We Are/DigitalVision via Getty Images Introduction I last covered OppFi ( OPFI ) in September 2025, recommending a hold, and decided to stay away from the shares. Today, shares are trading around 30% lower, a share price decline that has also been observed in the larger FinTech space, including companies such as UPST and PGY . We are now approaching earnings season for the FinTech space, with OppF...
We Are/DigitalVision via Getty Images Introduction I last covered OppFi ( OPFI ) in September 2025, recommending a hold, and decided to stay away from the shares. Today, shares are trading around 30% lower, a share price decline that has also been observed in the larger FinTech space, including companies such as UPST and PGY . We are now approaching earnings season for the FinTech space, with OppFi expecting to announce earnings May 7th. With shares now trading at a forward P/E of around 4.8x on 2026 guidance, OppFi appears undervalued for a company delivering solid results amid a challenging macro backdrop for subprime borrowers. While cheap, there are numerous risks leading me to be reluctant to take a position. This article reiterates my prior Hold rating with a deeper look at Q4'25 results, 2026 guidance, current valuation, and risks, and concludes. Business and Q4'25 OppFi's core product is small‑dollar installment loans between $500 and $4,000 over 9‑ to 18‑month terms with annual percentage rates of between 160% and 179%. Since OppFi is not a bank, they partner with Finwise and other banks to originate loans and then purchase 95% of the receivables. These loans are then bundled into securities and sold to institutional investors. Q4 '25 results were mixed but somewhat supportive of management 's 2026 outlook. Revenue grew 3% sequentially and 17% YoY, driven by a 7% increase in retained net originations and stable auto-approval rates near 79%. Adjusted net income of $25.8mn was below the prior quarter 's $40.7mn, which reflects elevated net charge-offs (45% of revenue versus 35% in Q3). SEC Filings The higher net charge-offs were partially offset by strong operating leverage. Non-interest expenses declined as a percentage of revenue, and interest expense fell to 6% of revenue (from 8% a year ago). Retained net originations rose 7%, while ending receivables grew 16% to approximately $493 million. These efficiencies helped drive adjusted net income of $25.8 mill...
(RTTNews) - SKC Co., Ltd. (011790.KS), a manufacturer and seller of basic chemical raw materials and copper foils for batteries, on Monday reported its net loss narrowed in the first quarter of 2026 compared to the previous year.
(RTTNews) - SKC Co., Ltd. (011790.KS), a manufacturer and seller of basic chemical raw materials and copper foils for batteries, on Monday reported its net loss narrowed in the first quarter of 2026 compared to the previous year.
The BYD booth at the 2026 Beijing auto show on April 25. Photo: IC photo Chinese automakers are aggressively expanding into the premium vehicle market in a bid to escape fierce price competition and plunging profit margins in the mass-market segment. BYD Co. Ltd., the mass-market leader, highlighted its shift by filling its Beijing auto show lineup almost exclusively with mid-to-high-end products,...
The BYD booth at the 2026 Beijing auto show on April 25. Photo: IC photo Chinese automakers are aggressively expanding into the premium vehicle market in a bid to escape fierce price competition and plunging profit margins in the mass-market segment. BYD Co. Ltd., the mass-market leader, highlighted its shift by filling its Beijing auto show lineup almost exclusively with mid-to-high-end products, including the flagship Great Tang and Sealion 08 SUVs, as well as the Seal 08 sedan. Its premium sub-brands Denza and Fangchengbao unveiled the Denza Z convertible electric supercar and the new Formula S sedan and Formula X sports car series, respectively, while ultra-luxury brand Yangwang also updated its lineup.
(RTTNews) - Atlas Arteria Limited (ALX.AX) an owner, operator and developer of toll roads, said Monday it received an unsolicited off-market takeover offer from IFM to acquire all securities it does not already own for A$4.75 cash per security.
(RTTNews) - Atlas Arteria Limited (ALX.AX) an owner, operator and developer of toll roads, said Monday it received an unsolicited off-market takeover offer from IFM to acquire all securities it does not already own for A$4.75 cash per security.
Intel Corporation (NASDAQ:INTC) is one of the best booming stocks to buy according to hedge funds. Intel Corporation (NASDAQ:INTC) announced financial results for fiscal Q1 2026 on April 23, reporting that revenue for the quarter reached $13.6 billion, up 7% year-over-year. First-quarter earnings (loss) per share attributable to the company were $0.73, while non-GAAP EPS […]
Intel Corporation (NASDAQ:INTC) is one of the best booming stocks to buy according to hedge funds. Intel Corporation (NASDAQ:INTC) announced financial results for fiscal Q1 2026 on April 23, reporting that revenue for the quarter reached $13.6 billion, up 7% year-over-year. First-quarter earnings (loss) per share attributable to the company were $0.73, while non-GAAP EPS […]