Maizal Chaniago/iStock via Getty Images Introduction Cherry Hill Mortgage Investment Corporation ( CHMI ) is an mREIT, or a real estate investment trust that invests in mortgages. In addition to offering a high dividend yield on its common shares, the company also offers two preferred shares. The Series A preferred shares ( CHMI.PR.A ) are fixed and currently yielding over 9.5%. The Series B prefe...
Maizal Chaniago/iStock via Getty Images Introduction Cherry Hill Mortgage Investment Corporation ( CHMI ) is an mREIT, or a real estate investment trust that invests in mortgages. In addition to offering a high dividend yield on its common shares, the company also offers two preferred shares. The Series A preferred shares ( CHMI.PR.A ) are fixed and currently yielding over 9.5%. The Series B preferred shares ( CHMI.PR.B ) are floating and currently yielding 10.4%. I wrote about the Series B preferred shares back in March , with a bullish argument. Today, the company’s overall performance has me a bit more concerned; therefore, I am downgrading both preferred shares to a hold. Company Financials Cherry Hill Earnings Results Like many other mREITs, Cherry Hill got into trouble in 2023 after short-term interest rates rose sharply to battle inflation. The company was holding a lot of mortgages underwritten during the pandemic era with low, fixed interest rates against borrowed funds with short-term interest rates. The result in 2023 turned into a borrowing rate that exceeded the company’s average asset yield. On an interest income and expense basis, the same trend held true. Interest incomes grew, but interest expenses surged. Ultimately, net interest income went negative for five consecutive quarters. Fortunately for Cherry Hill, the Federal Reserve has recently lowered interest rates and allowed for interest spreads and net interest income to improve. Net interest income in the third quarter rose to $3.3 million, the highest level in three years. Company Financials Company Financials Company Financials One advantage that helped Cherry Hill carry itself through interest rate volatility was mortgage servicing. Mortgage servicing involves taking on the responsibility of ensuring mortgages are paid in a timely fashion in exchange for a small fee. For Cherry Hill, the income generated from that activity, known as net servicing revenue, helped keep the company profitable du...
Elevated inflation is sending consumers across the income spectrum to discount stores. What's one of the biggest trends in retail right now? Discounters. If you look at the year-to-date performance for the S&P 500 group labeled "Consumer Defensive -- Discount Stores," you'll see that each of the five stocks in the group is significantly outperforming the S&P 500 index this year. The S&P 500 is up ...
Elevated inflation is sending consumers across the income spectrum to discount stores. What's one of the biggest trends in retail right now? Discounters. If you look at the year-to-date performance for the S&P 500 group labeled "Consumer Defensive -- Discount Stores," you'll see that each of the five stocks in the group is significantly outperforming the S&P 500 index this year. The S&P 500 is up about 1% since the beginning of 2026 and 14% over the past 52 weeks. Here are the five discount retail stocks in the S&P 500 and their performance year to date and over the past 52 weeks. Walmart WMT 0.72% ) Costco Wholesale COST 0.93% ) Target TGT +0.27% ) Dollar General DG 1.77% ) Dollar Tree DLTR 2.98% ) So it's clear that these stocks are all having a great 2026 and, with the exception of Target and Costco, are all outperforming the S&P 500 over the past year, too. Elevated prices are sending consumers to discount stores What's driving these retailers' stocks higher? Inflation is the primary reason. And, perhaps surprisingly, both low-income and higher-income consumers are flocking to discount stores to combat it. As of September 2025, some 28% of high-income Americans (defined as households earning about $170,000 year or more) shopped at a discount chain, up from about 20% four years earlier, according to GlobalData Retail. For low-income consumers (with household income below $56,500), that percentage rose from less than 84% in 2021 to over 88% in 2025. And among middle-income households (with income between $56,500 and $170,000), the number jumped from 47.5% to more than 59%. As a result, in the fourth quarter of 2025 same-store sales were 5.7% above the previous year's level at Costco, 4.2% higher at Walmart, and 4.2% at Dollar Tree. Expand NASDAQ : WMT Walmart Today's Change ( -0.72 %) $ -0.84 Current Price $ 116.80 Key Data Points Market Cap $938B Day's Range $ 115.48 - $ 117.63 52wk Range $ 79.81 - $ 121.62 Volume 703K Avg Vol 28M Gross Margin 23.90 % Dividend Yi...
免費電視台續牌｜議員倡鬆綁植入式廣告、英文台時數限制 通訊局：大方向傾向放寬 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】本港三間免費電視台牌照有效期明年及後年屆滿，當局正處理續牌申請，有立法會議員關注牌照要求...
免費電視台續牌｜議員倡鬆綁植入式廣告、英文台時數限制 通訊局：大方向傾向放寬 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】本港三間免費電視台牌照有效期明年及後年屆滿，當局正處理續牌申請，有立法會議員關注牌照要求是否可以再放寬。 體育、演藝、文化及出版界霍啟剛：「植入式廣告知道已經放寬，但是否足夠？其實現在電視台十分辛苦，是否可以這方面做得更多。另外英文台大家都知道在監管條例有時數下限，實際是否這麼多人看英文台？就是很多電視蝕錢在英文台，隨便買一些便宜英文節目播出，為了通過監管而做，對發展是否有好處？」 通訊事務管理局辦公室通訊事務總監梁仲賢：「基本上我們大方向都是希望有很多放寬，令到他們更加可以發展，包括廣告方面、植入式廣告方面，或者是指定語言到底是否可以在一些電視台，例如在英文台是可以放寬給其他語言？兒童節目的時數，我們都傾向放寬的方向。」
旅日大熊貓回國接受隔離檢疫 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】旅日大熊貓「曉曉」和「蕾蕾」平安回到中國，隨即入住中國大熊貓保護研究中心雅安基地接受隔離檢疫。 「曉曉」和「蕾蕾」搭乘專機，今天凌晨飛抵四...
旅日大熊貓回國接受隔離檢疫 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】旅日大熊貓「曉曉」和「蕾蕾」平安回到中國，隨即入住中國大熊貓保護研究中心雅安基地接受隔離檢疫。 「曉曉」和「蕾蕾」搭乘專機，今天凌晨飛抵四川成都，為了兩隻大熊貓今次回國，熊貓中心早前派出專家提前赴日準備，全程護送。「曉曉」和「蕾蕾」入住熊貓中心雅安基地後會進行隔離檢疫，基地已為牠們做好圈舍消毒、食物供給、飼養管理、健康保障等各項準備工作，確保兩隻大熊貓平穩度過隔離檢疫期，盡快適應家鄉環境。
JHVEPhoto UnitedHealth Group is the company best positioned to navigate the challenging Medicare Advantage rate environment, according to Piper Sandler Senior Research Analyst Jessica Tassan. Her assessment comes after the Centers for Medicare and Medicaid Services published its 2027 advance rate notice , revealing a near-flat 0.09% expected average change in revenue—a dramatic decline from approx...
JHVEPhoto UnitedHealth Group is the company best positioned to navigate the challenging Medicare Advantage rate environment, according to Piper Sandler Senior Research Analyst Jessica Tassan. Her assessment comes after the Centers for Medicare and Medicaid Services published its 2027 advance rate notice , revealing a near-flat 0.09% expected average change in revenue—a dramatic decline from approximately 5% in 2026. “These rates are nowhere near sufficient to cover what are rising cost trends,” she said during an interview with CNBC, noting that utilization and unit costs are growing at high single-digit to potentially double-digit rates year over year. This creates what Tassan describes as “a widening spread between what you’re paid and what ultimately you have to reimburse as a payer.” Despite these headwinds, Tassan emphasized that UnitedHealth ( UNH ) is not exiting the Medicare business, which represents approximately two-thirds of the company’s premium revenue across Medicare Advantage, DSNP, standalone Part D, and MedSup products. “If anything, given their scale, infrastructure, and resources, they’re kind of best equipped to weather the challenging rate environment,” she said. The analyst specifically highlighted UnitedHealth’s ( UNH ) infrastructure advantages, particularly its significant value-based care business. “United’s scale infrastructure, infrastructure meaning their significant value-based care business, put them in a better position to endure a challenging rate environment than most other MAOs (Medical Advantage organizations).” While Tassan described Medicare Advantage as “a very noble business” chosen by 34 million seniors in 2025, she acknowledged the broader risks. The challenging rates represent “a risk to the entire industry and ultimately for beneficiaries,” rather than specifically to UnitedHealth ( UNH ), given the program’s track record of improving outcomes and democratizing access to care. Looking ahead, Tassan identified a potential ...
Cardiff Bay’s Labour administration has managed to pass the Welsh budget after striking a deal with Plaid Cymru, releasing a real-terms funding increase for all government departments and local authorities before May’s Senedd elections. With 100 days to go before the contest, in which polls suggest the pro-independence Plaid Cymru will end more than 100 years of Labour hegemony in Wales, the gover...
Cardiff Bay’s Labour administration has managed to pass the Welsh budget after striking a deal with Plaid Cymru, releasing a real-terms funding increase for all government departments and local authorities before May’s Senedd elections. With 100 days to go before the contest, in which polls suggest the pro-independence Plaid Cymru will end more than 100 years of Labour hegemony in Wales, the government has allocated £27.5bn in spending for 2026-2027, up £1.2bn on the previous fiscal year. As a result of the deal, which the Senedd passed on Tuesday evening after Plaid Cymru agreed to abstain, the health and social care budget has risen by £180m, or 3.6%. Another £113m for local government means that all councils will receive a minimum 4% cash increase, and other additional spending includes bus services, apprenticeships, further education and flood prevention. In a statement after the vote passed, the first minister, Eluned Morgan, said the budget was “based on Labour values – fairness, stability, delivery”. “We said we would put more money into public services and that’s what we’ve done,” she said. “We’re putting more money into our NHS as we know that’s what matters to people.” Observers described the budget as “politically neutral”, with £120m in capital set aside for the new government installed in May to spend on large infrastructure projects. Labour was left unable to pass the budget on its own after October’s Caerphilly byelection, a Plaid Cymru gain in a Labour stronghold. A deal between the parties – one of many over the years – avoided an impasse that would have led to swingeing cuts. Both parties hope to win voters’ support for their role in getting the budget passed. “Plaid will tell you they’re the ones who made this happen,” Morgan said. “But Plaid didn’t even back it, they abstained. Only Welsh Labour can take responsibility for the delivering this budget and for delivering for Wales.” The overall package was roundly criticised by opposition parties. T...
No chance for AMD: Intel Panther Lake Core Ultra X9 388H trounces AMD Strix Halo at low power signaling handheld gaming domination in 2026 Notebookcheck
No chance for AMD: Intel Panther Lake Core Ultra X9 388H trounces AMD Strix Halo at low power signaling handheld gaming domination in 2026 Notebookcheck
In Brief TikTok settled a high-profile lawsuit on Monday evening, which alleges that social media companies intentionally make their products addictive, causing harm to users. Snap settled the case last week, but Meta and YouTube — the other defendants — are now heading to trial, where jury selection begins on Tuesday. Centering around a 19-year-old plaintiff known by the initials K.G.M., this cas...
In Brief TikTok settled a high-profile lawsuit on Monday evening, which alleges that social media companies intentionally make their products addictive, causing harm to users. Snap settled the case last week, but Meta and YouTube — the other defendants — are now heading to trial, where jury selection begins on Tuesday. Centering around a 19-year-old plaintiff known by the initials K.G.M., this case is the first of many similar legal challenges against social platforms. Meta CEO Mark Zuckerberg and YouTube head Neal Mohan are expected to testify, which could set a precedent for how dozens of other lawsuits could play out. By settling the case, TikTok and Snap are not necessarily admitting to the allegations. Rather, they came to an agreement with the plaintiff outside of court, though the terms of these settlements are not known.
TikTok settled a high-profile lawsuit on Monday evening, which alleges that social media companies intentionally make their products addictive, causing harm to users. Snap settled the case last week, but Meta and YouTube — the other defendants — are now heading to trial, where jury selection begins on Tuesday. Centering around a 19-year-old plaintiff known by the initials K.G.M., this case is the ...
TikTok settled a high-profile lawsuit on Monday evening, which alleges that social media companies intentionally make their products addictive, causing harm to users. Snap settled the case last week, but Meta and YouTube — the other defendants — are now heading to trial, where jury selection begins on Tuesday. Centering around a 19-year-old plaintiff known by the initials K.G.M., this case is the first of many similar legal challenges against social platforms. Meta CEO Mark Zuckerberg and YouTube head Neal Mohan are expected to testify, which could set a precedent for how dozens of other lawsuits could play out. By settling the case, TikTok and Snap are not necessarily admitting to the allegations. Rather, they came to an agreement with the plaintiff outside of court, though the terms of these settlements are not known.
Kevin Dietsch/Getty Images News Arguably, the narrative embedded in sell-side previews about Palantir's ( PLTR ) earnings tends to be around Q4 revenue beats, AIP customer adds, or about how robust margins came in. In my previous coverage (November last year), however, I argued that for investors already sitting on meaningful gains, the real risk was neither holding nor trimming PLTR per se—but ac...
Kevin Dietsch/Getty Images News Arguably, the narrative embedded in sell-side previews about Palantir's ( PLTR ) earnings tends to be around Q4 revenue beats, AIP customer adds, or about how robust margins came in. In my previous coverage (November last year), however, I argued that for investors already sitting on meaningful gains, the real risk was neither holding nor trimming PLTR per se—but acting emotionally or failing to recognize a potential regime change. Data by YCharts However, it is not necessarily explicit in this model that PLTR is no longer pricing in quarterly execution in isolation, but rather whether the market believes that PLTR has indeed crossed an institutional adoption threshold that permanently changes its volatility, shareholder base, and multiples regime. Anticipating that Q4 will be much less about numbers and more about validation and confirmation of a structural transition, I present a cautiously bullish update on Palantir stock. The Rarely Covered Angle: Palantir as a Volatility Compression Story Under the current context of Palantir's thesis, the question around its 4Q25 earnings results tends not to be necessarily around how the company can still grow, but rather how much Palantir can no longer fall. Trading at an eye-watering 234x forward earnings, and 91x forward revenue multiples, when the market looks at PLTR, it has historically noted: (1) revenue still accelerating—63% YoY in 3Q25, mid-point of guidance for 4Q25 pointing to +61% YoY; (2) strong technology narrative; (3) difficult peer comparison; (4) unstable multiples; and (5) overreaction to any marginal data-moves post-earnings—average ~16.4% (8 quarters). TipRanks This in itself defines a high-volatility asset (considering implied volatility around ~58-59%), not just in price but in perception. And volatility here is defined by structural uncertainty about the (1) predictability of revenues-in this case, with timing of RPO recognition at ~48% in the next 12 months, ~40% in 13...
Illicit cryptocurrency laundering climbed above $82 billion in 2025, according to a Chainalysis report, with Chinese-language money laundering networks accounting for $16.1 billion of that total. Chainalysis co-founder and CEO Jonathan Levin says that governments can significantly disrupt crypto-related money laundering if they act on real-time data and target networks at scale. He joined the conv...
Illicit cryptocurrency laundering climbed above $82 billion in 2025, according to a Chainalysis report, with Chinese-language money laundering networks accounting for $16.1 billion of that total. Chainalysis co-founder and CEO Jonathan Levin says that governments can significantly disrupt crypto-related money laundering if they act on real-time data and target networks at scale. He joined the conversation on "Bloomberg Crypto" with Scarlet Fu and Tim Stenovec. (Source: Bloomberg)
coffeekai/iStock via Getty Images Cogeco Communications ( CCA:CA ) fell 6.3% after holder La Caisse said it plans to sell a block of its shares. La Caisse said it plans to sell a stake representing almost 11% of the company's issued and outstanding subordinate shares, according to a statement on Monday. The shares will be sold at a gross price of C$67.45 per share. The transaction, linked to La Ca...
coffeekai/iStock via Getty Images Cogeco Communications ( CCA:CA ) fell 6.3% after holder La Caisse said it plans to sell a block of its shares. La Caisse said it plans to sell a stake representing almost 11% of the company's issued and outstanding subordinate shares, according to a statement on Monday. The shares will be sold at a gross price of C$67.45 per share. The transaction, linked to La Caisse's periodic portfolio rebalancing, will generate gross proceeds of around $229 million. La Caisse will remain the largest holder of subordinate shares in Cogeco ( CCA:CA ). More on Cogeco Communications Inc. Seeking Alpha’s Quant Rating on Cogeco Communications Inc. Historical earnings data for Cogeco Communications Inc. Dividend scorecard for Cogeco Communications Inc. Financial information for Cogeco Communications Inc.
is a senior reporter who’s been covering and reviewing the latest gadgets and tech since 2006, but has loved all things electronic since he was a kid. Posts from this author will be added to your daily email digest and your homepage feed. Razer has announced the beta release of a new online customization tool compatible with several versions of its Huntsman V3 Pro keyboards at launch. Razer Synaps...
is a senior reporter who’s been covering and reviewing the latest gadgets and tech since 2006, but has loved all things electronic since he was a kid. Posts from this author will be added to your daily email digest and your homepage feed. Razer has announced the beta release of a new online customization tool compatible with several versions of its Huntsman V3 Pro keyboards at launch. Razer Synapse Web isn’t a full replacement for the company’s Synapse 4 desktop app. It’s instead designed to be a streamlined alternative accessible through a browser for situations where you’re not able, or don’t have the time, to download and install Razer’s desktop software. Razer Synapse Web is now available for testing but is only compatible with Chromium-based browsers including Google Chrome, Opera, Brave, and Microsoft Edge. It currently supports the Razer Huntsman V3 Pro 8KHz, Huntsman V3 Pro TKL 8KHz, and Huntsman V3 Pro Mini keyboards, but the company says support for more hardware will “follow as the platform expands.” The web-based tool doesn’t offer access to as many settings as Razer’s desktop tools. Image: Razer The browser-based tool is described as a “lightweight tuning hub” and won’t feature all options available through Razer’s desktop software. But Synapse Web will still let you adjust settings and “core features” through simplified controls; view, edit, and save existing custom profiles stored on a connected device; and access Razer Chroma RGB quick effects lighting presets like fire, ripples, or cycling through the color spectrum. Despite its limited functionality, Synapse Web will also be a welcome alternative for gamers already juggling desktop companion apps for other devices, but it’s not an entirely new idea. Companies like Keychron already offer robust browser-based configuration tools for their keyboards, as do keyboards that use open-source firmware like QMK
Jan. 27, 2026, 2:37 p.m. ET Amazon announced Tuesday it will close its brick-and-mortar grocery chains Fresh and Go — known for online same-day delivery — and convert some of them into Whole Foods Markets. There are three Amazon Fresh stores in North Jersey: ones in Lodi, which opened in 2024; in Paramus at the former Fairway Market; and in Woodland Park, which also opened in 2024. There's another...
Jan. 27, 2026, 2:37 p.m. ET Amazon announced Tuesday it will close its brick-and-mortar grocery chains Fresh and Go — known for online same-day delivery — and convert some of them into Whole Foods Markets. There are three Amazon Fresh stores in North Jersey: ones in Lodi, which opened in 2024; in Paramus at the former Fairway Market; and in Woodland Park, which also opened in 2024. There's another Amazon Fresh store in Eatontown. The four in New Jersey are part of 57 across the U.S., in addition to 15 Go stores. But it’s not clear which of these stores will become Whole Foods. Story continues below photo gallery “After a careful evaluation of the business and how we can best serve customers, we've made the difficult decision to close our Amazon Go and Amazon Fresh physical stores, converting various locations into Whole Foods Market stores,” according to an Amazon blog post on Tuesday. Amazon said it will continue with its brick-and-mortar concept, like with Whole Foods, which it bought in 2017 for $13.7 billion. “Amazon is planning to open more Whole Foods stores — a lucrative market like New Jersey may stand to benefit,” Neil Saunders, a retail analyst and managing director of GlobalData, a market intelligence and analytics company, said in an email. Saunders said that the Fresh and Go stores weren’t “delivering the sales to make them fully economic.” “Fresh was too similar to mainstream supermarkets. Whereas Go was differentiated around just-walk-out technology, which is not something consumers really care about,” he continued. Amazon said in its blog post that despite "encouraging signals” at Fresh and Go, “we haven’t yet created a truly distinctive customer experience with the right economic model needed for large-scale expansion.” Its sales accounted for just 2.84% of New Jersey's $34.32 billion in grocery food sales, according to a 2025 study by Food Trade News. Daniel Munoz covers business, consumer affairs, labor and the economy for NorthJersey.com and The ...
Anna-av/iStock via Getty Images The last time I covered silver was a little under a month ago, when I discussed key levels to watch as the silver bull run continues to accelerate. I expect major pullbacks at certain levels, and we just reached $100/oz, one of the barriers I thought silver would bang up against, but it blew straight through it. The next two fundamental resistance marks are at $125/...
Anna-av/iStock via Getty Images The last time I covered silver was a little under a month ago, when I discussed key levels to watch as the silver bull run continues to accelerate. I expect major pullbacks at certain levels, and we just reached $100/oz, one of the barriers I thought silver would bang up against, but it blew straight through it. The next two fundamental resistance marks are at $125/oz, when copper conversion in industrial demand becomes profitable, and $134/oz, when solar panel production becomes unprofitable. That's all interesting news, and happy news for folks long silver like myself (I hold exposure via the GLTR ETF), but I wanted to discuss an interesting trade that is happening alongside silver: miners. Specifically, I want to cover the investment case for the Global X Silver Miners ETF ( SIL ) and the Amplify Junior Silver Miners ETF ( SILJ ). Silver Miners, Majors and Juniors To start, miners are separated into their market caps, with the smaller operations -- often a single mine -- being called "juniors." They tend to be more volatile than major miners, which are larger, more diversified operations (in idiosyncratic mining conditions, geographic risk, political risk, etc.) with longer histories. SIL consists of major miners, and SILJ with junior miners. Here's the last five years: Data by YCharts Last year, they were rising to meet silver, closing the gap on the ratio between them. Then, it snapped as silver went parabolic in the last two months and reset back at 2024 levels. Bloomberg via Rose So this begs the question, why are silver miners lagging behind silver itself? Sure, they seem correlated, but increasingly less so as the years go on. That trend seemed to be snapping last year, but it's unclear if this recent run in silver will see miners catch up or resume the downtrend from the last decade. I'm betting on the former. The Silver Story: Supply & Demand Here's a chart that should intrigue silver investors, the global projections of si...