2025年，面对复杂多变的外部经济环境和息差收窄的行业挑战，紫金银行始终坚守“服务三农、服务中小、服务城乡”的市场定位，扎根地方经济，交出了一份稳健增长的答卷。 年报数据显示：截至2025年末，紫金银行总资产达到2903.43亿元，较年初增加203.99亿元，增幅7.56%；营业收入为41.18亿元，净利润为12.44亿元。去年，紫金银行以深化改革创新为动力，在业务结构优化、科技金融赋能、普惠金融服务以及数字化转型等方面均取得了一系列积极成效。 这也为2026年的高质量发展打下了坚实基础，主要财务指标在一季报中成效显著，诸如营业收入同比增长2.22%，利润总额更是大幅增长了12.44%，呈现全面“开门红”态势。 业务结构持续优化 对于区域性中小商业银行来说，当下环境极具挑战。面对困难，紫金银行迎难而上，从过去“求大求快”的规模扩张，逐渐转向利用“地缘、人缘”优势，通过“资产做小、服务做深、管理做精”，构建新的核心竞争力，实现业务结构的持续优化。 比如，在资产负债结构中，长期限存款占比逐步下降。紫金银行通过积极拓展客户资源，加大存款产品开发力度，提升核心负债占比，提高资金来源稳定性；同时，持续优化负债结构，合理摆布各项负债规模、期限等，提高与资产的匹配能力。 年报显示，截至去年末，该行负债总额达到2700.42亿元，较年初增加200.34亿元，增幅8.01%，各项存款2245.00亿元，较年初增加145.35亿元，各项存款占总负债比例为83.14%，负债规模增速在合理区间。 在营业收入构成中，资金条线贡献越加突出，去年，紫金银行证券投资利息收入达到11.98亿元，在营业收入中占比13.67%，占比较上年同期增加0.95个百分点。另外，紫金银行的中收能力也在稳步增强，去年全年实现手续费及佣金收入3.32亿元，占比3.79%，较上年同期增加0.50个百分点。 在净息差持续收窄的背景下，中间业务收入已成为银行摆脱规模依赖、实现高质量发展的“第二增长曲线”，其中，财富管理是银行拓展零售端非息收入的重要抓手，去年，紫金银行围绕客户多元化的风险偏好与资金周期需求，持续推出夜市理财、“固收+”、养老年金保险等特色财富产品，为客户提供存款、理财、保险等多种组合方案。面向不同客群开展丰富的线上体验、线下交流的财富类活动，打造个人客户分级权益体系，有效促进财富业务规模增长。截至报告期末，...

美国司法部当地时间4月23日证实，参与强行控制并转移委内瑞拉总统马杜罗的美国陆军特种部队军士长甘农·肯·范戴克， 因涉嫌利用此消息进行投注获利超过40万美元而被起诉。 据悉，在1月3日前的几周内，范戴克利用敏感的机密信息， 在预测市场Polymarket上押注美军将进入委内瑞拉以及马杜罗将下台。 1月3日当天，范戴克还在网络账号上传涉敏感信息照片。 曼哈顿联邦法院的大陪审团对38岁的范戴克提起了起诉书，罪名包括为个人利益非法使用机密政府信息、窃取非公开政府信息、商品欺诈、电信欺诈以及进行非法货币交易。 美国商品期货交易委员会也针对范戴克提起了民事诉讼。

除了舞台表演，机器人即将迎来史无前例的规模化应用。 4月22日，界面新闻记者独家获悉，国家电网有限公司已内部印发《2026年具身智能发展规划》，计划在今年集中采购各类具身智能设备约8500台，总投资约68亿元，重点聚焦电力巡检、带电作业、应急救援、仓储物流四大场景，旨在推动电网从“人工运维”向“自主化运维”转型。 “若计入南方电网及地方能源集团的跟进采购，业内预计2026年电力行业具身智能总投资规模有望突破100亿元”，一名具身智能行业应用的核心产业链人士对界面新闻记者预测。 根据上述规划文件，2026年的采购清单被细分为三大品类，执行分批次集中采购策略：Q1试点采购、Q3规模化采购、Q4补充采购。 其中，四足巡检机器狗为最大单品类，采购数量达5000台，预算金额15亿元，重点部署于变电站、输电线路及山区电网；人形带电作业机器人为单价最高品类，采购数量500台，预算金额25亿元，应用场景覆盖配网带电作业与特高压项目；双臂巡检机器人采购数量3000台，预算金额18亿元，主要用于变电站设备操作与故障处理。 上述设备采购金额合计58亿元，剩余12亿元将投向技术研发（8亿元）与人才培养（2亿元）。文件同时明确，所有采购设备需符合国家电网《电力具身智能设备技术规范》，优先选择能与“光明电力大模型”深度融合、支持本地化部署的供应商，以保障数据安全。 界面新闻记者了解到，本次采购的机器人本体公司包括云深处，宇树、智元，优必选、傅利叶等。 但除此之外，在电网和国央企有场景优势的产业链也被此次巨额订单采购激活，界面新闻记者了解到，咸亨国际、亿嘉和、申昊科技等深耕电网机器人多年的公司，也正在等待具身智能采购订单的历史性变化。 “今年已经明显感觉到跟往年的不同了，一季度我们就开始中标国央企的机器人订单了”，咸亨国际的具身智能负责人对界面新闻记者说。 咸亨国际是电网能源类国企多年的运营，维修，检测等需求的集约化采购核心供应商，年报显示，咸亨国际2025年，已经开始向客户供应2888万元的具身智能设备，包括无人机、特种机器人、四足机器人等。“今年针对电网等国央企具身智能板块的收入会有较大幅度的增长”，上述人士说。 “中国有十万个需要巡检变电站，每个变电站配 1-2 个巡检狗，如果按每个巡检机器狗单价 50-100 万 ，这里就是千亿市场。我们多年服务电网国央企，有巨量的数据和场景理解、服务优...

Sarah Yerkes, the Senior Fellow at the Middle East Program at the Carnegie Endowment, says the US-Iran conflict may continue to play out over several months, while the fundamental strategic goals of the Trump administration remain unclear. (Source: Bloomberg)

两大科技巨头宣布裁员；涉恒大虚假财报，普华永道被罚13亿港元 美以伊最新： 当地时间 23 日晚 ， 德黑兰上空传出爆炸声 ，随后以色列否认空袭伊朗。 据报道， 美军 “ 布什 ” 号核动力航母正驶向中东海域 。特朗普 下达 “击沉令”，并表示“时间在倒计时”， “已完全控制霍尔木兹海峡” 。他同时 表示 “不想仓促行事” ，强调伊朗领导层目前处于“动荡之中”。 以色列国防部长 称 ，已做好重启与伊朗战争的准备， “ 只等美国的绿灯 ” 。 伊朗总统佩泽希齐扬、议长卡利巴夫和司法总监埃杰伊 发 罕见发布团结声明 回 应特朗普，给了他一记联合 “ 耳光 ” 。 外交部发言人强调， 谈判 的 核心议题不再是核问题，而是彻底终结战争 。 据透露 ，伊朗与美国在巴基斯坦谈判的准备工作可能在 “ 今晚或明天 ” 取得突破 。 伊朗已制定针对美方及其盟友的反击目标清单 。稍早 前， 伊朗议会副议长称，首笔霍尔木兹海峡通行费收入已汇入中央银行账户。 以色列和黎巴嫩之间的会谈于北京时间凌晨 4 时举行 。 特朗普表示，黎以之间的停火协议将延长三周。 五一假期休市安排来了 ： 5 月 1 日（星期五）至 5 月 5 日（星期二）休市， 5 月 6 日（星期三）起照常开市。另外， 5 月 9 日（星期六）为周末休市。 美股方面， 三大指数小幅收跌， 道指跌 0.36% ，纳指跌 0.89% ，标普 500 指数跌 0.41% 。 热门科技股多数下跌， 微软跌近 4% ，特斯拉跌超 3% ， Meta 跌超 2% ，英伟达跌超 1% ，谷歌跌 0.13% ，苹果微涨 0.1% 。 纳斯达克中国金龙指数收跌 2.47% ， 热门中概股里， 好未来跌9.3%， 小鹏汽车跌超 6% ，阿里巴巴、网易、蔚来跌超 3% ，拼多多、京东跌超 2% ，百度跌超 1% 。 全球资产表现上 ， WTI原油期货结算价收涨3.11%，上涨2.89美元，报95.85美元/桶。布伦特原油期货结算价收涨3.1%，上涨3.16美元，报105.07美元/桶。 周四纽约尾盘，现货黄金跌1.04%，报4690.57美元/盎司。 现货白银跌2.91%，报75.4434美元/盎司。 1. 俄乌多地互袭 ，欧盟 对俄实施第 20 轮制裁 据俄国防部通报，莫斯科时间 22 日， 154 架乌无人机被拦截摧毁，地点包括萨马拉州、阿斯...

【有線新聞】五一黃金周將至，有機構與多間商戶合作，推出消費折扣優惠及主題旅遊特輯，刺激旅客消費。 商經局局長丘應樺、市建局行政總監蔡宏興和多名立法會議員出席啟動禮。今年有60間商戶參與，為旅客提供折扣優惠和贈品等，比去年增加超過五成。丘應樺致辭時表示活動起了重要的示範作用，帶領商戶加入創新元素，相信定能在五一黃金周期間吸引更多旅客消費，為中上環帶來人氣和財氣。

金山雲：與小米集團簽訂2025年小米合作框架協議- 老虎證券 Tiger Brokers

Source: Bloomberg, 0:00

Intel earnings send the stock soaring. Here's what you need to know. MarketWatch

格隆汇4月24日｜台股高开，台湾加权指数涨1.67%，报38345.07点。

Earnings Call Insights: Carlisle Companies Incorporated (CSL) Q1 2026 Management View "Revenue for the first quarter was $1.1 billion, down 4% year-over-year" and the decline was attributed to winter weather delays and "approximately $15 million of tariff-related order pull forward from Canadian customers, which did not repeat this year" (Chairman, President & CEO D. Koch). "Adjusted EPS rising to $3.63, up 1% versus last year" and "adjusted EBITDA margin expanding by 50 basis points to 22.3%" were presented as outcomes of multi-quarter productivity and cost actions under COS despite pressured volumes (Chairman, President & CEO Koch). "We acted quickly in mid-March announcing price increases across both CCM and CWT effective mid-April and implementing real-time freight surcharges" and "announced a second round of price increases at CCM today" amid oil-driven input and freight volatility (Chairman, President & CEO Koch). "We are reaffirming our full year 2026 outlook of low single-digit revenue growth and approximately 50 basis points of adjusted EBITDA margin expansion" (Chairman, President & CEO Koch). "Adjusted EBITDA was $235 million in the quarter" and the margin improvement was tied to "COS-driven productivity gains, procurement discipline and efficient management of selling and administrative costs" (VP & CFO Kevin Zdimal). Outlook "We are reaffirming our 2026 outlook" with "full year consolidated revenue growth in the low single-digit range" and "consolidated adjusted EBITDA margins to expand by approximately 50 basis points for the full year" (VP & CFO Zdimal). Management shifted its revenue-growth positioning within the range: "with our recent price increase announcements, we now expect revenue growth at the higher end of that range, along with double-digit growth for EPS" (VP & CFO Zdimal). The pricing-led mix of the higher revenue assumption was described as: moving from "probably 1%" to "3%" and "all of that improvement is price" (VP & CFO Zdimal). Finan...

Earnings Call Insights: SS&C Technologies (SSNC) Q1 2026 Management View "The first quarter of 2026 included a war in Iran, tariffs war, spiking oil prices and other macro headwinds. Nevertheless, we delivered strong first quarter results, underscoring SS&C's resilience." (Founder, Chairman of the Board & CEO Bill Stone) "Based on our performance and visibility today, we are raising 2026 guidance." (CEO Stone) "First quarter results were adjusted revenue of $1.648 billion, up 9% and adjusted diluted earnings per share of $1.69, a 14% increase." (CEO Stone) "Adjusted organic revenue growth was 5%, with performance driven by GIDS, which grew 10.4%, GlobeOp, which grew 6.7% and our recent acquisitions are executing ahead of expectations." (CEO Stone) "Next week, SS&C will launch Blue Prism WorkHQ, our Agentic workflow orchestration platform designed to coordinate automation, AI agents and human decision-making across enterprise workflows." (CEO Stone) "As a result, adjusted organic revenue growth on a constant currency basis was 5% and our core expenses increased 2.9% or $27 million." (Executive VP & CFO Brian Schell) "We estimate that software, largely in the form of subscriptions, represents 11% of this category." (President & COO Rahul Kanwar) Outlook Q2 2026 adjusted diluted EPS of $1.64-$1.70 vs. $1.66; Q2 2026 revenue of $1.64B-$1.68B vs. $1.652B (company guidance vs. analysts’ estimates) Full-year 2026 adjusted diluted EPS of $6.74-$7.06; full-year 2026 revenue of $6.664B-$6.824B; and "maintaining our targeted annual EBITDA expansion of 50 basis points with a goal of 40% margin in Q4." (CFO Schell) "Second quarter of '26, we expect revenue to be in the range of $1.64 billion to $1.68 billion and 5.6% organic revenue growth at the midpoint." (CFO Schell) Compared with Q4 2025 guidance language, management shifted from "we expect" full-year 2026 revenue of "$6.654 billion" (low end) to "we increased our expectations" to "$6.664 billion" (low end). (CFO Schell, Q4 ...

Earnings Call Insights: SLM Corporation (SLM) Q1 2026 Management view "Our performance in the quarter was strong... Diluted EPS in the first quarter was $1.54 per share as compared to $1.40 in the year ago quarter. Loan originations were $2.9 billion, up 5% from the prior year quarter." (CEO & Director Jonathan Witter) "This performance precedes the expected multiyear growth in both undergrad and graduate lending tied to federal reforms, which we believe could increase our originations by up to 70% over the next several years." (CEO & Director Witter) "Net charge-offs and delinquencies were consistent with or slightly better than our expectations." (CEO & Director Witter) "Net charge-offs were $89 million." (CEO & Director Witter) "We executed a $2 billion seasoned loan portfolio sale during the quarter, coupled with a planned 10b5-1 share repurchase plan and also launched a $200 million ASR." (CEO & Director Witter) "During the first quarter, we executed $3.3 billion in loan sales, generating $146 million in gains at attractive economics." (Executive VP, CFO & Treasurer Peter Graham) "Year-to-date, we have repurchased approximately 12 million shares, 6% of the outstanding shares at the end of 2025, at an average price of $21.50 per share." (Executive VP, CFO & Treasurer Graham) Outlook "We expect our diluted earnings per common share for 2026 to be between $3.10 and $3.20." (CEO & Director Witter) "This revised outlook assumes the full utilization of our $500 million share repurchase authorization and roughly $1 billion of incremental loan sales beyond our initial plan." (CEO & Director Witter) "At the same time, we are reaffirming all other elements of our 2026 outlook, including originations growth, net charge-offs and noninterest expense metrics." (CEO & Director Witter) Compared with the prior quarter’s guidance, management raised 2026 EPS from "between $2.70 and $2.80 in 2026" (CEO & Director Witter, Q4 2025 call) to "between $3.10 and $3.20" (CEO & Director W...

Source: Bloomberg, 0:00

格隆汇4月24日｜中金财富期货发文称，美伊问题依然较为复杂，尤其是德黑兰上空再度传出爆炸声，美国“布什”号航母驶近中东，以色列称准备好重启战争，伊朗制定“对等回应”方案，美伊战争重燃的风险不可忽视。黄金可能是当前资产中最受油价拖累的品种。考虑到美伊局势难以预料，目前黄金参与价值依然不大，观望为宜。

格隆汇4月24日｜富时中国A50指数期货低开0.01%。

(RTTNews) - The China stock market on Thursday ended the three-day winning streak in which it had picked up more than 55 points or 1.3 percent. The Shanghai Composite Index now sits just above the 4,090-point plateau and it's tipped to open under water again on Friday.

Shares of Applied Digital (NASDAQ: APLD) spiked on Thursday after the data center designer struck a lucrative deal with a cloud computing giant. Image source: Getty Images. Applied Digital entered a 15-year lease with an unnamed U.S.-based hyperscaler at its 500-acre, 430-megawatt (MW) artificial intelligence ( AI ) factory, Delta Forge 1. Continue reading

日本财务大臣片山皋月表示，日本当局将对投机性汇率波动采取大胆而强有力的行动。片山在东京告诉记者，外汇市场存在大量投机性波动，其中一些与石油价格有关。与美方对口官员保持沟通；即使在节假日，副手级官员也保持密切联系。强劲的股价反映了稳健的经济以及国内外对“高市经济学”的高度信心。日本将稳步推进负责任且积极主动的财政政策。日本没有与美国讨论过信用互换安排，现阶段也不考虑此事。 责任编辑：王永生

US report warns it could take six months to clear strait of mines as Trump declares ‘total control’ over key waterway – key US politics stories from Thursday 23 April at a glance Donald Trump has again said that the US has “total control over the strait of Hormuz”, adding that Iran’s leadership was so hobbled by infighting that it was unclear who was in charge. But the US president’s claim seemed questionable in the face of the seizure of two container ships by Iranian commandos and a US report warning it could take six months to clear the strait of mines. Continue reading...

富时中国A50指数期货在上一交易日夜盘收跌0.06%的基础上高开，盘初跌0.02%。

A Shanghai grandmother has been nicknamed the “telephone booth princess” for persisting in her post as a public phone booth manager for 33 years. Shen Yuxiu, who is in her 80s, manages the city’s last staffed booth. She looks after two very old landline phones. Everyday she arrives at 9am and stays until 8pm. Despite the fact that the booth is located on Fuzhou Road, which connects Shanghai’s two hottest tourist spots, The Bund and People’s Square, Shen said that she only earns two yuan (3 US...

格隆汇4月24日｜日元兑其他G10和亚洲货币的汇率走势分化，交易员正在评估日本财务大臣片山皋月今天上午的讲话。片山皋月表示，近期日元的波动是投机性的，如果需要，有关部门将在外汇市场采取果断行动。她还表示，财务省正就外汇市场的动向与美国保持密切联系，并将在日本即将到来的长假期间与全球货币当局保持密切沟通。在她发表上述言论之际，日元兑美元汇率重拾跌势，正走向160日元的水平，而这是一个有关部门可能会进行干预的门槛。数据显示，美元兑日元持平于159.77日元。

市場關注外圍走勢及地緣政治風險，港股今日預料將再度低開。 美股個別發展 道指跌、納指標指創新高後回軟 美國股市表現分歧，道瓊斯工業平均指數收跌179點；納斯達克指數與標準普爾500指數則在早段創出歷史新高後回軟，最終錄得跌幅。英特爾季度業績及營運指引均優於市場預期，刺激其股價在收市後交易時段急升19%。 中東局勢升溫 特朗普下令擊沉伊朗布雷船 地緣政治方面，美國總統特朗普下令軍方擊沉任何騷擾美國船隻的伊朗布雷艦。與此同時，以色列與黎巴嫩已同意將停火期限延長三周。 內地擬展開廣告監管行動 涵蓋AI生成及彈窗廣告 內地計劃展開為期半年的廣告監管行動，範圍包括人工智能(AI)生成的廣告內容，以及彈出式視窗廣告。

市場關注外圍走勢及地緣政治風險，港股今日預料將再度低開。 美股個別發展 道指跌、納指標指創新高後回軟 美國股市表現分歧，道瓊斯工業平均指數收跌179點；納斯達克指數與標準普爾500指數則在早段創出歷史新高後回軟，最終錄得跌幅。英特爾季度業績及營運指引均優於市場預期，刺激其股價在收市後交易時段急升19%。 中東局勢升溫 特朗普下令擊沉伊朗布雷船 地緣政治方面，美國總統特朗普下令軍方擊沉任何騷擾美國船隻的伊朗布雷艦。與此同時，以色列與黎巴嫩已同意將停火期限延長三周。 內地擬展開廣告監管行動 涵蓋AI生成及彈窗廣告 內地計劃展開為期半年的廣告監管行動，範圍包括人工智能(AI)生成的廣告內容，以及彈出式視窗廣告。

India’s rupee is “fundamentally undervalued,” the country’s chief economic adviser said, adding that current levels could draw investors. “For long-term investors, the rupee’s current valuation provides an attractive entry point,” V. Anantha Nageswaran said in an interview Thursday. The rupee has been under pressure this week, with Brent above $100 a barrel. The currency has given up much of the gains fueled by the central bank’s recent measures to curb speculative arbitrage bets that had pushed the rupee to record lows last month, as tensions in the Middle East kept vital energy supplies constrained. It fell 0.3% to 94.1113 per dollar on Thursday. The rupee is Asia’s worst-performing currency so far in 2026, extending last year’s decline, as the Middle East conflict clouds growth outlook for a country heavily reliant on energy imports from the region. Large foreign outflows from equities — which at one point early this month surpassed last year’s record $18.79 billion annual exit — have worsened the currency’s slide. Despite the rising uncertainty, government officials have maintained a relatively upbeat growth outlook. Reserve Bank of India Governor Sanjay Malhotra said this month he is “ cautiously optimistic ” growth will reach 6.9% in the current financial year, even as some economists have lowered their forecast since the war began.