonds and zero in cash, reflecting its pure-play government f...

Welltower ( WELL ) shares rose post-market as the seniors’ housing REIT missed Wall Street’s expectations of net income but topped earnings consensus. The company saw quarterly normalized funds from operations (or FFO) at $1.45, surpassing the consensus FFO estimate of $1.44, an increase of 28.3% over the prior year. In addition, revenue came in at $3.18B, higher than the $2.99B expected. However, the housing REIT company also reported net income attributable to stockholders of $0.14, well below the estimate of $0.56. The reported total portfolio year-over-year same-store net operating income (or SSNOI) showed a growth of 15%, led by a 20.4% growth in its Senior Housing Operating portfolio. The company also announced it completed $13.9B of pro-rata gross investments that included acquisitions in the U.K. and $7.5B of pro-rata dispositions and loan payoffs. Moreover, Welltower ( WELL ) has closed or is under contract to close $5.7B in new pro-rata gross investments. "Our Q4 results demonstrate the continued strength of our seniors housing platform, with same-store revenue growth of 9.6% year-over-year resulting from 400 basis points of average occupancy growth and 4.7% growth in revenue per occupied room," said Shankh Mitra, CEO of Welltower. The company also reported a net debt to adjusted EBITDA of 3.03x and about $10.2B of available liquidity as of the end of the fourth quarter. 2026 earnings guidance for normalized FFO attributable to common stockholders is now between $6.09 and $6.25 per diluted share. Net income attributable to common stockholders guidance is in a range of $3.11 to $3.27 per diluted share. Welltower (NYSE: WELL ) stock closed +1.8% on Tuesday, and shares rose 1.1% in after-hours trading. More on Welltower Welltower Vs. American Healthcare REIT: Why The Latter Is The Better Buy Today Welltower FFO of $1.45 beats by $0.01, revenue of $3.18B beats by $190M Top performing healthcare REITs year to date Seeking Alpha’s Quant Rating on Welltower Histo...

(RTTNews) - Cloudflare, Inc. (NET) on Tuesday reported fourth-quarter net loss of $12.1 million or $0.03 per share, compared to $12.8 million or $0.04 per share in the fourth quarter last year. Adjusted net income was $106.8 million or $0.28 per share, compared to $68.8 million or $0.19 per share in the fourth quarter last year. Total revenue for the quarter was $614.5 million, representing an increase of 33.6% from $459.9 million year-over-year. Looking forward to the first quarter, the company expects revenue of $620.0 million to $621.0 million and adjusted earnings per share of $0.23. For the full year 2026, the company expects revenues of $2,785.0 million to $2,795.0 million and adjusted earnings per share of $1.11 to $1.12. The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Dunelm Group plc press release ( DNLMY ): Q4 Revenue of £ 1.8B. Gross margin rose by 60 basis points to 52.4%, with strong cost control despite persistent inflation and rising labor costs. Profitability: Profit before tax reached £211 million, up 2.7% year-on-year, with PBT margin stable at 11.9%. Cash and Dividends: Operating cash flow increased 10% and free cash flow was £127 million, enabling a 2.3% increase in the total ordinary dividend to 44.5p per share and a special dividend of 35p. More on Dunelm Group plc Dunelm Group plc (DNLMY) Q2 2026 Earnings Call Transcript Dunelm Group plc 2026 Q2 - Results - Earnings Call Presentation Seeking Alpha’s Quant Rating on Dunelm Group plc Historical earnings data for Dunelm Group plc Dividend scorecard for Dunelm Group plc

The United States is seeking a fair and enduring competition with China, along with strengthening its economic and political relationships with Latin America, US Treasury Secretary Scott Bessent said on Tuesday. He termed this the strategy of reducing vulnerabilities without cutting ties with Beijing. Speaking at an investor conference in Sao Paulo, hosted by the Brazilian bank BTG Pactual, Bessent said that Washington did not want to sever economic ties with China. Still, it was trying to reduce exposure in areas relevant to national security “We will be competitors, but we want that competition to be fair,” Bessent told the audience. “We do not want to decouple from China, but we need to reduce risks.” Advertisement He cited critical minerals, semiconductors and pharmaceuticals as examples of strategic areas in which the US wants greater domestic capability and supply chain diversification, noting that the global economy “cannot support a situation where China has a recurring trade surplus of about $1 trillion”, signalling that Beijing needs to change its growth model. Bessent’s comments come before expected talks with Chinese Vice-Premier He Lifeng in the coming weeks and a planned visit by US President Donald Trump to China in April. This trip is part of efforts by both countries to stabilise commercial relations amid ongoing strategic competition. WATCH: Chinese President Xi Jinping meets with Canadian PM Mark Carney WATCH: Chinese President Xi Jinping meets with Canadian PM Mark Carney Much of the secretary’s speech focused on Latin America, which he called central to US economic and geopolitical strategy.

Earnings Call Insights: Vornado Realty Trust (VNO) Q4 2025 Management View Steven Roth, Chairman and CEO, stated, “Here at Vornado business is good and getting better. As you all know, Vornado is a [ premium ] Manhattan-centric office company.” Roth emphasized, “New York is now on the foothills of the best landlords market in 20 years. We believe this landlords market in Manhattan will continue to tighten and lasts for a long time. Fundamentals are truly outstanding, the best ever.” Roth highlighted the PENN District as a core asset, describing it as “our city within a city,” and outlined leasing achievements: “During 2025, Glenn and his team leased 4.6 million square feet of office space overall…our highest Manhattan leasing volume in over a decade, our second highest year on record.” Roth reported a projected incremental cash yield increase at PENN 2: “we have increased our projected incremental cash yield from 10.2% to 11.6%.” He also detailed new acquisitions, including 623 Fifth Avenue, acquired for $218 million, and 3 East 54th Street, with plans for major redevelopment and potential for significant returns. On share repurchases, Roth said, “Over the last few months, we bought back 2,352,000 shares for $80 million at an average price of approximately $34. Since our board authorization in 2023, we bought back a total of 4,376,000 shares for $109 million at an average price of approximately $25 per share.” Michael Franco, President & CFO, stated, “Comparable FFO was $2.32 per share for the year. As previously forecasted, this was slightly higher compared to 2024 comparable FFO and better than we had anticipated at the beginning of the year. Fourth quarter comparable FFO was $0.55 per share compared to $0.61 per share for fourth quarter 2024.” Outlook Franco reiterated, “we still expect 2026 comparable FFO to be in line with 2025 due to the anticipation of some noncore asset sales being taking income offline in connection with our plans to redevelop 350 Park Aven...

Earnings Call Insights: Consensus Cloud Solutions (CCSI) Q4 2025 Management View CEO R. Turicchi expressed satisfaction with both Q4 and full year 2025 results, stating, "I'm extremely pleased with both the fourth quarter and full year 2025 results. I believe that we've closed the first phase of Consensus' history and look forward to embarking on the next phase, which begins now." He highlighted material progress across debt reduction, product enhancement, and a strategic shift to corporate-focused operations, noting, "Consensus has generated more than $800 million of adjusted EBITDA since spin, resulting in free cash flow of approximately $375 million after investing approximately $150 million in the business." The CEO further emphasized that, "We beat our top line objectives for the quarter, saw sequential growth in revenue from Q3 despite having 1.6 fewer business days in Q4 2025 and saw the corporate channel exit with a 7.3% growth rate, positioning us favorably for 2026." Turicchi announced a management change, sharing that CFO Jim Malone will retire after Q1 2026 and be succeeded by Adam Varon as CFO and Karel Krulich as Chief Accounting Officer. Johnny Hecker, Chief Revenue Officer, described an "established trajectory" in the corporate channel, with "a significant acceleration in the utilization of our services within the corporate channel, showing a year-over-year increase in usage per business day that has remained in the double digits for 5 consecutive quarters." He also noted, "Our corporate revenue retention rate stands at 101.3%, continuing our trend of operating well above the 100% target." CFO James Malone reported, "Q4 2025 a record revenue of $56.8 million increased $3.9 million or 7.3% versus prior year, performing better than expectations... Adjusted EBITDA of $45.2 million versus $44.4 million in Q4 2024 delivered a solid 51.9% EBITDA margin and performed ahead of expectations." Outlook The company provided 2026 full-year guidance of revenue bet...