Key Points There are three main requirements for achieving the highest possible Social Security benefit. Even if your salary is off track, there are other ways to increase your payments. The $23,760 Social Security bonus most retirees completely overlook › The average retired worker collects just over $2,000 per month in Social Security benefits, according to the most recent data from the Social S...
Key Points There are three main requirements for achieving the highest possible Social Security benefit. Even if your salary is off track, there are other ways to increase your payments. The $23,760 Social Security bonus most retirees completely overlook › The average retired worker collects just over $2,000 per month in Social Security benefits, according to the most recent data from the Social Security Administration. But it's possible to earn up to $5,251 per month in 2026. Achieving the maximum benefit isn't easy, and it involves three requirements: work for at least 35 years, delay claiming benefits, and reach the income limit. Here's the salary you'll need to max out your monthly payment. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now, when you join Stock Advisor. See the stocks » What is the maximum taxable earnings limit? One of the requirements for earning the highest possible benefit is to consistently reach the maximum taxable earnings limit throughout your career. This limit is the highest income subject to Social Security taxes, and the closer you can get to it, the more you'll earn in benefits. It changes each year to account for cost-of-living adjustments, but in 2026, it's $184,500. Keep in mind that to achieve the maximum benefit, you'll need to consistently reach these limits over decades. For context, 35 years ago in 1991, the earnings limit was $53,400 per year. What if you can't consistently meet the salary requirement? Unfortunately, that will put you out of the running for the max benefit. The good news, though, is that you can still boost your monthly payments in other ways. Simple ways to increase your Social Security benefit Again, the three requirements for achieving the max benefit are: Work for at least 35 years. Delay claiming benefits until age 70. Consistently reach the maximum taxable earnings limit. You'll need to meet all of these requirements to earn the m...
TotalEnergies SE press release ( TTE ): Q4 Non-GAAP EPS of $1.48. Dividend for 2025 at €3.40 per share, up 5.6% In 2026, TotalEnergies expects net investments of around $15 billion, including about $3 billion dedicated to low-carbon energies, mainly electricity. Reintegrating the annual equivalent of more than $1 billion over five years linked to the acquisition of EPH’s flexible power assets in s...
TotalEnergies SE press release ( TTE ): Q4 Non-GAAP EPS of $1.48. Dividend for 2025 at €3.40 per share, up 5.6% In 2026, TotalEnergies expects net investments of around $15 billion, including about $3 billion dedicated to low-carbon energies, mainly electricity. Reintegrating the annual equivalent of more than $1 billion over five years linked to the acquisition of EPH’s flexible power assets in shares, the planned investment effort in low-carbon energies thus amounts to around $4 billion in 2026. The Company is implementing its multi-year cash-savings plan (Capex + Opex), now targeting $12.5 billion over 2026–2030, including $2.5 billion planned for 2026. More on TotalEnergies SE Sell Repsol: Buy Total Instead For Its Superior Profitability Seeking Alpha’s Quant Rating on TotalEnergies SE Historical earnings data for TotalEnergies SE Dividend scorecard for TotalEnergies SE Financial information for TotalEnergies SE
Norwegian biathlete Sturla Holm Laegreid has apologised again for cheating on his ex-girlfriend and taking focus away from his team-mate's Winter Olympics triumph - but his former partner says the situation is "hard to forgive". Moments after winning bronze in the men's 20km - his first individual Olympic medal - a tearful Laegreid said on live television that it had been "the worst week of his li...
Norwegian biathlete Sturla Holm Laegreid has apologised again for cheating on his ex-girlfriend and taking focus away from his team-mate's Winter Olympics triumph - but his former partner says the situation is "hard to forgive". Moments after winning bronze in the men's 20km - his first individual Olympic medal - a tearful Laegreid said on live television that it had been "the worst week of his life" after his girlfriend ended their relationship because of his infidelity. Beside him on the podium was compatriot Johan-Olav Botn, who dedicated his gold medal to their late team-mate Sivert Guttorm Bakken after his death in December. Botn shouted Bakken's name as he crossed the line first in Cortina, but talk since the event has been dominated by Laegreid's confession. His ex-girlfriend, writing anonymously in Norwegian newspaper VG, said she "did not choose to be put in this position". "It's hard to forgive. Even after a declaration of love in front of the whole world," she said. "We have been in contact, and he is aware of my feelings about this."
Alexandra Iakovleva/E+ via Getty Images Riskified ( RSKD ) is a technology company I have been following for a while in the e-commerce fraud prevention and risk management space. Today, its business is focused on primarily helping global e-commerce companies with its AI-powered fraud management platform to help reduce fraud losses and chargebacks. Since my first, and latest, coverage in 2023 , the...
Alexandra Iakovleva/E+ via Getty Images Riskified ( RSKD ) is a technology company I have been following for a while in the e-commerce fraud prevention and risk management space. Today, its business is focused on primarily helping global e-commerce companies with its AI-powered fraud management platform to help reduce fraud losses and chargebacks. Since my first, and latest, coverage in 2023 , the stock has barely moved from the publication price as it has primarily been trading sideways, having failed to reach my target price of around $5 at the end of FY 2023. Then, the stock only reached an average of $4.7 per share towards the end of the year. Share price has been volatile over the past year, with the stock now down -20% in the same period. Rebound does not seem likely as of today, as RSKD currently trading at around $4.49, down -6.7% YTD. I now give RSKD a neutral rating. My target price model suggests that RSKD may see a 9.25% upside in FY 2026. However, given the potential macro headwinds, I feel that the risk-reward may not be attractive today. Financials Review Overall, fundamentals appear to be stabilizing as of Q3, with RSKD aiming to achieve a more sustainable state from profitability and operating cash flow (OCF) generation standpoints. SA In Q3, revenue was $81.9 million, a 4% YoY growth, suggesting a significant deceleration from last year alone. Nonetheless, a good takeaway here is that RSKD appears to have slightly beaten the estimates, likely driven by resilience across discretionary verticals, as per the management's comment in Q3 earnings call: We are seeing solid performance in our 3 largest categories: Tickets & Travel, Fashion & Luxury, and Money Transfer & Payments, which collectively represent more than 2/3 of our GMV. Assuming steady activity through the year-end, we're cautiously optimistic for another healthy holiday season. Source: Q3 earnings call. Q3 presentation Meanwhile, profitability saw improvement on a non-GAAP standpoint, though...
The president of Ghana, the world’s second-largest producer of cocoa, has called an emergency cabinet meeting as international prices of the chocolate-making ingredient plunge. The meeting led by President John Mahama on Wednesday will “address all issues affecting the cocoa sector,” Minister of State for Government Communications Felix Kwakye Ofosu said in a post on his X page. Ghana, which has b...
The president of Ghana, the world’s second-largest producer of cocoa, has called an emergency cabinet meeting as international prices of the chocolate-making ingredient plunge. The meeting led by President John Mahama on Wednesday will “address all issues affecting the cocoa sector,” Minister of State for Government Communications Felix Kwakye Ofosu said in a post on his X page. Ghana, which has been paying growers 58,000 cedis ($5,278) a ton this year, stopped buying the beans after prices of cocoa futures in New York slumped and are now about 30% lower than the administered price. The industry regulator has been in talks with the finance ministry to find a solution to the crisis including weighing on a plan to subsidize farmers. The decision to stop buying cocoa left farmers with about 150,000 tons of stock, after the Ghana Cocoa Board purchased 500,000 tons out of its target of 650,000 tons for the 2025-26 season New York futures rose 1.3% to $3,941 a ton at 11:38 a.m. in London, the first gain in three days. Read More: Ghana Weighs Cutting Cocoa Farmers’ Pay After Futures Plunge Cocoa is one of the top three foreign exchange earners for Ghana. Last year it raked in $3.9 billion, more than double the receipt in 2024. The cocoa sector supports more than 800,000 farmer households in the West African nation. Ghana’s cocoa market is tightly regulated and the Cocobod pays both local and the international licensed buying companies for beans delivered to its warehouses at the ports. Sign up here for the twice-weekly Next Africa newsletter, and subscribe to the Next Africa podcast on Apple , Spotify or anywhere you listen .
You can earn money while you're getting Social Security, but you have to follow the rules. A lot of people find themselves returning to work after claiming Social Security, and for good reason. For one thing, retirement can be boring. Some people may opt to work even if they don't need the money just to have something to do with their time. But there are also plenty of Social Security recipients w...
You can earn money while you're getting Social Security, but you have to follow the rules. A lot of people find themselves returning to work after claiming Social Security, and for good reason. For one thing, retirement can be boring. Some people may opt to work even if they don't need the money just to have something to do with their time. But there are also plenty of Social Security recipients who do need the money. The average retiree benefit today is only about $2,075 a month. If that's your only source of income, covering your bills in full may be a struggle. So working may become necessary in order to supplement those monthly checks. The good news is that you're allowed to work while collecting Social Security. But you may risk having benefits withheld, depending on your age and income. Working while on Social Security: Know the rules If you claim Social Security before reaching full retirement age (which is 67 for people born in 1960 or later), you'll be subject to an earnings test if you go back to work. If you're under full retirement age for all of 2026, you can earn up to $24,480 without having any benefits withheld. From there, $1 in Social Security will be withheld per $2 of income you earn. If you'll be reaching full retirement age at any point in 2026, you can earn up to $65,160 without having benefits withheld. From there, $1 in Social Security will be withheld per $3 of income. Do keep in mind that the earnings test only applies to earned wages. Withdrawals from a retirement account, for example, don't count toward your annual earnings limit. Understand what happens when you exceed the earnings test When you exceed the earnings test, you don't lose out on Social Security benefits permanently. Rather, those benefits are withheld and get repaid to you later. In that situation, the Social Security Administration recalculates your monthly benefits once you reach full retirement age. And from there, your checks increase so you're made whole on the money ...
(RTTNews) - While reporting financial results for the fourth quarter on Wednesday, NiSource, Inc. (NI) reaffirmed its consolidated adjusted earnings guidance in the range of $2.02 to $2.07 per share. On average, 14 analysts polled expect the company to report earnings of $2.05 per share for the year. Analysts' estimates typically exclude special items. The company also said it expects to invest ap...
(RTTNews) - While reporting financial results for the fourth quarter on Wednesday, NiSource, Inc. (NI) reaffirmed its consolidated adjusted earnings guidance in the range of $2.02 to $2.07 per share. On average, 14 analysts polled expect the company to report earnings of $2.05 per share for the year. Analysts' estimates typically exclude special items. The company also said it expects to invest approximately $28.0 billion from 2026 to 2030 under its consolidated capital plan, which includes utility system modernization initiatives and nearly $7.0 billion in strategic data center infrastructure investments. This consolidated investment plan is expected to support an anticipated compound annual growth rate (CAGR) with respect to consolidated adjusted earnings per share of 8 to 9 percent and consolidated rate base growth of 9 to 11 percent from 2026 through 2033. In Wednesday's pre-market trading, NI is trading on the NYSE at $45.59, up $0.86 or 1.92 percent. For more earnings news, earnings calendar, and earnings for stocks, visit rttnews.com The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
If you're in the market for the world's fastest gaming processor, and you're trying to build a PC in 2026 that won't break the bank, then this fantastic Newegg bundle could be the answer to your problems. Fighting back against RAM shortages and price inflation, right now you can buy the new AMD 9850X3D, an MSI Mag X870 Tomahawk Wi-Fi motherboard, and 32GB of 6400MHz DDR5 for $799. For your trouble...
If you're in the market for the world's fastest gaming processor, and you're trying to build a PC in 2026 that won't break the bank, then this fantastic Newegg bundle could be the answer to your problems. Fighting back against RAM shortages and price inflation, right now you can buy the new AMD 9850X3D, an MSI Mag X870 Tomahawk Wi-Fi motherboard, and 32GB of 6400MHz DDR5 for $799. For your troubles, you'll also get a free MSI Gaming mouse and keyboard (a starter set by anyone's standards), and a free copy of Crimson Desert. The AMD Ryzen 7 9850X3D is brand new from AMD, and is now the fastest gaming chip on the market (by a small margin). It does consume a fair bit more power, and the speed increases are modest, but if you want the latest and greatest, this is the only chip for you. Having just launched, it is holding fast at its MSRP of $499. That means that the X870 motherboard and 32GB of DDR5 are included in this bundle for just $300. Given today's pricing — the motherboard is listed at $259.99, and the RAM is $499 — that's pretty excellent value. Of course, prices are being inflated by the AI squeeze on parts, but this would have been a good deal even 12 months ago. As mentioned in our Ryzen 7 9850X3D review, the 9850X3D is the fastest gaming processor on the market. Gains over the 9800X3D are modest, and as a standalone purchase, it lacks value for PC builders. However, in a bundle like this its pretty much a no-brainer if you're trying to build an AM5 PC in 2026. Image 1 of 6 (Image credit: Tom's Hardware) (Image credit: Tom's Hardware) (Image credit: Tom's Hardware) (Image credit: Tom's Hardware) (Image credit: Tom's Hardware) (Image credit: Tom's Hardware) The MSI Mag X870 comes with four slots for DDR5 RAM, Wi-Fi 7, PCIe 5.0 support, and ports and connectors galore. Finally, the RAM is 32GB of V-Color Manta XSky. It might not be a household name like Corsair's Vengeance, but in this economy, 6400MHz is extremely hard to come by at anything resembling a rea...
Tenet Healthcare press release ( THC ): Q4 Non-GAAP EPS of $4.70 beats by $0.65 . Revenue of $5.53B (+14% Y/Y) beats by $60M . Fourth quarter 2025 net operating revenues increased 13.8% compared to fourth quarter 2024 driven by strong growth in same-facility net patient services revenues, acquisitions of facilities, and increased service lines. Surgical business same-facility system-wide net patie...
Tenet Healthcare press release ( THC ): Q4 Non-GAAP EPS of $4.70 beats by $0.65 . Revenue of $5.53B (+14% Y/Y) beats by $60M . Fourth quarter 2025 net operating revenues increased 13.8% compared to fourth quarter 2024 driven by strong growth in same-facility net patient services revenues, acquisitions of facilities, and increased service lines. Surgical business same-facility system-wide net patient service revenues increased 7.2% in fourth quarter 2025 compared to fourth quarter 2024, with cases up 1.6% and net revenue per case up 5.5%. Net revenue per case growth was driven by higher acuity and favorable payer mix. Fourth quarter 2025 Ambulatory Care Adjusted EBITDA of $580 million increased 9.4% over fourth quarter 2024 FY 2026 Adjusted EBITDA Outlook is expected to be in the range of $4.485 billion to $4.785 billion More on Tenet Healthcare Tenet Healthcare Corporation (THC) Discusses Accretive Asset Sale of Conifer Revenue Cycle Management Services Contract with CommonSpirit Transcript Tenet Healthcare's Surge Isn't Over Yet Tenet Healthcare Q4 2025 Earnings Preview Tenet Healthcare expects full-year adjusted EBITDA at upper end of guidance Seeking Alpha’s Quant Rating on Tenet Healthcare
Baird believes that a Foot Locker recovery and market share gains should lift the stock price of Dick's Sporting Goods . The investment firm upgraded the sporting goods retailer to an outperform rating from neutral. Baird also hiked its price target to $253 from $230. Shares of Dick's Sporting Goods have slipped 18% over the past 12 months but are up 1% in 2026. Baird's revised price target implie...
Baird believes that a Foot Locker recovery and market share gains should lift the stock price of Dick's Sporting Goods . The investment firm upgraded the sporting goods retailer to an outperform rating from neutral. Baird also hiked its price target to $253 from $230. Shares of Dick's Sporting Goods have slipped 18% over the past 12 months but are up 1% in 2026. Baird's revised price target implies the stock could add another 27%. DKS 1Y mountain DKS 1Y chart Analyst Jonathan Komp called the stock "a multi-year earnings power story with near-term cyclical torque." For 2026 and 2027, Komp introduced earnings targets of $15 per share and $18 per share, respectively. "We are impressed by DICK'S productivity gains vs. pre-COVID levels and bullish on the multi-year Foot Locker recovery (levered to NKE's turn)," he wrote. The analyst added that versus the company's pre-Covid levels, its revenue is up around 60% and earnings have risen 2.8 times. These changes reflect the company's growing scale, category health and sound execution and merchandising, especially around key brands. Komp wrote that he holds a bullish view of the Foot Locker recovery opportunity considering Dick's success in growing footwear, as well as the company's new leadership. Additional tailwinds include more promising macroeconomic catalysts, such as higher tax refunds set to flow. The analyst also applauded Dick's status as the leading competitor in an attractive market. While the company currently holds an estimated 14% share within the $140 billion total addressable market for U.S. sporting goods, Komp sees a meaningful runway for Dick's to grow its share. Technically, the firm moved its coverage to its active lifestyles team, but with a higher rating and price target. "We see several embedded long-term drivers for the category, including continued gains for youth organized sports, continued increases in women's sport participation, and adult Recreational sports drivers," he said. "Looking forward w...
Israeli PM is expected to press the president to take a harder line over Iran’s nuclear program Attorney general Pam Bondi will appear before a House of Representatives panel on Wednesday, where lawmakers are expected to press her on the Justice Department’s handling of files involving the late financier and convicted sex offender Jeffrey Epstein. Bondi’s testimony before the House Judiciary Commi...
Israeli PM is expected to press the president to take a harder line over Iran’s nuclear program Attorney general Pam Bondi will appear before a House of Representatives panel on Wednesday, where lawmakers are expected to press her on the Justice Department’s handling of files involving the late financier and convicted sex offender Jeffrey Epstein. Bondi’s testimony before the House Judiciary Committee comes as lawmakers, including some Republicans, have expressed frustration with the amount of Epstein material the department has redacted and withheld despite a federal law requiring the release of nearly all files. Federal prosecutors reportedly tried, and failed, to convince a grand jury to indict six Democratic lawmakers on Tuesday over a social media video they recorded to remind service members in the military and intelligence community that they are not required to follow illegal orders. Donald Trump ’s sudden turn against a new, publicly owned bridge being constructed to connect Detroit, Michigan to Windsor, Ontario came right after a Republican donor who owns a private, rival bridge met with Trump’s commerce secretary, the New York Times reports . Canada’s prime minister, Mark Carney , and the premier of Ontario, Doug Ford , have taken on the daunting task of trying to explain to Trump that the reasons he cited for threatening to block the opening of the new bridge are entirely untrue. Carney told Trump that Canada paid for the bridge and the US shares ownership . In an appearance on the rightwing channel Real America’s Voice, a Republican congressman from Missouri, Mark Alford , said “we are still investigating” the lyrics of a song performed in Spanish by the Puerto Rican superstar Bad Bunny during his Super Bowl halftime show on Sunday. As the US supreme court prepares to rule on whether Trump does have the power to impose tariffs on foreign imports, to address a self-declared economic emergency, the president confirmed in an interview that he sets tariff r...
(RTTNews) - NiSource Inc. (NI) announced earnings for its fourth quarter that Increases, from last year The company's bottom line came in at $257.8 million, or $0.53 per share. This compares with $223.9 million, or $0.47 per share, last year. Excluding items, NiSource Inc. reported adjusted earnings of $249.2 million or $0.51 per share for the period. The company's revenue for the period rose 18.4...
(RTTNews) - NiSource Inc. (NI) announced earnings for its fourth quarter that Increases, from last year The company's bottom line came in at $257.8 million, or $0.53 per share. This compares with $223.9 million, or $0.47 per share, last year. Excluding items, NiSource Inc. reported adjusted earnings of $249.2 million or $0.51 per share for the period. The company's revenue for the period rose 18.4% to $1.891 billion from $1.597 billion last year. NiSource Inc. earnings at a glance (GAAP) : -Earnings: $257.8 Mln. vs. $223.9 Mln. last year. -EPS: $0.53 vs. $0.47 last year. -Revenue: $1.891 Bln vs. $1.597 Bln last year. The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.
Nanci Santos/iStock via Getty Images Estimating median household income in the U.S. is normally a pretty boring affair. Since July 2025, however, we've seen a significant divergence in the available monthly estimates, which suggests something not-so-boring is taking place in that data. One source of estimates is provided by Motio Research as part of the analytical firm's Household Income Series . ...
Nanci Santos/iStock via Getty Images Estimating median household income in the U.S. is normally a pretty boring affair. Since July 2025, however, we've seen a significant divergence in the available monthly estimates, which suggests something not-so-boring is taking place in that data. One source of estimates is provided by Motio Research as part of the analytical firm's Household Income Series . Motio Research's estimates are developed from income data collected by the U.S. Census Bureau for its monthly Current Population Survey. Political Calculations generates the other series of timely median household income estimates on a monthly basis. Our estimates are produced using aggregate wage and salary income data published by the Bureau of Economic Analysis and population estimates reported by the Census Bureau each month, which complements the survey-based estimates produced by Motio Research. Normally, these two sets of estimates come in pretty close to each other, but that changed last year. Starting in July 2025, Motio Research's survey-based estimates notably spiked up above our estimates. What's more, they have maintained that difference through the end of 2025, even as our estimates have plodded along on a much more steady trajectory. This divergence suggests some factor is greatly affecting the survey-based income data without affecting aggregate earned income data much at all. There aren't many factors that can have that kind of effect. One that might, however, points to the Trump administration's efforts to deport the citizens of foreign countries who have been living and working in the United States without fully complying with U.S. laws throughout 2025. One of the first things the administration did after President Trump was sworn into office on 20 January 2025 was to establish greater control over U.S. borders. That effort has greatly reduced the number of attempted unlawful border crossings. In the months that followed, the Trump administration expanded...
Most U.S. investors rarely if ever think about buying shares of foreign companies. This tendency, called home country bias, is understandable as people prefer to park their money in familiar terrain. But it can be a mistake. Last year, Canadian stocks outperformed their U.S. counterparts by almost 2-to-1 , as Prime Minister Mark Carney's plans to deregulate and reinvigorate Canada's economy resona...
Most U.S. investors rarely if ever think about buying shares of foreign companies. This tendency, called home country bias, is understandable as people prefer to park their money in familiar terrain. But it can be a mistake. Last year, Canadian stocks outperformed their U.S. counterparts by almost 2-to-1 , as Prime Minister Mark Carney's plans to deregulate and reinvigorate Canada's economy resonated with investors. But while Canada's equity benchmark, the S&P / TSX Composite , returned 29% in 2025, there were some notable outperformers. At the top of my list is Royal Bank of Canada (NYSE: RY) , a $246 billion Toronto-based bank that's gained 46% during the past 12 months. With 34% of its 2024 revenue coming from wealth management, 30% from personal banking, 21% from capital markets, and 15% from commercial banking and insurance, the bank's business model is well diversified and offers geographic diversification for U.S. investors. Here's why this company's fundamentals are too stellar to ignore. Operating margin refers to the percentage of revenue that a company retains after operating expenses, from salaries to utility bills and overhead, are paid. It's useful for comparing profitability of companies across industries, and the average S&P 500 company has an operating margin of 13.2% as of January. Continue reading