Key Points With a first-mover advantage in what has become a crowded market, this cryptocurrency has unrivaled brand recognition. Ark Invest believes this digital asset’s share of the overall industry will grow from an already high level. Nothing matters more than this cryptocurrency’s scarcity. 10 stocks we like better than Bitcoin › When it comes to building wealth, the stock market has a solid long-term track record at compounding capital. But in more recent times, investors have been excited about cryptocurrencies. And it makes sense why. There's one glorious cryptocurrency that has skyrocketed nearly 23,000% in the past 10 years (as of Jan. 23). That gain surely isn't going to repeat in the future. But the digital asset is currently trading 28% below its all-time record from October last year, putting it in a bear market. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now, when you join Stock Advisor. See the stocks » Should you buy the dip? I believe the answer is a resounding, "Yes!" This crypto has dominated the industry since day one If you're someone new to the wild world of cryptocurrencies, or even a seasoned veteran looking to put some money to work, the smart move is to look at the leading name in the industry. And that's Bitcoin (CRYPTO: BTC), especially since it's trading well off its peak. Its first-mover advantage gives it the strongest brand recognition. I bet if you ask 100 random people to name one cryptocurrency, Bitcoin would be mentioned the most. Bitcoin's $1.8 trillion market cap gives it deep liquidity. It's slowly being adopted by users, whether as an investment asset or as a medium of exchange in certain situations. And there is an expanding financial infrastructure that supports it, such as brokerage, exchange-traded funds, derivatives, custody, and payments. Add in miners, nodes, and developers, and there is a powerful network effect at play. The more stakeholders ...

The sight of Noni Madueke flying past defenders and putting dangerous crosses into the penalty area will have been a welcome sight for Mikel Arteta. And Madueke's performance in Arsenal's 4-0 hammering of Leeds will have been even more well received, given that he was drafted into the starting line-up minutes before kick-off after Bukayo Saka picked up a hip injury in the warm-up. The 23-year-old created Martin Zubimendi's opener, before seeing his corner punched into the Leeds net by goalkeeper Karl Darlow for the Gunners' second, as Arteta's men moved seven points clear at the Premier League summit. Madueke was signed by Arsenal from Chelsea this summer - with some fans questioning the move - in a bid to strengthen their squad depth and provide cover should key man Saka pick up injuries. And the England winger showed in his 60 minutes on the pitch just why the club made that decision. Arteta said: "He was ready. Because you cannot do that in two minutes. The way he prepares, the way he's waiting for opportunity, I think paid off today because he really impacted the team." While Arsenal are waiting for a diagnosis on the extent of Saka's injury, Madueke will be hopeful he has earned another start for Tuesday's EFL Cup semi-final second leg against former club Chelsea. Saka and Madueke are also competing for a place for England as the summer's World Cup approaches. So will the latter now get the chance to start staking his own claim? "Noni Madueke was really good, especially when you come so late into the game," former England midfielder Fara Williams told the BBC's Final Score. "It is an opportunity for him and he has performed well. When he went in at Arsenal and Saka got injured, he had an opportunity to get some games, then he got injured himself. "When he has been playing for England, he has shown what he can do. He will be a headache for both managers, Mikel Arteta and Thomas Tuchel, in the summer." Ex-Manchester United striker Dion Dublin added on Final Score...

Waymo , Alphabet Inc. ’s autonomous driving unit, is aiming to raise about $16 billion in a financing round that would value the unit at nearly $110 billion, according to people familiar with the matter. The parent company would provide about $13 billion to the robotaxi firm, while the rest would come from others, including new investors Sequoia Capital , DST Global and Dragoneer Investment Group , said the people, who asked not to be identified because the discussions are private. The prior investment round, in October 2024, valued the company above $45 billion and was led by Alphabet, which also owns Google. “While we don’t comment on private financial matters, our trajectory is clear: With over 20 million trips completed, we are focused on the safety-led operational excellence and technological leadership required to meet the vast demand for autonomous mobility,” Waymo said in a statement. Google could not immediately be reached for comment. Bloomberg reported in December that Waymo was seeking to raise $15 billion at a more than $100 billion valuation. Read More: Waymo Seeking Over $15 Billion Near $100 Billion Valuation

Get insights on thousands of stocks from the global community of over 7 million individual investors at Simply Wall St. Solos Technology has filed a multi billion dollar patent infringement lawsuit against Meta Platforms (NasdaqGS:META) and key partners over smart glasses technologies. The suit alleges unauthorized use of Solos' patented smart eyewear technology in Meta's smart glasses products. Solos is seeking substantial damages and an injunction that could affect Meta's current and future smart glasses lines. The complaint claims Meta personnel had access to and analyzed Solos' technology before Meta advanced its own smart eyewear efforts. For Meta Platforms, smart glasses sit at the intersection of its social apps, hardware push and long term mixed reality vision. The company has been increasing its focus on wearables and smart eyewear as part of broader hardware efforts beyond its core advertising business. This lawsuit introduces new legal uncertainty into a product category that is drawing more attention inside the company and across the tech sector. For investors watching NasdaqGS:META, the case is worth following because it targets both money damages and potential limits on Meta's ability to sell or develop certain smart glasses. Outcomes are unknown at this point. However, the filing itself adds a new risk factor around Meta's hardware roadmap and could influence how the company structures partnerships and technology sourcing in smart eyewear. Stay updated on the most important news stories for Meta Platforms by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on Meta Platforms. NasdaqGS:META 1-Year Stock Price Chart Is Meta Platforms financially strong enough to weather the next crisis? Quick Assessment ✅ Price vs Analyst Target : At US$716.50, the price is about 15.6% below the US$848.97 analyst target. ✅ Simply Wall St Valuation : Simply Wall St estimates the shares are trading about 31.9% belo...

Protestors march during a "Nationwide Shutdown" demonstration against ICE enforcement on Jan. 30, 2026 in Minneapolis, Minnesota. Stephen Maturen | Getty Images A Federal judge on Saturday rejected a request from state officials to immediately halt the federal immigration enforcement surge in Minnesota. The court said the plaintiffs — the State of Minnesota and the cities of Minneapolis and Saint Paul — failed to provide sufficient evidence to justify the use of an emergency order to immediately halt U.S. Immigration and Customs Enforcement (ICE) activity in the state. The crackdown on immigration enforcement by federal agents in Minnesota "has had, and will likely continue to have, profound and even heartbreaking consequences," U.S. District Judge Katherine Menendez said in the ruling . Menendez did not issue a decision on whether the activity itself was lawful. Rather, she said that the plaintiffs failed to meet the standard required for an emergency order to stop activity immediately, according to the ruling. The decision comes amid widespread protests and backlash against federal immigration enforcement activity in the state, especially after fatal shootings by immigration agents in Minneapolis resulting in the deaths of U.S. citizens Renée Good and Alex Pretti. Attorney General Pam Bondi called the ruling "HUGE." "Neither sanctuary policies nor meritless litigation will stop the Trump Administration from enforcing federal law in Minnesota," she said in a post on X.

Find your next quality investment with Simply Wall St's easy and powerful screener, trusted by over 7 million individual investors worldwide. Bristol-Myers Squibb (NYSE:BMY) has entered a new collaboration with Microsoft to use AI for earlier lung cancer detection, with a focus on underserved communities. The company also announced a partnership with Janux Therapeutics to co-develop a cancer therapy targeting solid tumors. Both agreements expand BMY’s activity in digital health tools and cancer drug development. Bristol-Myers Squibb is a large biopharmaceutical company with a long focus on oncology, immunology, and cardiovascular treatments. These new collaborations sit at the intersection of AI, diagnostics, and cancer medicine, areas that many healthcare companies are exploring as computing power and medical data resources grow. For investors, they add new angles to how BMY participates in cancer care, beyond its existing drug portfolio. From here, you may want to watch how these partnerships translate into clinical programs, regulatory milestones, and any future disclosures from the companies. Progress updates on lung cancer detection tools and the solid tumor program with Janux Therapeutics could help you evaluate how important these relationships may become within BMY’s broader pipeline story. Stay updated on the most important news stories for Bristol-Myers Squibb by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on Bristol-Myers Squibb. NYSE:BMY Earnings & Revenue Growth as at Jan 2026 How Bristol-Myers Squibb stacks up against its biggest competitors Quick Assessment ✅ Price vs Analyst Target : At US$55.05 versus a US$58.04 analyst target, BMY trades about 5% below consensus. ✅ Simply Wall St Valuation : Shares are flagged as undervalued, trading 59% below the estimated fair value. ✅ Recent Momentum: The 30 day return is about 2.1%, so the stock has recently moved higher. Check out Simply Wall St's...

Key Points Meta currently trades at a discount to the S&P 500 and is cheaper than the rest of the "Magnificent Seven." It has delivered strong growth throughout its history despite scandals and bad publicity. Investors seem to have mispriced the digital advertising giants, Meta and Alphabet. 10 stocks we like better than Meta Platforms › Meta Platforms (NASDAQ: META) is up nearly 2,000% since its 2012 IPO, but for all its success, it's been a hated stock much of the way. Throughout its history, the company has been saddled with scandals, boycotts, billion-dollar fines, and antitrust attacks. It's been derided for strategic decisions like its metaverse push and criticized for the addictive nature of its product. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue » Despite all that, Meta has rewarded investors with monster gains. The stock is up 577% over the last ten years, as the chart below shows. Meta's strengths were on display in its latest earnings report, which sent shares up 10.4% on Thursday. Revenue jumped 24% to $59.9 billion, and margins narrowed as it ramped up spending on infrastructure and other areas, though operating income still rose 6% to $24.7 billion. Management also pleased investors with its guidance, calling for revenue of $53.5 billion-$56.5 billion in the first quarter, implying revenue growth of 30%, which would be its fastest growth rate in five years. CFO Susan Li credited its AI-driven investments in advertising, which improved targeting and measurement, and it even added a generative AI tool to help advertisers create ads. Even after jumping 10% on the earnings report, the stock still looks like a bargain. Meta's deep discount Adjusting for a tax valuation charge from the Big Beautiful Bill, Meta generated $74.7 billion in net income last year, or $29.04 in earnings per share. Based on that profit figure, the stock currently trades at a price-to-earnings r...

Make better investment decisions with Simply Wall St's easy, visual tools that give you a competitive edge. Innodata (NasdaqGM:INOD) announced new work with Palantir Technologies to provide AI training data and data engineering services for rodeo analytics. The company was also selected as a provider under the US Missile Defense Agency's SHIELD program, supporting AI related work in missile defense. Both agreements were disclosed within the past week and expand Innodata's exposure to commercial and US government customers. Innodata focuses on data engineering, annotation, and related services that support AI and machine learning projects for large enterprises and public sector clients. The new roles with Palantir and the Missile Defense Agency tie directly into the growing use of high quality labeled data to power AI applications in fields ranging from industrial analytics to defense. For investors tracking NasdaqGM:INOD, these contracts may influence how they evaluate customer concentration, revenue mix, and the company’s position in complex AI programs. The scale and duration of follow on work under the SHIELD program and with Palantir could be key factors to watch as more information becomes available over time. Stay updated on the most important news stories for Innodata by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on Innodata. NasdaqGM:INOD Earnings & Revenue Growth as at Jan 2026 How Innodata stacks up against its biggest competitors Investor Checklist: What These New Contracts Mean for Innodata Quick Assessment ✅ Price vs Analyst Target : At US$55.44 versus a consensus target of US$93.75, the share price sits about 41% below analyst expectations. ❌ Simply Wall St Valuation : Innodata is trading at about 363.1% above the Simply Wall St estimated fair value, a very large premium. ✅ Recent Momentum: The stock has returned roughly 8.8% over the last 30 days. Check out Simply Wall St's in depth valu...

If you can't beat them, join them. That might be the attitude investors soon adopt when it comes to the wave of Chinese electric vehicle (EV) automakers that are rapidly expanding around the globe. After years of development, government subsidies, and incentives, the Chinese automakers are highly advanced with EV technology and can undercut the world on prices. If you're looking for a Chinese EV maker with upside, Nio (NYSE: NIO) should be high on your list. Here's why. Nio could be a hidden gem for investors interested in the electric vehicle industry, especially with its recent sales growth driven by two newer brands , Onvo and Firefly. In fact, Nio delivered over 48,000 vehicles in December 2025, which was a new monthly record and a 54.6% increase compared to the prior year. The good news is that there's still room for growth, as its two newer brands are still expanding and haven't reached their full potential. December deliveries broke down to 31,897 vehicles from the company's premium namesake Nio brand, 9,154 vehicles from its Onvo brand, and 7,084 vehicles from Firefly. Data source: Nio delivery press releases. Graphic source: Author. Continue reading

Bitcoin Crashes To Nov 2024 Lows Amid $1.5 Billion In Levered Liquidations In an otherwise quiet session - as one would expect for a Saturday, certainly the algos would - starting early this morning there has been concerted pressure to sell into the bitcoin spot price following yesterday's Warsh-inspired rout which repriced bitcoin from 88K to 84K, pressure which grew into a liquidation firehose just after 9am ET and especially at noon, when we saw massive algo-driven volumes hitting the bid. The selling has pushed Bitcoin as low as $74,000 (it was almost at $100K last week), and is at the lowest price since Trump became president (the April 2025 liberation day low of $74k was just taken out). The selloff has liquidated over $110 billion from the crypto market’s total value in the past 24 hours. While algos were the initial spark that prompted the selling, the target - as usual - were heavily levered longs: in the past 4 hours more than $1.5 billion in levered positions, mostly longs, were liquidated according to CoinGlass . For reference, on October 10, aka "Black Friday", about $19 billion in crypto leverage was liquidated. The liquidations have been spread between both bitcoin and ether... Some big bitcoin liquidations yesterday. Some big ethereum liquidations today. pic.twitter.com/5zBlQ2WTpb — Velo (@velo_xyz) January 31, 2026 ... with bitcoin fast approaching the most oversold on record. Which doesn't mean that it can't be even more oversold: after all, the market is now convinced that Kevin Warsh will hike rates as soon as he can, which is why we warned that appointing Warsh would collapse Trump's crypto empire on very short notice. *TRUMP ADMINISTRATION SAID TO BE PREPARING WARSH FED NOMINATION crashing his own crypto fortune is a bold choice, cotton — zerohedge (@zerohedge) January 30, 2026 That's precisely what is happening right now. The latest crash in a long series, adds to weeks of disappointment for Bitcoin, which has failed to respond to a series of ...

Key Points Many retirees might not know that their Social Security benefits may be subject to taxes. You could owe federal taxes on Social Security benefits, even if your state doesn't tax them. How much you could pay in federal taxes is based on your "combined income." The $23,760 Social Security bonus most retirees completely overlook › People often consider factors such as weather and proximity to family when deciding where to retire, but taxes should be added to the list. Most retirees expect to pay various taxes and know that their 401(k) withdrawals are taxed, but far fewer may realize that their Social Security benefits can also be taxed. Even after spending decades paying into the Social Security system via taxes, there's a chance the IRS will dip into your benefits on the back end. Luckily, most people can avoid this -- at least, at the state level -- thanks to their states' tax laws. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue » Which states don't tax Social Security? Here are the 42 states (plus Washington, D.C.) that don't have a Social Security tax: Alabama Alaska Arizona Arkansas California Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Mississippi Missouri Nebraska Nevada New Hampshire New Jersey New York North Carolina North Dako ta Ohio Oklahoma Oregon Pennsylvania South Carolina South Dakota Tennes see Texas Virginia Washington West Virginia Wisconsin Wyoming The most recent members on this list are West Virginia (2026), Kansas (2024), Missouri (2024), Nebraska (2024), and North Dakota (2021). Eliminating their Social Security tax is a way for states to incentivize retirees to stay or move there. In return, the state gets more people spending money and paying other forms of taxes. You still have to answer to Uncle Sam Unfortunately, not having Social Security tax in your state doesn't ...

On Thursday, Nvidia Corp (NASDAQ:NVDA) CEO Jensen Huang said during a visit to Taiwan that surging AI demand is rapidly increasing the need for advanced memory. AI's Next Bottleneck Is Memory, Not Just Compute Huang said the future of artificial intelligence will be shaped as much by memory as by computing power, reported UDN, one of the leading media platforms in Taiwan. He noted that modern AI models need to think, respond and reason at extremely high speeds, driving a sharp rise in memory capacity requirements across the industry. Don't Miss: Nvidia Works With All Major HBM Suppliers The Nvidia CEO also highlighted that the company collaborates with every major high-bandwidth memory supplier, including SK Hynix, Samsung Electronics (OTC:SSNLF) and Micron Technology Inc (NASDAQ:MU). He said Nvidia relies heavily on these partners to meet soaring demand this year. Taiwan Capacity Not Transferred To The US: Huang Huang rejected concerns that the U.S. has shifted about 40% of Taiwan's semiconductor manufacturing capacity stateside. Instead, he said global chip production should be viewed as expanding, with new capacity being added in the U.S., Europe and Japan while Taiwan remains a key manufacturing hub. Trending: Blue-chip art has historically outpaced the S&P 500 since 1995, and fractional investing is now opening this institutional asset class to everyday investors. TSMC Remains Nvidia's Irreplaceable Foundry Partner Huang praised Taiwan Semiconductor Manufacturing Co. (NYSE:TSM) as the world's best foundry partner, citing its technology leadership, execution and flexibility. He said TSMC will need to significantly scale capacity over the next decade, with most production staying in Taiwan alongside overseas expansion. H200 China Approval Reports Are False Huang dismissed rumors circulating in mainland China that Nvidia's H200 AI chips have received regulatory approval, saying no orders have been placed and final clearance is still pending. If approval comes, he ...

Nvidia CEO Jensen Huang Says AI Memory Needs Are Rising During Taiwan Trip, Backs TSMC's Global Expansion, Dismisses China H200 Rumors Yahoo Finance

寒冷天氣警告生效。天文台預測，今日市區最低氣溫約在12度左右，新界會再低一、兩度。 入夜後天氣顯著轉涼，市區普遍只有約15度。在灣仔海旁，有市民穿上厚衫，出動頸巾。 天文台表示，一股東北季候風正影響廣東沿岸，同時一道廣闊雲帶正覆蓋該區，本港今日市區最低12度，新界再低一、兩度。明日仍然寒冷，最低氣溫約15度。 而隨著季候風被一股偏東氣流取代，本周中後期氣溫將回升。

Getting out of bed. Picking up a coffee mug. Waving at a friend. Bending down to pat a dog. Turning to flush the toilet. Many who have experienced “doing their back in” have been baffled by the discrepancy between the mildness of the precipitating action and the severity of the resulting pain. How could such a small, innocent movement trigger such paralysing pain that lasts for weeks, months, years or, in some cases, decades? The reason is that most cases of lower back pain are not the result of damage to muscles, tendons or bone. Most start with something as benign as a muscle spasm, which then sets the lower back on a pathway of nerve sensitisation and pain that is hard to treat. The lack of serious underlying injury might be small comfort to the estimated 80% of the population who will suffer from lower back pain at some point in their lives. But the good news is that preventing lower back pain is a lot easier than treating it, and when it does occur, many cases resolve by themselves with time. ‘Joints need to be moved’ The spine is essentially a pillar that protects the spinal cord and nerves and supports us to stand, but at the same time it allows us to bend and turn and twist, says Prof Manuela Ferreira, head of musculoskeletal health at the George Institute for Global Health in Sydney. This requires a lot of moving parts. “There are so many structures that could be involved in the process of back pain; so many joints, so many muscles – big muscles, small muscles – the disks,” Ferreira says. And we don’t move those structures nearly enough. “Joints need to be moved,” she says. “We’re putting a lot of weight, a lot of load, on the especially the lumbar [lower] spine, without allowing it to adjust itself and move around.” Don’t ignore the triggers of back pain Back problems are the third-highest contributor to disease burden in Australia, and account for 2.2% of the national health budget. At any one time, one in six Australians is suffering from back problems. ...

In 2015, I moved to Sydney from north Wales in the UK. Sydney had always been my dream destination, but then the Australian immigration rules changed, meaning that to get permanent residency with my skillset as a barber, I’d have to move to Tasmania or the Northern Territory. I decided on Darwin because I feared the weather in Tasmania was too much like British weather. So in 2018, I packed my bags and moved to Darwin without knowing anything about the city. Ben and I first chatted on Grindr and he was very welcoming, offering to show me around town. He was also very interested in my story – how did this Welsh boy end up living here? He asked if I was going to Darwin Pride. View image in fullscreen ‘She was running and dancing around the pool, then threw herself in the water in full drag’: Dion Padan meeting Miss Ellaneous at the Darwin Pride pool party in 2018 He said he’d be at a Pride pool party event in a few days, but he didn’t mention he was hosting the event as his drag queen persona Miss Ellaneous. So when I turned up I was like, “Oh my god.” She was running and dancing around the pool, then threw herself in the water in full drag. She also invited me backstage where I saw all her costumes. I was swept up by it all. In between performances we spent the entire day together. I’d watch Miss Ellaneous command a crowd with humour, confidence and generosity, and off stage we talked, laughed and connected in a way that felt effortless. There was an undeniable energy between us. I remember the other performers looking at me and saying: “Where did you come from? You make such a cute couple.” We were like: “No, we’re not dating.” What I hadn’t realised was that Ben was “a bit famous” and always travelling, doing shows. So despite our initial connection the idea of anything romantic felt impossible. When Covid hit, it grounded us both in Darwin. Suddenly, Ben was home a lot more, and we started spending more time together. At some point he invited me away for a weekend...

00:00 Speaker A memory had a minimal impact on the Q1, so the December quarter gross margin. We do expect it to be a bit more of an impact to the Q2 gross margin. We do continue to see market pricing for memory increasing significantly. Uh, as always, we'll look at a range of options to to deal with that. 00:32 Speaker B So, I guess the question is, what does that range of options include Tom? And and for example, do you think that um, that Apple's going to raise iPhone prices this year? 00:46 Tom Yeah. So again, I think that the surprise at least to me was how strong the iPhone lineup has performed despite Apple really having a substandard AI solution. Uh so I actually think that's very bullish coming out of the quarter. And because of the strength of the demand, I think it does have pricing power. The other potential advantage would be for memory prices to come down uh later this year. And then again, I think, again, I think that the, you know, strength in managing the supply chain is why I'm less concerned than maybe the market is by the flattish performance of the stock despite the blowout quarter and excellent outlook for the March quarter.

Investors would be wise to stick to the leading digital asset on the market. When it comes to building wealth, the stock market has a solid long-term track record at compounding capital. But in more recent times, investors have been excited about cryptocurrencies. And it makes sense why. There's one glorious cryptocurrency that has skyrocketed nearly 23,000% in the past 10 years (as of Jan. 23). That gain surely isn't going to repeat in the future. But the digital asset is currently trading 28% below its all-time record from October last year, putting it in a bear market. Should you buy the dip? I believe the answer is a resounding, "Yes!" This crypto has dominated the industry since day one If you're someone new to the wild world of cryptocurrencies, or even a seasoned veteran looking to put some money to work, the smart move is to look at the leading name in the industry. And that's Bitcoin (BTC 7.10%), especially since it's trading well off its peak. Its first-mover advantage gives it the strongest brand recognition. I bet if you ask 100 random people to name one cryptocurrency, Bitcoin would be mentioned the most. Bitcoin's $1.8 trillion market cap gives it deep liquidity. It's slowly being adopted by users, whether as an investment asset or as a medium of exchange in certain situations. And there is an expanding financial infrastructure that supports it, such as brokerage, exchange-traded funds, derivatives, custody, and payments. Add in miners, nodes, and developers, and there is a powerful network effect at play. The more stakeholders there are, the better the value proposition of Bitcoin becomes, and the more difficult it is for any competitor to topple it. Bitcoin's market cap represents 59% of the entire industry today. Ark Invest, an asset manager founded by famed investor Cathie Wood, believes Bitcoin's share will increase to 70% by 2030. Despite the ocean of cryptocurrencies that have sprung up over the years, Bitcoin will continue to dominate the marke...

By now, many enterprises have deployed some form of RAG. The promise is seductive: index your PDFs, connect an LLM and instantly democratize your corporate knowledge. But for industries dependent on heavy engineering, the reality has been underwhelming. Engineers ask specific questions about infrastructure, and the bot hallucinates. The failure isn't in the LLM . The failure is in the preprocessing. Standard RAG pipelines treat documents as flat strings of text. They use "fixed-size chunking" (cutting a document every 500 characters). This works for prose, but it destroys the logic of technical manuals. It slices tables in half, severs captions from images, and ignores the visual hierarchy of the page. I mproving RAG reliability isn't about buying a bigger model; it's about fixing the "dark data" problem through semantic chunking and multimodal textualization. Here is the architectural framework for building a RAG system that can actually read a manual. The fallacy of fixed-size chunking In a standard Python RAG tutorial, you split text by character count. In an enterprise PDF, this is disastrous. If a safety specification table spans 1,000 tokens, and your chunk size is 500, you have just split the "voltage limit" header from the "240V" value. The vector database stores them separately. When a user asks, "What is the voltage limit?", the retrieval system finds the header but not the value. The LLM, forced to answer, often guesses. The solution: Semantic chunking The first step to fixing production RAG is abandoning arbitrary character counts in favor of document intelligence. Using layout-aware parsing tools (such as Azure Document Intelligence), we can segment data based on document structure such as chapters, sections and paragraphs, rather than token count. Logical cohesion: A section describing a specific machine part is kept as a single vector, even if it varies in length. Table preservation: The parser identifies a table boundary and forces the entire grid in...

Federal Judge Refuses To Block Trump's ICE Surge In Minnesota Authored by Jacob Burg and Troy Mayers via The Epoch Times, A federal judge on Jan. 31 denied Minnesota’s emergency request to block the Trump administration’s deployment of thousands of federal agents to the Twin Cities in a large-scale immigration enforcement operation. In her ruling Saturday morning, U.S. District Judge Katherine Menendez wrote that the “Court must view Plaintiffs’ claims through the lens of the specific legal framework they invoke, and, having done so, finds that Plaintiffs have not met their burden... the motion is denied.” She heard arguments from both the Department of Justice and attorneys representing Minnesota and its Twin Cities earlier this week, appearing somewhat skeptical of the district court’s authority over the separation of powers arguments the plaintiffs were advancing. However, Menendez also probed the Justice Department’s intentions with Operation Metro Surge, the federal government’s deployment of more than 4,000 federal agents to Minnesota’s Twin Cities, and whether the Trump administration violated the 10th Amendment’s “anti-commandeering doctrine.” That aspect of the 10th Amendment blocks the federal government from forcing state legislatures to pass laws or requiring state officials to administer a federal regulatory program. Plaintiffs argued that the Trump administration’s actions amounted to a violation of Minnesota’s state sovereignty. Minneapolis city attorney Brian Carter suggested that a letter Attorney General Pam Bondi sent to Gov. Tim Walz, a Democrat, was meant to coerce the state into ending its so-called “sanctuary” policies at the threat of continued deployment of federal agents. Plaintiffs are asking the court to apply the 10th Amendment to block the Trump administration from “coercing the state into legislating” or using state resources to enact a “federal regulatory scheme,” Carter said. In her letter, Bondi said Minnesota has “refused to enforc...

J Studios/DigitalVision via Getty Images Recently, real assets like gold ( GLD )( GDX ), silver ( SLV ), platinum ( PPLT ), palladium ( PALL ), copper ( CPER ), and other key resources have all dramatically outperformed, and even oil stocks ( XLE ) have begun showing signs of life as well. When coupled with the ongoing de-dollarization trend spearheaded by central banks around the world dumping dollars and instead replacing them largely with gold, this sends a major signal that the world is beginning to lose confidence in the U.S. government's ability to handle its balance sheet responsibly, while countries are also increasingly seeking independence from the U.S. dollar as part of the continuing fracturing of the unipolar world order under the dollar standard. As these dollars increasingly find their way back to the U.S. in search of hard assets instead of remaining in cash-like investments as investors around the world try to de-dollarize their portfolios, I think that U.S.-based real asset businesses stand to benefit immensely. This makes two such opportunities that currently trade at huge discounts to their underlying private market valuations, while having strong balance sheets, attractive dividend yields, and solid long-term fundamental outlooks, particularly attractive. This article will discuss these opportunities and share why they have some big upside catalysts ahead of them. A Sunbelt REIT Trading At A Deep Discount To Real Value The first opportunity is Camden Property Trust ( CPT ), which owns high-quality multifamily residential properties in high-growth Sunbelt markets. Investor Presentation Yet despite these high-quality assets in high-growth markets, it currently trades at around a 15% discount to analysts' consensus estimate of its net asset value. CPT is out of favor with Mr. Market right now, largely due to near-term oversupply in certain Sunbelt markets that has led to weakened rent growth recently, while persistently high inflation has led to lo...

Leonid Sukala Bitcoin ( BTC-USD ) lost ~8% in afternoon trading on Saturday to reach below $80K, the lowest level since April 2025, as the world’s largest cryptocurrency headed to record its fourth consecutive monthly drop. The token traded around 78,159.82 at midday trading in New York, while other cryptocurrencies also recorded steep declines. Solana ( SOL-USD ) and Dogecoin ( DOGE-USD ) have each dropped ~13% to reach $102.87 and $0.10, respectively, and Ripple ( XRP-USD ) has fallen ~10% to hover at $1.56. Amid the selloff, the total crypto market cap has slid ~4% to stand below $2.8T, while Bitcoin ( BTC-USD ), the first-ever cryptocurrency, has slipped behind Tesla ( TSLA ) to become the world’s 12th-largest asset by market cap, according to data from CoinGecko. However, with a Strong Buy recommendation, SA Investing Group Leader James Foord remains bullish. “Ultimately, I think we could very well see a rotation into Bitcoin. It’s happened before, there are fundamental reasons to support this, and the technicals also line up,” Ford wrote in a recent article. More on Bitcoin USD, Ripple USD, etc. Whale's Market Outlook 2026: Crypto Majors, Perp DEXs, And Prediction Markets Davos Takeaways - Bitcoin Is Not Here To Replace Banks, And That's A Good Thing VanEck Mid-January 2026 Bitcoin ChainCheck Bitcoin set for longest monthly loss streak since 2018, down over 6% in January Crypto market structure bill advances out of Senate Agriculture Committee

Meta Platforms continues to be a winner, but gets little respect from the market. Meta Platforms (META 2.96%) is up nearly 2,000% since its 2012 IPO, but for all its success, it's been a hated stock much of the way. Throughout its history, the company has been saddled with scandals, boycotts, billion-dollar fines, and antitrust attacks. It's been derided for strategic decisions like its metaverse push and criticized for the addictive nature of its product. Despite all that, Meta has rewarded investors with monster gains. The stock is up 577% over the last ten years, as the chart below shows. Meta's strengths were on display in its latest earnings report, which sent shares up 10.4% on Thursday. Revenue jumped 24% to $59.9 billion, and margins narrowed as it ramped up spending on infrastructure and other areas, though operating income still rose 6% to $24.7 billion. Management also pleased investors with its guidance, calling for revenue of $53.5 billion-$56.5 billion in the first quarter, implying revenue growth of 30%, which would be its fastest growth rate in five years. CFO Susan Li credited its AI-driven investments in advertising, which improved targeting and measurement, and it even added a generative AI tool to help advertisers create ads. Even after jumping 10% on the earnings report, the stock still looks like a bargain. Meta's deep discount Adjusting for a tax valuation charge from the Big Beautiful Bill, Meta generated $74.7 billion in net income last year, or $29.04 in earnings per share. Based on that profit figure, the stock currently trades at a price-to-earnings ratio of 25.4, which makes it both cheaper than the S&P 500, which trades at a P/E of 28.1, and any of its "Magnificent Seven" peers. As you can see, Meta trades at a discount of more than 20% to all of its "Magnificent Seven" peers, according to the numbers above, despite currently growing revenue faster than all of those companies except Nvidia. The valuation puzzle Meta has historically tra...

This Artificial Intelligence (AI) Giant Is Up 72% Since the Start of 2025, and It Looks Even More Attractive in 2026 (Hint: Not Nvidia) Finviz

Investors hope that Rivian's upcoming R2 will launch it into contention with Tesla. Tesla pioneered the electric vehicle (EV) industry. The EV leader has proven a tough act to follow. Upstart EV maker Rivian Automotive (RIVN 2.77%) has found success with its initial vehicle, the electric truck R1T. But after going public with a ton of hype, the stock has declined more than 90% from its all-time high. There is reason for hope, though. The company has made some business decisions that have worked out well, and its upcoming R2 vehicle could be a game changer when it arrives this year. Should investors buy the stock for what's to come in 2026? Rivian's financials are making progress The biggest challenge for a new automotive company is making the business financially sustainable before running out of money. Rivian's gross margin has improved alongside sales growth, and you can see that margins have made significant strides since 2024, even as revenue has increased modestly. What happened? Rivian reengineered the design and supply chain of its R1T and R1S models to reduce manufacturing costs. Additionally, Rivian has generated higher-margin revenue from EV regulatory credit sales and software services. As a result, Rivian's free cash flow losses have shrunk to less than $500 million over the past four quarters. That's very promising, considering Rivian still has $7 billion in cash. It's a nice financial cushion for the company as it prepares to launch the R2, a mid-size SUV model, this year. Can the stock break through in 2026? Yes, but tread carefully A lot is riding on the R2 launch (no pun intended). It will start at $45,000, much less than the R1S's starting point of roughly $78,000. Rivian hopes that the R2 will help it become a mainstream automotive brand and deliver the volume its factories need to operate profitably, much like the Model 3 did for Tesla. Expand NASDAQ : RIVN Rivian Automotive Today's Change ( -2.77 %) $ -0.42 Current Price $ 14.75 Key Data Points ...

You could keep more of your Social Security benefits. People often consider factors such as weather and proximity to family when deciding where to retire, but taxes should be added to the list. Most retirees expect to pay various taxes and know that their 401(k) withdrawals are taxed, but far fewer may realize that their Social Security benefits can also be taxed. Even after spending decades paying into the Social Security system via taxes, there's a chance the IRS will dip into your benefits on the back end. Luckily, most people can avoid this -- at least, at the state level -- thanks to their states' tax laws. Which states don't tax Social Security? Here are the 42 states (plus Washington, D.C.) that don't have a Social Security tax: Alabama Alaska Arizona Arkansas California Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Mississippi Missouri Nebraska Nevada New Hampshire New Jersey New York North Carolina North Dako ta Ohio Oklahoma Oregon Pennsylvania South Carolina South Dakota Tennes see Texas Virginia Washington West Virginia Wisconsin Wyoming The most recent members on this list are West Virginia (2026), Kansas (2024), Missouri (2024), Nebraska (2024), and North Dakota (2021). Eliminating their Social Security tax is a way for states to incentivize retirees to stay or move there. In return, the state gets more people spending money and paying other forms of taxes. You still have to answer to Uncle Sam Unfortunately, not having Social Security tax in your state doesn't mean you're off the hook. Federal tax rules still apply. To determine how much, the IRS looks at your "combined income," which is the total of half your annual Social Security, adjusted gross income (AGI), and any nontaxable interest earned. For instance, if someone's annual Social Security benefit was $24,000, their AGI was $20,000, and they had $1,000 in nontaxable interest, their combined income would be $33,000 ($1...

Key Points The EV maker has burned a lot of cash, but recent moves have proven positive. The upcoming R2 launch could deliver game-changing volume for the EV maker. Rivian's stock has fallen far over the years, but there is still downside if the R2 flops. 10 stocks we like better than Rivian Automotive › Tesla pioneered the electric vehicle (EV) industry. The EV leader has proven a tough act to follow. Upstart EV maker Rivian Automotive (NASDAQ: RIVN) has found success with its initial vehicle, the electric truck R1T. But after going public with a ton of hype, the stock has declined more than 90% from its all-time high. There is reason for hope, though. The company has made some business decisions that have worked out well, and its upcoming R2 vehicle could be a game changer when it arrives this year. Should investors buy the stock for what's to come in 2026? Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now, when you join Stock Advisor. See the stocks » Rivian's financials are making progress The biggest challenge for a new automotive company is making the business financially sustainable before running out of money. Rivian's gross margin has improved alongside sales growth, and you can see that margins have made significant strides since 2024, even as revenue has increased modestly. What happened? Rivian reengineered the design and supply chain of its R1T and R1S models to reduce manufacturing costs. Additionally, Rivian has generated higher-margin revenue from EV regulatory credit sales and software services. As a result, Rivian's free cash flow losses have shrunk to less than $500 million over the past four quarters. That's very promising, considering Rivian still has $7 billion in cash. It's a nice financial cushion for the company as it prepares to launch the R2, a mid-size SUV model, this year. Can the stock break through in 2026? Yes, but tread carefully A lot is riding on the R2 launch...

nadla/iStock via Getty Images My Investment Thesis Arista Networks ( ANET ) has the characteristics for being considered a wonderful company: excellent capital allocation (ROC ttm of 30%), double-digit growth (CAGR in the last 10 years for revenue, net income, and FCF of ~26%, ~38%, and ~50%, respectively), high margins (~64% gross margin, ~43% operating margin, ~40% net margin), and a cash-rich balance sheet ($10 billion in cash and no debt). There are powerful industry trends and growth opportunities that can provide tailwinds for Arista’s business in the coming years; at the same time, some challenges could potentially slow down its future growth. I hold Arista in my stock portfolio, and I believe it will continue to do well in the future, both fundamentally and in terms of price action. However, the AI-driven market rally has made the stock appear overvalued ( ~10% based on my valuation), and so I rate it a “Hold.” I would consider incrementing my position in case the price drops to the levels I have estimated in my valuation analysis (~$130 and lower—as I believe a margin of safety of at least 30-40% should be considered). The prototype of a high-quality company Arista Networks is part of my stock portfolio, and I remember that when I first analyzed it months ago, I thought, "This company looks like the role model of what a high-quality company should look like". Of course, as the saying goes, all that glitters is not gold. Now let’s dive a bit deep into ANET's fundamentals. Arista Networks is an industry leader in data-driven, client-to-cloud networking for large AI, data center, campus, and routing environments. Its focus on scalable, software-centric networking has allowed Arista to become the “synapses” that connect the world’s largest cloud data centers, linking together thousands of AI processors and servers. Arista Investor Presentation Since the IPO of 2014, the stock has returned an astonishing 37% CAGR; in the last 3 years, the CAGR has been 66%. What...