All three major US stock indexes were up in late-morning trading Friday, as Wall Street looks to clo Upgrade to read this MT Newswires article and get so much more. A Silver or Gold subscription plan is required to access premium news articles.

作者：艾丽・J・耶尔 收入是购房过程中的核心影响因素。它不仅决定了你的购房预算和按揭贷款选择，还会影响你是否有能力承担房屋维护、房产税、房屋保险等后续持有成本。在开启购房之旅前，仔细评估自身收入水平至关重要。如果你正看中一套售价约 150 万美元的房产，以下为你详细测算所需的收入水平。 50 万美元按揭贷款，需要多少收入支撑？ 150 万美元房产的按揭贷款成本 要申请 150 万美元的房屋按揭贷款，你大概率需要办理 大额住房贷款 ，这类贷款专为购置高价值房产设计，不受联邦住房管理局、退伍军人事务部等政府机构担保，贷款额度也远超传统常规合规贷款的上限。 不过，大额住房贷款的申请门槛通常更高。由于贷款金额大，贷方面临的风险更高，因此这类贷款的利率也往往更高。 以下从按揭贷款角度，拆解 150 万美元房产的成本构成。需注意，不同贷款机构的利率、最低首付比例及其他要求均存在差异，购房者通常需要支付房价 10% 至 30% 的首付款。下表仅为参考，基于当前市场环境（含全美房产税和房屋保险平均水平），测算该价位房产的月供金额。 同时要注意，月供和首付款并非购房的全部成本，交易过户费也需纳入考量。常规合规贷款的过户费通常为房价的 2% 至 5%，因此申请大额住房贷款时，你的预算需预留更多空间。 150 万美元房产的按揭贷款，需要多少收入支撑？ 不同贷款机构有各自的审批规则和资质要求，但有一些通用准则可帮你判断自身收入是否足以承担 150 万美元房产的按揭贷款，以下为最常见的几项准则。 28/36 债务收入比准则 根据这一准则，你的新增住房月供支出 不得超过 月税前收入的 28%，而每月总债务支出（含按揭贷款、学生贷款、汽车贷款、信用卡欠款等） 总计不得超过 月税前收入的 36%。这两个比例也是贷方评估借款人的核心指标 —— 债务收入比 。 按前文测算的月供 8056 美元倒推，依据 28/36 准则，你每月的税前收入至少需达到 28771 美元，即 年收入约 34.5257 万美元 ，才能承担 150 万美元房产的按揭贷款。 月税前收入：28771 美元 年税前收入：34.525 万美元 25% 收入准则 这一准则的计算基准为 税后收入 （即实发工资），要求按揭月供支出不得超过月税后收入的 25%。按月供 8056 美元测算，要承担 150 万美元房产的按揭贷款，你的月税后收入约...

Leon Neal/Getty Images News Crypto-tied stocks bounced Friday as bitcoin ( BTC-USD ), ether ( ETH-USD ) and other major tokens pared most of Thursday's double-digit selloff. Strategy ( MSTR ), the world's largest corporate bitcoin ( BTC-USD ) holder, jumped 21% as of 11:49 a.m. ET, even after posting a huge fourth-quarter loss, crypto exchange Coinbase Global ( COIN ) gapped up 10%, stablecoin issuer Circle Internet Group ( CRCL ) +12%, retail trading app Robinhood Markets ( HOOD ) +14% and crypto investment firm Galaxy Digital ( GLXY ) +17%. Among other crypto-exposed stocks on the move are Metaplanet ( MTPLF ) +28%, TeraWulf ( WULF ) +18%, CleanSpark ( CLSK ) +18%, MARA Holdings ( MARA ) +17%, Gemini Space Station ( GEMI ) +15%, American Bitcoin ( ABTC ) +15%, Bitmine Immersion Technologies ( BMNR ) +15%, HIVE Digital Technologies ( HIVE ) +12%. A number of the aforementioned companies are shifting their focus to AI infrastructure from BTC mining—some more than others—suggesting their shares might not always move solely with crypto prices. The swings come after bitcoin's ( BTC-USD ) ~13% plunge Thursday to as low as ~$60K, its lowest mark since the collapse of Sam Bankman-Fried's FTX crypto exchange in late 2022, amid a broader deleveraging event across risk assets. On Friday, the token advanced 11% to $69.9K in the last 24 hours at press time, though it's still down over 20% this year, underscoring the magnitude of the recent crypto-market meltdown. The intraday gains were widespread across the crypto spectrum as U.S. equities rebounded after three days of technology-led selloffs. Ether ( ETH-USD ) rose 12% to $2.03K, XRP ( XRP-USD ) +25%, ZCash ( ZEC-USD ) +23%, hedera hashgraph ( HBAR-USD ) +21%, Ondo ( ONDO-USD ) +18%, aster (ASTER) +17% and sui ( SUI-USD ) +15%. Crypto and software stocks have been more correlated in recent months. More on Bitcoin USD, Ethereum USD, etc. CleanSpark, Inc. 2026 Q1 - Results - Earnings Call Presentation Is Bitcoin Digital Gold O...

Kelsey Berro, Fixed Income Portfolio Manager at JPMorgan Asset Management, discusses UK gilts, the US Treasury market and tech credit with Bloomberg's Scarlet Fu on 'Bloomberg Markets.' (Source: Bloomberg)

The US has arrested a person suspected of ‍playing a central role in the 2012 attack on its consulate in Benghazi, Libya, Attorney General Pam Bondi said on Friday. Bondi said Zubayar al-Bakoush has been ⁠extradited to the United States and will face murder, arson and terrorism-related charges. Four US personnel were killed in the September 11, 2012, incident, which was initially thought to be a spontaneous reaction to protests ‍but was later identified as a deliberate attack carried out by ‍extremists, some of whom were linked to groups affiliated with al-Qaeda. Advertisement Al-Bakoush is the third person to ‌face criminal charges stemming from the attack. US Attorney General Pam Bondi delivers remarks in Washington on Friday on an arrest connected to the 2012 attack in Benghazi. Photo: AFP Two others, Ahmed Abu Khatallah ‍and Mustafa al-Imam, are serving lengthy prison terms, while another suspect, Ali Awni al-Harzi, was killed in an air strike in Iraq in 2015.

Key Takeaways Amazon shares plunged Friday after the tech giant fell short of profit estimates and outlined bigger-than-expected spending plans. Several Wall Street analysts lowered their price targets for Amazon stock after the results, citing concerns about the company's spending. Amazon said it plans to invest heavily in its AI buildout this year, and investors aren't pleased. Shares of the world's largest cloud provider were down about 8% in recent trading, making Amazon the worst-performing stock in the Dow Jones Industrial Average Friday, at a time when broader markets rose. The tech giant said yesterday it could spend up to $200 billion this year on capital expenditures, far more than many Wall Street analysts anticipated. Executives said most of that spending is set to go toward the company's cloud business, as it invests in data centers and equipment to expand its AI capacity. Why This Matters to Investors Amazon is the latest Magnificent Seven member to lay out big spending plans, and see its stock tumble afterward. Shares of Microsoft and Google parent Alphabet also took a hit recently after the companies announced massive investments in AI, amid growing concerns over whether the companies will see enough of a return to justify the spend. Though analysts from Oppenheimer, HSBC, Wedbush, JPMorgan, Citi, Morgan Stanley, and Bank of America maintained bullish ratings for the stock, they all trimmed their price targets following the report, amid worries about how Amazon's spending could affect its finances. Analysts from Wedbush said many investors "will likely need to see more tangible returns" before giving their support. Still, Morgan Stanley analysts said they believe Amazon could be "the most under-appreciated GenAI winner in our group" at its current valuation. JPMorgan analysts said they expect Amazon executives are "willing to take some near-term profit pain to drive significant long-term growth opportunities," which Amazon did when first building its...

Police are searching two properties connected to Peter Mandelson as part of an investigation into claims that he passed market-sensitive information to Jeffrey Epstein. A Metropolitan police statement, which did not name Mandelson, said searches were taking place in Camden, north London, and Wiltshire. Mandelson has been living in a rented property in Wiltshire since being sacked as ambassador to the US over his links to the late convicted child sex offender. Deputy assistant commissioner Hayley Sewart said: “Officers from the Met’s central specialist crime team are in the process of carrying out search warrants at two addresses, one in the Wiltshire area, and another in the Camden area. “The searches are related to an ongoing investigation into misconduct in public office offences, involving a 72-year-old man. He has not been arrested and enquiries are ongoing.” On Tuesday evening, the force said it had launched an investigation into Mandelson – identifying him only as a 72-year-old former government minister. Mandelson was sacked as ambassador to the US in September after fresh details emerged of his friendship with Epstein, a relationship that lasted beyond the disgraced financier’s jailing in 2008 for soliciting a minor for prostitution. But the release this week of masses of new documents about Epstein and his contacts showed the closeness of their ties. They also suggested Mandelson had received money from Epstein between 2003 and 2004, and had leaked market-sensitive information to him when he was business secretary in Gordon Brown’s government in 2009. The information has prompted fury among many Labour MPs, especially after Keir Starmer admitted in the Commons on Wednesday that he had agreed the appointment despite knowing about Mandelson’s post-prison ties to Epstein. In response to a Conservative Commons motion, the prime minister agreed to the release of thousands of documents, emails and messages connected to the appointment, which are now being collate...

Gather round while we look at the reality of markets. They correct, and sometimes, corrections are brutal. Feb. 5 proved to be a really brutal day, especially for the Magnificent 7 stocks. The Mag 7 group, which includes Apple, Alphabet, Amazon, Meta Platforms, Microsoft, Nvidia, and Tesla, has ...

Cantor Fitzgerald LP is shedding much of O’Connor’s presence outside of the US following its acquisition of the hedge fund from UBS Group AG , according to people familiar with the matter. While O’Connor will continue to invest globally, the investment teams will be primarily based in the US with some individuals supporting them from other locations, the people said, asking not to be named discussing private information. As part of UBS, O’Connor had teams based in the US, Europe and Asia. Staff that won’t be joining Cantor includes London-based Bernie Ahkong , who was the chief investment officer of the Global Multi-Strategy Alpha business, the people said. Spokespeople for Cantor and UBS declined to comment, while Ahkong didn’t reply to a request for comment. When the deal was first announced in May , O’Connor had about $11 billion of assets under management. That will fall to about $8.5 billion when the transfer of funds is completed in March. Following the collapse of auto-parts supplier First Brands in September, Cantor sought to renegotiate the terms of the acquisition with UBS, given the exposure of two of its strategies to the company, Bloomberg reported at the time. Under UBS, O’Connor ran six strategies: Global Multi-Strategy Alpha, Merger Arbitrage, Capital Solutions (Private Credit), Commodities, China Long-Short and Working Capital Solutions. Cantor has agreed to buy all but two of them, the people familiar said. Working Capital Solutions, which managed about $600 million, is being wound down as a result of its exposure to First Brands. China Long-Short, which managed about $250 million, will also be liquidated, the people said. The Global Multi-Strategy Alpha business also faces losses linked to First Brands, but its exposure was small relative to the strategy, the people said. The Capital Solutions Strategy was transferred earlier this year but under different management as the co-heads of the strategy, Rodrigo Trelles and Baxter Wasson , opted not to ...

Key Points S&P 500 funds have been outperformers for several years thanks to their concentration in megacap tech stocks. In 2026, leadership has expanded far beyond tech. That's helped demonstrate the value of owning a total market ETF. The Vanguard Total Stock Market ETF (VTI) is the only ETF I own in my own portfolio. 10 stocks we like better than Vanguard Total Stock Market ETF › Broad market exchange-traded funds (ETFs) are some of the best investments to build a portfolio around. In some cases, they hold thousands of different stocks and come with razor-thin expense ratios. That makes them perfect for long-term capital growth. The one ETF that I hold for just this purpose is the Vanguard Total Stock Market ETF (NYSEMKT: VTI). For my money (literally), there is no better buy-and-hold fund in the market. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue » What makes the Vanguard Total Stock Market ETF great? Many people use the Vanguard S&P 500 ETF or the SPDR S&P 500 ETF as the center of their portfolios. There's certainly nothing wrong with that since these S&P 500 funds include many of the biggest and best companies in the world. But they're also incomplete. You'd be missing out on roughly 3,000 other U.S. stocks. From a market cap perspective, those 3,000 names only account for about 20% of the entire U.S. equity market. But that's a non-trivial amount that can be a game changer for performance when the market shifts. The Vanguard Total Stock Market ETF tracks the CRSP US Total Market Index, which essentially includes the entire liquid U.S. stock market. It holds roughly 3,500 different stocks in total, including top holdings Nvidia, Apple, Microsoft, Amazon, and Alphabet. Since the fund is market cap-weighted, it's still tilted heavily toward large-cap names. But it also has around 25% of the ...

Komercní banka, a.s. press release ( KMERF ): Q4 2025 Net Interest Income of CZK6.53B (-0.9% Y/Y). Net Banking Income of CZK9.36B. Net Profit of CZK4.49B. More on Komercní banka, a.s. Seeking Alpha’s Quant Rating on Komercní banka, a.s. Historical earnings data for Komercní banka, a.s. Dividend scorecard for Komercní banka, a.s. Financial information for Komercní banka, a.s.

作者：菲利普・乔治亚迪斯、稻垣加奈 斯特兰蒂斯集团承认旗下产品脱离车主的 “实际” 用车需求，同时披露因激进布局电动汽车业务计提 220 亿欧元减值损失，该消息导致这家车企股价创历史最大跌幅。 作为标致、菲亚特、吉普等汽车品牌的母公司，斯特兰蒂斯于周五宣布，此次 220 亿欧元减值损失中，有 150 亿欧元用于搁置多款车型研发及改造汽车生产平台，这也意味着该集团彻底摒弃了业内最为激进的电动汽车发展战略之一。 这家 2021 年由法国标致雪铁龙集团与 菲亚特克莱斯勒 集团重磅合并成立的车企，同时发布预警称今年将暂停派发股息，并宣布出售其在加拿大某电池合资企业的股份。 集团新任首席执行官安东尼奥・菲洛萨决定缩减电动汽车业务布局，这与前任卡洛斯・塔瓦雷斯的战略背道而驰。塔瓦雷斯曾定下目标，计划到 2030 年实现欧洲市场乘用车全电动化，美国市场电动汽车销量占比达到 50%。 菲洛萨表示，此次计提的减值损失 “很大程度上源于集团高估了能源转型的推进速度，这一误判让我们脱离了众多车主的实际用车需求、消费能力与购车意愿”。 尽管市场此前已预料到斯特兰蒂斯会计提减值损失，但此次损失规模远超预期，加之公司发布的第四季度业绩展望不尽如人意，进一步引发了投资者的恐慌情绪。 周五，斯特兰蒂斯在米兰股市的交易陷入混乱，股价暴跌 24%，交易多次被临时停牌。 加拿大皇家银行 资本市场分析师汤姆・纳拉扬针对该集团 222 亿欧元的减值损失指出：“看好斯特兰蒂斯的投资者会认为，这是一次‘一次性出清问题’的操作。” 但他补充道，“我们仍需等待更多证据，证明公司的业务基本面出现实质性好转。” 在此之前， 通用汽车 与 福特汽车 也已采取类似的减值计提举措，三大车企因调整电动汽车发展计划产生的减值损失合计已接近 500 亿美元。 斯特兰蒂斯还拥有道奇公羊、雪铁龙等品牌，受燃油车向电动车转型速度不及预期、特朗普政府取消电动汽车税收优惠，以及核心区域市场份额下滑等因素影响，该集团成为受冲击最为严重的车企之一。 斯特兰蒂斯将此次减值计提称为企业发展必要的 “战略重塑”，并表示这笔损失将计入去年 12 月结束的财年下半年业绩。 受减值计提影响，斯特兰蒂斯预计该财年下半年净亏损最高达 210 亿欧元，而去年同期公司净利润为 1 亿欧元；集团预计该财年下半年营收最高达 800 亿欧元，同比增长 11%。 该集团还...

This article first appeared on GuruFocus. Tesla Inc. (TSLA, Financials) is expanding its tech operations in China by opening a new artificial intelligence training center. The idea is to create AI models that operate better in China and help drivers more.The Vice President, Tao Lin, told the local news site Cailianshe that the center will focus on data and algorithms that are specific to the area. This will help Tesla's self-driving systems perform better in China's challenging traffic and rules.The decision suggests that Tesla is in it for the long haul in the world's biggest electric vehicle market and that AI will be a greater part of the company's plans for the future. Experts say that transferring AI research to China might help speed up software upgrades and make it simpler to satisfy Chinese data restrictions.Tesla is continuing working on its AI ambitions all around the world, like getting vehicles to drive themselves and using energy more efficiently. It is also exploiting the large quantity of data it has on its users to make machine learning better.

Tesla Expands AI Footprint with New Training Hub in China TradingView

fadfebrian/iStock via Getty Images Shares of Bob's Discount Furniture ( BOBS ) have seen a modest public welcome on the first day of trading. After shares were priced at the lower end of the preliminary price range, shares traded around these levels after the offering, as investors are not too upbeat here. While the company has a long runway for growth, a 20 times earnings multiple is not very cheap in retail, as investors have some reservations here, as do I. Discounted Furniture The name of the business leaves little room for imagination, as Bob's Discount Furniture claims to be the destination where America shops for its furniture. The company operates under the belief that it helps everyone turn the place they live into the home they love by delivering value without compromises. This is done by providing everyday low prices, not employing pushy salespeople, a curated assortment, and rapid delivery, all key features instilled since the business was founded in 1991. By now the business operates some 206 stores in about 26 states as of September last year. These stores are located in California and some directly adjacent states, as well as the northeastern part of the country, leaving a long roadmap for growth. This comes as the South and Northwestern parts of the country are not served. The company is targeting a +500 store count over time, which is around the year 2035. The company strongly focuses on pricing and offering quality and stylish products, with prices estimated 10% below other price competitors and about 20%-25% below list prices. This is made possible because of hard work, but also an efficient business model, a lower SKU policy, and longstanding relationships in the supply chain. Valuation & IPO Thoughts Bob's Discount Furniture aimed to sell 19.5 million shares in a preliminary price range between $17 and $19 per share, with pricing set at the low end of the range. All the shares were sold by the company, as the company sees gross proceeds of nearl...

Earnings Call Insights: RXO, Inc. (RXO) Q4 2025 Management View CEO Drew Wilkerson stated that RXO is “taking decisive actions to mitigate the effects of the prolonged soft freight market and significant capacity reductions, which are squeezing our brokerage gross margin.” He highlighted a disciplined approach to optimizing cost structure and gross profit per load, augmenting the carrier base, and growing stable EBITDA sources through deep customer relationships and the Last Mile hub network. Wilkerson emphasized the brokerage late-stage sales pipeline for new business, “which grew more than 50% year-over-year,” primarily driven by full truckload, and noted strong momentum in Managed Transportation. Wilkerson announced a finalized asset-based lending facility, replacing the revolver, designed to “decrease our cost and provide us with increased flexibility across all market cycles.” CFO James Harris reported: “For the quarter, we reported $1.5 billion in total revenue, gross margin of 14.8%, adjusted EBITDA of $17 million and adjusted EBITDA margin of 1.2%.” Harris explained that gross margin and adjusted EBITDA were negatively impacted by increased transportation costs and soft Last Mile demand, and noted a $12 million goodwill impairment related to the restructuring of the Express service offering in Managed Transportation. Chief Strategy Officer Jared Weisfeld highlighted that “we saw a 24% increase in digital bids per carrier with a new AI-based load recommendation in RXO Connect” and that agentic AI solutions are being deployed to enhance capacity sourcing and theft prevention, as well as automate customer tracking updates. Outlook RXO expects Q1 2026 adjusted EBITDA in the range of $5 million to $12 million. Management is modeling continued weak freight demand and elevated transportation costs, with little expectation of a near-term increase in spot opportunities or sales rates. Harris stated, “For our 2026 modeling assumptions, we expect the following: CapEx t...

The share price has grown exponentially since 1969, but Walmart paid a high price for one mistake. Walmart's (WMT +2.84%) share price is up roughly 15% in 2026 so far, as enthusiasm around the company's growing e-commerce segment and investments in artificial intelligence help push the stock higher. On Tuesday, Feb. 3, its market capitalization hit $1 trillion, making it the first "brick and mortar" retailer to achieve this status. I put "brick and mortar" in quotes because it's no coincidence that Walmart is joining an exclusive club that is dominated by tech giants. In recent years, Walmart's heavy investments in e-commerce and AI technologies have made it, effectively, a tech stock. Yet before it reinvented itself, Walmart encountered rough patches that made its stock trajectory rocky, albeit meteoric. From humble beginnings to trillion-dollar gains Founder Sam Walton launched the first Walmart store in Rogers, Arkansas, in 1962, after being unable to convince his former partners to agree to a cost-cutting strategy. His theory that lower prices would lead to much larger sales, and ultimately greater profits, resonated especially well in rural areas where few retailers bothered to operate. Six years later, Walmart expanded to Missouri and Oklahoma, and in 1969, it went public at a split-adjusted IPO price of $0.0027 per share. Expand NASDAQ : WMT Walmart Today's Change ( 2.84 %) $ 3.60 Current Price $ 130.54 Key Data Points Market Cap $1.0T Day's Range $ 127.09 - $ 130.60 52wk Range $ 79.81 - $ 130.60 Volume 503K Avg Vol 29M Gross Margin 23.90 % Dividend Yield 0.74 % In the 30 years after its October 1969 IPO, Walmart's share price surged 591,400% as its store locations grew exponentially. In 1974, it paid its first dividend, and has increased payouts every year since, a 52-year streak that makes it a rare Dividend King. Yet this seemingly unstoppable juggernaut was caught flat-footed by the e-commerce revolution. According to one former team leader, its CEO in th...

Investors had little time to celebrate Eli Lilly's huge post-earnings gain. While Hims & Hers Health knocked shares down, LLY remains a healthcare stalwart.

Source: Bloomberg, 0:00

@media (max-width: 768px) { .image-container { width: 100% !important; float: none !important; margin: 0 0 1rem 0 !important; } } Image source: The Mo