Key PointsBillionaire investors loaded up on Amazon stock during Q4.

Chainarong Prasertthai/iStock via Getty Images Thesis UnitedHealth Group ( UNH ) is the leading health insurer in the US and in the top ten largest employers in the US. It is, in many ways, the healthcare equivalent of "too big to fail." The stock has gotten decimated by roughly 60% over the past year due to a series of issues, including an executive being murdered (yes, you read that right), overall C-suite changes, elevated medical costs, decreased revenue, and tighter government price controls via the Center for Medicaid and Medicare Services, or CMS. I group investable stocks in two buckets: compounders and 50¢ on the dollar. Compounders are companies that are growing at 20-30% clips YoY. 50¢ dollar stocks are companies experiencing temporary headwinds, leaving them trading at 50% of their intrinsic value, and in a sane market, should double to fair value. UNH might be more of a 60¢ on the dollar, but that still implies a compelling 67% upside. The primary pain point that is preventing UnitedHealth Group from returning to its fair value is simply adjusting its prices (premiums) to better reflect market costs. This is easier said than done, however. Insurance companies don’t have the flexibility to raise prices whenever they want due to regulatory constraints. In a typical business, if costs rise, prices can be adjusted almost immediately. With insurers, however, there are caps on how much premiums can increase, and adjustments are generally limited to once per year. As a result, when costs spike unexpectedly, it can take 3–4 years for pricing to catch up. Margin recovery is inherently a multi-year process. Essentially, what I'm saying is UnitedHealth Group remains a strong business that is currently dealing with a structural lag in margin recovery due to the nature of the industry. In fact, this was the same problem Ulta Beauty ( ULTA ) faced when I wrote my article on June 10, 2025, hence why I used the same underlying theme for the title of this piece. The Cor...

Watchdog finds complaints against City of Sanctuary UK were ‘misleading and false’ after online attacks over its migrant welcome project A refugee charity subjected to vicious social media attacks over a migrant welcome project in schools has been cleared after watchdogs found allegations it encouraged pupils to send Valentine’s Day cards to asylum seekers were misleading and false. City of Sanctuary UK came under fire last year after rumours spread online that under its schools programme, children were being “forced” to write heart-shaped welcome cards to adult migrants, including cards addressed to “my fiancé”. Continue reading...

格隆汇4月8日｜马斯克表示，期待与英特尔(INTC.O)在Terafab项目上合作。

The Federal Deposit Insurance Corp. , which backs deposits at thousands of US banks, is laying out its guidelines for how those institutions and their fintech subsidiaries can use stablecoins as digital currencies become more widely accepted in the financial system. New guidelines would seek to establish requirements related to reserve assets, redemptions of outstanding stablecoins, permissible activities and capital, among others, FDIC Chair Travis Hill said Tuesday in prepared remarks at the agency’s board meeting in Washington. The move, which is subject to public comment, is part of rulemaking efforts by FDIC, Office of the Comptroller of the Currency and the Federal Reserve after last year’s passage of the Genius Act, which requires stablecoin issuers to formally register and hold dollar-for-dollar reserves. In December, the FDIC launched a framework for how banks can apply to issue payment stablecoins via a subsidiary. The Comptroller of the Currency set out its own measure in February. The “tremendous progress” in the advancement of digital assets, technological developments by financial institutions and the Trump administration’s embrace of the crypto industry has meant “development of stablecoin and tokenized deposit products continues to advance, and use cases continue to multiply,” Hill said. Hill and two other board members — all Republicans — are set to vote on the proposal at the meeting. There are no Democrats on the board, which has two vacancies. Read More: Bank Regulator Moves to Restrict US Stablecoin Rewards The FDIC plans to seek comment on 144 specific questions, Hill said. “We genuinely invite robust feedback on key issues in the proposal,” Hill said. “This includes feedback on permissible and prohibited activities, capital requirements for stablecoin issuers and for their parent companies, the FDIC’s approach to pass-through insurance, and the prohibition on yield.” The proposal would “reaffirm by regulation that deposits in tokenized form re...

Kataib Hezbollah says the release comes on condition that she leave Iraq immediately.

In this video, I will discuss SoFi (NASDAQ: SOFI), Meta, Claude Mythos, and its impact on cybersecurity stocks. Watch the short video to learn more, consider subscribing, and click the special offer link below.

Oil from the US emergency reserve is heading to unlikely destinations as the biggest crude-market disruption in history upends decades-old global energy flows. Peru’s state-owned oil refiner, Petroleos del Peru SA , has contracted to buy almost half a million barrels of Bayou Choctaw crude that typically comprises a portion of the US government’s strategic cache in Louisiana, according to a company statement. The oil will be supplied to Petroperu by Trafigura Group next month, the Peruvian refiner said in a response to Bloomberg inquiries. Trafigura, which has borrowed close to nine million barrels of emergency US reserves, declined to comment for this story. The cargo was part of a huge tranche of strategic reserves the US agreed to release as part of a broader effort by some of the world most-advanced economies to use emergency stockpiles to blunt the impacts of the Iran war on worldwide energy markets. Under the US process, traders, refiners and other entities that borrow from the reserves are under no requirement to ensure those barrels remain in-country. This is not the first time that oil from the US government reserve has been exported. In 2022, after Russia’s invasion of Ukraine, the Biden administration released a record 180 million barrels from the Strategic Petroleum Reserve, with roughly 10% ultimately going to the Netherlands, UK and China, data from maritime intelligence firm Kpler Ltd showed. Venezuelan Barrels In another sign of the unusual lengths some refiners are going to to obtain crude, Petroperu has bought Venezuelan oil for the first time since 2009. The company purchased two cargoes of a blend of Venezuelan Merey 16 and West Texas Intermediate pumped from the US Permian Basin from Trafigura, according to Petroperu. The cargoes, a combined million barrels, are set to be delivered in April and May. Peru’s moves come as it diversifies its crude diet. The country typically buys heavy Ecuadorian oil for its three refineries but now includes Venezu...

The post Missed Nvidia? Missed Tesla? The ChatGPT of Marketing May Be the Next Big Tech Offering, and It’s Available for $0.91/Share by Benzinga Contributors appeared first on Benzinga . Visit Benzinga to get more great content like this. Benzinga Money is a reader-supported publication. We may earn a commission from the advertisers associated with this article. Read our Advertiser Discloser . Current share price remains available through April 30th at 11:59 PM PST. In 1999, $1,000 at Nvidia’s IPO would be worth over $2.5M today. In 2010, that same amount invested in Tesla’s 2010 IPO would be worth over $300,000 today. RAD Intel could be the next early-stage story investors talk about, and right now it’s available at $0.91/share its their Reg A+ round . RAD Intel pairs its AI driven platform with AIBO — Artificial Intelligence Buyout Strategy — to scale performance across an entire portfolio of Fortune 1000 brands and tier 1 acquisitions. They plug each into the platform, and their performance scales quickly. RAD Intel comes to market with: An executive team with experience across more than 225 M&A transactions Over $50M raised to date and reported 4,900% valuation growth over four years* Marketing division has delivered up to 4X ROI for direct clients like Hasbro, MGM, and Skechers. Agency partners leveraging our award-winning AI across brands like F1, Porsche, L’Oréal, Sephora, the World Cup, Nissan, and more.** Backing from Adobe and Fidelity, along with 10,000+ investors, including insiders from Google, Meta, Amazon, and YouTube.** Capitalizing On a 14-Year AI Head Start Global advertising holding companies like WPP, IPG, and Publicis are actively buying into the AI infrastructure that guides reach, relevance, and ROI. RAD Intel already operates on that layer with a fourteen-year head start and a platform that is scaling across direct enterprise clients and agency partner activations. Fast Company called RAD Intel “a groundbreaking step for the Creator Economy.”...

Luke Johnson/Getty Images News Chicago Fed President Austan Goolsbee said on Tuesday he's concerned that the oil shock will further drive up inflation before the inflationary effects of sweeping tariffs last year have receded. "W e've got to get our heads around an oil shock, which is gonna drive up prices in a stagflationary way potentially, before the other one has gone away," he said at a moderated Q&A at the Detroit Economic Club. How persistent inflationary pressures are is going to have a major impact on how you view the economy, Goolsbee said. Before the tariffs, inflation almost reached the Fed's target of 2%, but now it's at about 3%, he observed. Some economists have predicted that the Iran war's oil shock can push inflation up to 4%. "And if we're headed to 4%, that's not a stable," Goolsbee said. "The longer you go and the higher you are above the 2% target, the more it just gets ingrained into cost-plus contracts where people come down and they say, 'Well, if inflation is gonna be 5%, I need a wage increase of 6%.' And then the business says, 'If we gotta pay wage increases of 6%, we gotta raise prices 7%.' And that's a very uncomfortable situation for the central bank or for anyone." The combination of rising inflation and climbing unemployment is difficult for a central bank to deal with because there's no "obvious cookbook of should we heat things up or cool things down," he said. "It's not obvious which way to do it." Typically, monetary policymakers raise interest rates to combat inflation but lower interest rates to encourage employment growth. Currently, the economy is in a strange place, he added . "I think the job market is basically stable, but not great. (It's) unusual in that there's very low hiring, which feels like a recession, but there's very low layoffs, which normally is the opposite of a recession." He attributes that unusual dynamic to the uncertainty that businesses and consumers are facing. Dear readers: We recognize that politics ...

SpaceX and Tesla are tapping Intel to help the pair realize their AI dreams. “Terafab” is Elon Musk’s plan to vertically integrate into semiconductor production, which he believes will be a key bottleneck for AI in the coming years. The fab is a joint effort between Musk’s xAI, SpaceX, and Tesla, which he calls “the most epic chip building exercise in history.”

If you have your retirement savings in a traditional IRA or 401(k), you won't always have complete control over how you withdraw that money. Once you turn 73 or 75, depending on your year of birth, you'll have to start taking required minimum distributions (RMDs). It's important to understand how RMDs work. And part of that means avoiding these big RMD mistakes. Image source: Getty Images. Continue reading

(RTTNews) - The Switzerland market ended sharply lower on Tuesday, as stocks tumbled past noon despite seeing a fairly good spell in positive territory around mid morning.

Apple (AAPL) Set to Launch Foldable iPhone in September GuruFocus

Apple (AAPL) Set to Launch First Foldable iPhone This Year GuruFocus

The news follows a report from Nikkei Asia on Tuesday that raised concerns the company’s foldable iPhone could be delayed due to challenges during the phone’s engineering test phase.

If you own Microsoft, this year has tested your patience in ways that probably feel unfair. While Nvidia and some of the other tech giants kept grabbing the AI headlines, Microsoft quietly became the worst performer in the Magnificent Seven this year, dropping about 23% in the quarter ending March ...

Axios援引一位美国官员、一位以色列官员以及另外两名了解谈判情况的知情人士报道称，美国和伊朗的谈判在过去24个小时取得进展，但在美国总统唐纳德·特朗普设定的美东时间晚8点最后期限前达成停火协议的希望似乎仍然渺茫。 据报道，一位美国官员称，白宫方面的判断已从“我们能否达成？”转变为“我们能否在今晚8点前达成？” 报道引述消息人士称，当前面临的主要挑战在于：一方面要满足伊朗关于美国和以色列不会在停火后重启战争的强有力保证的要求；另一方面，由于安全局势紧张，伊朗领导层的回应速度较慢。 Axios报道称，伊朗周一通过调解方向美国提交了一份方案，报道引述一位美国官员和另一位知情人士称，虽然该方案与美国的立场不符，但白宫实际上认为这在一定程度上令人鼓舞；调解人据悉随后与伊朗方面共同修改并重新起草该方案。 报道称，主要讨论的选项是伊朗和美国双方采取一系列建立信任的措施，重点在于重新开放霍尔木兹海峡，以此换取结束战争的保证。 报道引述另一位消息人士称，还围绕由美国副总统万斯牵头的美国代表团与伊朗代表团进行面对面会晤的可能性进行了新的讨论。 消息人士对Axios称，谈判预计将在未来数小时继续，直至特朗普的期限到期。 责任编辑：丁文武

The threat posed by a new space race is real. But so is the wonder of humankind’s reaching for the skies “Everything we need, Earth provides. And that is somewhat of a miracle, and one that you can’t truly know until you’ve had the perspective of the other.” This is how the US astronaut Christina Koch summed up her experience of travelling to the far side of the moon on Monday. The feeling of a deepened appreciation for home recalls statements by an earlier generation of space travellers. The famous Earthrise photograph , taken on the Apollo 8 mission in 1968, has been credited as one of the drivers behind the environmental movement. Such was the power of the first images of the “blue planet” captured from space. The hope that such journeys can foster global cooperation and appreciation for life was also the theme of the prize-winning novel Orbital , which is set on a space station among a multinational crew. But if it was ever possible to overlook the darker side of space travel, it definitely isn’t today. In the 1960s, the American and Soviet programmes were projections of the two blocs’ military strength. In the 2020s, the tech billionaires Jeff Bezos and Elon Musk are key players in a dramatically revived US industry, while a post-terrestrial geopolitical battle between the US and China takes shape. Nasa aims to put a nuclear reactor on the moon by 2030. Continue reading...

Speculation that the leader’s teenage daughter will succeed him is rife. But Ju-ae’s high profile is about continuity, not change North Korea is unique in turning a putatively communist state into a dynastic system now in its third generation. So while the proposition that Kim Jong-un’s teenage daughter will inherit power is sparking debate, unexpected political transitions are not entirely new. On Monday, South Korea’s intelligence agency said that it had “credible” information that Kim Ju-ae is positioned as her father’s successor. Its briefing to legislators in Seoul followed appearances alongside her father highlighting her military credentials – including driving a tank – and months of rhetorical inflation, with state media describing her as “a great person of guidance”. The Mount Paektu bloodline – linking the family to a sacred mountain seen as the mythical origin of the Korean people – is championed in North Korean propaganda. Yet, given that Ju-ae is around 13 and her father only 42, talk of succession appears wildly premature. Very little is known about her: her exact age is uncertain; she may in fact be called Ju-hae – North Korean media does not name her; and she may have two siblings, possibly boys. Continue reading...