There's a reason Roth IRAs are a popular retirement savings tool. With a Roth IRA, you don't get a tax break on your contributions. But gains in that account are tax-free, as are withdrawals. Plus, Roth IRAs don't force you to take required minimum distributions (RMDs) in retirement. That gives you a lot more flexibility with your money. Image source: Getty Images. Continue reading
There's a reason Roth IRAs are a popular retirement savings tool. With a Roth IRA, you don't get a tax break on your contributions. But gains in that account are tax-free, as are withdrawals. Plus, Roth IRAs don't force you to take required minimum distributions (RMDs) in retirement. That gives you a lot more flexibility with your money. Image source: Getty Images. Continue reading
imaginima/iStock via Getty Images Update LexinFintech ( LX ) released its 4Q25 results in March. The results confirmed the impact of the October regulation that was proposed last year. The policy was a serious one as it not only intended to improve macro-prudential stability via stricter consumer lending standards for banks, but also a crack down on predatory lending. This fits with the macro dire...
imaginima/iStock via Getty Images Update LexinFintech ( LX ) released its 4Q25 results in March. The results confirmed the impact of the October regulation that was proposed last year. The policy was a serious one as it not only intended to improve macro-prudential stability via stricter consumer lending standards for banks, but also a crack down on predatory lending. This fits with the macro direction of the country amid the doubling down of stimulus measures ever since late-2024. Given uncertainties, I've previously downgraded the stock to "sell" back in January. In 4Q24, net income was down by 41% YoY, hitting CNY214 million. Meanwhile, revenue was down by 17%, reaching 3 billion. These figures make the situation seem more dire than it actually was. Provisions for contingent liabilities spiked significantly, reaching CNY935 million vs. only 684 million in guarantee income. This is a point of worry given the firm's persistent challenge between the risk it insures against vs. the costs it receives. Another significant impact from the new policies is towards their tech-empowerment service, which is essentially an asset-light model where the firm helps financial institutions to upgrade the underwriting process without commitments like putting up capital or assuring against credit loses. Revenue from the segment hit CNY170 million vs. 601 million in 4Q24. Its impact on profit were particularly strong given higher margins relative to other business lines. Latest earnings Company filings The situation: the good and the bad LX currently has the lowest P/B at 0.22x with a dividend yield of 17%. This makes it the cheapest amongst peers which makes sense for qualitative reasons. The business has the weakest take rate among peers due to its choice of targeting prime customers with decent credit profiles. As a result, competition is fierce against rivalry from banks directly and from larger fintech companies with a size advantage. My previous theses points out the persistent ...
Investors in Regal Rexnord Corp (Symbol: RRX) saw new options become available today, for the June 18th expiration. At Stock Options Channel, our YieldBoost formula has looked up and down the RRX options chain for the new June 18th contracts and identified one put and one call
Investors in Regal Rexnord Corp (Symbol: RRX) saw new options become available today, for the June 18th expiration. At Stock Options Channel, our YieldBoost formula has looked up and down the RRX options chain for the new June 18th contracts and identified one put and one call
Investors in Darling Ingredients Inc (Symbol: DAR) saw new options become available today, for the June 18th expiration. At Stock Options Channel, our YieldBoost formula has looked up and down the DAR options chain for the new June 18th contracts and identified one put and one
Investors in Darling Ingredients Inc (Symbol: DAR) saw new options become available today, for the June 18th expiration. At Stock Options Channel, our YieldBoost formula has looked up and down the DAR options chain for the new June 18th contracts and identified one put and one
Investors in Hubbell Inc. (Symbol: HUBB) saw new options become available today, for the December 18th expiration. One of the key data points that goes into the price an option buyer is willing to pay, is the time value, so with 246 days until expiration the newly available con
Investors in Hubbell Inc. (Symbol: HUBB) saw new options become available today, for the December 18th expiration. One of the key data points that goes into the price an option buyer is willing to pay, is the time value, so with 246 days until expiration the newly available con
Ganfeng Lithium, the world’s largest producer of lithium metal, has issued a strong profit forecast for the first quarter of this year as soaring demand for electric vehicles (EVs) and energy storage system (ESS) batteries lifted earnings. The company, based in China’s central Jiangxi province, said in an exchange filing on Thursday that increasing orders had driven up prices of lithium – a key ma...
Ganfeng Lithium, the world’s largest producer of lithium metal, has issued a strong profit forecast for the first quarter of this year as soaring demand for electric vehicles (EVs) and energy storage system (ESS) batteries lifted earnings. The company, based in China’s central Jiangxi province, said in an exchange filing on Thursday that increasing orders had driven up prices of lithium – a key material for EV and ESS batteries – helping it post an estimated profit of 1.6 billion yuan (US$234...
Investors in Polaris Inc (Symbol: PII) saw new options become available today, for the December 18th expiration. One of the key data points that goes into the price an option buyer is willing to pay, is the time value, so with 246 days until expiration the newly available contr
Investors in Polaris Inc (Symbol: PII) saw new options become available today, for the December 18th expiration. One of the key data points that goes into the price an option buyer is willing to pay, is the time value, so with 246 days until expiration the newly available contr
Investors in Welltower Inc (Symbol: WELL) saw new options become available today, for the December 18th expiration. One of the key data points that goes into the price an option buyer is willing to pay, is the time value, so with 246 days until expiration the newly available co
Investors in Welltower Inc (Symbol: WELL) saw new options become available today, for the December 18th expiration. One of the key data points that goes into the price an option buyer is willing to pay, is the time value, so with 246 days until expiration the newly available co
The International Monetary Fund said Egypt’s economic reforms and stronger buffers are enabling the country to better weather external shocks, as the local pound reverses some losses after the Iran war ceasefire. The North African nation has learned from the experience of the 2022 outbreak of the Russia-Ukraine war and its inflationary impact, Jihad Azour , director of the Middle East and Central ...
The International Monetary Fund said Egypt’s economic reforms and stronger buffers are enabling the country to better weather external shocks, as the local pound reverses some losses after the Iran war ceasefire. The North African nation has learned from the experience of the 2022 outbreak of the Russia-Ukraine war and its inflationary impact, Jihad Azour , director of the Middle East and Central Asia department at the IMF, said in an interview in Washington. “They allowed the exchange rate to be more flexible, to buffer any external shock, but also they have increased and built a high level of reserves that allows them to provide more comfort to the market,” he said. Iran War Tests Egypt’s Resilience After Bond Outflows Surge Egypt Holds Rates as Iran War Hits Pound, Drives Fuel Surge Iran War Drives Egyptian Inflation Rate to Highest Since May Although far from the epicenter of the conflict in the Persian Gulf, import-dependent Egypt’s economy has been roiled by the spillover effects. Billions of dollars of foreign-portfolio investment exited last month, sending its currency to a record low. The IMF more than doubled an existing Egyptian loan program to $8 billion in early 2024 as the Israel-Hamas war raged in neighboring Gaza. A key IMF condition was that the pound more accurately reflect supply and demand. That appears to be happening, with the pound starting to rebound since the US and Iran agreed a two-week ceasefire on April 8. Having traded at as low as 54.7 per dollar, the Egyptian currency was changing hands at 51.8 on Thursday, its strongest level in more than a month. Those gains have been fueled by an estimated $3 billion of foreign inflows into the local debt market over the past four trading days, according to investment bank EFG Hermes . That’s partly reversing about $8 billion of net outflows since mid-February, when the likelihood of an Iran war increased, and puts current foreign holdings at between $22 billion and $24 billion, the bank says. Egyp...
John Swinney unveils his party’s manifesto, saying cost of living is the ‘defining issue’ for voters on 7 May UK politics live – latest updates The SNP will cap supermarket prices for essential goods like bread and milk if it retains power, John Swinney has pledged, after describing the cost of living as “the defining issue of this election”. With polls pointing to a fifth Holyrood term for the Sc...
John Swinney unveils his party’s manifesto, saying cost of living is the ‘defining issue’ for voters on 7 May UK politics live – latest updates The SNP will cap supermarket prices for essential goods like bread and milk if it retains power, John Swinney has pledged, after describing the cost of living as “the defining issue of this election”. With polls pointing to a fifth Holyrood term for the Scottish National party, its leader said he would use devolved public health powers to fix prices on 20 to 50 items such as bread, milk, cheese, eggs, rice and chicken because their rising cost was “impacting our nation’s nutrition”. Continue reading...
Global defense spending hit $2.63 trillion in 2025, up from $2.48 trillion in 2024, and the momentum is accelerating. NATO’s European allies and Canada increased defense spending by 20% in 2025 compared to the prior year, and by 2035, the alliance has committed to even higher investment targets. For the first time, all 31 NATO ... 3 Defense ETFs to Buy as NATO Spending Hits Record Highs in 2026
Global defense spending hit $2.63 trillion in 2025, up from $2.48 trillion in 2024, and the momentum is accelerating. NATO’s European allies and Canada increased defense spending by 20% in 2025 compared to the prior year, and by 2035, the alliance has committed to even higher investment targets. For the first time, all 31 NATO ... 3 Defense ETFs to Buy as NATO Spending Hits Record Highs in 2026
Mikie Sherrill says taxpayers should not carry burden Costs at World Cup have come under increased scrutiny New Jersey’s governor, Mikie Sherrill, has hit out at Fifa after reports her state’s transport system will charge $100 for a return ticket to World Cup matches this summer. New Jersey Transit lists the price for a round-trip ticket from New York’s Penn Station to MetLife Stadium, which will ...
Mikie Sherrill says taxpayers should not carry burden Costs at World Cup have come under increased scrutiny New Jersey’s governor, Mikie Sherrill, has hit out at Fifa after reports her state’s transport system will charge $100 for a return ticket to World Cup matches this summer. New Jersey Transit lists the price for a round-trip ticket from New York’s Penn Station to MetLife Stadium, which will host eight World Cup matches this summer, including the final, as $12.90. The new pricing, reported by The Athletic earlier this week , puts the return ticket at more than $100 with no reductions for children, seniors or people with disabilities. NJ Transit told Fox 5 New York that the price has not been finalized. A decision is expected in the coming days. Continue reading...
PhonlamaiPhoto/iStock via Getty Images I previously rated Marvell Technology, Inc. (NASDAQ: MRVL ) as a Buy in November 2025, attributed to its beneficiary custom AI accelerator status through the strategic partnerships with two leading hyperscalers. In this article, I shall discuss why MRVL has been downgraded as a Hold, with the overly done rally negating its structurally robust, diversified, pr...
PhonlamaiPhoto/iStock via Getty Images I previously rated Marvell Technology, Inc. (NASDAQ: MRVL ) as a Buy in November 2025, attributed to its beneficiary custom AI accelerator status through the strategic partnerships with two leading hyperscalers. In this article, I shall discuss why MRVL has been downgraded as a Hold, with the overly done rally negating its structurally robust, diversified, profitable growth prospects during the multi-year cloud super cycle. MRVL Proves Its AI Beneficiary Status MRVL 1Y Stock Price (Trading View) Since my last Buy rating upon a dip to the $80s for an improved margin of safety, my Buy Zones have already materialized numerous times in mid November 2025, February 2026, and March 2026, before MRVL charts an outsized stock price rally of +46.4% to record a new 52 week high of $138s. 1. Data Center Monetization Trends MRVL's recent price action is likely attributed to its two hyperscaler customers signaling the durability of their capex spending trends entering 2026, such as: Amazon ( AMZN ) at the CapEx guidance of $200 billion in FY2026 (+55.8% YoY) and Microsoft ( MSFT ) announcing numerous data center-related projects over the past few months after reporting YTD capex of $49.27B (+60.3% YoY). These developments are likely to be accretive to MRVL's top/bottom-line growth prospects, with it building upon their historical data center revenue growth from $2.4B in FY2023 to $6.1B in FY2026, expanding at a 3Y CAGR of +36.4%. The same has already been embedded in their FY2027 data center revenue growth guidance by +40% YoY and FY2028 by +50% YoY, with it building upon FY2026 levels of +46.7% YoY. With data center opportunities comprising an expanded ratio of MRVL's overall revenues at 74.3% in FY2026 (+2.3 points YoY/+40.1 from FY2021 levels of 34.2% ) and two of its hyperscaler clients hinting at further investments, I can understand why the stock has outperformed as it has thus far. This is especially since the management has highlight...