One investment gives you access to steady income without jacking up your IRS bill. One big myth about retirement is that seniors don't have to worry about taxes. In reality, a number of your main retirement income streams may be taxable. Social Security benefits can be subject to taxes. And if you have your savings in a traditional IRA or 401(k), withdrawals from your retirement plan are taxable, ...
One investment gives you access to steady income without jacking up your IRS bill. One big myth about retirement is that seniors don't have to worry about taxes. In reality, a number of your main retirement income streams may be taxable. Social Security benefits can be subject to taxes. And if you have your savings in a traditional IRA or 401(k), withdrawals from your retirement plan are taxable, too. If you're looking for a way to generate retirement income without adding to your tax burden, here's one investment worth looking at. It pays to consider municipal bonds Municipal bonds are bonds issued by cities, states, and other localities to raise money for public projects. The nice thing about them is that they can serve as a steady income stream, paying you interest twice a year. Just as importantly, municipal bonds are always exempt from taxes at the federal level as far as interest payments go. And if you buy municipal bonds issued by the state you live in, you can avoid state and local taxes on your interest payments, too. To be clear, gains on municipal bonds are not tax-free. If you sell your bonds at a profit, you'll be subject to short- or long-term capital gains taxes, depending on how long you held your bonds prior to selling them. But the regular interest payments you get from municipal bonds may be totally tax-free for you, depending on the specific bonds you buy. So if you're worried about taxes in retirement, this is one investment worth looking into.
After five years of playing catch-up, China has produced a worthy “Tesla killer”, a massive achievement for the country’s premium electric vehicle (EV) makers that is set to stoke national pride. Sales of Xiaomi’s fully electric SU7 on the mainland stood at 258,164 last year, nearly 30 per cent higher than the Model 3’s deliveries of 200,361 units, according to data from the China Passenger Car As...
After five years of playing catch-up, China has produced a worthy “Tesla killer”, a massive achievement for the country’s premium electric vehicle (EV) makers that is set to stoke national pride. Sales of Xiaomi’s fully electric SU7 on the mainland stood at 258,164 last year, nearly 30 per cent higher than the Model 3’s deliveries of 200,361 units, according to data from the China Passenger Car Association (CPCA). Since its debut in China at the end of 2019, the Model 3, assembled at the Gigafactory 3 in Shanghai’s Lingang free-trade zone, led the country’s premium electric sedan category until 2024, despite massive efforts to unseat it by rivals, including Nio, Xpeng and IM Motors. Advertisement “Tesla’s dominance in the premium EV segment has been eroded by its Chinese competitors that are able to churn out vehicles on par with its technology standards while offering them at lower prices,” said Eric Han, a senior manager at Shanghai consultancy Suolei. “Xiaomi’s success is a strong boost for Chinese carmakers, which are all trying to move up the value chain.” Xiaomi unveiled a refreshed version of the SU7 this month. Photo: EPA-EFE Tesla’s Shanghai factory also assembles the Model Y, which outsold all other SUVs – including petrol-powered rivals – on the mainland in 2025.
As the number of people living alone in China skyrockets, a wave of products and services is emerging to address the safety, social and mental health needs of the country’s solo-living population, analysts said. The issue was thrust into the public spotlight earlier this month, when a check-in app called Are You Dead? – or Sileme in Chinese – briefly surged to the top of paid app charts in mainlan...
As the number of people living alone in China skyrockets, a wave of products and services is emerging to address the safety, social and mental health needs of the country’s solo-living population, analysts said. The issue was thrust into the public spotlight earlier this month, when a check-in app called Are You Dead? – or Sileme in Chinese – briefly surged to the top of paid app charts in mainland China and several other markets, revealing the scale of China’s vast and rapidly expanding solo economy. The app – which has since been removed from Apple’s AppStore in mainland China, but remains available elsewhere under its global brand name, Demumu – asks users to confirm their safety by tapping a button. If they fail to do so for over 48 hours, it sends an alert to a designated emergency contact. Advertisement Beyond a viral debate about its provocative name, the popularity of Are You Dead? has underscored a deeper structural shift in Chinese society: millions more people are living by themselves , often far from family networks, in an environment marked by economic pressure and weakening social ties. For analysts, the app’s significance ultimately lies in how it revealed the scale of that market, which has long been underserved. Advertisement “This is a manifestation of collective loneliness turning into structural demand,” said Zhao Zhijiang, a researcher at the Beijing-based think tank Anbound. “Both the public and the market are confronting the loneliness-related safety risks that may sound niche, but are increasingly real.” Nearly 20 per cent of China’s population were living in a single-person household in 2024, according to the National Bureau of Statistics. By the end of the decade, that figure will have climbed to more than 30 per cent – or between 150 million and 200 million people – according to a report by the Beike Research Institute.
兩隻旅日大熊貓最後與公眾見面 周二將返回中國 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】日本東京上野動物園兩隻大熊貓「曉曉」和「蕾蕾」即將歸還中國,今天最後一日與公眾見面。 參觀大熊貓需事先抽籤預約最後一日超...
兩隻旅日大熊貓最後與公眾見面 周二將返回中國 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】日本東京上野動物園兩隻大熊貓「曉曉」和「蕾蕾」即將歸還中國,今天最後一日與公眾見面。 參觀大熊貓需事先抽籤預約最後一日超額24.6倍,只有約4,400人可親自告別兩隻大熊貓,遊客把握時間拍照留念,不少人都依依不捨,希望大熊貓平安回國。「曉曉」和「蕾蕾」2021年在上野動物園出生,周二將離開日本送返四川的繁育研究基地,牠們歸還中國後將是日中建交以來,日本首次沒有大熊貓。
Key Points VGIT offers a much lower expense ratio, while FBND delivers a higher dividend yield FBND holds a broader, more diversified bond portfolio but has experienced a slightly deeper five-year drawdown VGIT is larger by assets under management and invests primarily in U.S. Treasury bonds. These 10 stocks could mint the next wave of millionaires › Both Vanguard Intermediate-Term Treasury ETF (N...
Key Points VGIT offers a much lower expense ratio, while FBND delivers a higher dividend yield FBND holds a broader, more diversified bond portfolio but has experienced a slightly deeper five-year drawdown VGIT is larger by assets under management and invests primarily in U.S. Treasury bonds. These 10 stocks could mint the next wave of millionaires › Both Vanguard Intermediate-Term Treasury ETF (NASDAQ:VGIT) and Fidelity Total Bond ETF (NYSEMKT:FBND) target investors seeking core bond exposure, but they take notably different paths: VGIT invests exclusively in intermediate-term U.S. Treasuries, whereas FBND blends government, corporate, and other bonds for a broader reach. This comparison weighs their cost, risk, performance, and portfolio construction to help investors decide which may align better with their income and diversification goals. Snapshot (Cost & Size) Metric VGIT FBND Issuer Vanguard Fidelity Expense ratio 0.03% 0.36% 1-yr return (as of 2026-01-09) 4.2% 3.8% Dividend yield 3.8% 4.7% Beta 0.16 0.28 AUM $39.0 billion $23.8 billion Beta measures price volatility relative to the S&P 500; beta is calculated from five-year weekly returns. The 1-yr return represents total return over the trailing 12 months. VGIT is considerably more affordable with a 0.03% expense ratio, compared to FBND’s 0.36%. FBND may appeal to income-focused investors, as it currently offers a higher dividend yield by 0.9 percentage points. Performance & Risk Comparison Metric VGIT FBND Max drawdown (5 y) -18.91% -21.24% Growth of $1,000 over 5 years $864 $852 What's Inside FBND holds 2,742 bonds spanning a mix of sectors. Its top holdings are corporate bonds from major financial institutions such as Bank of America, JPMorgan Chase, and Goldman Sachs, though each represents less than 1% of the portfolio. Having been on the market for more than 11 years, FBND aims to provide income and diversification, with no leverage, currency hedging, or other structural quirks. VGIT, by contrast, foc...
麥道朗策騎浪漫勇士首勝董事盃 嘉應高昇贏百週年紀念短途盃 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】沙田馬場舉行的兩場國際一級賽,麥道朗策騎浪漫勇士首次勝出董事盃。 1,600米賽程、9匹馬中焦點對決,11項...
麥道朗策騎浪漫勇士首勝董事盃 嘉應高昇贏百週年紀念短途盃 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】沙田馬場舉行的兩場國際一級賽,麥道朗策騎浪漫勇士首次勝出董事盃。 1,600米賽程、9匹馬中焦點對決,11項一級賽盟主、藍綠綵衣麥道朗策騎「浪漫勇士」鬥上屆三冠王、潘頓策騎的「遨遊氣泡」,三冠大賽第一關爭奪1,300萬總獎金。一對勁敵一起走出外檔,力逼帶頭的「金鑽貴人」。之前兩場同場對壘「浪漫勇士」都贏,直路一加速,再次展示超班實力,贏「金鑽貴人」超過一個馬位,「遨遊氣泡」得第三。 同樣總獎金1,300萬、1,200米的百週年紀念短途盃,榮登全球最佳短途賽駒、香港馬王「嘉應高昇」在潘頓策騎下,輕鬆擊敗「驕陽明駒」、「舉步生風」,追平「精英大師」,塵封近21年的17連勝紀錄。
Key Points Shares of Netflix fell even though the company beat expectations on fourth-quarter 2025 earnings. Netflix amended its bid for Warner Bros. Discovery to $83 billion in all cash. Netflix stock is down 10% year-to-date as of Jan. 21. These 10 stocks could mint the next wave of millionaires › Netflix (NASDAQ: NFLX) beat expectations when it released its fourth-quarter 2025 earnings on Tuesd...
Key Points Shares of Netflix fell even though the company beat expectations on fourth-quarter 2025 earnings. Netflix amended its bid for Warner Bros. Discovery to $83 billion in all cash. Netflix stock is down 10% year-to-date as of Jan. 21. These 10 stocks could mint the next wave of millionaires › Netflix (NASDAQ: NFLX) beat expectations when it released its fourth-quarter 2025 earnings on Tuesday, Jan. 20. Yet, shares continued to fall. The streaming platform is down 10% since the start of the year as of Jan. 21. So if Netflix is beating earnings but the share price is falling, does this mean a buying opportunity for investors? Let's have a closer look at what's really happening. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue » A hostile and expensive fight for Warner Bros. Netflix announced on Dec. 5, 2025, its intentions to purchase Warner Bros. Discovery (NASDAQ: WBD) in a deal worth $82.7 billion. While this would further fortify Netflix's position as the top platform for streaming television and films, investors were immediately nervous. The lengthy process of acquiring a competitor like Warner Bros., combined with the enormous financial strain involved, had investors wondering if this was going to turn into nothing more than an expensive strategic headache. Then just this week, Netflix revised its offer for Warner Bros. to an all-cash offer. So, while the company did beat earnings expectations, analysts and investors alike are still quite spooked about the bidding war that's heating up for Warner Bros. Netflix's rival, Paramount Skydance Corporation (NASDAQ: PSKY) are attempting a hostile takeover of Warner Bros., which is only inflaming the situation for Netflix investors. Netflix's strong quarter held back by acquisition risk Looking at the bullish case, Netflix is the champion among the mega-streamers. It now boasts more than 325 million subscribers worldwide. While it'...
日本寒流暴雪持續 金澤積雪超平常九倍 新潟私家車疑雪厚誤闖路軌捱撞 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】日本寒流第二輪暴風雪,石川縣金澤市降雪量超過平常九倍,新潟縣有汽車懷疑因為路面佈滿積雪,把路軌誤當...
日本寒流暴雪持續 金澤積雪超平常九倍 新潟私家車疑雪厚誤闖路軌捱撞 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】日本寒流第二輪暴風雪,石川縣金澤市降雪量超過平常九倍,新潟縣有汽車懷疑因為路面佈滿積雪,把路軌誤當成馬路,被JR列車從後撞上,司機受輕傷。 石川縣金澤市降雪增強,像暴雨般大,行人在及膝的積雪堆中走出一條小路,幾乎整輛車被掩埋。石川縣凌晨發出了四次大雪警報,6小時降雪量達37厘米,是有紀錄以來最多,積雪亦逾64厘米,超過平常九倍,難以清理。 氣象廳表示,日本海沿岸北陸至山陰地區,包括石川、鳥取等地暴雪高峰逐漸緩和,但北部和新潟縣間歇仍有大雪,隨著雪雲移向太平洋沿岸,愛知和三重縣等平常較少下雪的地區也會降雪。多地高速公路仍封閉,不少車被困。 新潟縣田上町周六晚,一輛車誤入JR路軌,被一列信越本線的列車從後撞上,汽車車尾撞凹,女司機左腳輕傷,報稱錯誤把路軌當成馬路。當時積雪厚30多厘米,列車上15名乘客和2名乘務員沒受傷。