Earnings Call Insights: Civista Bancshares, Inc. (CIVB) Q4 2025 Management View Dennis Shaffer, President, CEO, and Chairman, reported that "net income for the fourth quarter of 2025 of $12.3 million or $0.61 per diluted share, which is consistent with our linked quarter and represents a $2.4 million or 24% increase over the fourth quarter in 2024." He highlighted nonrecurring expenses related to the Farmers Savings Bank acquisition, which impacted net income by $3.4 million pretax and $2.9 million after tax, equating to $0.14 per common share. Shaffer also noted that "For the year, we reported net income of $46.2 million or $2.64 per diluted share which compares to $31.7 million or $2.01 per diluted share for 2024." The CEO announced the completion of the Farmers Savings Bank acquisition, adding $106 million in loans and $236 million in low-cost deposits. He stated, "Excluding the newly acquired Farmers loans, our loan and lease portfolio grew $68.7 million, which represents an annualized growth rate of 8.7% during the fourth quarter." Shaffer underscored a dividend increase to $0.18 per share and the maintenance of a $13.5 million share repurchase authorization. He emphasized, "We believe our stock is a value, and we will continue to evaluate repurchase opportunity." Ian Whinnem, Interim Principal Accounting Officer, Executive VP & CFO, stated, "Net interest income for the quarter totaled $36.5 million which is $1.9 million or a 5.5% increase over the linked quarter and a $5.1 million or 16% increase over our fourth quarter and the previous year." Outlook Management anticipates "mid-single-digit loan growth in 2026" and expects additional expenses related to the Farmers Savings Bank transaction to be minimal going forward. Shaffer indicated the company will "remain mindful of making sure we have the funding and capital to support future CRE growth" and aims to maintain a loan-to-deposit ratio within the targeted 90% to 95% range. The company expects to leverage Fa...

Earnings Call Insights: Murphy Oil Corporation (MUR) Q4 2025 Management View Eric Hambly, President and CEO, noted that "production, both for the fourth quarter and full year exceeded guidance as we delivered some of the best performing onshore wells in company history and maintained strong uptime at our key offshore facilities." He emphasized cost reductions, stating that "lease operating expenses reduced by 20% year-over-year and capital expenditures below guidance, partly due to realized efficiency gains in our Eagle Ford Shale program." Hambly highlighted major exploration results, reporting "a highly successful appraisal result at Hai Su Vang, Golden Sea Lion field, oil discoveries at both of our exploration wells in the Gulf of America and unfortunately, a dry hole at Civette in Côte d'Ivoire." He described the Vietnam appraisal as "found 429 feet of net oil pay without encountering the oil-water contact, indicating a resource that is significantly above our initial midpoint of 170 million barrels of oil equivalents." Hambly outlined a strategic shift: "In 2026, we will strategically invest in development, exploration and appraisal activities in the Gulf of America, Vietnam and Côte d'Ivoire that will grow our portfolio and enhance shareholder value in the mid- to long term." He discussed 2026 production guidance: "Our 2026 net production will be lower at 171,000 barrels of oil equivalents per day versus last year's 182,000 barrels of oil equivalents per day. Most of that production decrease is Tupper Montney natural gas volumes, driven in part by higher gas prices and therefore, higher royalties." The CEO also referenced new portfolio opportunities: "We have expanded our exploration portfolio with an entry into offshore Morocco and acquisition of 7 new blocks in the Gulf of America." Hambly reaffirmed financial strength: "Our balance sheet remains solid with a low leverage ratio and over $2 billion in liquidity." Outlook Hambly stated, "In 2026, we will strat...

PCB Bancorp press release ( PCB ): Q4 GAAP EPS of $0.64. Revenue of $29.17M. More on PCB Bancorp Seeking Alpha’s Quant Rating on PCB Bancorp Historical earnings data for PCB Bancorp Dividend scorecard for PCB Bancorp Financial information for PCB Bancorp

Apple posts record quarter on soaring iPhone sales Proactive Investors

Apple posts record quarter on soaring iPhone sales Proactive financial news

More on Apple Apple Earnings Preview: Investors Eye Record Revenue And AI Updates Amidst Market Jitters Apple: Rolling Over Into Key Earnings Apple: One Strong Quarter Away From A Reality Check The AI euphoria isn’t over as the Mag 7 stocks will continue to post earnings growth Apple buys Israeli startup Q.AI for about $2B - FT

委内瑞拉总统府29日发布消息，证实委内瑞拉同美国将恢复商业航空往来。消息说，委美之间的商业航空空域将“立即重启”，这是委内瑞拉代总统罗德里格斯和美国总统特朗普通话的结果。（新华社）

(RTTNews) - Sandisk Corp. (SNDK) revealed earnings for its second quarter that Increases, from the same period last year The company's earnings came in at $803 million, or $5.15 per share. This compares with $104 million, or $0.72 per share, last year. Excluding items, Sandisk Corp. reported adjusted earnings of $967 million or $6.20 per share for the period. The company's revenue for the period rose 61.5% to $3.02 billion from $1.87 billion last year. Sandisk Corp. earnings at a glance (GAAP) : -Earnings: $803 Mln. vs. $104 Mln. last year. -EPS: $5.15 vs. $0.72 last year. -Revenue: $3.02 Bln vs. $1.87 Bln last year. -Guidance: Next quarter EPS guidance: $ 12.00 To $ 14.00 Next quarter revenue guidance: $ 4.400 B To $ 4.800 B The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Source: Bloomberg, 0:31

Apple (NASDAQ:AAPL) Delivers Impressive Q4 CY2025 The Globe and Mail

Visa ( V ) declares $0.67/share quarterly dividend , in line with previous. Forward yield 0.81% Payable March 2; for shareholders of record Feb. 10; ex-div Feb. 10. See V Dividend Scorecard, Yield Chart, & Dividend Growth. More on Visa Visa: No Fear Of Credit Card Caps, Visa Well Positioned Visa's Growth Is Great, But Doesn't Make It A Buy Visa: The Easiest Way To Benefit From Consumers Visa Q1 earnings miss as number of processed transactions disappoints Visa Non-GAAP EPS of $3.17 beats by $0.03, revenue of $10.9B beats by $210M

AAPL Earnings: Apple Stock Rises after Smashing Estimates TipRanks

As software companies plunged on Thursday even after some of their big names reported positive earnings, Microsoft ( MSFT ) was in focus when the company at some point was projected to end on its seventh worst sell-off day in its history. The software giant ended -9.99%, losing $357B in market cap—its strongest fall since March 2020. The software sector “was hit hard, as the market is starting to realize that AI is destroying competitive moats in this industry,” Seeking Alpha analyst Leo Nelissen said. “Even if companies like Microsoft ( MSFT ), Adobe ( ADBE ), ServiceNow ( NOW ), and others have a strong growth outlook, a re-rating is applied due to new competitive risks," he added. Other big names that struggled on Thursday included Atlassian ( TEAM ) -10.7%, Strategy ( MSTR ) -9.6%, Tesla ( TSLA ) -3.4%, and Datadog ( DDOG ) -8.8%. Meta ( META )—although its stock climbed +10.4%—is now “ priced for perfection ,” according to Laura Martin, senior analyst at Needham & Co., with a possible downside of 10% or 15% if the company does not hit their revenue acceleration numbers. In addition, the iShares Expanded Tech-Software Sector ETF ( IGV ) declined -4.9% on the day, officially entering bear market territory as it is now 21.8% from its high. IGV vs. S&P 500 (Seeking Alpha) “Investors are finally asking the uncomfortable question: AI is insanely expensive—but where are the returns?” said Marc-André Fongern, former Deutsche Bank and Goldman Sachs investment banker. “Microsoft’s massive AI spending spooked markets because costs are real now, profits are still hypothetical.” More on iShares Expanded Tech-Software Sector ETF Wall Street Lunch: Software Stocks Slammed AI Can't Sustain This Rate Of Return IGV Vs. IGPT: Performance Gap Shows AI Is Starting To Eat Software ServiceNow shows enterprise software thrives with AI, but acceleration concerns prompt drop Enterprise software stocks mostly down during possible risk-off trading day

MSFT led the decline in tech stocks, are software stocks in trouble? Seeking Alpha

MSFT led the decline in tech stocks. Are software stocks in trouble? MSN

Covenant Logistics press release ( CVLG ): Q4 Non-GAAP EPS of $0.31. Revenue of $295.3M. More on Covenant Logistics Covenant Logistics Stock Performance Contrasts With Meager Returns On Assets Covenant Logistics Transition Could Drive Much Better Results In 2026 Covenant Logistics declares $0.07 dividend Seeking Alpha’s Quant Rating on Covenant Logistics Historical earnings data for Covenant Logistics

Strong iPhone numbers were coupled with mixed results from Apple’s other segments. Services, Apple’s second biggest segment, saw sales rise 14% year-over-year, in line with expectations. Services revenue growth is important because it comes the business carries higher gross margins than Apple's product lines.

iPhone and iPad maker Apple (NASDAQ:AAPL) reported Q4 CY2025 results beating Wall Street’s revenue expectations , with sales up 15.7% year on year to $143.8 billion. Its GAAP profit of $2.84 per share was 6.4% above analysts’ consensus estimates. Is now the time to buy Apple? Find out in our full research report. Apple (AAPL) Q4 CY2025 Highlights: Revenue: $143.8 billion vs analyst estimates of $138.1 billion (4.1% beat) Operating Profit (GAAP): $50.85 billion vs analyst estimates of $47.38 billion (7.3% beat) EPS (GAAP): $2.84 vs analyst estimates of $2.67 (6.4% beat) Products Revenue: $113.7 billion vs analyst estimates of $108.1 billion (5.2% beat) Services Revenue: $30.01 billion vs analyst estimates of $30.06 billion (small miss) Gross Margin: 48.2%, up from 46.9% in the same quarter last year Operating Margin: 35.4%, in line with the same quarter last year Free Cash Flow Margin: 35.9%, up from 21.7% in the same quarter last year Market Capitalization: $3.77 trillion Revenue Growth Apple (with its installed base of 2 billion+ devices) proves that huge, scaled companies can still grow. The company’s revenue base of $294.1 billion five years ago has increased to $435.6 billion in the last year, translating into a decent 8.2% annualized growth rate. In light of its big tech peers, however, Apple’s growth trailed Amazon (14.1%), Alphabet (18.1%), and Microsoft (14.8%) over the same period. Comparing the four is relevant because investors often pit them against each other to derive their valuations. When adjusting for these benchmarks, we think Apple is a bit expensive. Quarterly Revenue of Big Tech Companies We at StockStory emphasize long-term growth, but for big tech companies, a half-decade historical view may miss emerging trends in AI. Apple’s recent performance shows its demand has slowed as its annualized revenue growth of 6.3% over the last two years was below its five-year trend. Apple Year-On-Year Revenue Growth This quarter, Apple reported year-on-year r...

iPhone and iPad maker Apple (NASDAQ:AAPL) reported Q4 CY2025 results beating Wall Street’s revenue expectations , with sales up 15.7% year on year to $143.8 billion. Its GAAP profit of $2.84 per share was 6.4% above analysts’ consensus estimates. Is now the time to buy Apple? Find out in our full research report. Apple (AAPL) Q4 CY2025 Highlights: Revenue: $143.8 billion vs analyst estimates of $138.1 billion (4.1% beat) Operating Profit (GAAP): $50.85 billion vs analyst estimates of $47.38 billion (7.3% beat) EPS (GAAP): $2.84 vs analyst estimates of $2.67 (6.4% beat) Products Revenue: $113.7 billion vs analyst estimates of $108.1 billion (5.2% beat) Services Revenue: $30.01 billion vs analyst estimates of $30.06 billion (small miss) Gross Margin: 48.2%, up from 46.9% in the same quarter last year Operating Margin: 35.4%, in line with the same quarter last year Free Cash Flow Margin: 35.9%, up from 21.7% in the same quarter last year Market Capitalization: $3.77 trillion Revenue Growth Apple (with its installed base of 2 billion+ devices) proves that huge, scaled companies can still grow. The company’s revenue base of $294.1 billion five years ago has increased to $435.6 billion in the last year, translating into a decent 8.2% annualized growth rate. In light of its big tech peers, however, Apple’s growth trailed Amazon (14.1%), Alphabet (18.1%), and Microsoft (14.8%) over the same period. Comparing the four is relevant because investors often pit them against each other to derive their valuations. When adjusting for these benchmarks, we think Apple is a bit expensive. Quarterly Revenue of Big Tech Companies We at StockStory emphasize long-term growth, but for big tech companies, a half-decade historical view may miss emerging trends in AI. Apple’s recent performance shows its demand has slowed as its annualized revenue growth of 6.3% over the last two years was below its five-year trend. Apple Year-On-Year Revenue Growth This quarter, Apple reported year-on-year r...

iPhone and iPad maker Apple (NASDAQ:AAPL) reported Q4 CY2025 results beating Wall Street’s revenue expectations , with sales up 15.7% year on year to $143.8 billion. Its GAAP profit of $2.84 per share was 6.4% above analysts’ consensus estimates. Is now the time to buy Apple? Find out by accessing our full research report, it’s free. Apple (AAPL) Q4 CY2025 Highlights: Revenue: $143.8 billion vs analyst estimates of $138.1 billion (4.1% beat) $143.8 billion vs analyst estimates of $138.1 billion (4.1% beat) Operating Profit (GAAP): $50.85 billion vs analyst estimates of $47.38 billion (7.3% beat) $50.85 billion vs analyst estimates of $47.38 billion (7.3% beat) EPS (GAAP): $2.84 vs analyst estimates of $2.67 (6.4% beat) $2.84 vs analyst estimates of $2.67 (6.4% beat) Products Revenue: $113.7 billion vs analyst estimates of $108.1 billion (5.2% beat) $113.7 billion vs analyst estimates of $108.1 billion (5.2% beat) Services Revenue: $30.01 billion vs analyst estimates of $30.06 billion (small miss) $30.01 billion vs analyst estimates of $30.06 billion (small miss) Gross Margin: 48.2%, up from 46.9% in the same quarter last year 48.2%, up from 46.9% in the same quarter last year Operating Margin: 35.4%, in line with the same quarter last year 35.4%, in line with the same quarter last year Free Cash Flow Margin: 35.9%, up from 21.7% in the same quarter last year 35.9%, up from 21.7% in the same quarter last year Market Capitalization: $3.77 trillion Revenue Growth Apple (with its installed base of 2 billion+ devices) proves that huge, scaled companies can still grow. The company’s revenue base of $294.1 billion five years ago has increased to $435.6 billion in the last year, translating into a decent 8.2% annualized growth rate. In light of its big tech peers, however, Apple’s growth trailed Amazon (14.1%), Alphabet (18.1%), and Microsoft (14.8%) over the same period. Comparing the four is relevant because investors often pit them against each other to derive their valu...