Key Points The amount of annual income an $800,000 nest egg provides will depend on how your money is invested. While many experts recommend a 4% withdrawal rate, that may not be appropriate for you. It's important to have realistic expectations so your finances aren't thrown for a loop. The $23,760 Social Security bonus most retirees completely overlook › Saving for retirement is a struggle for many people. Between mortgage payments, medical bills, and other ongoing costs, it's easy enough for IRA or 401(k) contributions to fall by the wayside. If you're retiring with $800,000, it means you're in better shape financially than the many Americans who have no retirement savings at all. But it's important to know how much annual income a nest egg that size will provide you with. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue » In that regard, there's no single answer. But here are some scenarios that may apply to you if you have an $800,000 nest egg. What to expect from $800,000 in savings An $800,000 savings balance might seem like a lot of money. But remember that money needs to last for your entire retirement. So, it's important to withdraw from your savings carefully. If we use the popular 4% rule, an $800,000 nest egg might give you $32,000 in annual income, not accounting for inflation-related adjustments. However, it's not a given that a 4% withdrawal rate is right for you. If you're retiring on the early side or if your portfolio is very conservatively invested, then a 4% withdrawal rate may be too aggressive. If that's the case, and you decide that a 3% withdrawal rate is safer for you, then that leads to an annual income of just $24,000. On the flip side, it may be that you have a decent chunk of your retirement portfolio in the stock market, and that you're retiring in your late 60s or early 70s. In that case, a 5% withdrawal rate is something you may feel comfortable with,...

廣汽集團上月汽車銷量按年增長一成八，按月跌逾三成七，至逾11.6萬輛。 當中新能源車銷量佔26,040輛，按年增長逾1.6倍，按月跌近五成八。

長城汽車上月銷量按年增長逾一成一，按月跌超過兩成七，至90,312輛。 當中海外銷售40,278輛，按年升四成三，按月跌近三成。

saifulasmee chede The U.S. Food and Drug Administration started taking applications for its PreCheck pilot, a new effort to accelerate the construction and review of pharmaceutical manufacturing facilities in the United States. Under the program, announced last year, the FDA will choose an initial group of projects in 2026 based on how closely they align with national priorities, including whether they produce critical medicines, how quickly they can reach the U.S. market and whether they use innovative manufacturing approaches. PreCheck is designed to streamline regulatory oversight of domestic drug plants, consistent with President Donald Trump’s push to shift pharmaceutical manufacturing back to the U.S. The initiative uses a two-stage process. Early on, companies will have more frequent engagement with the FDA during facility design and construction. Later, regulators will offer earlier feedback on manufacturing and quality systems to speed approvals. The launch follows other FDA efforts to shorten review timelines for drugs tied to national priorities. One such fast-track program promises decisions within one to two months for select medicines deemed vital to public health or national security. However, that initiative has faced setbacks. Several drugs selected for expedited review have been delayed after FDA scientists raised safety or effectiveness concerns, according to prior reporting and internal documents. More on VanEck Pharmaceutical ETF, Vanguard Health Care Index Fund;ETF, etc. CMS Rates Proposal Shatters Health Insurance Stocks: What Investors Must Know (& Do) Insurers Brace For Extended 'Managed Retreat' Following 2027 MA Proposal XLV Vs. BME: Total Return Or Income, Which Healthcare Strategy Wins? Notable healthcare headlines for the week: UnitedHealth, Novo Nordisk, and Thermo Fisher in focus Top performing healthcare stocks in the past month

The one thing N. Lee Plumb knows for sure about being laid off from Amazon last week is that it wasn’t a failure to get on board with the company’s artificial intelligence plans. Plumb, his team’s head of “AI enablement,” says he was so prolific in his use of Amazon’s new AI coding tool that the company flagged him as one of its top users. Many assumed Amazon's 16,000 corporate layoffs announced last week reflected CEO Andy Jassy’s push to “reduce our total corporate workforce as we get efficiency gains from using AI extensively across the company.” But like other companies that have tied workforce changes to AI — including Expedia, Pinterest and Dow last week — it can be hard for economists, or individual employees like Plumb, to know if AI is the real reason behind the layoffs or if it's the message a company wants to tell Wall Street. “AI has to drive a return on investment,” said Plumb, who worked at Amazon for eight years. “When you reduce head count, you’ve demonstrated efficiency, you attract more capital, the share price goes up.” “So you could potentially have just been bloated in the first place, reduce head count, attribute it to AI, and now you’ve got a value story,” he said. Plumb is atypical for an Amazon worker in that he's also running what he describes as a “long shot” bid for Congress in Texas, on a platform focused on stopping the tech industry's reliance on work visas to “replace American workers with cheaper foreign labor.” But whatever it was that cost Plumb his job, his skepticism about AI-driven job replacement is one shared by many economists. “We just don't know,” said Karan Girotra, a professor of management at Cornell University's business school. “Not because AI isn’t great, but because it requires a lot of adjustment and most of the gains accrue to individual employees rather than to the organization. People save time and they get their work done earlier.” If an employer works faster because of AI, Girotra said it takes time to adjust a...

There was a full-throated roar from the stands as the 2026 Dublin racing festival finally got under way on Sunday and another as Lossiemouth, the favourite, went to post for the Irish Champion Hurdle later in the afternoon, but the cheers 10 minutes later were for her market rival, Brighterdaysahead, as Gordon Elliott’s mare convincingly reversed the form of the December Hurdle here last month to win the big race of the day. Lossiemouth and Brighterdaysahead were foaled within three weeks of each other in March 2019 but last month’s Grade One was the first time that the two mares had met on the track. Lossiemouth emerged as the winner by a length, recording a ninth Grade One win in the process, but she did not look comfortable at any stage here on Sunday as El Fabiolo, a stable companion at the Willie Mullins yard, set a steady pace with Brighterdaysahead in close attendance. Paul Townend, Lossiemouth’s rider, made some ground on the turn for home as El Fabiolo dropped away, but Jack Kennedy soon pushed Brighterdaysahead into a useful lead and a good jump at the last set the seal on a three-and-a-quarter length success. The result prompted some abrupt and significant moves in the ante-post betting for next month’s Cheltenham festival, as Lossiemouth, who set off as the narrow favourite for the Champion Hurdle on 10 March, was pushed out to a top price of 7-1 and simultaneously cut to around 11-10 for the Mares’ Hurdle, a race she has won in the past two seasons, on 12 March. Brighterdaysahead, meanwhile, is now alongside The New Lion, the winner of last month’s International Hurdle at Cheltenham, at the top of the Champion Hurdle market, despite having finished only fourth as a 5-2 shot for the race last season. Elliott’s mare is top-priced at 11-4, though several firms bracket the pair as 5-2 joint-favourites. “If we’d run well and been beaten by Lossiemouth, that would have been enough to run in the Champion Hurdle at Cheltenham,” Michael O’Leary, Brighterdaysahea...

國共論壇明於北京舉行 國民黨率團啟程前往北京 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】國共論壇明日舉行，國民黨率團從台北啟程前往北京。 國民黨副主席蕭旭岑、國政基金會副董事長李鴻源和40名專家學者早上從桃園機場出發，到達北京後將出席由國台辦舉行的晚宴。周二參加由兩岸智庫共同主辦、主題為「兩岸交流合作前瞻」的論壇，將聚焦旅遊、精密機械醫療、能源、環境等議題，周三最後一日則會訪問清華大學。 對於此行會否跟國台辦主任宋濤或其他大陸官員見面，蕭旭岑表示「客隨主便」，會尊重主人家安排。蕭旭岑：「我想我們這次主要還是為了台灣產業及台灣百姓，我們特別有這樣的行程安排。中國國民黨要當台灣產業的溝通者、要當台灣老百姓的保護者、要當兩岸和平的締造者，我想這是我們這次重要的一個使命。」

Key Points Oscar Health is a health insurer with a technology-first focus. The company is battling through short-term headwinds with rising healthcare costs and the end of subsidies. Despite these headwinds, the company is setting itself up to succeed over the long term. 10 stocks we like better than Oscar Health › Healthcare is a sector with the potential for massive disruption due to artificial intelligence (AI). Chatbots will help organize data and tailor personalized solutions for individuals, eliminating busywork and saving costs while also providing a better health outcome. At least, that is the theory. One stock at the forefront of AI innovation in health insurance is Oscar Health (NYSE: OSCR). The tech-forward health insurer is gaining market share in the individual market and is already deploying AI tools for members. Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue » Here's why now is a great time to buy Oscar Health stock and ride the telehealth AI wave. Building better health insurance Unlike other insurers, Oscar Health offers complimentary telehealth services to its members, making it a table-stakes feature for healthcare in 2026. Overall, Oscar Health has built a technology-focused health insurance platform for individual buyers of health insurance. It utilizes better working technology/mobile applications, simple interfaces, and cloud-based software to improve customer happiness and lower costs. Many people waste unnecessary time dealing with the confusing legacy health insurance industry, especially when it is an opaque plan provided by your employer. Oscar Health is targeting people who have to (or choose to) pay for their own health insurance through the Affordable Care Act (ACA) marketplace. This allows Oscar Health to compete in a free market for individual buyers, and it has been able to gain share in a big way in the select states where it has launched over the...

This once beloved investment opportunity has fallen out of favor. The last several years have been very interesting for investors to watch. For instance, some companies experienced a surge in demand during the pandemic, only to see those gains slow down as the economy normalized. This resulted in market sentiment that registered wild swings. One fintech stock in particular ended up being a clear portrayal of this volatile trend. And right now, it trades 77% below its all-time high, which was established in August 2021. Continue reading to learn more about this business and why it could surge before Wall Street notices. This fintech stock trades at a compelling valuation The main reason why this business should be considered a sleeper pick is because of its valuation. Shares of Block (XYZ 2.80%) currently trade at an attractive EV-to-EBIT ratio of 15.1. In a market environment in which valuation is a leading concern, this opportunity stands out. All else equal, investors should want to pay a lower valuation multiple as opposed to a more expensive one. This introduces a margin of safety should your expectations about a company's future results end up being too optimistic. Allocating capital in this manner helps to minimize the downside risk. Block is a growing and profitable business. The Square segment posted 9% year-over-year gross profit growth in the third quarter. Cash App, with its 58 million monthly active users, saw gross profit rise at an even better 24% during the third quarter. And the company's operating income has been soaring. Expand NYSE : XYZ Block Today's Change ( -2.80 %) $ -1.74 Current Price $ 60.47 Key Data Points Market Cap $37B Day's Range $ 60.02 - $ 61.98 52wk Range $ 44.27 - $ 91.29 Volume 433K Avg Vol 7.3M Gross Margin 40.31 % Bitcoin is an underappreciated focus The main offerings of Square and Cash App deservedly get most of the attention from the investment community. As a result, the company's Bitcoin (BTC 0.78%) initiatives can easily b...

極寒風暴｜美東岸多州受「炸彈氣旋」侵襲 1.5億人受影響 佛州罕見低溫 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】美國東岸暴風雪增強成炸彈氣旋，東南部多個州達破紀錄的積雪和低溫，南部佛羅里達州低至攝氏零下4度，共1.5億人受極寒天氣影響。 美國北卡羅來納州的居民剛度過一個極寒的周末，一走出家門到處都堆滿雪，汽車被厚重白雪淹沒，小狗陷入雪堆，似乎要想辦法如何走出來。北卡羅來納州廣泛地方積雪都超過30厘米，東部詹姆斯城縣更達得45厘米。 惡劣天氣導致逾4,500班航班取消，州長指全州發生過千宗交通意外，有州際公路嚴重交通堵塞，呼籲居民留在家中。 這股冬季風暴增強成「炸彈氣旋」，為東北的馬薩諸塞州至東南部的佛羅里達州帶來強勁的暴風雪。多個監測站氣溫都創下單日新低紀錄，約1.5億人處於寒冷天氣警報和極寒警告之下。 佛羅里達州也出現罕見低溫和飄雪，體感溫度低至零下12度。有居民發現一隻鬣蜥懷疑凍僵，從樹上跌下，「大字形」趴在路上，引起熱話。野生動物專家警告，不要把凍僵的鬣蜥帶回家取暖，一旦牠們回復活動能力可能有攻擊性。

支聯會顛覆案｜控方續播涉案片段 提及支聯會五大綱領 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】支聯會煽動顛覆國家政權案續審，控方繼續播放片段，包括各被告在國安法生效後多次公開發言，李卓人及何俊仁都有提到要繼續抗爭。 被告鄒幸彤、李卓人由囚車押送到法院。控方播放片段，兩人2021年在維園擺設年宵攤位，橫額印有「結束一黨專政」字眼，發言稱香港人要共同爭取五大訴求及支聯會自1989年提出的五大綱領。 之後支聯會在六四紀念館舉辦創會主席司徒華逝世10周年展覽，何俊仁指控共產黨為了政治目的不擇手段，強調即使政治氣氛低迷、面對牢獄的打壓，都不會放棄。李卓人就呼籲市民捐款及到場參觀。 李卓人又在多個場合稱不會因為紅線而調整，只要一息尚存都會抗爭，重申會繼續到維園悼念。而鄒幸彤說過香港及內地要一同打破專政並要求廢除國安法。 期間法官關注被告在新聞報道片段所指的五大綱領，未必直接指向「結束一黨專政」，又指經過第三方剪接，無法按上文下理去理解。

5歲男童遭ICE扣押近兩周後獲釋 父親指兒子生病未獲藥 促華府公平對待拉美族裔 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】被美國移民及海關執法局扣押近兩星期的5歲男童利亞姆及其父親獲釋，返抵明尼蘇達州。父親稱今後仍想留在美國，希望華府公平對待拉美族裔。 阿里亞斯手抱5歲兒子利亞姆，離開得州的移民拘留中心。接走他們的民主黨眾議員卡斯特羅發放相片，利亞姆仍戴著被捕時的兔子帽，獲贈比卡超的玩偶和背包。 這對厄瓜多爾籍父子上月20日在明尼阿波利斯郊區的家門外被捕，周六獲法院下令放人後，即晚重獲自由。美國廣播公司記者陪同他們登機，返回居住的明尼蘇達州。 「（阿里亞斯，你好嗎？感覺如何？）高興。（他說他們很高興可以回家。）」父親指利亞姆在拘留中心食慾不振、渴睡，更一度生病，未獲提供藥物。否認國土安全部指他被捕時丟低兒子，強調是合法入境，仍然希望獲批政治庇護留在美國。又指利亞姆很高興終可回家與媽媽和哥哥團聚，他想念幼稚園的同學，想吃意大利薄餅。 利亞姆的經歷獲輿論同情，記者指有機組人員和乘客為他落淚。他由機長帶到駕駛艙參觀，獲贈機師翼章紀念品。父親稱希望聯邦政府公平對待拉美社群，指很多人都在美國努力工作，希望改善家人生活，兩父子在周日早上返抵家中。

日本青森市積雪達183厘米破紀錄 自衛隊助居民除雪 To view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video 【有線新聞】日本海沿岸地區持續下大雪，青森縣部分地區錄得破紀錄降雪，陸上自衛隊應縣政府請求前往青森市，協助獨居老人清除屋頂積雪。 青森市街道堆滿積雪，車道兩旁築起一面面雪牆，厚積雪覆蓋屋頂，更形成冰柱。行人舉步維艱，以免滑倒。民眾出動剷雪車，小孩亦要以雪鏟等工具協助清理路邊積雪。 青森市連日下大雪，周日下午錄得破紀錄大雪，積雪一度高達183厘米，是自1986年以來降雪量首次逾180厘米，亦是有紀錄以來第四高。 近日有多宗除雪致命事故，青森縣政府請求陸上自衛隊調派救災人員，協助獨居老人清除屋頂積雪，是自2005年以來首次因大雪向自衛隊求助。 除了青森縣，新潟縣十日町亦有民眾清理積雪時發生意外，兩名分別74和67歲男子掉進1米深的流雪溝後被水沖走，救援人員在附近的河川發現兩人已經死亡。 氣象廳指受冬季氣壓影響，日本海沿岸地區下大雪，加上上個月寒流期間持續下雪，多個地區的平均積雪量比去年高。當局提醒民眾清理積雪要戴上安全繩和頭盔，避免單獨行動。

格隆汇2月2日｜随着凯文·沃什获得美联储主席提名，市场焦点已骤然从短期利率转向美联储6.6万亿美元的资产负债表及其在市场中的根本角色。CreditSights投资级债券与宏观策略主管扎克·格里菲斯指出，“他对美联储资产负债表扩张始终持严厉批评态度。”沃什期望彻底扭转资产扩张趋势并推动其他改革。但此举将面临复杂挑战，不仅直接影响长期利率，更将冲击全球大型金融机构日常资金拆借所依赖的核心市场。若政策制定者同意缩表，这一举措在市场中的传导效应，可能导致美联储与政府降低长期借贷成本的目标相悖。这可能迫使财政部或其他美国机构更深介入市场管理，而在总借款需求持续上升、国债规模早已突破30万亿美元的当下，这种干预将面临更大挑战。PGIM指出，如果沃什所言非虚，那么调控压力将转移到财政部身上。

"My mother adopted me. You didn't have to. You didn't have to give up your life for me. You could have done whatever you wanted in your 20s, but instead, you chose to take care of me and to put me in all the programmes... that would feed who I am today.

Don't just get caught up in the total you have saved. Saving for retirement is a struggle for many people. Between mortgage payments, medical bills, and other ongoing costs, it's easy enough for IRA or 401(k) contributions to fall by the wayside. If you're retiring with $800,000, it means you're in better shape financially than the many Americans who have no retirement savings at all. But it's important to know how much annual income a nest egg that size will provide you with. In that regard, there's no single answer. But here are some scenarios that may apply to you if you have an $800,000 nest egg. What to expect from $800,000 in savings An $800,000 savings balance might seem like a lot of money. But remember that money needs to last for your entire retirement. So, it's important to withdraw from your savings carefully. If we use the popular 4% rule, an $800,000 nest egg might give you $32,000 in annual income, not accounting for inflation-related adjustments. However, it's not a given that a 4% withdrawal rate is right for you. If you're retiring on the early side or if your portfolio is very conservatively invested, then a 4% withdrawal rate may be too aggressive. If that's the case, and you decide that a 3% withdrawal rate is safer for you, then that leads to an annual income of just $24,000. On the flip side, it may be that you have a decent chunk of your retirement portfolio in the stock market, and that you're retiring in your late 60s or early 70s. In that case, a 5% withdrawal rate is something you may feel comfortable with, giving you an annual income of $40,000. Make sure to run the numbers before retiring When you save a large amount of money for retirement, whether it's $800,000 or another sum, it's easy to assume it'll more than suffice. But it's important to come up with a withdrawal rate that works for you and get a sense of what annual income your savings might provide. Of course, there's a good chance you'll have additional income coming your way ...

蔚來上月汽車交付量按年升九成六，按月跌四成三，至27,182輛。 截至上月底，集團累計汽車交付量超過102萬輛。

Good morning and welcome back. After a blockbuster Australian Open — that saw Carlos Alcaraz make history by becoming the youngest man to complete a career Grand Slam and Elena Rybakina stun world No.1 Aryna Sabalenka — we’re moving on to a different kind of tension: where will Australian interest rates go next. The Reserve Bank faces the uncomfortable prospect of going against the global grain and switching back to raising interest rates tomorrow to keep inflation in check. Economists expect the RBA will increase its cash rate by a quarter percentage point to 3.85%. — Ainsley Thomson, Deputy Wealth Team Leader What’s happening now In the housing market, home-price growth gathered pace in January — highlighting the challenge for RBA policymakers as they weigh interest-rate increases in a property market already grappling with stretched affordability. The Home Value Index advanced 0.8%, accelerating from a 0.6% gain in December, property consultancy Cotality said. Perth recorded the fastest price growth at 2%, followed by Brisbane’s 1.6% and Darwin’s 1.5%. Rio Tinto and Glencore are poised to seek more time to work on a deal to create the world’s biggest miner as they wrangle over the premium that Rio would need to pay, people familiar with the matter said. While both remain keen on a deal, more time will likely be needed to hash out a valuation — requiring the UK’s Takeover Panel to extend a deadline — according to the people. What happened overnight Here’s what my colleague, market strategist Mike “Willo” Wilson says happened while we were sleeping… News confirming President Donald Trump’s nomination of Kevin Warsh to lead the US central bank — a man who’s seen as less supportive of deep rate cuts and more worried about inflation — saw the dollar surge the most since May. Gold dropped the most in four decades. The Kiwi and Aussie rallies were brought to an end, but both still posted strong monthly gains. The Aussie has eased this morning on weak China factory data....

【有線新聞】為期40日的春運啟動，北京西站早上擠滿了啟程回鄉或旅遊度歲的人，春運期間車站會增開列車應付旅客需求，預計下周六為出行高峰。 春運首日，北京西站擠滿人，不少拖著行李箱與家人一起回鄉探親。李小姐：「冬天的話一般就是回家，因為出去旅遊的話帶著小寶寶可能也沒那麼方便。往年的話我們也是在小年之前基本上都已經動身了，所以沒有說人太多或者買票太難這種。」 亦有人打算趁假期到其他城市遊玩，選擇高鐵出行是覺得比較方便。張先生：「孩子放假了去帶孩子玩，因為我們平常都是自駕比較多或者是飛機，這次就是選擇了坐高鐵。（為甚麼呢？）高鐵我覺得還方便吧，來武漢時間還可以。」 春運北京地區首班列車凌晨由北京西站開出前往南昌，列車上搭載大約700名旅客。預料春運首日北京西站的旅客發送量有14.5萬人次，至於為期40天的春運，車站將發送旅客515.5萬人次。 北京西站黨委副書記崔琳：「高峰期為2月14日，預計發送旅客23.6萬人，旅客出行目的地主要集中在鄭州、西安、武漢、長沙等熱門城市。春運期間北京西站增開臨客41.5對，其中高鐵列車23.5對，主要為邯鄲、鄭州、洛陽龍門、西安、武漢等方向。」 北京西站設專門的候車室，為有需要的乘客提供服務，亦會為老人、孕婦等進行「一對一幫扶」，預計今年春運每天有700多人享用服務。 北京西站即日起與航空公司合作，讓轉乘飛機的乘客在車站辦理登機及行李托運手續。

理想汽車上月汽車交付量按年跌百分之7，按月跌三成七，至27,668輛。 截至一月底止，集團歷史累計交付量超過156萬輛。

吉利汽車上月汽車銷量按年升百分之1，按月升一成四，至27萬輛。當中出口量逾6萬輛，按年升1.2倍，按月升五成。

去年九月上市的奇瑞汽車，上月汽車銷量按年跌逾一成，按月跌超過一成七，至逾19萬輛，當中出口量接近11.7萬輛，按月跌超過一成六。

比亞迪股份上月汽車銷量按年跌三成，按月跌五成，至21萬輛，當中出口量逾10萬輛按年增長逾五成一，按月減少逾兩成四。

印尼政府宣布，有條件解封美國富商馬斯克旗下社交平台X的人工智能聊天機械人Grok。 印尼通訊與數字部星期日發聲明，指X平台所屬公司書面承諾改進服務，防範服務被濫用，並遵守印尼法律法規後，當局同意讓Grok在印尼恢復服務。 聲明同時強調這次解封是以評估為基礎，而不是監督的終結。政府將繼續嚴格監管Grok，重點防範非法內容傳播及侵犯未成年人權益等行為。如發現違規，當局將再採取措施，包括重新停止相關服務。 Grok由馬斯克旗下人工智能企業xAI公司開發，因被發現用作生成色情內容，引起廣泛爭議。印尼上月10日起暫時將其封鎖，歐盟、英國、澳洲等亦對Grok展開調查。

Key Points Acquired 84,687 shares of VBIL; estimated transaction value is $6.39 million based on quarterly average price. Quarter-end VBIL position value rose by $6.38 million, reflecting both trading activity and price movement. Investment represents a 0.81% increase in 13F reportable AUM. Fund now holds 120,272 VBIL shares valued at $9.07 million. VBIL stake accounts for 1.15% of reported AUM, placing it outside the fund’s top five holdings. These 10 stocks could mint the next wave of millionaires › What happened According to its SEC filing dated January 21, 2026, SJS Investment Consulting bought 84,687 shares of Vanguard Institutional Index Fund - 0-3 Months Treasury Bill ETF (NASDAQ:VBIL). The transaction’s estimated value is $6.39 million, based on the average closing price during the fourth quarter of 2025. The fund’s VBIL position ended the quarter with a total value of $9.07 million, up $6.38 million from the previous period. What else to know This buy increased the fund’s VBIL stake to 1.15% of its 13F reportable assets under management. Top holdings after the filing: NYSEMKT:DFAC: $360.73 million (45.6% of AUM) NYSEMKT:DFIC: $65.15 million (8.2% of AUM) NYSEMKT:DUSB: $32.56 million (4.1% of AUM) NASDAQ:VCRB: $30.00 million (3.8% of AUM) NYSEMKT:DFSD: $21.18 million (2.7% of AUM) As of January 20, 2026, VBIL shares were priced at $75.56, up 3.9% over the past year; the fund’s annualized dividend yield is 3.11%. VBIL closed 0.11% below its 52-week high as of January 20, 2026. SJS Investment Consulting Inc. reported 2,087 positions and total 13F reportable AUM of $790.38 million as of December 31, 2025. Company Overview Metric Value Price (as of market close 2026-01-20) $75.56 Expense Ratio 0.07% Dividend Yield 3.56% Company Snapshot Offers exposure to short-term U.S. Treasury bills with maturities of three months or less, primarily through a passively managed exchange-traded fund structure. Operates by tracking a market value-weighted index, employing a samp...

Washington is negotiating with Havana’s leadership to strike a deal, Donald Trump has said, days after threatening Cuba’s reeling economy with a virtual oil blockade. “Cuba is a failing nation. It has been for a long time but now it doesn’t have Venezuela to prop it up. So we’re talking to the people from Cuba, the highest people in Cuba, to see what happens,” Trump told reporters at his Mar-a-Lago estate in Palm Beach, Florida on Sunday. “I think we’re going to make a deal with Cuba.” Trump gave no indication what such a deal might entail. The US president had said on Saturday: “It doesn’t have to be a humanitarian crisis. I think they probably would come to us and want to make a deal … They have a situation that’s very bad for Cuba. They have no money. They have no oil. They lived off Venezuelan money and oil, and none of that’s coming now.” Trump’s second administration has been ratcheting up pressure on the communist-run island nation off south Florida since it ousted the Venezuelan leader, Nicolás Maduro, whose country was a close ally of Havana and a crucial source for oil exports to Cuba. On Thursday, the Republican president signed an executive order threatening to impose additional tariffs on countries that sell oil to Cuba. Hours later, Cubans were queueing up on Friday in long lines at petrol stations in Havana. Trump and the secretary of state, Marco Rubio, the Miami-born son of Cuban exiles, have made no secret of their desire to bring regime change in Havana. After Maduro’s fall, the US president warned Havana to “make a deal soon” or face unspecified consequences. “NO MORE OIL OR MONEY FOR CUBA: ZERO!” Trump had stated earlier, claiming Cuba was “ready to fall”. The Cuban government has accused Trump of seeking to strangle the island’s economy, where daily power cuts are intensifying and lines at petrol stations are getting longer.

Good morning. India’s budget doubles down on stability with an industry push. Australia homes grow pricier as the RBA weighs a hike. And Alcaraz makes tennis history. Listen to the day’s top stories . India unveiled a budget devoting almost 12.2 trillion rupees ($133 billion) to infrastructure and manufacturing investment. The NSE Nifty 50 had its worst budget-day drop since 2020 on New Delhi’s plans to raise taxes on some equity derivative trades and borrow more than expected. Here’s a look at sectors poised to benefit—or lose out . Sanae Takaichi sought to clarify her comments about the weak yen in a post on X, saying Japan needs to create an economy that can withstand currency fluctuations. On Saturday, the Japanese prime minister had called the sagging currency a “huge opportunity” for export industries, adding that a lower-valued currency provides a buffer for the car industry amid US tariffs . Traders are bracing for the open after gold and silver tumbled from records—a crash Chinese speculators helped set the stage for. The iShares Silver Trust exchange-traded fund recorded more than $40 billion in turnover on Friday, making it one of the most exchanged securities on the planet. The volatility in commodities and FX has made the artificial-intelligence stock rally and flailing Bitcoin look serene by comparison . Microsoft’s $381 Billion Rout Exposes Dark Side of the AI Binge Wall Street’s apprehension about the cost of developing AI technology has been simmering beneath the surface of the stock market for months. Now it’s starting to boil over. Read the Story Nvidia Chief Executive Officer Jensen Huang said a proposed $100 billion investment in OpenAI was “never a commitment” and that the chipmaker would consider any funding rounds “one at a time.” Huang didn’t say exactly how much the company might contribute but described the investment as “huge.” Automobile news: BYD sales slumped 30% in January as electric vehicle subsidy curbs hurt demand in China—an expe...

As global trade fragments and tariffs return , economic power is increasingly defined not by financial scale alone, but by productive strength. At the World Economic Forum in Davos last month, leaders spoke openly about a harsher world order. Chinese Vice-Premier He Lifeng warned that trade wars have no winners. European Commission President Ursula von der Leyen called for a new security architecture amid rising protectionism. French President Emmanuel Macron described a world becoming more fragmented and brutal. What is changing is not just trade policy, but the basis of power itself: from who prices assets best to who can still build, supply and sustain them when systems come under strain. Advertisement Behind these concerns lies an older question: can nations sustain influence when finance outpaces production? History suggests they struggle. Power has long rested on the ability to produce things – roads, ports, machine tools and more recently, software, data and artificial intelligence systems, at least so long as these translate into real output rather than inflated expectations. Advertisement Problems arise when societies become better at trading titles to future income than at expanding productive capacity in the present.

Palantir Stock Faces a Critical Earnings Test AD HOC NEWS

Key Points AMD management projects monster revenue growth over the next few years. The chipmaker's margins are far lower than those of chief rival Nvidia. 10 stocks we like better than Advanced Micro Devices › Finding and identifying stocks that have the potential to double in a year is no easy feat. However, from time to time, one pops up that looks like a prime candidate. One stock that has been getting some buzz lately is AMD (NASDAQ: AMD). AMD has for some time been relegated to a distant second place in the artificial intelligence (AI) accelerator segment, where Nvidia's (NASDAQ: NVDA) graphics processing units (GPUs) hold the lion's share of the market. Meanwhile, Broadcom, with its application-specific integrated circuits, is becoming a popular alternative to both of them. Its growth could relegate AMD to third place, but AMD management has other ideas. The company believes that some of the changes it has made in its product ecosystems will help it to thrive over the next few years, and 2026 could be the start of a huge comeback. But could that be enough to drive the stock up by 100% or more this year? Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue » AMD's management sees huge upcoming growth AMD is a far more diversified chip business than Nvidia, which gets the large majority of its revenue now from data center sales. By contrast, AMD has a thriving OEM and gaming business that accounts for over 43% of revenue. It also has an embedded processor division that makes up about 10% of its business. That leaves its data center division delivering around 47% of its revenue. Some investors may view this diversification as a positive thing. AMD is less reliant on AI-related sales than its rival, so if we're in an AI bubble and it bursts, it should experience a less pronounced slide than Nvidia. However, data centers still provide a large fraction of AMD's revenues, so it wouldn't b...