金价近来频频破纪录，星期四（1月29日）逼近每安士5600美元（7076新元）的历史性关口。图为金店员工在浙江杭州的航民百泰首饰展厅整理黄金首饰。 （新华社） 黄金价格屡屡破纪录，星期四（1月29日）逼近每安士5600美元（7076新元）关口，空前涨势令市场直呼刺激。 受此带动，大量投资者一股脑儿涌入增持囤货。据南方网报道，中国市场黄金投资与储备需求大幅攀升，多地银行保管箱租赁业务持续火爆，甚至一箱难求。 金价飙升下，有人喜上眉梢囤金过年，也有不少投资者想把手中的囤货变现，以收割收益。让很多人始料未及的是，他们竟猝不及防陷入倾家荡产的惨境。

(RTTNews) - Trane Technologies plc (TT) will host a conference call at 10:00 AM ET on January 29, 2026, to discuss Q4 25 earnings results. To access the live webcast, log on to https://investors.tranetechnologies.com/home The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

(RTTNews) - Southwest Airlines Inc (LUV) will host a conference call at 10:00 AM ET on January 29, 2026, to discuss Q4 25 earnings results. To access the live webcast, log on to http://www.southwestairlinesinvestorrelations.com/ The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

(RTTNews) - A.O. Smith Corp (AOS) will host a conference call at 10:00 AM ET on January 29, 2026, to discuss Q4 25 earnings results. To access the live webcast, log on to https://investor.aosmith.com/news-events/events-and-presentations The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

(RTTNews) - Sherwin-Williams Co (SHW) will host a conference call at 10:00 AM ET on January 29, 2026, to discuss Q4 25 earnings results. To access the live webcast, log on to https://investors.sherwin-williams.com/events-and-presentations The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

(RTTNews) - Waste Management Inc (WM) will host a conference call at 10:00 AM ET on January 29, 2026, to discuss Q4 25 earnings results. To access the live webcast, log on to https://investors.wm.com/events-and-presentations The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

(RTTNews) - International Paper will host a conference call at 10:00 AM ET on January 29, 2026, to discuss Q4 25 earnings results. To access the live webcast, log on to https://www.internationalpaper.com/investors/events-presentations To listen to the call, dial +1 646-307-1963(US) or 800-715-9871(International). conference ID : 4020847. For a replay call, dial +1 609-800-9909(US) or 800-770-2030(International). The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

(RTTNews) - Valero Energy Corp. (VLO) will host a conference call at 10:00 AM ET on January 29, 2026, to discuss Q4 25 earnings results. To access the live webcast, log on to https://investorvalero.com/events-and-presentations/default.aspx#events The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Microsoft (NASDAQ:MSFT - Get Free Report) had its price target reduced by equities research analysts at BMO Capital Markets from $625.00 to $575.00 in a report released on Thursday, MarketBeat.com reports. The firm presently has an "outperform" rating on the software giant's stock. BMO Capital Markets' price objective indicates a potential upside of 19.39% from the stock's current price. Get Microsoft alerts: Sign Up Several other research analysts also recently weighed in on the company. TD Cowen cut their price target on Microsoft from $655.00 to $625.00 and set a "buy" rating for the company in a report on Tuesday, January 20th. DA Davidson reiterated a "buy" rating and issued a $650.00 target price on shares of Microsoft in a research note on Thursday, December 4th. Jefferies Financial Group reissued a "buy" rating on shares of Microsoft in a research note on Thursday, January 22nd. Raymond James Financial lowered their price target on Microsoft from $630.00 to $600.00 and set an "outperform" rating for the company in a report on Thursday, October 30th. Finally, HSBC upped their price objective on shares of Microsoft from $643.00 to $648.00 in a research note on Monday, October 27th. Three equities research analysts have rated the stock with a Strong Buy rating, thirty-five have assigned a Buy rating and three have assigned a Hold rating to the stock. According to data from MarketBeat, the stock presently has an average rating of "Buy" and an average price target of $605.37. Read Our Latest Stock Report on MSFT Microsoft Trading Up 0.2% Shares of MSFT stock opened at $481.63 on Thursday. The company has a market capitalization of $3.58 trillion, a price-to-earnings ratio of 34.26, a PEG ratio of 1.94 and a beta of 1.07. The company has a current ratio of 1.40, a quick ratio of 1.39 and a debt-to-equity ratio of 0.10. The firm has a 50-day moving average price of $477.57 and a 200 day moving average price of $500.68. Microsoft has a twelve month low of $344.79 an...

人民财讯1月29日电， 安道麦A （000553）1月29日发布业绩预告，预计2025年亏损8.73亿元—12.33亿元，扣非净利润亏损11.63亿元—15.23亿元，上年同期分别为亏损29.03亿元、30.25亿元。公司预计2025年全年毛利润及毛利率较2024年同比增长，主要原因是通过运营效率提升实现成本节降，以及存货成本降低，这些积极因素抵消了价格走低的影响。得益于此，公司预计2025年全年EBITDA及EBITDA利润率实现同比增长。 责任编辑：刘万里 SF014

1月29日,“为中国经济点赞——企业家之夜”在北京举行，洪泰基金创始合伙人、董事长盛希泰在谈及科学家背景创业话题时直言，大部分科学家背景创业者很难胜任CEO一职，若科学家在公司股权、权力占比过高，或过于主导公司发展，投资机构通常会持谨慎态度。 1月29日,“为中国经济点赞——企业家之夜”在北京举行，洪泰基金创始合伙人、董事长盛希泰在谈及科学家背景创业话题时直言，大部分科学家背景创业者很难胜任CEO一职，二者思维方式与逻辑截然不同，仅少数通才能兼顾技术与管理。他同时表示，若科学家在公司股权、权力占比过高，或过于主导公司发展，投资机构通常会持谨慎态度。

A unit of Immigration and Customs Enforcement (ICE) agents will join a US delegation to the Winter Olympics in Italy, sparking confusion and uproar in the country. Guardian reporter Jakub Krupa looks at what role the agency, which is embroiled in a violent US immigration crackdown, might have at the Milan-Cortina Games. ICE said agents would 'vet and mitigate risks from transnational criminal organisations' but not run enforcement operations. Milan’s mayor, Giuseppe Sala, said the the agents would be unwelcome in the city. 'This is a militia that kills,' he said Continue reading...

1月22日，咖农在云南临沧市一个咖啡庄园查看咖啡豆处理情况。 （新华社） 中国云南去年出口咖啡至荷兰、德国等43个国家和地区，货值8.6亿元（人民币，下同，1.56亿新元）。 中新社引述昆明海关报道，2025年云南出口咖啡1.9万吨，货值8.6亿元，出口量值均居中国第一。主要出口至荷兰、越南、德国、马来西亚、法国等43个国家和地区，较2024年新增中亚、中东欧市场。 云南省是中国的咖啡主产区。新华社引述云南省农业农村厅报道，2025年全省咖啡种植面积146.3万亩，同比增长15.4%；生豆产量13.89万吨，同比增长16.9%；种植面积、生豆产量均位居中国前列。 云南省农业农村厅副厅长王思泽介绍，经过多年发展，云南咖啡已形成集育种、种植、加工、销售为一体的全产业链。

York Water ( YORW ) declares $0.228/share quarterly dividend. Forward yield 2.79% Payable April 15; for shareholders of record Feb. 27; ex-div Feb. 27. See YORW Dividend Scorecard, Yield Chart, & Dividend Growth. More on York Water York Water - Decent RoR, But More To Come Seeking Alpha’s Quant Rating on York Water Historical earnings data for York Water Dividend scorecard for York Water Financial information for York Water

格隆汇1月29日丨在美元走弱以及投资者对实物资产需求强劲的推动下，铜价攀升至历史新高。盛宝银行分析师表示：“这轮铜价上涨尤为引人注目，凸显出近期基本面趋弱（全球供应增加已推动远期曲线进入正价差结构）与投机性投资者蜂拥而入、争相布局这一最重要的转型金属之间日益扩大的脱节。”铜价上涨发生在更广泛的实物资产配置潮中。随着财政与地缘政治担忧加剧，以及美元持续疲软，投资者正回避主权债券和货币资产。美元指数下跌使以美元计价的大宗商品对海外买家更具吸引力。

Alienware has launched its latest Area-51 desktop with AMD’s fastest new gaming processor. The company announced the gaming desktop at CES earlier this month and now it’s shipping the machine to gamers.

Yuriy T/iStock Editorial via Getty Images Investment Rating - "Buy" Amazon.com, Inc. ( AMZN ) doesn't require a long introduction. It's one of the biggest companies in the world, which doesn't lose its growth. AMZN went from $107 billion in sales in 2025 to over $637 billion in sales as of TTM, based on Seeking Alpha, and the operating income went from about $2.2 billion to ~$68.6 billion for the same period. What's noteworthy, the forward estimates don't indicate any major slowdown, at least over the next few years, making such a large company unique for the level of its continued expansion. I think the stock looks quite attractive, although the stock price is close to its all-time highs. The company is set to report its Q4 results on February 5th, which is in about a week from now, and I see quite high odds for another "blowout" quarter, as analysts say. And it's not just gut feeling or a nod to the past few quarters. Recent events make current consensus expectations quite pessimistic and fragile, especially for what's coming beyond Q4. FY2026 guidance should be strong, in my opinion, and it’s going to provide a nice catalyst for bullish momentum. AMZN is a "Buy" ahead of its upcoming earnings report. Let's Assess The Expectations For AMZN's Q4 Amazon reported for its Q3 in late October, and despite seeing consensus estimates that priced a premium over the management's guidance, the firm was able to beat the estimates on both revenue and EPS. And the beats were quite strong - 1.35% and 25.3%, respectively, based on Seeking Alpha . In general, the Q3 EPS beat was the 11th in a row, and despite that 25%+ already looking quite solid, it looks like a common thing for AMZN (the weakest beat since late 2022 was 16.77%). Seeking Alpha The management set a revenue guidance for Q4 at $206-213 billion, implying a YoY growth rate at 11.56%. The late-October consensus was expecting ~$207.95 billion, according to Seeking Alpha , so it was closer to the lower end of the range. ...

Yuriy T/iStock Editorial via Getty Images Investment Rating - "Buy" Amazon.com, Inc. ( AMZN ) doesn't require a long introduction. It's one of the biggest companies in the world, which doesn't lose its growth. AMZN went from $107 billion in sales in 2025 to over $637 billion in sales as of TTM, based on Seeking Alpha, and the operating income went from about $2.2 billion to ~$68.6 billion for the same period. What's noteworthy, the forward estimates don't indicate any major slowdown, at least over the next few years, making such a large company unique for the level of its continued expansion. I think the stock looks quite attractive, although the stock price is close to its all-time highs. The company is set to report its Q4 results on February 5th, which is in about a week from now, and I see quite high odds for another "blowout" quarter, as analysts say. And it's not just gut feeling or a nod to the past few quarters. Recent events make current consensus expectations quite pessimistic and fragile, especially for what's coming beyond Q4. FY2026 guidance should be strong, in my opinion, and it’s going to provide a nice catalyst for bullish momentum. AMZN is a "Buy" ahead of its upcoming earnings report. Let's Assess The Expectations For AMZN's Q4 Amazon reported for its Q3 in late October, and despite seeing consensus estimates that priced a premium over the management's guidance, the firm was able to beat the estimates on both revenue and EPS. And the beats were quite strong - 1.35% and 25.3%, respectively, based on Seeking Alpha . In general, the Q3 EPS beat was the 11th in a row, and despite that 25%+ already looking quite solid, it looks like a common thing for AMZN (the weakest beat since late 2022 was 16.77%). Seeking Alpha The management set a revenue guidance for Q4 at $206-213 billion, implying a YoY growth rate at 11.56%. The late-October consensus was expecting ~$207.95 billion, according to Seeking Alpha , so it was closer to the lower end of the range. ...

1月29日，“为中国经济点赞——企业家之夜”在北京举行，浙江强脑科技 CEO 韩壁丞表示，脑机接口技术之所以很难变成实际产品，核心症结在于数据采集与解析难题。 1月29日，“为中国经济点赞——企业家之夜”在北京举行，浙江强脑科技 CEO 韩壁丞表示，脑机接口技术之所以很难变成实际产品，核心症结在于数据采集与解析难题。人类大脑拥有 860 亿至上千亿个神经元，运行机制如同黑盒，且脑电信号仅为一节5号电池的100万分之一，双重挑战阻碍了技术从实验室走向实际应用。

Boarding1Now Southwest Airlines’ ( LUV ) aggressive efforts to boost profits through additional ancillary fees, basic economy fares, and cost reductions gained traction in the fourth quarter, leading the company to set an ambitious goal for 2026 that represents 330% profit growth from 2025. “Last year we implemented the most ambitious transformation in company history,” said Southwest Airlines’ CEO Bob Jordan, adding that these efforts position the company for long-term success “and sets the stage for significant earnings growth this year.” Including any negative impact from Winter Storm Fern, Southwest Airlines expects to earn a profit of at least $0.45 per share in the first quarter, incorporating available seat miles ((ASM)—also viewed as capacity—of up 1% to 2%, revenue per available seat mile (RASM) up at least 9.5%, and cost per available seat mile, excluding fuel (CASM-x) up ~3.5%. Estimates peg Q1 EPS at $0.34 per share. For 2026, the carrier expects to earn a profit of $4.00 versus $0.93 a year ago, and above $3.46 estimates. This forecast assumes an increase in capacity of 2% to 3%. For the fourth quarter, Southwest ( LUV ) achieved record quarterly operating revenue of $7.4B (up 7.4% year over year) and adjusted earnings of $0.58 per share, which missed analysts’ expectations on revenue but beat EPS by a penny. Regarding operations, Southwest ( LUV ) had fewer revenue passengers carried but increased revenue per passenger by 3.2%, average passenger fare by 7.9%, and passenger revenue per yield (RPM) by 4.3%. Costs increased marginally with CASM up 0.2% and CASM-x up just 0.3% year-over-year. More on Southwest Airlines Southwest: Solid Q4 Results And Guidance, But Shares Appear Fully Valued Southwest Airlines Q4 Preview: Not A Buy After The Run-Up From The Lows Southwest Airlines: Maybe When It's At The Bottom, But Not Now Southwest Airlines Q4 preview: What to expect Winter storm forces most flight cancellations since pandemic

The investors at South Park Commons realize there are a lot of places that promising founders can go for help when they’re starting companies. There’s the famed Y Combinator, which enrolls about 500 startups per year. There’s Andreessen Horowitz’s Speedrun , which promises to supercharge startup growth. There are even live-in programs like HF0, which offers laundry and meal services so founders can focus on a productive 12-week sprint. South Park Commons, a members-only startup community and investment firm, has a different pitch. In an era of fast and furious artificial intelligence funding rounds, it wants its founders to move more slowly. In fact, it doesn’t really mind if the techies who join never come up with a business plan at all. This year, the firm is aiming to raise $500 million, its largest-ever fund, according to securities filings. The group bills itself as an “anti-accelerator” — a community of technologists that tinker together, usually for at least six months, in the general direction of starting a business. It’s a different approach than the typical hard-charging startup climate, and about 20% of the participants don’t actually wind up starting a company. While some wind up raising about $1 million from the firm, others go into research, join an existing company or run for public office instead . Adam Judelson, former head of product for Palantir Technologies Inc.’s Gotham platform and a South Park Commons member, described joining the group as an almost existential exercise. “Either you’re already at 30 grand in revenue and just need accountability and access to resources, in which case, you’re going to Y Combinator,” he said, “or you’re a lot earlier in your journey.” For Judelson, “I needed to feel like there were important questions for me in this market, and most of them were internal questions for myself.” Ten years ago, South Park Commons was launched as a members-only community by Ruchi Sanghvi , an early engineer at Meta Platforms Inc. Two...

Nearly three-quarters of Americans expect China to overtake the US in power and global influence at some point – if it has not done so already, according to a survey by a US foreign policy institute. Releasing the results of a national poll earlier this month, the Carnegie Endowment for International Peace said 47 per cent of the 1,500 adults surveyed agreed that China had already surpassed the United States or would do so within the next five years. A further 27 per cent said the shift would take longer, while only 26 per cent said China would never catch up. Advertisement The survey was carried out between November 24 and December 1. China’s biggest advantage, according to the respondents, was technological Advertisement Asked where China outperformed the US, 63 per cent pointed to technology – a view shared by 74 per cent of Democrats, 62 per cent of independents and 52 per cent of Republicans.

Sylogist ( SYZLF ) announced on Thursday that Craig O’Neill has been appointed interim president and CEO, succeeding Bill Wood, effective Jan. 28, 2026. O'Neill, an experienced SaaS executive and former board member, brings in-depth industry knowledge, product and go-to-market expertise, and a track record of driving growth. The Board has initiated a search process to identify a permanent president & CEO. Shares -3.96%. More on Sylogist Ltd. Sylogist Ltd. (SYZ:CA) Q3 2025 Earnings Call Transcript Seeking Alpha’s Quant Rating on Sylogist Ltd. Historical earnings data for Sylogist Ltd. Dividend scorecard for Sylogist Ltd. Financial information for Sylogist Ltd.

Our cartoonist previews the A-League Men’s Sydney derby at Allianz Stadium where two stinkball teams converge this weekend Continue reading...

Morgan Stanley expects China’s humanoid robot sales to grow 133 per cent to 28,000 units this year, while noting that falling production costs will gradually make owning robots more accessible. The US investment bank revised its forecast from the 14,000 units previously on the back of the rapid growth of the industry in the world’s second largest economy. The cost of materials to produce robots in China, home to most of the industry’s supply chain, was set to drop 16 per cent this year, the bank said. The consulting firm Bain & Co, meanwhile, expects parts prices to decrease by roughly 70 per cent globally by 2035. Advertisement This would lead to lower prices for humanoid robots – to around US$21,000 by 2050 from US$50,000 in 2024 – in middle and low-income countries, including China, according to Morgan Stanley. In rich nations like the US, the average price would decrease to US$75,000 from US$200,000 in the same period, it added. The US investment bank predicted humanoid installations would eventually become more pervasive. By 2036, some 25.4 million human-shaped machines would be in use, accounting for 2 per cent of the market that includes robotic arms and wheeled robots. That proportion would reach 13 per cent by 2040 and 42 per cent by 2044. 01:01 Dancing robots take the stage at China’s Spring Festival Gala performance Dancing robots take the stage at China’s Spring Festival Gala performance By 2050, around 1 billion humanoid robots would be adopted, with more than half in upper middle-income countries, including China, according to Morgan Stanley. China already leads the world in terms of adoption, accounting for more than 80 per cent of humanoid robot installations in 2025, according to market intelligence provider Counterpoint Research.

Prostock-Studio/iStock via Getty Images Since my November article , "Pfizer: Is This Pharma Giant Finally A Bargain", Pfizer stock ( PFE ) has risen 5.6%, outperforming the 'barometer' for the biotech investors, the iShares Biotechnology ETF ( IBB ) [5.2% return], as well as the S&P 500 ( SPY ) [5%]. And now its shares are again above the +1σ band formed from the VWAP, $25.56. To me, this is the first strong signal that Wall Street's bullish sentiment on Pfizer is returning. Source: TradingView Meanwhile, retail investors are somewhat skeptical about its long-term outlook, despite the latest milestones in the development of two of Pfizer’s anti-cancer drugs, Padcev and Braftovi. Well, I will continue with 3 reasons why I am planning to buy Pfizer shares. Braftovi and Padcev are two "gems" in Pfizer's oncology portfolio Let me briefly remind you that Braftovi [encorafenib] is a kinase inhibitor . It is approved by the FDA and EMA for the treatment of metastatic NSCLC [non-small cell lung cancer], unresectable/metastatic melanoma , and metastatic colorectal cancer [mCRC] with BRAF mutations. Source: Table Was Made By Author However, for me, and most likely for you, only mentioning Braftovi's label isn't enough. In my view, it is much more important to find out the BRAF V600E/BRAF V600K mutation rate in each cancer type. So, the BRAF V600E occurs in 8-12% of patients with mCRC, if I take into account information from the European Medical Journal's article. Source: Table Was Made By Author Moreover, according to WHO's Cancer Tomorrow , the number of colon cancer cases will rise by 90% from 1.14 million in 2022 to 2.17 million [1.15 million men and 1.02 million women] in 2050. That is, I make an interim conclusion that the TAM for Braftovi is not only large but also rapidly growing. Source: The Global Cancer Observatory In Q3, sales of Braftovi+Mektovi, Pfizer didn't release separate numbers only for Braftovi, reached $202 million , up 11% quarter-over-quarter and beatin...

Richard Drury/DigitalVision via Getty Images I previously covered C3.ai ( AI ) in October 2025, discussing how the sudden sales restructuring and the management's departure had led to the mixed FQ1'26 performance and the underwhelming FQ2'26 guidance. Pending the eventual conversion of its growing Initial Production Deployments [IPD] to longer-term licensing commitments and further recovery in its performance metrics, I had believed that the stock might be a value trap, resulting in my reiterated Hold rating then. In this article, I shall discuss why I am reiterating my Hold rating for the C3.ai stock here, attributed to the AI SaaS company's lack of profitable/growth prospects despite the ongoing AI boom, as observed in the lackluster Rule of -52.1% performance. This is on top of the lack of bullish support, the deteriorating balance sheet with negative free cash flows, the elevated SBC expenses bringing forth shareholder equity dilution, and the potential volatility from the elevated short interest ratio. C3.ai's Value Trap Risks Remain C3.ai 1Y Stock Price ( TradingView ) Since my last Hold rating, C3.ai has lost another -31% of its value compared to the wider market's sideways trading at single-digit gains over the same time period, with a similar correction also observed in its AI SaaS peers in varying degrees. Part of the pessimism may be warranted after all, with the market seemingly pricing in growth headwinds for software companies "if artificial intelligence improves productivity but results in the elimination of jobs ." While C3.ai does not operate a per seat licensing business model and operates on a consumption-based pricing model , I am of the opinion that the stock's ongoing meltdown has been somewhat warranted, since the AI SaaS company has reported an underwhelming H1'26 subscription revenue performance at $130.54M (-15.5% YoY) while offering another pessimistic FQ3'26 overall revenue guidance at $76M at the midpoint ( -23% YoY ). This is despite th...

Just_Super/iStock via Getty Images AI has run wild: stocks are soaring, multi-billion dollar investments are being made, infrastructure CapEx has never ever been higher, and private funding rounds are at levels the early internet days would blush at. But with a few years of investment and advancements in AI, why do we not see the revenue generation many have expected by now at end markets (not at the hardware level)? When will the trillions of dollars start showing an ROI? Eventually, these investments will come home to roost, but whether that means success or failure remains unanswered. As of right now, it's not looking good. AI end markets are not pushing others out of the way, saying, "Take my money!" Thus, I'll separate the technology from the financials in this article to understand how good technology can be a poor revenue center. While this article is about how AI is failing to turn into a viable business and actual profits, it's not because I'm against AI or the profiting I'm making from the stocks involved. In fact, I've navigated the AI industry, calling out its beneficiaries like Nvidia ( NVDA ), Arista Networks ( ANET ), Micron ( MU ), and Meta Platforms ( META ) before ChatGPT even came onto the scene. So when I say the AI economics have cooked themselves, I'm not hoping for it, nor am I oblivious to the forward potential, nor forgetting my fantastic calls on it. How It's Been Going The AI retail and enterprise industry has not broken the glass revenue ceiling to this point. Will it? Maybe, but it remains to be seen. The trajectory has been, generally speaking, a solution in search of a problem. Enterprise Level You wouldn't think so with headlines of enterprises "adopting" AI tools at a fast clip, according to many reports and research outlets. But the qualification of "using AI" is loose and headline clickbait. For example, a research firm wrote , "[a] bank deployed a coding assistant that boosted the productivity of tens of thousands of engineers by ...

SAN DIEGO, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Endeavor Bancorp (OTCQX: EDVR) (the “Company” or “Bancorp”), the holding company for Endeavor Bank (the “Bank”), today reported net income of $1.70 million, or $0.45 per diluted share, for the fourth quarter of 2025, compared to $1.73 million, or $0.46 per diluted share, for the third quarter of 2025, and $1.08 million, or $0.29 per diluted share, for the fourth quarter of 2024. All financial results are unaudited. “We achieved strong earnings in the fourth quarter of 2025, capping off a record-breaking year,” said Julie Glance, CFO. “This performance reflected portfolio growth across both loans and deposits during the fourth quarter while successfully expanding our net interest margin despite headwinds from the Fed’s recent rate reductions during the latter part of the year. Earlier investments in our team and technology platform are clearly delivering results, evidenced by meaningful year-over-year improvement in our efficiency ratio, elevated client engagement levels, and enhanced overall performance. Our strong positioning heading into the new year, combined with an evolving interest rate landscape, gives us confidence in our path toward continued earnings expansion and superior shareholder value creation.” Results for the fourth quarter of 2025 included a $664,000 provision for credit losses, reflecting continued prudent credit risk management. This compared to a $396,000 provision for credit losses in the third quarter of 2025, and a $374,000 provision for credit losses in the fourth quarter of 2024. Core pre-tax earnings, excluding taxes and loan loss provisions, were $3.06 million in the fourth quarter of 2025, an increase of $202,000, or 7.1%, compared to $2.86 million in the preceding quarter, and up $1.13 million, or 58.9%, from $1.93 million in the fourth quarter of 2024. Income Statement Continued loan growth and stable earning asset yields drove solid earnings for the fourth quarter of 2025. Total interest i...

NASHVILLE, Tenn., Jan. 29, 2026 (GLOBE NEWSWIRE) -- Truxton Corporation, the parent company for Truxton Trust Company (“Truxton” or “the Bank”) and subsidiaries, announced its operating results for the quarter and full year ended December 31, 2025. Fourth quarter net income attributable to common shareholders was $5.48 million, or $1.90 per diluted share, compared to $4.99 million, or $1.74 per diluted share, for the same quarter in 2024. For the year ended December 31, 2025, net income increased by 17% to $21.5 million from $18.4 million in 2024. For the year ended December 31, 2025, earnings per diluted share rose to $7.46 from $6.34, an increase of 18% from 2024. Key Highlights Non-interest income was $5.9 million in the fourth quarter of 2025, which was $140 thousand lower than the third quarter of 2025 and $81 thousand over the fourth quarter of 2024. Excluding net losses on the sale of securities in each period of $413 thousand, $0, and $122 thousand, wealth revenue constituted 92% of non-interest income in the fourth quarter of 2025, compared to 94% for the third quarter of 2025 and to 89% for the fourth quarter of 2024. Loans increased 13% to $814 million at year end compared to $721 million at September 30, 2025, and were up 21% compared to $670 million at December 31, 2024. Total deposits increased by 7% from $1.16 billion at September 30, 2025, to $1.24 billion at December 31, 2025, and were 43% higher in comparison to $866 million at December 31, 2024. Truxton continues to fund much of its growth from a single banking location led by its commitment to provide what it believes is superior deposit operations service and technology. Net interest margin for the fourth quarter of 2025 was 2.97%, an increase of 15 basis points from the 2.82% experienced in the quarter ended September 30, 2025, and an increase of 18 basis points from the 2.79% recorded in the quarter ended December 31, 2024. Cost of funds was 2.91% in the fourth quarter of 2025, down from 3.08%...