Earnings Call Insights: Asure Software (ASUR) Q1 2026 Management View “First quarter revenues came in at $42.8 million, representing growth of 23% compared to Q1 of 2025.” (Chairman & CEO Patrick Goepel) “Our organic growth rate for quarter 1 2026 was 7% compared with 3% in quarter 1 2025, and 3.5% in quarter 1 2024.” (Chairman & CEO Patrick Goepel) “Since the launch of Asure Central in October 20...
Earnings Call Insights: Asure Software (ASUR) Q1 2026 Management View “First quarter revenues came in at $42.8 million, representing growth of 23% compared to Q1 of 2025.” (Chairman & CEO Patrick Goepel) “Our organic growth rate for quarter 1 2026 was 7% compared with 3% in quarter 1 2025, and 3.5% in quarter 1 2024.” (Chairman & CEO Patrick Goepel) “Since the launch of Asure Central in October 2025, adoption has continued at a rapid pace, and we believe that by the end of the second quarter of 2026, the majority of our approximately 30,000 direct clients will be on the platform.” (Chairman & CEO Patrick Goepel) “Earlier this year, at our sales kickoff, we introduced AsureWorks, which is our administrative services outsourcing or ASO model… Clients who adopt managed payroll and compliance services typically represent 2x to 3x the revenue of a payroll-only client.” (Chairman & CEO Patrick Goepel) “First quarter total revenues were $42.8 million compared to $34.9 million in Q1 2025, representing growth of 23% year-over-year.” (CFO John Pence) Outlook “Based on continued positive momentum in our business, we are updating our full year 2026 guidance and also providing Q2 guidance.” (CFO John Pence) “Full year 2026 guidance. Revenue of $159 million to $163 million, and adjusted EBITDA margin of 23% to 25%.” (CFO John Pence) “Q2 2026 guidance. Revenue of $36 million to $38 million, and adjusted EBITDA of $6 million to $8 million.” (CFO John Pence) “It's important to keep in mind that the first quarters are seasonally strong as recurring year-end W2/ACA revenue is recognized in this period.” (CFO John Pence) Financial Results “Recurring revenue for Q1 2026 was $37.8 million… Recurring revenue represented approximately 88% of total revenue in the quarter.” (CFO John Pence) “Professional services and hardware revenue was $5 million in Q1 2026… The increase in nonrecurring revenue was primarily due to hardware sales from our Lathem acquisition, and professional services tied ...
The correlation between dollar-yen and Brent crude rose to its highest level since late 2021 a day before Japanese authorities intervened in the currency market, underscoring the tighter link between oil prices and the yen. While the wide interest-rate gap between the US and Japan has long been cited as a key factor behind yen weakness, the recent surge in oil prices tied to Middle East tensions i...
The correlation between dollar-yen and Brent crude rose to its highest level since late 2021 a day before Japanese authorities intervened in the currency market, underscoring the tighter link between oil prices and the yen. While the wide interest-rate gap between the US and Japan has long been cited as a key factor behind yen weakness, the recent surge in oil prices tied to Middle East tensions is seen as another important driver. As a major energy importer, Japan is highly exposed to crude price swings, which feed directly into its trade balance and currency. Japanese officials have also begun to scrutinize speculative trading in crude oil futures, saying it has become a new factor driving currency moves. Top currency official Atsushi Mimura said on Friday that authorities are maintaining readiness to intervene in the crude oil futures market. Read more: How Japan Can Use the Oil Market to Support the Yen: Explainer Brent Donnelly , president of Spectra Markets, said the drop in oil Thursday following the yen’s rally may have been the result of traders holding correlated positions across the two markets. “If you’re playing for higher oil, you are probably short yen and when you are getting smoked on the yen side, you sell your oil futures,” he said.
NatWest press release ( NWG ): Q1 GAAP EPS of 17.80p. Total income of £4.36B (+9.5% Y/Y). Return on Tangible Equity of 18.2% drove strong capital generation pre-distributions of 65 basis points in the quarter and further growth in TNAV per share, up 16 pence to 400 pence. Outlook: Based on our latest expectations for interest rates and economic conditions, we now expect income excluding notable it...
NatWest press release ( NWG ): Q1 GAAP EPS of 17.80p. Total income of £4.36B (+9.5% Y/Y). Return on Tangible Equity of 18.2% drove strong capital generation pre-distributions of 65 basis points in the quarter and further growth in TNAV per share, up 16 pence to 400 pence. Outlook: Based on our latest expectations for interest rates and economic conditions, we now expect income excluding notable items to be at the top end of our previously guided range of £17.2B - £17.6B. Except for this strengthened guidance, we reaffirm the outlook provided in our full year 2025 results. More on NatWest NatWest Group plc (NWG) Presents at Morgan Stanley European Financials Conference Transcript NatWest Group plc (NWG) Q4 2025 Earnings Call Transcript NatWest Group: A Dip Worth Buying (Upgrade) NatWest Q1 Earnings Preview NatWest to buy Evelyn Partners for £2.7B, announces £750M share buyback
The European Central Bank will probably increase borrowing costs if the Iran war persists, according to outgoing Governing Council member Madis Muller . “We didn’t yet consider it necessary to raise interest rates this week, but it’s increasingly likely that we will have to do so in the future,” the Estonian central banker said in a blog post on Friday. Muller, whose term ends in early June, just ...
The European Central Bank will probably increase borrowing costs if the Iran war persists, according to outgoing Governing Council member Madis Muller . “We didn’t yet consider it necessary to raise interest rates this week, but it’s increasingly likely that we will have to do so in the future,” the Estonian central banker said in a blog post on Friday. Muller, whose term ends in early June, just participated in his final rate-setting meeting in Frankfurt, where policymakers decided to stay on hold , though President Christine Lagarde signaled that a hike will be considered at the next meeting. People familiar with the situation told Bloomberg that ECB officials are likely to raise rates then unless there are positive developments on energy prices and ending the Iran war. Muller explained that the ECB could stand pat on Thursday “partly because longer-term interest rates have already risen in financial markets — this means that the tightening of financing conditions, which is necessary to counter price pressures, has taken place without direct intervention by the central bank.” “However, this so-called advance effect loses its power if central-bank interest rates remain unchanged for a longer period of time,” he said. “It’s therefore worth being prepared for the possibility that the ECB Governing Council may still be forced to raise interest rates in the near future.” ECB Officials See June Hike If Energy Costs Don’t Ease First Lagarde Signals ECB to Consider June Hike After Latest Hold Estonia Picks Kaasik as Central-Bank Governor From June 2026
If you're looking for steady businesses that are recession-resistant and compound over time, the consumer staples sector is a great place to invest. The stocks in this sector may not grab headlines like tech and artificial intelligence (AI) stocks , but there are a lot of solid businesses in this space that solidly grow over time. Let's look at three top consumer staples stocks to buy in the secto...
If you're looking for steady businesses that are recession-resistant and compound over time, the consumer staples sector is a great place to invest. The stocks in this sector may not grab headlines like tech and artificial intelligence (AI) stocks , but there are a lot of solid businesses in this space that solidly grow over time. Let's look at three top consumer staples stocks to buy in the sector. If you're looking for a stock in a defensive industry with solid growth, Philip Morris International (NYSE: PM) is a top contender to consider. While its cigarette volumes are declining, they are decreasing at a much slower pace than its rivals that sell into the U.S. market. Meanwhile, it continues to have strong pricing power, which is lifting sales. Continue reading
Earnings Call Insights: Alignment Healthcare (ALHC) Q1 2026 Management View CEO John Kao said Q1 “health plan membership of 284,800 represented year-over-year membership growth of approximately 31%” and said the quarter produced “total revenue of $1.2 billion,” “adjusted gross profit of $146 million,” and “adjusted EBITDA was $38 million,” adding that this “exceeded the high end of our guidance ra...
Earnings Call Insights: Alignment Healthcare (ALHC) Q1 2026 Management View CEO John Kao said Q1 “health plan membership of 284,800 represented year-over-year membership growth of approximately 31%” and said the quarter produced “total revenue of $1.2 billion,” “adjusted gross profit of $146 million,” and “adjusted EBITDA was $38 million,” adding that this “exceeded the high end of our guidance range.” Kao described a Q1 utilization disruption tied to CMS rules and internal workflow execution, saying, “the CMS rule change impacted our observation determination process” and that “this process change was resolved by the end of February, but impacted our first quarter inpatient admissions per 1,000, which was in the high 150s this quarter.” Kao highlighted operational scaling initiatives, including, “just 12 months ago, our claims auto adjudication rate was less than 15%. Now our year-to-date auto adjudication rate is over 60%,” and said the company is “deploying contract management solutions that leverage AI” and “taking the next leap forward in our AVA AI risk stratification models.” CFO James Head said Q1 results included “revenue of $1.2 billion,” “adjusted gross profit of $146 million represented an MBR of 88.2%,” and “adjusted EBITDA of $38 million produced an adjusted EBITDA margin of 3.1%,” while noting “GAAP SG&A was $121 million” and “adjusted SG&A was $108 million.” Outlook CFO James Head guided Q2 revenue of $1.30B-$1.32B vs. analysts’ $1.31223527B, and full-year 2026 revenue of $5.16B-$5.21B (the transcript did not provide EPS guidance). Head raised full-year membership guidance to 294,000-299,000 and said, “we are increasing our membership growth expectation given continued strength within our sales operations and outperformance in member retention through the open enrollment period.” Head lifted the low end of profitability ranges, stating, “we are raising the low end of each of our adjusted gross profit and adjusted EBITDA guidance ranges by $5 million,...